South State Correspondent

FEBRUARY 26, 2025

If your bank is not currently offering forward rate locks (in its various forms) to borrowers, you may be interested in how to incorporate such a tool to boost your banks performance. The post Using Forward Rate Locks to Win Customers and Manage Risk appeared first on SouthState Correspondent Division.

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Perficient

JULY 1, 2020

The need for a seamless customer experience, speed to market, product and pricing transparency, and value of informational content in the B2B space has grown exponentially, meaning manufacturers have been creating more content and product information for their respective digital networks including one of their key channels– their distributors.

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PYMNTS

DECEMBER 9, 2020

Managing credit risk used to be a reactive process. Bank customers would fall behind on their payments, and their banks might react by imposing fees or having a case manager work with them to bring their accounts back up to speed. The only question is how banks can ensure that they are employing the best strategies to apply them.

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How To Management Report Strategy 245

Perficient

NOVEMBER 19, 2020

On November 11, John O’Rourke, VP of Product Marketing and Communications for Onestream, and Saju Philips, Director at Perficient, hosted a webinar: How to Transform Finance with a Unified Platform for Planning, Reporting and Analytics. You don’t have to navigate the transition to OneStream alone.

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South State Correspondent

AUGUST 28, 2024

Something might be getting lost in the tribal knowledge of managing time deposits. In this article, we highlight how to better manage time deposits to prevent banks from destroying value. The CD market was born and managing time deposits was a new banking skill.

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Perficient

OCTOBER 20, 2020

Investing in advanced supply chain automation and intelligent order management (OM) systems will not only improve how your organization fulfills against extreme demand but also serves your consumers more effectively in the end. The Business Impact of Outdated, Manual Systems.

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Perficient

NOVEMBER 10, 2020

OneStream is a driving force that enables financial transformation and helps organizations move to the next level of corporate performance management (CPM). Join us to learn why OneStream is a market disrupter in CPM with 100% customer success and referenceability. How you can streamline your financial close processes.

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How To Analytics Report Analysis 309

Perficient

DECEMBER 23, 2020

Manufacturers face a common challenge when trying to respond to unplanned market events that may impact business financial forecasts as well as sales and operations planning processes: having a single view of the business plan, with the right indicators can improve timeliness of key decisions.

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South State Correspondent

MARCH 24, 2025

In this article, we will review how community banks can use marketing, product mix, and sales strategies to increase the cumulative lifetime value of customers to increase the return on assets and equity (ROA and ROE, respectively). years (both portfolios measured over a ten-year life).

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Abrigo

JANUARY 24, 2025

They also share tips for managing risk and pricing. As a result, financial institutions with CRE concentrations find it increasingly important to strategically manage the competitive pressures and risks related to origination, refinancing, and loan performance. We can help you set up stress testing that's right for your loan portfolio.

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Abrigo

FEBRUARY 14, 2024

Find commercial real estate risks in the loan portfolio Sound risk management practices in commercial real estate lending help lenders manage CRE credit losses and protect the portfolio's profitability. You might also like this podcast, "How to sleep easier at night about your capital and risk levels."

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Perficient

MARCH 10, 2021

podcast , we interview Jeff Small, Director of Mobile Product Strategy at Perficient about the evolution of digital product management and how organizations can think about digital products as a transformational strategy. She works with clients to devise digital experience strategies and how to translate strategies to tactics.

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Strategy Digital Strategies Customer Experience Leadership 493

South State Correspondent

JUNE 20, 2024

Banks don’t have enough product managers. A manager may oversee the operation of a product, but few banks have product managers who drive product development and performance. This article further explores what it means to be a bank product manager. What is Bank Product Management?

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PYMNTS

DECEMBER 7, 2020

Some studies show that 80 percent of all buyer-supplier transactions could be digital by 2025, in fact, increasing the pressure on businesses to adopt digital B2B solutions — or lose their competitive edge in the rapidly shifting market. RLJ Financial On Managing B2B Spend With Virtual Cards. About The Playbook.

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Perficient

OCTOBER 13, 2020

Product Information Management (PIM) and commerce go hand-in-hand, and inRiver is the common factor that helps simplify product information for both B2B and B2C shopping channels. Training, hand-off, client onboarding, walkthrough of marketing model. A data scorecard and a marketing model foundation.

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Training Data US Strategy 508

Perficient

JUNE 17, 2020

The core paradigm for the Java Content Repository (JCR) , the repository for Adobe Experience Manager (AEM) is Everything is Content. This principal drives the flexibility which made AEM a market-leading solution. src/main/resources/repoinits folder and on bundle installation they’ll be live reloaded.

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South State Correspondent

JANUARY 16, 2025

In this article, we look at those 150 safest banks to learn five connected lessons on how to create a bank that can withstand the next great economic downturn. Managing quality growth usually starts with making sure the bank is employing strong, but safe, operating leverage.

