article thumbnail

The Secrets of Expert Deposit Pricing Management

South State Correspondent

Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries. However, this doesn’t tell the whole story when it comes to deposit management.

article thumbnail

Report: Address Verification APIs Fix eTailers’ Last-Mile Problem

PYMNTS

based Bank of Hawaii has announced it will be expanding its onboarding solutions to allow new customers in Guam, Palau and Saipan to sign up for its services. Relying upon digital onboarding can also help entities expand the number of markets — and thus the number of consumers — that entities can target.

Report 247
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

SBA Chief: Writing YOUR Success Story

Abrigo

As he developed our product and expanded our markets , I managed the books. Virgin Islands, and Guam. How were we to know that our own hard work, skill and determination could be far more effective? Once upon a time, my husband and I started our business sharing a desk. As our business grew, we hired another. Then another.

article thumbnail

Could This Be The Last Time We Change The Clocks?

PYMNTS

Virgin Islands, Guam and Puerto Rico, where daylight savings time is not observed. Specifically, daylight saving Sunday – when Americans collectively spring their clocks forward for an hour at 2 a.m. local time. Well, except for the good people of Arizona, Hawaii, American Samoa, the U.S.

Arizona 189
article thumbnail

SAFER Banking Act: Will marijuana be re-scheduled under the Controlled Substances Act?

Abrigo

Guam, Puerto Rico, the Northern Mariana Islands, and the U.S. While marijuana bills have encountered obstacles, the current support and shifting attitudes toward marijuana legalization provide cautious optimism to banks and credit unions interested in banking cannabis profitably while managing risk and maintaining regulatory compliance.

article thumbnail

SAFER Banking Act passes Senate Banking Committee: Will marijuana be re-scheduled under the Controlled Substances Act?

Abrigo

Guam, Puerto Rico, the Northern Mariana Islands, and the U.S. While marijuana bills have encountered obstacles, the current support and shifting attitudes toward marijuana legalization provide cautious optimism to banks and credit unions interested in banking marijuana profitably while managing risk and maintaining regulatory compliance.