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But because financial information on competitors is so readily available in banking (we must report to the FDIC our quarterly results and it is available to all), we become over-reliant on them. But UBPRs are done by asset size and region. See below for a snapshot from an Umpqua Bank of Portland, Oregon UBPR.
Umpqua Bank is a regional bank headquartered in Portland, Oregon. For example, most local and regional banks will have smaller ATM networks than large, national banks. FDIC Insurance. The good news: The Federal Deposit Insurance Corporation (FDIC) insures online banks just the same as a brick-and-mortar bank.
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