PYMNTS

AUGUST 16, 2019

Remittances to developing nations continue to grow, which has spurred many global markets to pursue efforts to enable more efficient cross-border payments. World Bank data shows that remittances to low- and middle-income nations reached a record high last year, with migrants sending $529 billion to their home countries. innovations.

Payments 204

Payments System Fintech Innovation 204

PYMNTS

NOVEMBER 29, 2018

As evidence that sandboxes are ever-increasingly a global phenomenon, Kuwait’s central bank put forth guidelines this week that are geared toward companies seeking to meld financial technology (FinTech) and financial services (FinServ). The sandbox, Reuters reported, has four phases.

Fintech 167

Fintech Guidelines Mobile Examples 167

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year.

America 165

America Regulation Regional Tools 165

PYMNTS

MAY 22, 2020

The National Retail Federation (NRF) and other groups have released guidelines for store operation and design today (May 22) as members begin to come back from the economic devastation of the pandemic. The reopening of retail is bound to portend changes for businesses as well as consumers.

Retail 148

Retail Guidelines National Customer Experience 148

PYMNTS

OCTOBER 11, 2018

China isn’t the only region dealing with these issues. The European Commission (EC) is even planning to provide EU states with guidelines for handling national schemes to sell passports and residency permits to wealthy foreigners. According to Reuters , the new rules — which take effect on Jan.

Regulation 108

Regulation Online Bitcoin Guidelines 108

South State Correspondent

FEBRUARY 27, 2024

Objectives of Loan Pricing We believe that all national banks and most banks over $10Bn in assets (regionals) are using some version of a risk-adjusted return on capital (RAROC) loan pricing model. The national and regional banks originate about 85% of all domestic loans, and community banks hold the remainder.

How To 195

How To Community Bank Community Management 195

PYMNTS

JULY 4, 2018

The news comes as the EU’s executive is set to propose a draft law aimed at boosting the FinTech market throughout the region as the EU prepares for the U.K.’s A “blueprint” that includes best practices and guidelines for setting up innovation hubs will be released by the final quarter of 2018 for regulatory “sandboxes.”

Fintech 105

Fintech Guidelines blockchain cryptocurrency 105

PYMNTS

AUGUST 6, 2019

Latin America is often considered to be the world leader in electronic invoicing thanks to government mandates, but the Asia Pacific region is quickly gaining steam in its eInvoicing efforts, too. And beyond government efforts, FinTechs in the private sector are also promoting eProcurement digitization in the region.

Regional 108

Regional Taxes System Guidelines 108

PYMNTS

MARCH 25, 2019

The Netherlands, for instance, only recently implemented it because it needed to make sure that consumers’ personal data will remain protected, as payments in the region are mostly digital. To foster trust and grow customer awareness, DNB has launched a national media campaign.

Regional 108

Regional Regulation Data Payments 108

PYMNTS

NOVEMBER 26, 2019

Some are massive and deep-pocketed and have active user counts in the billions, while others are incredibly small, local and regional, and familiar to almost no one outside a narrow pocket of users in a far-off corner of the world. There are, as of last count, approximately 170 mobile wallets of various descriptions worldwide.

Mobile 151

Mobile Regional Payments Cards 151

PYMNTS

JULY 16, 2018

Officials with the European Union , using a process that limits the ability of national governments to alter proposed legislation , plans to propose legislation about the underpinning technology for connected cars in Europe. Spain is arguing in favor of having soft guidelines around the connection vehicle technology instead of binding rules.

United States 130

United States Technology Guidelines Data 130

PYMNTS

APRIL 30, 2018

similar regulations are already being put to the test in other regions around the world. Understanding that the brave new world of connectivity also creates a set of challenges, the European Commission has begun outlining guidelines for companies in the space and promoting heightened cybersecurity to keep citizens’ personal data safe.

Data 119

Data Compliance social media Regulation 119

Jeff For Banks

DECEMBER 15, 2021

It's a sure way to have the un-empowered branch manager calling the regional manager for rate exceptions to win new money or keep money at the bank. retail/small business banking-regionals-branches) are organized for maximum effectiveness, with leaders who have clearly delineated responsibilities. Teams within teams (i.e.

