PYMNTS

AUGUST 28, 2019

Beyond the confines of Europe, Cryptix , a blockchain service provider based in Zug, Switzerland, has said that it acquired Blocktrade, which operates as a digital asset exchange platform. Blocktrade, according to a release, has a European license in place to trade with tokens and digital coins.

Fintech 172

Fintech Analysis Guidelines Data 172

PYMNTS

SEPTEMBER 28, 2020

One area where the pandemic may significantly impact emerging data protection and open banking rules is the Middle East and North African region (MENA). The ongoing pandemic has caused many regulators in the MENA region to examine the digital and open banking infrastructure they have in place. Around The Data Protection World.

Online 151

Online Report Payments Regulation 151

PYMNTS

DECEMBER 4, 2018

Switzerland’s Swiss Financial Market Supervisory Authority (FINMA) has made guidelines public for crypto firms to earn a FinTech license, The Next Web reported. In other news, General Motors (GM) could be looking into a way to manage autonomous car data with blockchain, CoinDesk reported.

blockchain 148

blockchain Bitcoin Guidelines New York 148

PYMNTS

APRIL 16, 2020

Currencycloud is connecting regional banks to advanced FX and global payments technologies, while the firm’s founder, Nigel Verdon, is also targeting Banking-as-a-Service with his new startup, Railsbank. Plaid is unlocking payroll data to ease access to federal financing. ” Plaid Unlocks Payroll Data to Support PPP Lending.

Data 167

Data Lending Regional Fintech 167

PYMNTS

MAY 1, 2020

and Europe, where open banking and digital banking have gained traction, we are making progress in the region,” said Evans Munyuki, chief digital officer for Dubai FI Emirates NBD. The FSS understands that innovations often lead to heightened systemic, operational and cyber risks, as well,” he noted. “[It] Similar to the U.K.

Innovation 245

Innovation Regulation Digital Banking Security 245

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year.

America 165

America Regulation Regional Tools 165

PYMNTS

JANUARY 31, 2020

Some companies have been able to adjust quicker than others, leading to the first-ever fines issued and collected for breach of GPDR within the region. Other regulators in Australia, India and Singapore are examining financial innovation rules of their own, using GDPR and PSD2 as guidelines.

Digital Banking 136

Digital Banking Guidelines Regulation Data 136

PYMNTS

DECEMBER 8, 2020

During an investor presentation in October, Guilherme Loureiro , president and CEO of Walmart Mexico and Central America, further quantified and reiterated the importance of the chain’s digital omnichannel investment in the six-country LATAM region. percent charged by money-transfer operations and mobile operators, respectively.

United States 174

United States America Guidelines Digital Strategies 174

PYMNTS

MAY 22, 2020

The National Retail Federation (NRF) and other groups have released guidelines for store operation and design today (May 22) as members begin to come back from the economic devastation of the pandemic. The reopening of retail is bound to portend changes for businesses as well as consumers.

Retail 148

Retail Guidelines National Customer Experience 148

PYMNTS

DECEMBER 17, 2019

The latest news from the Open Banking ether stems from around the world, including the Asia-Pacific (APAC) and the Middle East and North Africa (MENA) regions, as markets like Israel and South Korea take their first steps to develop and deploy Open Banking regulatory frameworks.

Metro 136

Metro Regional Fintech National 136

PYMNTS

MARCH 11, 2020

The Reserve Bank of India recently released guidelines outlining an approved method that private companies could use for conducting KYC checks online by using videos. Keeping everything safe when operating globally is challenging because there’s no one-size-fits-all profile for a risky transaction or suspicious company, however.

Fraud 150

Fraud Payments Guidelines Regulation 150

PYMNTS

AUGUST 6, 2019

Latin America is often considered to be the world leader in electronic invoicing thanks to government mandates, but the Asia Pacific region is quickly gaining steam in its eInvoicing efforts, too. And beyond government efforts, FinTechs in the private sector are also promoting eProcurement digitization in the region. On Monday (Aug.

Regional 108

Regional Taxes System Guidelines 108

PYMNTS

JANUARY 15, 2019

Against that backdrop, FinTechs are wary of embracing the charter/licensing process – and shouldering the attendant costs – without having direct access to the payments system, which in turn would allow them to cut at least some operating costs, such as routing fees. It would be helpful for the Fed to clarify.”

Fintech 148

Fintech St. Louis System Regulation 148

PYMNTS

MAY 8, 2020

Supreme Court decision allowed sports betting in 2018 and inspired 2019 laws that govern the fledging industry in 10 states and set guidelines such as how online casinos can operate and how sports betting would be taxed. The pandemic is sweeping through an already critical year for online betting. Casinos in the U.S.

Online 176

Online Industry New Jersey Pennsylvania 176

PYMNTS

MARCH 25, 2019

The Netherlands, for instance, only recently implemented it because it needed to make sure that consumers’ personal data will remain protected, as payments in the region are mostly digital. As is the case with other countries in the EU, potential players in the Netherlands need to obtain a license to operate and collect data under PSD2.

Regional 108

Regional Regulation Data Payments 108

PYMNTS

APRIL 30, 2019

In a podcast with PYMNTS’ Karen Webster, Rob Eleveld, CEO of Whitepages, took note of how PSD2 and its strong customer identification (SCA) guidelines (which take effect in September) will shift checkout flows for transactions in Europe. PSD2 will change – indeed is changing – online commerce in Europe and beyond. Sea Change for Travel Firms.

Fraud 171

Fraud Online Cards Payments 171

PYMNTS

JULY 16, 2018

That market, according to one account , is “expected to be worth billions of euros and will generate new revenue streams for telecoms operators and equipment makers.”. Spain is arguing in favor of having soft guidelines around the connection vehicle technology instead of binding rules. Wi-Fi Favor.

