Bankers embrace new guidelines for ethical AI
American Banker
FEBRUARY 21, 2020
Regions, Citizens, BMO and others are adopting principles IBM unveiled at Davos.
Guidelines Regional Risk Management 
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Hong Kong Relaxes Rules In Effort To Boost FinTech Lending
PYMNTS
SEPTEMBER 4, 2019
The Hong Kong Monetary Authority has, as finews.asia reported this past week, amended its credit risk management guidelines in a way that seeks to boost the embrace of analytics when lending to smaller firms.
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Data Sharing, XaaS Target SMB Financing Efficiencies
PYMNTS
APRIL 16, 2020
Currencycloud is connecting regional banks to advanced FX and global payments technologies, while the firm’s founder, Nigel Verdon, is also targeting Banking-as-a-Service with his new startup, Railsbank. Plaid is unlocking payroll data to ease access to federal financing. ” Plaid Unlocks Payroll Data to Support PPP Lending.
Fed Casting Wary Eye On FinTech Firms’ Infrastructure Access?
PYMNTS
JANUARY 15, 2019
Yet now, said Reuters, the Fed has said there is not enough risk management in place to allow FinTechs full-fledged access to the payment system. Fed officials, continued Reuters, are reluctant to offer such guidelines, as cyber risks are of concern and may harm consumers and the system itself.
Expanding credit portfolios: 3 Growing pains
Abrigo
DECEMBER 9, 2014
But, while there is no silver bullet for understanding borrowers at the onset, the bank can create risk-mitigation strategies, which will in part include more objective and defensible credit analysis procedures.
FDIC proposes stricter governance guidelines for regional banks
American Banker
OCTOBER 10, 2023
issued a proposal requiring larger banks to implement a three-line-of-defense risk management model and increased board independence in response to observed weaknesses in corporate governance during past financial crises and recent bank failures. The Federal Deposit Insurance Corp.
How to Practice Loan Pricing Discipline
South State Correspondent
FEBRUARY 27, 2024
Objectives of Loan Pricing We believe that all national banks and most banks over $10Bn in assets (regionals) are using some version of a risk-adjusted return on capital (RAROC) loan pricing model. The national and regional banks originate about 85% of all domestic loans, and community banks hold the remainder.
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