PYMNTS

DECEMBER 30, 2019

At the time of the initial investment in MercadoLibre, Schulman released a statement, pointing to the market opportunity of the region. Today, Mercado Pago’s own growth — independent of MercadoLibre — reflects the market opportunities for both MercadoLibre and PayPal in markets like Brazil, Mexico and the broader Latin American region.

America 156

America Regional Leadership Online 156

PYMNTS

JANUARY 7, 2021

China’s Ant Group is mulling the creation of a new consumer loan unit that would allow it to continue making loans throughout the country while complying with new Chinese banking regulations. Under the new regulations, the units would be limited to operating in China’s Chongquing municipal region. On Tuesday (Jan.

Groups 141

Groups Regulation Lending Operations 141

PYMNTS

SEPTEMBER 13, 2017

New payment and financial technologies are quickly emerging from the FinTech community, all with the promise of expediting payments and reducing the distance between cross-border trading partners. Other recent API developments aim to offer professionals an efficient way to process payments and remain compliant with local regulations.

Strategy 190

Strategy Report Lending Fintech 190

PYMNTS

NOVEMBER 29, 2018

As evidence that sandboxes are ever-increasingly a global phenomenon, Kuwait’s central bank put forth guidelines this week that are geared toward companies seeking to meld financial technology (FinTech) and financial services (FinServ). The sandbox, Reuters reported, has four phases.

Fintech 167

Fintech Guidelines Mobile Examples 167

PYMNTS

NOVEMBER 14, 2017

With Europe just weeks away from PSD2 coming into effect, banks across the region are gearing up to get on-board with one of the regulation’s main objectives: to promote open banking and stir up competition and innovation in the financial services market. the banks weren’t having it. ”

Fintech 164

Fintech Regulation Regional Data 164

PYMNTS

JULY 10, 2020

For several years, while state-level legalization has expanded, access to traditional banks remains an issue thanks to their status as federally regulated entities. Today, however, the banking challenge has largely been solved. According to Daniel Muller , CEO of AeroPay , perhaps they don’t need that ability.

Innovation 210

Innovation Payments Tools Compliance 210

PYMNTS

DECEMBER 30, 2019

At the time of the initial investment in Mercado Libre, Schulman released a statement pointing to the market opportunity of the region. Today, Mercado Pago’s own growth independent of Mercado Libre reflects market opportunities for both Mercado Libre and PayPal in markets like Brazil, Mexico, and the broader Latin America region.

America 130

America Regional Leadership Online 130

Bobsguide

APRIL 30, 2018

National and regional interests have helped to determine the shape of financial regulations in recent years, but politicians and regulators have acknowledged the need to consider the global nature of markets when constructing them. It could be good news for financial technology providers.

Fintech 68

Fintech Regional Regulation Financial Technology 68

PYMNTS

JUNE 27, 2019

Digital enterprises are going regional and instant payments are going national (and earlier than originally scheduled). Nubank’s $10B Regional Expansion . The BCB has officially unveiled details of its newly developed blockchain platform, Pier, designed to facilitate information exchange between financial regulators.

blockchain 147

blockchain Payments Regional America 147

Insights on Business

JULY 20, 2017

Open banking is a term that is associated with a broad set of initiatives that align to one of these three principles: Banking customers are empowered as the owners of their financial data. . Regulations, such as Payment Services Directive (PSD2), are forcing banks to “open up”, enabling customers to easily share data with third parties.

Fintech 181

Fintech Mobile Examples Data 181

PYMNTS

NOVEMBER 24, 2016

is already a hotbed of FinTech startups, but the government is getting behind it in a bigger way, committing to invest £500,000 a year into financial technology companies. government is also gearing up to launch a network of regional FinTech envoys as an effort to enhance the country’s status as a leader in FinTech.

Fintech 100

Fintech New York Financial Technology Regional 100

PYMNTS

AUGUST 2, 2016

Department of Commerce’s International Trade Administration said in its “ 2016 Top Markets Report Financial Technology ” that Asia will hold sway over other regions. Regulation is also giving a tailwind, said the report, and demographics skew toward younger and higher-income customers, relatively speaking.

Fintech 100

Fintech US Big Data Trends 100

PYMNTS

JUNE 12, 2017

“As corporate conduct larger amounts of business globally, there is a need to establish bank relationships and open additional accounts to service new regions or countries,” the report concluded. “As ACH is the most preferred payment rail for corporate payers, according to Strategic Treasurer and Bottomline Technologies.

Fintech 150

Fintech Survey Cards Payments 150

PYMNTS

MAY 24, 2019

The Financial Crimes Enforcement Network ( FinCEN ) is launching an initiative called the FinCEN Innovation Hours Program, as a call to private sector companies that have developed tech to fight money laundering and terrorist financing, the organization said in a release. FinCEN expects to hold events in the Washington, D.C.