United States 130

United States Technology Guidelines Data 130

PYMNTS

JANUARY 31, 2019

These bad actors often make off with investment funds for personal benefit or funnel them into illegal operations. The threat of fraud forces fundraising platforms into a delicate balancing act, one in which they must comply with various region-specific regulatory rules while continually updating their client-safety approaches.

Tennessee 108

Tennessee social media Fraud Guidelines 108

PYMNTS

JULY 5, 2017

The complexity of mobile payments shows up when looking at the entities involved in the entire process, and where these entities will be operating. The regional variations of the payment flow make for a massive amount of complexity in the ecosystem as there are also regulatory and compliance guidelines that will shift depending on the region.

Innovation 121

Innovation Customer Experience Mobile Security 121

Jeff For Banks

DECEMBER 15, 2021

This is a tall order because in my experience, branch profitability is not widely calculated, and certainly not widely used in creating the operating discipline needed to deliver to the bank's stakeholders. Instead, it is more common to use easily available metrics that we can draw from our general ledger, core processor, or other systems.

Regional 78

Regional Management Guidelines Retail 78

Jeff For Banks

MARCH 29, 2014

We serve the dental and other health professional industries through a centralized loan and deposit platform that operates out of our main office in Dallas, Texas and serves clients in 30 states. We serve our local geographic market which is the Dallas - Fort Worth metropolitan area. Texas Capital Bancshares, Inc.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

PYMNTS

MAY 12, 2017

In 2014, its first year in business, the company quickly signed up over 200 customers in Europe and then determined it needed to expand outside the region to build momentum. Another company facing similar difficulties is MangoPay, a Luxembourg-based marketplace and crowdfunding payment solution provider. Staying calm and compliant.

Payments 109

Payments Compliance Guidelines Comparison 109

PYMNTS

APRIL 30, 2018

similar regulations are already being put to the test in other regions around the world. Understanding that the brave new world of connectivity also creates a set of challenges, the European Commission has begun outlining guidelines for companies in the space and promoting heightened cybersecurity to keep citizens’ personal data safe.

Data 119

Data Compliance social media Regulation 119

Jeff For Banks

SEPTEMBER 5, 2016

In my experience, a board that maintains management accountability for business performance and ensures management operates within the risk guidelines established by the board and commemorated in bank policy, is a good performing board. In April 2017, Delaware Place Bank in Chicago was placed under a Consent Order (CO).

Chicago 60

Chicago Study Delaware Regional 60

FICO

SEPTEMBER 29, 2020

The attendees had a combined experience of over 300 years across analytics, credit risk and operations across Europe, UK, the Middle East and Southern Africa. This crisis has been unique, due to the dynamics of virtual operating models and in the spending patterns for those affected financially by the crisis and those not.

Management 87

Management Analytics Data System 87

NCR

AUGUST 18, 2017

A study by Business Insider Intelligence found that the most common reasons that financial services firms in the EMEA region are investing in blockchain is to create new business models or launch startups. Forecasts about medium-term cost savings of key operations are promising. Significant savings to be made.

blockchain 75

blockchain Technology cryptocurrency Study 75

FICO

AUGUST 30, 2018

In July, the European Banking Authority (EBA) published their guidelines for reporting fraud under Payment Services Directive 2 (PSD2). These guidelines will be active from 1 January 2019 across the EU and EEA, assuming each national authority agrees. To trust these statistics, and the insights derived, consistency is essential.

Fraud 40

Fraud Report Guidelines Conference 40

PYMNTS

APRIL 6, 2018

With new and clear guidelines, cyclists, delivery workers and businesses alike will now understand exactly what devices are allowed.”. It also operated dockless pedal-assist bikes in Washington, D.C. And what will happen when all the regional ridesharing champions start to clash as they grow globally? and Sacramento.

Apple 100

Apple San Francisco New York Sacramento 100

FICO

MAY 24, 2022

To achieve this, they've clearly stated that any bank, any insurer or any investor or other financial firm needs to have policy around how they manage their operations and investments to get to this net zero state. in costs and an impressive 1,580 metric tons of emissions once its operations are fully optimized.

Analytics 52

Analytics Management Regional Policies 52

FICO

DECEMBER 9, 2019

Drastic changes in creditor’s operating models will help debtors — in some places. At the same time, reputational risk for the creditor will go up if those countries that are not governed by best practice debt collection guidelines return to poor debt management practices. AI and machine learning will continue to lag in adoption.

Analytics 52

Analytics Regional Strategy Regulation 52

PYMNTS

JUNE 18, 2019

They are being asked to contribute their collective experiences in operating global, regulated payments and financial services networks to shape Libra’s charter and frame its governance structure. At some point, they will be asked to kick in few bucks to fund its operation and get it off the ground. New Network, Crypto Applications.

Payments 246

Payments Regulation blockchain cryptocurrency 246

PYMNTS

APRIL 27, 2020

Texas, Ohio and New York are among the states joining Georgia over the next several weeks in reopening parts of their operations during the coronavirus pandemic, according to The Wall Street Journal (WSJ). The states are making these moves as the cases of COVID-19 in the country near 1 million, WSJ reported. In Georgia , Gov.

New York 160

New York Georgia Texas New York City 160

PYMNTS

NOVEMBER 20, 2020

operations should be examined on antitrust concerns. Separately, Senator Elizabeth Warren last month wrote a letter to the Department of Justice urging an examination and strengthening of bank merger review guidelines. Banks, especially, are in the midst of fine-tuning operations as the great digital shift continues.

California 283

California Regional Google Guidelines 283