Abrigo

OCTOBER 22, 2024

Say "thank you" this National FinCrime Fighter Day BSA professionals and financial crime fighters are tasked with the challenge of protecting our financial system daily. October 26 is National Financial Crime Fighter Day , and it’s the perfect time to pause and applaud everything these professionals do.

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Security Fraud Community National 221

Perficient

AUGUST 25, 2020

Perficient Colleagues Share How to Build a Successful Career in Technology. Perficient’s Lafayette Delivery Center is led by a charismatic woman as general manager, MaryBeth Ostasz, and fifty percent of our directors are women. Sometimes it is difficult to remember that.” — Elisha Goldman , project manager. Share Your Ideas.

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Technology Groups Training Management 572

PYMNTS

DECEMBER 9, 2020

In today’s top news, cybersecurity firm FireEye announced that it had been hacked by a suspected nation-state, and PayPal’s iZettle added QR code payments to its POS app in the U.K. Cybersecurity Firm FireEye Hacked By Suspected Nation-State. NEW REPORT: The Banks’ How To Guide To Using AI To Manage Credit Risk.

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National Payments Tools Resources 204

South State Correspondent

AUGUST 22, 2023

If one product is the future of banking, it is treasury management. In this article, we detail the five steps to building a treasury management strategy, provide some tools to execute those steps, and then provide a complimentary survey to assess your strengths and weaknesses. It starts by targeting the right customers.

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Management Community Bank Survey Community 195

Perficient

SEPTEMBER 9, 2020

You’ll learn: How to strengthen dealer and distributor relationships to drive growth. How companies are supporting their dealers and distributors through uncertain times. How companies are supporting their dealers and distributors through uncertain times. Trailblazer Roundtable: Manufacturing Channel Sales. Register here.

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US National Trends Strategy 449

Abrigo

DECEMBER 1, 2014

Credit unions have seen an unprecedented uptick in business-related loans in recent years, according to the Credit Union National Association’s (CUNA) U.S. Determine how to measure success. ” Invest in systems capable of managing the MBL program. Credit Union Profile. billion to $43.16

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Strategy How To Resources Lending 186

PYMNTS

JUNE 24, 2020

On a recent National Retail Federation webinar Target CEO Brian Cornell was asked about the most important factors facing retailers as they continue to deal with the business disruption caused by the pandemic. And frankly, it’s probably a good idea to think about how to calm people and make them feel comfortable in the store.

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Abrigo

FEBRUARY 6, 2024

Where to begin Develop a member business lending strategy Developing a sound MBL strategy, or tightening an existing one, can help credit unions achieve long-term success in managing member business lending risks. How robust is your compliance program? Re member , it’s often the “slow and steady that wins the race.”

Lending 221

Lending How To Risk Management Policies 221

South State Correspondent

FEBRUARY 27, 2024

Bankers need to manage credit relationships to ROA/ROE and not credit spreads. Objectives of Loan Pricing We believe that all national banks and most banks over $10Bn in assets (regionals) are using some version of a risk-adjusted return on capital (RAROC) loan pricing model.

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South State Correspondent

SEPTEMBER 20, 2023

The treasury or cash management customer is usually a bank’s most profitable customer on a risk-adjusted basis ( HERE ). In this article, we discuss cash management profitability and rank the most profitable industries for banks to go after. Cash flow stability is also a factor in cash management profitability.

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Management Survey Industry Community Bank 195

Abrigo

AUGUST 5, 2020

is officially in a recession, according to the National Bureau of Economic Research. Now, banks and credit unions must determine how to safely and effectively manage risk in the portfolio while also driving growth at their institution. The national effects remain opaque and will continue to change – do not get complacent.

