Gonzobanker

FEBRUARY 23, 2022

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. The winners in BaaS will be outstanding risk managers – not risk eliminators.

Community Bank 112

Community Bank Strategy Risk Management Fintech 112

CFPB Monitor

OCTOBER 11, 2018

At the Online Lending Policy Institute’s (OLPI) annual summit in Washington, D.C. earlier this week, the OCC’s recent decision to accept applications from non-depository financial technology firms for a special purpose national bank (SPNB) charter was the focus of considerable discussion. Questions directed at Ms.

Policies 60

Policies Lending Data Online 60

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. lending marketplace. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

CFPB Monitor

MAY 18, 2016

” The forum will bring together representatives from banks, financial technology companies, and community and consumer groups to discuss developments, opportunities, and challenges related to financial innovation. On June 23, 2016, the OCC will hold a forum in Washington, D.C.

Innovation 68

Innovation Washington Risk Management Fintech 68

Independent Banker

FEBRUARY 24, 2016

Community banks cannot afford to ignore the staggering pace of lending adoption by both individuals and businesses using digital-only platforms from various nonbank technology-based specialty lending firms. But community banks should not be without hope, nor should they underestimate the significance of customer relationships.

Community Bank 70

Community Bank Community Lending FDIC 70

PYMNTS

MAY 28, 2018

The deal is newsworthy because the mainstream view still sees banks and FinTechs as adversaries, each competing for payment and financial services revenue. Otting said that FinTech could play a limited role in the broader financial services industry with proper federal oversight,” continued the report.

Fintech 100

Fintech Examples Pennsylvania Lending 100

Gonzobanker

DECEMBER 14, 2023

The John Lovitz “Yeah My Wife Morgan Fairchild Award” – goes to fellow pathological liar and now former OCC Chief Financial Technology Officer Prashant Bhardwaj. Last time we checked the Fed’s role was to protect and ensure the safety and soundness of financial institutions. The Monty Python “Biggus Dickus” Award – goes to Sen.

Fintech 193

Fintech Community Regional Technology 193

ZootBlog

NOVEMBER 11, 2015

There are now more than 8,000 financial technology companies in the United States with the potential to shake up traditional financial institutions. Not only are these banks expanding their base services but they are pulling in an innovative trainer versed in the latest technology advancements. Fintech Houses.

Innovation 60

Innovation Fintech social media Knowledge Base 60

FICO

SEPTEMBER 30, 2022

Neeti Aggarwal, CFA senior research manager, The Asian Banker. Neeti Aggarwal manages the financial technology and innovation research at The Asian Banker. With over 19 years’ experience, she specializes in banking, technology and fintech developments across Asia Pacific, Middle East and Africa.

Meeting 52

Meeting Analytics Management Strategy 52

BankNXT

MARCH 1, 2016

The subprime mortgage crisis, and why distributed ledgers would have been instrumental in lessening its impact. Story by George Samman. Could the 2009 subprime mortgage crisis have been avoided with blockchain? on BankNXT.

blockchain 40

blockchain Risk Management Financial Technology Technology 40

CFPB Monitor

AUGUST 1, 2022

On July 18, the Federal Housing Finance Agency (“FHFA”) announced the launch of a new Office of Financial Technology with the goal of advancing effective risk management as it evaluates fintech developments in the housing finance space.

Financial Technology 78

Financial Technology Technology Fintech Compliance 78

William Mills

MAY 9, 2018

A TON of really old technology is being used in mortgage lending. In fact, Fiserv recently sold ALL of their mortgage technology to a PE firm. Synapse Financial Technologies, [link] @synapsefi. Their platform integrates with common mortgage loan origination systems. Good job AI Foundry! Presenters: Sankaet Pathak.

Security 40

Security Samsung Strategy San Jose 40

Fintech Labs Insights

AUGUST 22, 2024

Stratyfy: Raised $12M, decision intelligence technology gaining traction, particularly in risk management. Spring 2022 (San Francisco): Array: Credit and identity management platform, seeing increased adoption due to robust features and user-friendly interface. Prosper: Pioneered peer-to-peer lending in the U.S.,

San Francisco 15

San Francisco New York San Jose Tools 15

CFPB Monitor

NOVEMBER 22, 2022

Unlike the CFPB which has often given more emphasis to the potential consumer risks of financial technology-related advancements than the potential consumer benefits, the Treasury report takes a more even-handed approach.

Fintech 78

Fintech Report Data Lending 78

CB Insights

NOVEMBER 21, 2019

Finally, looking at Canadian “fintech” (financial technology) specifically, funding was up substantially in the first half of the year. Companies in this subcategory (1) provide technology to enable lenders across the value chain (underwriting, monitoring, distribution, administration, etc.), Real estate. Regulatory tech.

Fintech 93

Fintech Marketing US Technology 93

CB Insights

AUGUST 6, 2017

FINANCIAL TECHNOLOGY. Fintech 250: The Tech Startups Redefining The Financial Services Industry. Lending, Investments, And Personal Finance: 102 Startups Attacking The Retail Banking Value Chain. India Fintech Market Map: 72 Startups Working Across Lending, Payments, Insurance & Banking. FINANCIAL TECHNOLOGY.

Industry 78

Industry Marketing Fintech Software 78

William Mills

SEPTEMBER 12, 2017

An industry leader in lending and benchmarking solutions for financial institutions. Transforming consumer risk management with patented analytics, proprietary data and real-time insight into consumer behavior. Very interesting UI on how companies and topics are integrated as well as the sentiment of the financial news.

Samsung 70

Samsung Mobile User Experience Google 70

PYMNTS

JULY 22, 2019

“Yet the economic crisis and market turbulence that has characterized the last decade has verified the need for companies and financial institutions to develop adequate risk policies and faster, more reliable risk management and forecasting tools for businesses of all sizes.

Risk Management 128

Risk Management Analysis Policies Financial Technology 128

Gonzobanker

DECEMBER 19, 2024

The FDIC’s Rule Proposal would end a common banking-as-a-service practice that allows banks to count deposits originated by financial technology partners as core and require them to classify the funds as brokered.

Fraud 88

Fraud Fintech Marketing Industry 88

Fintech Labs Insights

FEBRUARY 3, 2025

Whether youre a seasoned security professional, IT executive or startup founder, this calendar highlights key conferences covering topics like threat intelligence, ethical hacking, risk management, and emerging security technologies. Some events pay referral or listing fees, which could impact positioning.

Conference 15

Conference Las Vegas San Francisco Cyber Security 15

Fintech Labs Insights

FEBRUARY 12, 2025

Whether youre a seasoned security professional, IT executive or startup founder, this calendar highlights key conferences covering topics like threat intelligence, ethical hacking, risk management, and emerging security technologies. Some events pay referral or listing fees, which could impact positioning.

Conference 15

Conference Las Vegas San Francisco Cyber Security 15

CFPB Monitor

AUGUST 8, 2019

The letter was conditioned on Upstart’s agreement to a model risk management and compliance plan that required it to analyze and address risks to consumers, and assess the real-world impact of alternative data and machine learning. Both task forces held their first meetings in June.

Data 60

Data Lending Compliance Policies 60

Fintech Labs Insights

SEPTEMBER 1, 2015

Advisor Software is a Cloud provider of sophisticated wealth management and digital investment advice APIs and apps for financial services enterprises. Alfa-Bank offers a wide range of products and operates in all sectors of the financial market, including corporate and retail lending. Dynamics, Inc.

Company 12

Company Software Analytics Mobile 12