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The Best Checking Accounts in California of 2021

MyBankTracker

Umpqua Bank is a regional bank headquartered in Portland, Oregon. For example, most local and regional banks will have smaller ATM networks than large, national banks. FDIC Insurance. The good news: The Federal Deposit Insurance Corporation (FDIC) insures online banks just the same as a brick-and-mortar bank.

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The Folly of Peer Groups

Jeff For Banks

But because financial information on competitors is so readily available in banking (we must report to the FDIC our quarterly results and it is available to all), we become over-reliant on them. But UBPRs are done by asset size and region. See below for a snapshot from an Umpqua Bank of Portland, Oregon UBPR.

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