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Capital Management Groups Operations 195

South State Correspondent

AUGUST 14, 2024

If managing loan pricing is a college-level course, deposit pricing is a master’s. Given the complexity, managing analyzed checking, however, is a PhD. We covered the basics of account analysis in Part 1 ( HERE ), and in this article, we highlight best practices for managing an analyzed transaction account. level effort.

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South State Correspondent

AUGUST 22, 2023

If one product is the future of banking, it is treasury management. In this article, we detail the five steps to building a treasury management strategy, provide some tools to execute those steps, and then provide a complimentary survey to assess your strengths and weaknesses. It starts by targeting the right customers.

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Abrigo

FEBRUARY 6, 2024

Where to begin Develop a member business lending strategy Developing a sound MBL strategy, or tightening an existing one, can help credit unions achieve long-term success in managing member business lending risks. Get ready for the next credit cycle with credit department housekeeping tips from this webinar.

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Lending How To Risk Management Policies 221

Perficient

FEBRUARY 25, 2021

This episode will outline how to monetize your data and gain the necessary competitive edge. How to enable insights and data analytics across the supply chain [18:14]. Enabling digital marketing [28:10]. Visibility into end-to-end supply chain [13:51]. Monetizing your data [16:22]. Pricing strategy [25:25].

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Data Analytics Apple Google 452

Perficient

AUGUST 12, 2020

Tip: if a component with excess inventory is used frequently and has low resale value, it is often best to consume that inventory over time (and delay the replenishment in the near term) rather than trying to sell that inventory on the open market. However, we did find that 7% of the part numbers had a lower inventory quantity than required.

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How To Taxes Exercises System 309

South State Correspondent

FEBRUARY 22, 2023

With loans, it’s hard to discern expert-level skills unless you know the market and the credit. Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries.

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Management Marketing Branding Strategy 195

South State Correspondent

APRIL 19, 2023

In this article, we will look at deposit performance data related to high balances and show how banks can dramatically increase value by restructuring relationship-based products and better-allocating marketing/sales dollars more efficiently. This is over three times the life of a money market account that is over $1mm in balances.

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How To Examples Resources Marketing 195

South State Correspondent

JUNE 27, 2024

Because of the option to add or remove deposit balances over time, deposit management is one of the more complicated endeavors in banking. Add a three month CD option for your customers and the duration of your money market accounts can noticeably get reduced. Building better deposit performance is more complicated.

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How To Metro Marketing America 195

Perficient

MARCH 15, 2021

As we continue our series of posts on making HIPAA work for you, I am going to address a common problem we hear from health care marketers: “My board/boss/CMO/Legal Counsel says we cannot use patient data for marketing communications.”. So what’s a modern, data-driven marketer to do? This is a tough one. HIPAA is serious.

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Data Marketing Community System 493

Abrigo

MAY 24, 2024

Takeaway 1 Implementing the FedNow Service can help reduce interbank obligations, expand market reach, and enhance customer experiences. Takeaway 2 It's important to review resources on how to prepare for FedNow and also look internally to create a plan for your unique financial institution.

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South State Correspondent

FEBRUARY 27, 2024

Bankers need to manage credit relationships to ROA/ROE and not credit spreads. Market Intelligence We analyzed the last 1000 loans priced on our hedging desk, and the credit spread, and size are plotted below. Many banks target profitable commercial clients.

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How To Community Bank Community Management 195

Perficient

MAY 28, 2020

So how can providers manage those fluctuations in demand, recover revenue for non-urgent services, and build patient trust in the process? 2: Manage fluctuations in demand. The market for patients has been dramatically impacted by COVID-19. How It Works: Key Benefits for Providers. How to Learn More.

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social media System US Marketing 479

South State Correspondent

DECEMBER 14, 2023

How RFM Customer Segmentation Analysis Works Recency, Frequency, and Monetary value are each aspect of a customer trait that denotes some value in banking. What Questions Does RFM Customer Segmentation Answer RFM analysis helps bank marketers and management find answers to the following questions: Who are our best customers?

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Analysis How To Marketing Data 195

South State Correspondent

SEPTEMBER 20, 2023

The treasury or cash management customer is usually a bank’s most profitable customer on a risk-adjusted basis ( HERE ). In this article, we discuss cash management profitability and rank the most profitable industries for banks to go after. Cash flow stability is also a factor in cash management profitability.

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Management Survey Industry Community Bank 195

South State Correspondent

SEPTEMBER 20, 2022

Last week, the American Banking Association (ABA) held its annual Bank Marketing Conference in Denver, receiving rave reviews. The theme was – developing your marketing superpowers. Amid the brewery networking, superhero costumes, and fun, some fantastic bank marketing lessons were had, and not just for bank marketers.

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