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Management Risk Management Trends Industry 195

Abrigo

SEPTEMBER 23, 2024

Critical practices for individuals and organizations to protect their data The National Public Data breach serves as a reminder to all of us that proactive measures are necessary to safeguard our personal information. DOWNLOAD Takeaway 1 The National Public Data breach exposed over 2.7

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National Data Fraud Security 195

PYMNTS

JULY 13, 2020

But unlike the risk/outcome tradeoffs those consumers might have had to accept a decade ago (or maybe even five years ago), we’re also seeing a consumer with the opportunity to both manage her downside health risk without necessarily having to accept a subpar experience. How To Start And Stay FIT ®.

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South State Correspondent

AUGUST 14, 2024

If managing loan pricing is a college-level course, deposit pricing is a master’s. Given the complexity, managing analyzed checking, however, is a PhD. We covered the basics of account analysis in Part 1 ( HERE ), and in this article, we highlight best practices for managing an analyzed transaction account. level effort.

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How To Analysis Management Training 195

Perficient

DECEMBER 15, 2020

DTE Energy’s interactive microsite educates consumers on how to conserve and use energy differently within their homes. Entries are chosen selected on the quality of the art, advertising impact, or both. The Winning Projects.

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Tools Policies Industry Community 475

PYMNTS

MARCH 9, 2020

PYMNTS fielded a study to a national panel of 1,062 U.S. Ninety-two percent of consumers count their primary bank as either a national bank, regional/community bank or credit union. Bridge millennials are the most likely to play the banking services field, doing business with national banks as well as digital and online banks.

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How To Millennials ATM Fintech 232

South State Correspondent

JANUARY 25, 2024

Forward Rate Lock Tools National lenders have been using locks for decades, and these instruments can take many forms. But this application also prevents competition from national banks after the construction and stabilization. The post How to Lock a Forward Rate on a Loan appeared first on SouthState Correspondent Division.

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South State Correspondent

AUGUST 21, 2022

Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans. More sophisticated entities can handle a higher ratio because they possess the systems and managerial sophistication to manage the risk.

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South State Correspondent

MARCH 16, 2022

To make it into the podium, bankers must not only understand how to work with structural components but how to position them for the most efficient application of the creation of value. In this article, we focus on prepayment provisions and look at how a past gold medal winner does it. This is by far the most common provision.

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How To Community Bank Community National 195

Abrigo

MARCH 12, 2025

Disaster fraud scammers may pose as Federal Emergency Management Agency (FEMA), the Small Business Administration (SBA), or other government agencies using domain names similar to these well-known organizations. Find out how Abrigo Fraud Detection stops check fraud in its tracks.

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South State Correspondent

FEBRUARY 18, 2024

We recently reviewed a loan term sheet from a national bank for a $13mm commercial real estate (CRE) loan. This particular national bank has the ability to offer the borrower an interest rate hedge or an on-balance sheet fixed-rate loan. The borrower was provided options on the type of hedge and when to execute.

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Management National Guidelines Capital 195

South State Correspondent

FEBRUARY 22, 2023

Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries. If you move rates up 1%, elasticity tells you how much will you increase your deposit volume in that product.

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Management Marketing Branding Strategy 195

South State Correspondent

FEBRUARY 22, 2024

A three-year time horizon isn’t long enough if say you want to take your lending platform nationally such as specializing in lending on robotics. Bank management is hyper-focused on net interest margin. Expense control, loan growth targets, managing cost of funds and customer acquisition dominate executives’ time. is step one.

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Perficient

FEBRUARY 10, 2021

While the Centers for Disease Control and Prevention(CDC ) recommends healthcare consumers over 65 get vaccinated, few communications have targeted these groups or provided understanding and navigation to how to access the vaccine in their community. According to a 2021 Statistica report, 73% of adults over 65 are active internet users.

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New York City social media Community System 484

Abrigo

OCTOBER 9, 2024

How to build a successful Q factor framework under CECL Understanding the quantitative side of the CECL calculation means developing defensible qualitative factors, or Q factors. The challenge for many institutions is determining how much weight to assign to each Q factor. Learn best practices to adjust for risk.

Risk Management 195

Risk Management Management Compliance Data 195

Abrigo

FEBRUARY 28, 2023

Preventing SMS phishing, or "smishing: A financial institution's guide to smishing scams, why they work, and how to avoid them. According to the Credit Union National Association , the most common example is when someone impersonates an employee's boss, asking the employee to buy gift cards and forward the numbers and codes via text.

