PYMNTS

DECEMBER 9, 2020

The only question is how banks can ensure that they are employing the best strategies to apply them. I n How To Put AI In Your 2021 Business Plan Playbook , PYMNTS and Brighterion collaborate to provide a blueprint of how financial institutions (FIs) can incorporate AI into their consumer credit strategies.

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Perficient

OCTOBER 26, 2020

Global manufacturers face various challenges when trying to incorporate and deploy sales and operations planning and execution (S&OP) processes into broader financial forecasting. But they do share one common theme: no single view of the business plan, and the resultant uncertainty on how to execute on it.

Operations 309

Operations Tools Strategy How To 309

Abrigo

FEBRUARY 6, 2024

It also recommends including projections related to loan pricing, operating expenses, and delinquency. In developing an appropriate strategy , credit unions should analyze the various plausible approaches they may take given their personnel, operational, and financial resources.

Lending 221

Lending How To Risk Management Policies 221

South State Correspondent

APRIL 9, 2024

Changes in Market Expectations: Markets can move rapidly and market participants do not always clearly appreciate the impact of forward projections. For example, at the start of 2024 the market expected six interest rate cuts, while at the time of writing this article the market expects only 2.6

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Perficient

MARCH 12, 2021

A digital transformation journey is effective for businesses because it is rooted in commerce and investing in commerce throughout a digital transformation will have a direct impact on your business and its future, starting with your go-to-market strategy. Your Go-To-Market Strategy is the North Star. Make and Invest in a Plan.

Marketing Strategies 531

Marketing Strategies Strategy Marketing Resources 531

PYMNTS

APRIL 10, 2020

Intimidated by the scale and cost of a massive technological overhaul, large financial institutions (FIs) may approach their digital transformation (DX) journeys gradually, targeting various areas of operations to modernize one-by-one. “The customer should just send the payment without having to think about how to route it.

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Technology Company Operations Payments 360

Perficient

AUGUST 2, 2024

MAD services can cocreate with clients while supporting them in learning how to modernize capabilities with agile, DevOps, native cloud, and edge, including generative AI (genAI). Perficient’s Expertise and Industry Focus Forrester based its analysis of service providers on two factors: market presence and services functionality.

America 450

America Report Technology Software 450

PYMNTS

NOVEMBER 17, 2020

One of the most challenging aspects of the B2B PPE market amid the pandemic has been a surge in unfamiliar vendors stepping onto the scene. As a result, there were a lot of new entrants and a lot of new suppliers on the market — some people trying to help, and some trying to make a buck.". once again. Know Your Supplier.

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Marketing Meeting Fraud National 235

South State Correspondent

FEBRUARY 22, 2024

Deposits generate the bulk of a bank’s value yet most banks spend little on deposit marketing and product design. You can buy loans, but you can’t buy bulk deposits for below market rates. Instead of being proactive in product design, most banks just play defense only rolling out a new product in an effort to “keep up with the market.”

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South State Correspondent

AUGUST 28, 2024

In this article, we highlight how to better manage time deposits to prevent banks from destroying value. The CD market was born and managing time deposits was a new banking skill. By 1966, there was $15B of CDs issued by banks, a market that was second only to Treasuries.

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Management How To Training Comparison 195

South State Correspondent

APRIL 19, 2023

In this article, we will look at deposit performance data related to high balances and show how banks can dramatically increase value by restructuring relationship-based products and better-allocating marketing/sales dollars more efficiently. This is over three times the life of a money market account that is over $1mm in balances.

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How To Examples Resources Marketing 195

Perficient

SEPTEMBER 29, 2020

In August, we surveyed 154 marketing executives to find out what they think is likely to happen this holiday season and how they’re preparing for it. What will be different this holiday season and how to adjust your strategy accordingly. How to determine if your priorities or investments should change.

Marketing 294

Marketing Branding Data Industry 294

Abrigo

FEBRUARY 23, 2022

Indeed, the financial institutions surveyed most frequently identified the following as their top challenges in small business lending: Efficiency Process, operations, and staffing Competition Over half of the survey respondents cited efficiency as a challenge when it comes to small business lending. Knowing Your Customer. keep me informed.

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How To Lending Software Survey 195

Perficient

AUGUST 4, 2023

In today’s rapidly advancing technology landscape, businesses face a profound revolution in operations, customer interactions, and innovative endeavors. The report offers an in-depth overview of 38 digital transformation service providers, offering valuable insights into the market landscape.

Digital Strategies 419

Digital Strategies Strategy Report Customer Experience 419

South State Correspondent

FEBRUARY 20, 2023

Understanding the competitive banking landscape helps community banks set proper pricing, respond to rival marketing, and compete more effectively. The largest 100 banks dominate the industry with almost 75% of the market share. The number of banks that control the domestic loan market is summarized in the table below.

National 195

National Lending How To Community Bank 195

South State Correspondent

OCTOBER 4, 2022

The Federal Reserve Open Market Committee (FOMC) has raised short-term interest rates by 3.00% in the six months between March and September. The market is now forecasting an additional 1.25% in hikes by year’s end, with the next move coming on November 3rd. However, all of these five predictors are, on average, wrong.

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How To Marketing Examples Community 195

South State Correspondent

MARCH 16, 2022

To make it into the podium, bankers must not only understand how to work with structural components but how to position them for the most efficient application of the creation of value. In this article, we focus on prepayment provisions and look at how a past gold medal winner does it. Prepayment Provisions Not Penalties.

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How To Community Bank Community National 195

Perficient

JANUARY 7, 2021

They had to change the way they operate with new social distancing guidelines. But, we’ve learned how to deal with related issues a little better. I remember seeing shoppers wearing gloves and masks as they entered establishments. No one knew what to make of it. What kind of long-term implications could COVID-19 have on the industry?

