FICO

OCTOBER 26, 2022

The AI Bill of Rights is the first step toward similar regulation of AI and machine learning algorithms. A first step toward AI regulation. As I looked through the AI Bill of Rights handbook I thought, “It’s about time to more formally elucidate the protections citizens should have from companies’ use – and misuse – of AI.”

Handbook 52

Handbook Analytics San Diego Regulation 52

PYMNTS

SEPTEMBER 5, 2018

Its been months since the country banned initial coin offerings (ICOs) outright, and last month, regulators sounded an alarm about illegal fundraisers done with cryptos. Government officials have even been given handbooks on how blockchain works and can be deployed.

blockchain 100

blockchain Handbook social media cryptocurrency 100

PYMNTS

JUNE 26, 2018

The FCA wants to require firms to handle the complaints in line with the complaint handling rules laid out in the FCA handbook. The FCA said it believes, along with the Payment Systems Regulator and the industry, that APP fraud is an increasing problem.

Fraud 108

Fraud Handbook Payments Regulation 108

Abrigo

JUNE 4, 2019

Changes could stem from internal sources, like policies and procedures, new products, or product updates; or they could be external changes, like new compliance rules and regulations.

Fraud 150

Fraud System Handbook Policies 150

BankUnderground

AUGUST 13, 2020

The banking reforms that followed the financial crisis of 2007-08 led to an increase in UK banking regulation from almost 400,000 to over 720,000 words. Did the increase in the length of regulation lead to an increase in complexity? The dataset includes both UK-specific rules and guidance, and EU Regulations and Technical Standards.

Regulation 129

Regulation Handbook Policies Comparison 129

Cisco

AUGUST 9, 2022

As these have attacks have evolved, regulatory bodies have updated their regulations to account for the increasing threat of cyber risk. It is part of a multipart blog series on financial regulations and how to manage them architecturally, geared towards IT leadership.

Tools 114

Tools Leadership Handbook Security 114

Abrigo

NOVEMBER 18, 2016

The OCC Comptroller’s Handbook on CRE lending is careful to point out that CRE lending brings a unique take on other common lending risks, such as credit, interest rate, liquidity, operational, compliance, strategic and reputational risks. For many, commercial real estate lending may be the ticket.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Cisco

JUNE 7, 2022

The FFIEC issued an update for US banks to the Architecture, Infrastructure, and Operations Examinations Handbook , as well as guidance for Authentication and Access to Financial Institution Services and Systems. Regulators will tighten the reins. Nation-states will influence the financial services supply chain. Takes Partners.

Risk Management 118

Risk Management Management Cyber Security Handbook 118

Abrigo

JUNE 17, 2015

According to the Comptroller’s Handbook on Agricultural Lending , the repayment of agriculture loans often depends on successful planting and harvesting of crops, or raising and feeding of livestock, and ultimately marketing the harvested item(s). Without diversification, risks will be expounded.

How To 150

How To Kansas City Lending Analysis 150

CFPB Monitor

JUNE 26, 2020

The proposal would require that the verification of income and assets be performed in accordance with Regulation Z section 1026.43(c)(4), The impact of the COVID-19 pandemic on how creditors consider income or assets, debt obligations, alimony, child support, and monthly DTI ratio or residual income. c)(4), as modified by the proposal.

Handbook 78

Handbook Examples Meeting Analysis 78

Money and Payments

JUNE 8, 2017

This April, the FCA launched its consultation on the Implementation of the revisedPayment Services Directive(PSD2): draft Approach Documentand draft Handbook changes. In order not to be burdened with a huge supervisory obligation, the regulator has taken this class of activities out of the scope of.

Handbook 28

Handbook Payments Regulation Retail 28

Abrigo

JUNE 12, 2015

Federal regulators have noted that changes in commodity prices and production levels come with the territory for agricultural lenders. Prudent Ag loan underwriting requires lenders to have a thorough understanding of the borrower’s operating environment and cash flow,” the Comptroller’s Handbook on agricultural lending says. “A

Survey 150

Survey Kansas Kansas City Lending 150

Abrigo

FEBRUARY 9, 2015

The only requirement from regulators is assigning transactions, when appropriate, to four criticized categories: special mention, substandard, doubtful and loss. In 2001, the OCC published the Comptroller’s Handbook on Rating Credit Risk , which highlighted the expectations of credit risk rating systems: 1.

System 150

System Handbook New York Risk Management 150

CFPB Monitor

DECEMBER 17, 2015

It also includes a handbook to guide administrators in soliciting and evaluating proposals and in monitoring vendor performance. The handbook reviews new rules adopted in October 2015 by the Department of Education for schools that partner with vendors to distribute Title IV funds and/or sponsor or directly market accounts to students.

Cards 60

Cards Report Handbook Marketing 60

FICO

JANUARY 9, 2023

While it’s being applied in the UK, we’ve often seen other regulators follow Britain’s lead, as was the case with Treating Customers Fairly. The Consumer Duty brings a 12th principle into the FCA Handbook, known as the Consumer Principle. The means by which products are distributed is also a critical consideration for the regulator.

Technology 52

Technology Compliance Strategy Management 52

Gonzobanker

MAY 20, 2015

Following some longstanding Federal Financial Institutions Examination Council guidance, examiners are making sure banks have technology plans and that these plans meet the regulations. A financial institution’s IT policies, resources and architecture need to be responsive to a highly complex and regulated environment.

Handbook 60

Handbook Technology Meeting System 60

CB Insights

JANUARY 4, 2018

Similar to audit, compliance follows a methodical, repetitive process, and regulators themselves are some of the earliest adopters of AI to aid in enforcing compliance with the regulatory requirements they mandate. COMPLIANCE OFFICERS. The cost of regulatory compliance, currently estimated to be around $80 billion globally.

Software 75

Software Compliance Training Google 75

CFPB Monitor

JULY 5, 2022

While fair lending has already been identified as a priority for banking regulators by the Biden Administration, the GAO report, particularly its findings regarding the decline in annual fair lending examinations and deficiency findings leading to matters requiring attention at smaller banks, could further fuel the OCC’s focus on fair lending.

Lending 78

Lending Report Policies Handbook 78