Regional 78

Regional Management Guidelines Retail 78

CFPB Monitor

JANUARY 15, 2015

The third section asks about the financial institution’s marketing practices and its ability to adhere to specified guidelines. The second section asks for details about fees charged for various features and services. They would also mandate that the financial institution provide information about revenue sharing and royalties.

Guidelines 60

Guidelines ATM Cards Marketing 60

Jeff For Banks

MARCH 29, 2014

(Nasdaq: TCBI) "We serve the needs of commercial businesses and successful professionals and entrepreneurs located in Texas as well as operate several lines of business serving a regional or national clientele of commercial borrowers. We are primarily a secured lender, with our greatest concentration of loans in Texas.

Strategy 99

Strategy Texas San Antonio Fort Worth 99

FICO

AUGUST 30, 2018

In July, the European Banking Authority (EBA) published their guidelines for reporting fraud under Payment Services Directive 2 (PSD2). This is the driver behind the PSD2 requirement to report payment fraud to national bodies and the European Banking Authority.

Fraud 40

Fraud Report Guidelines Conference 40

American Banker

NOVEMBER 10, 2016

Banks have been waiting on Justice Department guidelines on how to make their websites compliant with the Americans with Disabilities Act, but many are being advised to take action now or face lawsuits from disabled customers.

Guidelines 53

Guidelines How To Community Bank Regional 53

CFPB Monitor

APRIL 29, 2015

.” Key sections of the report include the following: The section on supervisory activities indicates that in August 2014, the CFPB created a National Fair Lending Examination Team made up of examiners from across the CFPB.

Lending 60

Lending Report Policies Compliance 60

NCR

AUGUST 18, 2017

A study by Business Insider Intelligence found that the most common reasons that financial services firms in the EMEA region are investing in blockchain is to create new business models or launch startups. Nearly four out of ten firms (37 percent) highlighted this as a reason for their interest in the technology.

blockchain 75

blockchain Technology cryptocurrency Study 75

CFPB Monitor

MAY 10, 2019

Consumer advocates included April Kuehnhoff of the National Consumer Law Center, Patricia Hasson of Clarify, a regional credit counseling service, and Michael Froehlich of Consumer Legal Services of Philadelphia.

Industry 68

Industry Philadelphia Pennsylvania Analysis 68

CB Insights

FEBRUARY 19, 2019

Increasingly scientists think there should be some regulatory oversight maybe at the national and international level, just to make sure that we don’t do something very foolish. ‘AI nationalism’ could fuel political conflict. AI oversight must be an informed, national debate. AI will encourage regional protectionism.

Technology 78

Technology System National US 78

PYMNTS

OCTOBER 28, 2019

The firm was the first money transfer company to use Unified Payments Interface (UPI), which was developed by the National Payments Corporation of India under Reserve Bank of India (RBI) guidelines. They are solving the FinTech acceptance problem in an entirely new way through 10 pivotal markets in the Asia-Pacific region.

Payments 101

Payments Guidelines Fintech Regional 101

PYMNTS

AUGUST 28, 2019

The deal will, in turn, allow Cryptix to apply for a license as an investment firm in the region, focusing on financing solutions for small- and medium-sized companies.

Fintech 172

Fintech Analysis Guidelines Data 172

PYMNTS

MAY 15, 2017

and other foreign firms are going to be able to provide credit rating services in China and that China will also propose “public guidelines” that U.S. As is germane to payments, China stated that July 16 is a date set for foreign firms to offer guidelines on how electronic services could be offered.

Guidelines 108

Guidelines United States Payments New York 108

Independent Banker

FEBRUARY 16, 2015

Since Alabama is a regional banking center, Shelby has learned various perspectives about maintaining a diversified banking system. He has called for capping banks so they cannot hold more than 2 percent of the national gross domestic product or 10 percent of total insured bank deposits nationally. Shelby: Alabama roots.

Community Bank 70

Community Bank Alabama Ohio Community 70