The best blockchain white papers, March 2016 [Part 2]
Chris Skinner
MARCH 23, 2016
After sharing my favourite white papers about blockchain and fintech a month ago, I got a bit of a deluge of offers of more papers, so here’s this month’s update.
Fintech Innovation White Paper 
10 Takeaways From The OCC Conference On Responsible Innovation
South State Correspondent
JUNE 28, 2016
last week about responsible innovation. It was essentially a 300+ person discussion around the March white paper the OCC produced ( HERE ). We give the OCC props for organizing this first class workshop that brought lawyers, fintech, banks, community activists, consultants and regulators together to exchange ideas.
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JP Morgan: Treasury Innovations Accelerate Digital Transformation
PYMNTS
NOVEMBER 12, 2020
Kanthadai referenced a recent joint white paper published by Eurofinance and J.P. Kanthadai said the bank is investing not just in the payment-to-suppliers process but also how payment is collected from consumers, or the merchant acquiring space, which is traditionally the area of focus for FinTechs.
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America’s troubled regulatory regime laid bare by the OCC
Chris Skinner
MAY 1, 2017
Back in December, I picked up on this new Office of the Comptroller of the Currency (OCC) Ruling to issue national FinTech bank charters. This would enable a FinTech to go through ONE regulator to get to market, rather than the 200 or more they would have go through today. An obscure regulatory debate has put the entire U.S.
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OCC to hold forum on financial innovation
CFPB Monitor
MAY 18, 2016
In his April 2016 appearance before the Senate Banking Committee, Director Cordray made clear that FinTech companies are on the CFPB’s radar screen. on “Supporting Responsible Innovation in the Federal Banking System.” on “Supporting Responsible Innovation in the Federal Banking System.” Registration is free.
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Key Innovations Boosting Corporate Banking Revenues
PYMNTS
SEPTEMBER 19, 2017
While non-bank financial institutions (FIs) and FinTechs may be keeping traditional banks on their toes, banks still have the largest piece of the corporate banking pie. Regardless of FinTechs and the solutions banks choose to deploy, Finastra and Celent emphasized the importance of integration.
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Can FinTech Walk The FinTalk?
PYMNTS
APRIL 30, 2018
It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain. Marketplace lending. Blockchain.
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EBA CLEARING Advances R2P Infrastructure Solution
PYMNTS
SEPTEMBER 18, 2019
17) and released a white paper about R2P and the benefits PSPs will experience by having a real-time messaging solution. “As R2P is deemed an essential component of the fluctuating payments arena shaped by innovations like real-time payment and open banking.
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William Mills Agency Releases New White Paper: 10 Reasons Why Fintech Startups Fail
William Mills
MAY 5, 2016
– And how to enable your company to achieve faster profitability – William Mills Agency , a financial public relations and content marketing services company, released a white paper today detailing top factors leading to failure for fintech startups and how to avoid them. About William Mills Agency.
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Will Apple Bank be the first new American fintech bank?
BankNXT
MARCH 20, 2017
The OCC has published a white paper on how to apply for a banking licence, says Chris Skinner, including details about the evaluation process and what will be involved. Will Apple Bank be the first new American fintech bank? on BankNXT.
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75 A new era of technology enabled financial risk management (Part 1)
Insights on Business
JUNE 18, 2019
In the IBM white paper “ A new era of technology-enabled financial risk management ,” discover in greater detail how to apply emerging technologies to help modernize risk management capabilities. Explore all these topics in the IBM white paper, “ A new era of technology-enabled financial risk management.”
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But I Really Like My Technology Vendor!
Gonzobanker
JULY 21, 2021
A comparison of the relative amount of R&D spending at Big 3 versus other well-known technology providers paints a frightening picture for financial institutions that are relying on Big 3 vendors to steer their technology innovation. Download it here. The post But I Really Like My Technology Vendor! appeared first on Gonzobanker.
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Key Takeaways from the OCC Forum on Supporting Financial Innovation
CFPB Monitor
JULY 13, 2016
While the CFPB has not yet held a public event devoted to FinTech or financial innovation, the Office of the Comptroller of the Currency (OCC) recently held a Forum On Supporting Financial Innovation in the Federal Banking System to discuss the agency’s approach to FinTech and other innovative products.
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The 2023 GonzoBanker Awards
Gonzobanker
DECEMBER 14, 2023
Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. That’s enough to send normal people into the fetal position.
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How next-generation technologies are transforming governance, risk and compliance
Insights on Business
NOVEMBER 12, 2018
We invite you to read the recently published IBM white paper, Transforming Governance, Risk and Compliance: Empowering the first line of defense with cognitive capabilities and enhanced user experience to learn more about the state of current GRC strategies and their shortcomings. Increasing your ROI with IBM OpenPages with Watson.
