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Your Bank Marketing Roadmap: Transitioning from SMS to RCS

South State Correspondent

This means that thanks to recent Apple upgrades in their operating system, most phones are now capable of receiving Rich Communication Services (RCS) messages in addition to traditional SMS. Banks are now putting RCS on their marketing and product development road map.

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Deposit Profitability – The Operating Cost of Your Deposits

South State Correspondent

A couple of weeks ago, we delved into the origination and operating costs of manufacturing commercial loans ( HERE ). However, if you are not, or if you want to get both more accurate and granular, then we turn to the Kohl Analytics Group , whose sole focus is to help financial institutions with profitability.

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AI Regulations for Financial Services: Japan

Perficient

Finally, a working group in the Japanese Parliament has proposed the first specific Japanese regulation of AI, “the Basic Act on the Advancement of Responsible AI,” which proposes a hard law approach to regulate certain generative AI foundation models.

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Managing the Risk Surface of a Loan Given Tariffs

South State Correspondent

Credit, interest rate, liquidity, optionality, legal and operational risk all interplay with each other to expose the bank, and the borrower, to a set of risk that can be visualized as a three-dimensional area. How the Current Market Impacts the Risk Surface Whenever volatility consistently increases, alarm bells go off at banks.

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The Second Key Commitment of Revenue Resilience – Creating a Pluralistic Clinical Operating Model

Perficient

Three leading organizations — Salesforce , Perficient , and The Chartis Group — have come together to share bright spots within the healthcare community that can point the way to building the necessary capacity to adapt. The New Challenge: Creating A Pluralistic Clinical Operating Model.

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tZero CEO: Blockchain Can Boost Private Market Liquidity Amid The Pandemic

PYMNTS

But more recently, the pandemic has spurred firms to address pain points in various markets through digital shifts. One firm, tZERO Group , is betting that blockchain can help disrupt capital markets themselves. The private markets are relatively opaque, and relatively less liquid than might be seen on public exchanges.

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Ant Group Reels In Small Investors As IPO Nears

PYMNTS

FinTech company Ant Group continues to press toward having the biggest initial public offering (IPO) ever, with returns at an estimated $35 billion. Ant Group is the online payment affiliate of China-based Alibaba Group Holding. Ant Group gets most of its revenue from consumer loans made on the Alipay payments app.

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