Marketing 309

Marketing Industry Mobile Massachusetts 309

PYMNTS

JANUARY 19, 2021

The shift to digital commerce has opened up new markets for companies across all verticals and sizes. But reaching a broader range of consumers, accommodating their payment preferences, and satisfying regulatory and tax issues in unfamiliar territory introduces a host of new operational challenges for these companies.

Branding 322

Branding Taxes Fraud Regulation 322

PYMNTS

JUNE 29, 2020

SMBs and merchants operating in the EU must comply with strong customer authentication (SCA), which mandates stricter authentication requirements for online and contactless purchases above a certain value. Banco de España, Spain’s central bank, granted the license, which enables RevoluPAY to operate within all 27 EU member countries.

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How To Payments Management social media 239

Perficient

AUGUST 20, 2020

In this post, we’ll discuss some of the top challenges in the healthcare space and how to deal with them effectively. Adapting to New Market Conditions. There can be a knowledge gap throughout your marketing and development teams. The strongest performers in SEO in any market space all have these things locked down.

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Google Examples Trends Tools 452

South State Correspondent

AUGUST 21, 2022

We compared and contrasted the two strategies and sized the market for community banks. We believe that community banks should choose a path that offers the most operational flexibility. The post How to Choose a Hedge Provider as a Bank appeared first on SouthState Correspondent Division.

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How To Community Bank Community FDIC 195

PYMNTS

NOVEMBER 30, 2020

The top performers in the current retail market are not the digital marketplaces one might assume, but merchants with both brick-and-mortar and online operations. So how to capture that remaining 45 percent? As for what consumers really want, heading into the back half of the 2020 holiday shopping season? This worked out to 5.5

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How To Online Google Cards 232

Perficient

NOVEMBER 20, 2020

As all marketers know, visual content creation can be a long and expensive process. Your target customers may include consumers, farming operations of various sizes, construction companies, and other fleet operators, each with a unique and specific use case in mind for your product. How to Get There.

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Video Tools Digital Strategies Marketing 322

BankUnderground

NOVEMBER 2, 2022

Operational risk is rapidly becoming one of the most important threats to the financial system but is also one of the least well understood. But they are only one part of operational risk, which includes losses from any kind of business disruption or human error, including power outages or natural disasters.

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Operations Policies System Regulation 126

PYMNTS

AUGUST 5, 2020

“For us, the revolution starts with the market,” said Co-founder and CEO Joshua Silberstein. The market is fundamentally changing, and as the market changes, so do the sources of competitive advantage. We do a complete marketing overhaul,” Silberstein explained. “We company to reach profitable unicorn status.

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America Marketing Operations Retail 336

Perficient

SEPTEMBER 30, 2020

As we enter into the 2020 holiday season and great uncertainty remains around what to expect, it’s critical to map out your strategy and how to deal with the challenges that may present themselves over the next three months. This taught us that the market could change rapidly and in unexpected ways.

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Video Survey Strategy Marketing 508

PYMNTS

DECEMBER 2, 2020

Small businesses are turning toward their financial service providers now more than ever, not only for access to working capital and key products to run their business, but also for advisory services and guidance on how to navigate today's volatile market. Getting Creative. An Agile Business Model.

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Marketing Michigan Management Operations 165

Bank Innovation

MAY 31, 2017

I recently sat down with the marketing team at Anthemis to talk about the changes happening in SME banking and the opportunity for innovation. Mass affluent as well as SME customers have become both more distinctive and complex in the last decade and banks haven’t figured out how to service them effectively.

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Capital Lending Data Operations 316

Abrigo

JANUARY 29, 2020

The grim farm profitability landscape has led producers to alter their operating behavior. If you are getting paid for the risk you are taking on, you will not only survive but thrive in the current market conditions,” Newberry said in a recent whitepaper, The Ag Lender’s Survival Guide. Here’s How to Gain it Back. Learn More.

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Lending How To FDIC Survey 195

PYMNTS

NOVEMBER 27, 2020

It's been more than a decade since the boom of neo and challenger banks stepping into the market to fill the biggest service gaps left by FI giants. In a recent interview, he discussed why Juni is targeting eCommerce and digital marketing businesses with its offering. The eCommerce Banking Challenge.

Strategy 295

Strategy Industry Marketing Data 295

Bank Innovation

JUNE 15, 2017

I recently sat down with the marketing team at Anthemis for my regular weekly chat to discuss the distinction between “Digitise” and “Digitalise”, two oft conflated terms. John, you often speak about the distinction between “digitise and digitalise”, how is that they differ? Great question.

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Tools Technology System Operations 275

South State Correspondent

JANUARY 3, 2024

This fictional novel with an ugly cover is a fast-paced and entertaining story of a plant manager desperately trying to improve operational performance and his marriage. This is the ultimate book on how to be effective, and Peter Drucker highlights five habits that lead to quality decision-making and effective performance.

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Leadership Management Strategy How To 370

PYMNTS

DECEMBER 7, 2020

Most are encouraging employees to work from home while also moving their back-office operations online, and payments operations are no exception. The benefits of using digital B2B payments solutions extend far beyond their ability to support a decentralized workforce.

Management 268

Management Cards Company Innovation 268

Perficient

SEPTEMBER 25, 2020

Ecommerce has revolutionized the way businesses in every industry operate and provides endless possibilities to expand sales channels, grow revenue, and elevate the customer experience. How to plan to meet customer expectations with the most efficient allocation of inventory. Empowered by Data, Driven by Results.

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Customer Experience Study System Management 238