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How OCC Plans to 'Manage' Fintech Innovation
American Banker
MARCH 31, 2016
A white paper released Thursday said the agency might issue new guidance on fintech product development, third-party risk management and new products targeting the underbanked; streamline its licensing procedures; and appoint experts on "responsible innovation."
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Can B2B Payments Keep Up With The Speed of Globalization?
PYMNTS
MARCH 1, 2017
Needless to say, banks are feeling the pressure on all fronts to get their capabilities aligned with what the innovators around them are already providing. Managing costs and finding revenue opportunities within a low-interest rate environment is a huge challenge for banks, many of which can’t afford to take on the cost of innovation.
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Banks' Embrace of Fintech Stymied by Regulatory Ambiguity
American Banker
MAY 13, 2016
The Office of the Comptroller of the Currency's recent white paper is a great first step in promoting innovative collaboration between banks and fintech, but companies need clearer guidelines on what regulators expect of them.
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Responsible Innovation The Key to Successful Growth for Banks
ForwardBanker
JUNE 7, 2016
The Office of Comptroller of the Currency (OCC) initiated a working group in 2015 to begin to assess the evolution of technology and innovation in financial services, resulting in publication of a white paper at end of Q1, and requested industry comments on strategic questions.
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Address financial crime and high costs with IBM Cloud Private
Insights on Business
FEBRUARY 11, 2019
It leverages open source technologies like containers, Kubernetes, Helm and Cloud Foundry to deliver the benefits of public cloud but with the control of private.
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A Shift in the Vendor Landscape
Gonzobanker
OCTOBER 16, 2017
JHA had been searching for a processing partner for over a year because its platform was lacking in product innovation. However, with this added revenue stream, PSCU should come to market even faster with increased innovation for its platform. What follows is a list of the vendors Cornerstone sees in 85% of our card selection projects.
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Vantiv, Now Worldpay: A Decision Management Maturity Rockstar!
FICO
AUGUST 1, 2018
With new software and fintech disruptors setting new expectations around the pace of onboarding in the acquirer space, merchant onboarding timelines had been drastically reduced. [/caption]. Merchant Onboarding: The need for speed. With its first foray into decision management, Worldpay wanted to accelerate merchant onboarding.
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58 A new era of technology enabled financial risk management: Advanced analytics and aggregation
Insights on Business
JULY 30, 2019
Explore these ideas in more depth in the IBM white paper A new era of technology-enabled financial risk management. Organizations that wait to adapt to these capabilities however may find themselves lagging in competitive capabilities and regulatory compliance. Learn more about IBM regulatory technology at ibm.com/RegTech.
The Inescapable Urgency of the Cognitive Bank
Insights on Business
SEPTEMBER 8, 2016
Revenue and profits are stagnating while investment in fintechs is surging. And it’s a much needed influx of innovation. But they’re doing it tactically, knowing all the while they cannot save their way to prosperity. At the same time, commoditization is hitting both commercial and retail banks.
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FinovateSpring 2016 Live Blog – Day 2
William Mills
MAY 11, 2016
01:15 pm 10 Reasons Why Fintech Startups Fail. Download our latest white paper that discusses what it really takes to develop a successful Fintech startup. This company provides unstructured content analysis for fintech. Blake Wood (SVP & Director, Program Innovation). Delta CU approved her mortgage.
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FinovateSpring 2016 Live Blog – Day 2
William Mills
MAY 11, 2016
Presenting a programmable cloud – a fintech platform. ^KT. Katerina Frolovicheva (MD, Technologies Innovations). This is a leading bank in Russia, with a track record of fintech innovation. David Carr (Innovation Manager). Speaking so much about payments are still so paper-based and they don’t need to be.
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40 FinovateSpring 2016 Live Blog – Day 1
William Mills
MAY 10, 2016
OurCrowd is bringing a fintech solution to the process of sourcing and managing deals. This is car-title lending updated by fintech. ^SR Some of the top companies in fintech are gathered for the Spring Finovate conference in San Jose. We expect to see innovations in mobile, security, analytics, customer experience, and more. ^SR.
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The 2015 GonzoBanker Awards
Gonzobanker
DECEMBER 22, 2015
Bank Innovation named Jill one of the 10 most innovative CEOs in banking for 2015, and we doubt that Bank Innovation would know who Jill is if not for her presence on Twitter. Take this brief survey (5-7 minutes) and receive: “Insights into 2016,” a free white paper with study results and recommendations for 2016.
What 10 Top CEOs Said About Payments This Summer
PYMNTS
SEPTEMBER 2, 2019
And with today’s technology, there are new ways to help them accomplish both, and that’s what we’re innovating to deliver. We believe the full potential of FinTech can only be realized through partnerships that leverage the best of our collective assets. Everybody wants a value. Doug McMillon, CEO of Walmart.
