Remove FDIC Remove National Remove Workshop
article thumbnail

Improve loan decisioning: 5 ways to serve small businesses better

Abrigo

Small business owners dont need shared national credit structures; they need simple, flexible loan options. Reduce approval layers According to the FDIC, 73% of banks have at least three levels of approval for small business loans. Simplify underwriting criteria and eliminate unnecessary documentation. 62% even require board approval.

Lending 195
article thumbnail

Welcome to New Orleans

Independent Banker

New inspirations, fresh experiences await at ICBA’s national convention. ICBA’s national convention offers an educational lineup this year of more than 60 workshops and networking sessions. Concurrent Workshops. Concurrent Workshops. Concurrent Workshops. So we want our checking accounts to be FDIC insured.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Popular Association Banking’s Molly Hime to Retire. Carlos Hernandez Named New Division Manager.                                       

PopularBank

Molly has been with Popular Bank since 2005 and was instrumental in growing PAB into a $2 Billion loan portfolio business and the national platform it is today. Molly Hime, a long-time Division Manager for Popular Association Banking (PAB), a division of Popular Bank , has announced her retirement, effective December 31, 2023.

article thumbnail

Building Financially Empowered Youth; Our Future Depends on Them

Filene

A 2013 FDIC National Survey of Unbanked and Underbanked Households showed that more than 30% of household members under the age of 24 are unbanked—significantly higher than older generations. Low-income teenagers in particular are living in financial service deserts.

Video 64
article thumbnail

Wading Through the Waters

Independent Banker

Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. A common excludable structure might be a workshop or pole shed so long as it is used only for personal uses such as a hobby workshop or personal storage.

article thumbnail

Reducing costs of AML while still appeasing regulators

Insights on Business

On December 3, 2018, five US government agencies, including the Federal Reserve, FDIC, FinCEN, National Credit Union Administration and OCC, issued the Joint Statement on Innovative Efforts to Combat Money Laundering and Terrorist Financing encouraging banks to implement innovative approaches and specifically referencing artificial intelligence.