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Perficient

JANUARY 28, 2021

Enable 2FA: Use two-factor authentication for managing access to resources. Use a Password Manager: By leveraging a password manager like LastPass, Keeper, or Dashlane, you only need to remember one password. How to Avoid a Phishing Scam. Manage Your Privacy Settings. Use Antivirus Software.

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Data Security Software Community 535

Abrigo

APRIL 2, 2025

Regulators expect financial institutions to employ adequate technology and human resources to manage evolving fraud scams and risks. Reduce loss and protect your customers with our sophisticated detection and fraud management software. Financial institutions should also review past fraud incidents to identify gaps in current controls.

Fraud 195

Fraud System Payments Training 195

Abrigo

JULY 19, 2016

With the recent release of the Financial Accounting Standards Board’s (FASB) guidance on the Current Expected Credit Loss (CECL) model , Sageworks ' Summit is uniquely positioned to provide the latest information on how institutions can prepare for the changes and what the impact may be once effective.

Risk Management 150

Risk Management Management Analysis New York 150

BankBazaar

APRIL 29, 2020

The Covid-19 pandemic has pushed entire nations into lockdowns, crushed value chains, and stressed household finances. Therefore, smart money management is critical to survival through this period. HOW TO MANAGE CASH. The dos and don’ts of liquidity management. HOW TO MANAGE LOANS. AVOID PANIC.

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Management Policies Examples Taxes 155

South State Correspondent

DECEMBER 11, 2022

The yield curve shape is an excellent opportunity for community bankers to provide sound risk mitigation and balance sheet management advice to borrowers. Lenders do not need, nor can, predict the future, but helping borrowers manage risk doesn’t require lenders to be prescient.

How To 195

How To Community Community Bank Examples 195

Perficient

JANUARY 20, 2021

To make a direct impact on your digital efforts, you may need to hyperfocus on how to best target and reach each specific audience based on individual factors. Creating personas representing different racial, ethnic, national, regional, age, or gender audiences will help you to better target and increase your reach.

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Strategy Marketing Strategies Regional Marketing 496

Abrigo

JUNE 2, 2021

FinCEN issued an advisory in 2014 highlighting the importance of a strong culture of compliance for senior management, leadership, and owners within financial institutions. Efforts to manage and mitigate BSA/AML deficiencies and risks must not be compromised by revenue interests. Hot Topics: How to Prepare for Your Next BSA Exam.

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How To Training Compliance Policies 195

Abrigo

AUGUST 9, 2019

“Dealing with change is difficult, but dealing with change when you don’t feel like you have enough time feels impossible,” says Dave Crenshaw, author of a best-selling time management book and the keynote speaker of the 2019 ThinkBIG Conference in Orlando, Fla., You can bounce ideas off of people from a wide range of institutions.”

Management 150

Management Conference Lending Training 150

PYMNTS

FEBRUARY 4, 2019

Banks, credit unions and other financial institutions have a significant responsibility, one that goes far beyond managing customers’ financial assets: They’re tasked with safeguarding the financial services ecosystem against bad actors, money launderers and other criminals.

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How To Regulation Compliance Meeting 161

Abrigo

OCTOBER 19, 2016

The bottom line is that managing your valuation practice for growth means it is vital to target your efforts to reach new clients, and then go after those prospects efficiently. People get a better feel for something they’ve never had exposure to,” Vereecke says. It’s a really nice selling point.”.

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How To Marketing Study Guidelines 150

PYMNTS

JANUARY 27, 2021

She, alongside Stripe Business Lead of Treasury Tara Seshan and City National Bank Executive Vice President of Treasury Management Solutions Verna Grayce Chao , agreed that the embrace of bank- FinTech collaboration has proliferated the opportunity to drive embedded business banking experiences. Driving Personalized Experiences.

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Strategy Fintech National Industry 289