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Rediscovering The Missing Principles Of Faster Payments
PYMNTS
MARCH 10, 2017
In a world where convergence is coming faster than any white paper can articulate, O’Connell said it’s more important than ever for payments players to ensure their payments networks are responsible, safe, secure and fair. Coopetition Is Key .
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California Department Of Financial Protection And Innovation files cross-complaint alleging OppFi is “true lender” on loans made though bank partnership and seeking penalties of “at least $100 million”
CFPB Monitor
APRIL 19, 2022
At the end of last year, we completed a months-long project in updating and expanding a 2017 White Paper addressing bank-model lending—programs involving partnerships between banks (or savings associations) and fintech or other nonbank companies in the interstate delivery of loans.
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78 Finovate Fall 2016 Live Blog – Day 2
William Mills
SEPTEMBER 9, 2016
An App Store for FinTech applications. Auto-financing is ripe for innovation. 10:50 am Moonraft Innovation Labs – [link] – @moonraft. Our platform is open source, which makes it more reliable, innovative and secure. Check back for new updates throughout the day. I’ve seen these folks before, it’s pretty slick.
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Payments modernization: Addressing threats and assessing new opportunities
Insights on Business
AUGUST 6, 2019
Time and again, it has proven to be a catalyst for transformation that has fueled innovation. Recently, IDC published a white paper, sponsored by IBM, outlining the ten hard realities that FIs and payments services providers must overcome to benefit from modernization, and how they can turn these perceived threats into opportunities.
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Turning the hard realities of payments modernization into opportunities
Insights on Business
AUGUST 6, 2019
Time and again, it has proven to be a catalyst for transformation that has fueled innovation. Recently, IDC published a white paper, sponsored by IBM, outlining the ten hard realities that FIs and payments services providers must overcome to benefit from modernization, and how they can turn these perceived threats into opportunities.
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Finovate Fall 2016 Live Blog – Day 1
William Mills
SEPTEMBER 7, 2016
Their API is already integrated in a few core systems and other fintech necessitates. Charlotte, NC-based tech company founded eight years ago by a 14-year FinTech veteran from FIS. Besides Georgia, Texas seems to be a hot area for FinTech companies. Provides mobile banking to banks and credit unions. Partner with Geezeo.
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40 Will Apple Bank be the first new American intech Bank?
Chris Skinner
MARCH 17, 2017
On Wednesday the American Office of the Comptroller of the Currency (OCC)* followed up on its promise last December to introduce a national bank charter for Fintech bank startups by issuing a white paper on how to apply for a licence, the evaluation process and what will be involved.
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What The Launch Of Facebook’s Libra Means For Payments
PYMNTS
JUNE 18, 2019
After that it is Facebook’s vision that the rails will become permissionless and open to all to encourage broad participation, innovation and application development. Tomorrow’s innovation may just be an idea today. The initial use case for Calibra will be P2P payments, cross-border. On that, I am not so sure.
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246 Who says you can’t save your way to prosperity?
Insights on Business
DECEMBER 14, 2016
However, in light of macroeconomic challenges, increased regulation, and competition from fintechs (particularly for the highest value retail, product, and payments opportunities) revenue growth has remained sluggish. For a white paper on Radical Transformation in Financial Services, go to: https://www-01.ibm.com/marketing/iwm/dre/signup?source=mrs-form-10102&S_PKG=ov55254.
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Acquire or Be Acquired: Can Banks Get Better While Getting Bigger?
Gonzobanker
FEBRUARY 9, 2017
However, these same bankers operate with digital customer acquisition and cross-sell capabilities that look more like a government bureaucracy than an agile innovator. vendors in breakout sessions, there were no gritty discussions of how banks, technology providers and FinTechs can work together productively to drive future value.
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60 Acquire or Be Acquired: Can Banks Get Better While Getting Bigger?
Gonzobanker
FEBRUARY 9, 2017
However, these same bankers operate with digital customer acquisition and cross-sell capabilities that look more like a government bureaucracy than an agile innovator. vendors in breakout sessions, there were no gritty discussions of how banks, technology providers and FinTechs can work together productively to drive future value.
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2018: Another Growth Year for Blockchain
Bussman Advisory
DECEMBER 13, 2017
In fintech, the two most promising use cases remain payments (where there are $50–60 billion of potential savings to be had) and trade finance (which stands to save some $15 billion). As we’ve already begun to see, it will be harder to get funding simply on the back of a white paper. Scalability and ecosystems.
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40 37 Corporate Innovation Labs In Finance
CB Insights
MAY 15, 2019
As fintech plays a larger role in the financial ecosystem, companies are looking for ways to use tech to solve problems and find new opportunities in the space. One popular approach: in-house financial innovation labs. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.
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