Innovation 124

Innovation US Metro Washington 124

PYMNTS

SEPTEMBER 30, 2016

“Singapore, on the other hand, is benefitting from a supportive regulatory framework and extremely high digital capacity, which means there is a potential for her to become the regional hub for Asia-Pacific and beyond.”

Fintech 100

Fintech Regional Policies System 100

PYMNTS

NOVEMBER 22, 2017

The Asia-Pacific region is a rising star in FinTech innovation, but this week, the blockchain spotlight landed on Singapore as more distributed ledger initiatives from the private and public sectors took major steps forward. The Singapore-Philippines Agreement.

blockchain 134

blockchain Fintech Innovation Report 134

American Banker

APRIL 18, 2016

Several Democratic senators are calling for the Government Accountability Office to investigate whether financial technology companies are properly regulated.

Regulation 28

Regulation Fintech Financial Technology Technology 28

PYMNTS

AUGUST 19, 2016

Tokyo is well-known for its strong economy and significant presence in the financial world. Its ranking as the world’s second largest economy has made it a hotspot for many global banking and financial firms looking to set up regional headquarters. “FinTech will have a big impact on financial services.”

Fintech 100

Fintech Mobile Guidelines System 100

NCR

JUNE 7, 2017

These financial technology, or fintech firms, have often been seen as a threat to legacy players, but there’s an increasing recognition that they can also present huge opportunities, if banks are able to effectively collaborate with them. Fintechs are more agile, higher risk tolerant and closer to what consumers want.

Fintech 80

Fintech Cyber Security Innovation Examples 80

CFPB Monitor

DECEMBER 22, 2020

Section 29 of the Federal Deposit Insurance Act and FDIC regulations restrict the acceptance of deposits by IDIs that are less than well capitalized from a “deposit broker.” The term “deposit broker” is defined by Section 29 and the FDIC’s implementing regulations (12 C.F.R. Brokered Deposits. Primary Purpose Exception.

FDIC 78

FDIC Capital National Regulation 78

NCR

JUNE 1, 2016

That’s why we found this seminar titled “Beyond Bitcoin: The future of blockchain and disruptive financial technologies,” (the video is now online), conducted earlier this year by the Hutchins Center on Fiscal and Monetary Policy at the Brookings Institution, so interesting, and we encourage you to take a look.

blockchain 40

blockchain Bitcoin Michigan Policies 40

PYMNTS

OCTOBER 1, 2018

As technology continues to provide more creative means for financial transactions, so, too, must financial technology companies be careful to abide by the rules that ensure stability and fairness in these emerging markets.” LendingClub has agreed to pay a $2 million civil penalty to settle the matter. “As The Aftershocks.

Lending 135

Lending Fraud Management San Francisco 135

Banking 2020

FEBRUARY 8, 2016

First, the increased data sharing, however regulated, between different constituencies—everyone from individual accountants to credit bureaus and life insurers—is driving price transparency and greater competition. For just about every other constituency, from regional banks to individual accountants, the landscape is wide open.

Industry 40

Industry Study Regulation Technology 40

Jessica Ellerm

FEBRUARY 25, 2016

On Wednesday Australia’s Prime Minister Malcolm Turnbull and Treasurer Scott Morrison jointly announced the launch of a new fintech advisory panel, bringing together bankers and fintech leaders alike, and tasking its members with the job of making Australia the leading force in financial technology within the APAC region.

Fintech 40

Fintech Lending US Policies 40

William Mills

SEPTEMBER 9, 2016

I believe SEC regulations require a company to go public if they have more than 500 shareholders. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. Regulated Financial Institution. Average return of 13% per year.

social media 40

social media ATM Mobile Customer Experience 40

Gonzobanker

DECEMBER 14, 2023

The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet. Merger of Equals Deal of the Year (Bank) – Burke & Herbert Financial Services Corp. and Summit Financial Group, Inc.

Fintech 195

Fintech Community Regional Technology 195

Gonzobanker

DECEMBER 19, 2022

Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. talent market.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

JULY 2, 2020

Mastercard and Eedenbull are broadening their existing partnership into the Asia Pacific region in a move that sees Mastercard supporting EedenBull’s commercial card platform offered to banks. ” Mastercard, EedenBull Expand Into APAC. Global Cash Card’s Legal Saga Ends. Galileo Launches Contractor Pay Card.

Cards 208

Cards New York Capital Compliance 208

Gonzobanker

DECEMBER 19, 2024

Regulation was as burdensome as ever, but most bankers are lighting candles for some relief on this front with the new administration. Thats a load to deal with in 12 months, but our Troublemaker industry balanced both the fundamental and complex challenges while continuing to make customers financial lives better. The Robin-Who?

Fraud 88

Fraud Fintech Marketing Industry 88

CB Insights

OCTOBER 31, 2019

From crawling financial documents to simplifying how users manage their money, chatbots are creating more efficient financial technology on both the back- and front-end. Chatbots could help mitigate some of these problems by streamlining patient engagement and increasing access to care in underserved regions.

Industry 78

Industry Examples Tools Retail 78