PYMNTS

NOVEMBER 30, 2018

Understanding risk, particularly its sources and how to most effectively manage it, is one of the most fundamentally important topics in payments for those who provide services and those who use them. On one level, risk itself has not fundamentally changed in the last few decades,” Aberman explained. “We

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Abrigo

SEPTEMBER 23, 2014

As banks are increasingly playing a bigger role in commercial real estate lending, it is more important than ever to ensure proper risk management practices. Due to the volatility of CRE concentrations at banks, regulators have released supervisory guidance to ensure sound risk management practices. Blog Bank'

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Abrigo

SEPTEMBER 27, 2017

The hundreds of people attending the 2017 Risk Management Summit hosted by Sageworks heard from dozens of thought leaders in the financial services industry. The Sageworks Risk Management Summit is the industry’s leading life-of-loan conference, with topics spanning business development through portfolio risk in a CECL world.

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Abrigo

AUGUST 16, 2016

To best accommodate all attendees, the 2016 Risk Management Summit features an agenda that balances high-level and conceptual sessions, which focus on understanding the guidance, with analytical sessions, which look at the application of various approaches when implemented.

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Abrigo

MARCH 21, 2023

If an institution wasn’t fully prepared, however, it can nevertheless meet its goals using tailored asset/liability management (ALM) strategies. If the last time a study was performed was three years ago, the assumptions are not only outdated, but they also could be steering management in the wrong direction in strategic planning.

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Abrigo

OCTOBER 9, 2024

How to build a successful Q factor framework under CECL Understanding the quantitative side of the CECL calculation means developing defensible qualitative factors, or Q factors. Learn best practices to adjust for risk. Would you like other articles on CECL and Q Factors in your inbox?

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Abrigo

JULY 19, 2016

With the recent release of the Financial Accounting Standards Board’s (FASB) guidance on the Current Expected Credit Loss (CECL) model , Sageworks ' Summit is uniquely positioned to provide the latest information on how institutions can prepare for the changes and what the impact may be once effective.

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PYMNTS

DECEMBER 9, 2020

Taking this retroactive approach to credit risk management was never efficient, but it has become even less feasible amid the pandemic. Consumers are more susceptible than ever to falling short on their monthly bills, leaving banks searching for more proactive ways to mitigate the risk of defaults.

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Abrigo

FEBRUARY 6, 2024

Get ready for the next credit cycle with credit department housekeeping tips from this webinar. keep me informed watch Take it slow A measured MBL approach is best A ccording to NCUA gu idance , t he amount and expertise of resources avai lable for business lending should drive the complexity and options available for each portfolio.

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Abrigo

MARCH 31, 2025

The lender needs to put forth an accurate and complete picture of the borrowernot only for the borrowers sake, but also for the financial institutions risk management. Yet many credit analysts and lenders still struggle with what to include, what to cut, and how to structure the memo to be useful to decision-makers.

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Abrigo

NOVEMBER 18, 2024

Key topics covered in this post: Regulatory focus Key questons for ALCOs Governance and concentration risks Expect the unexpected Regulators 'could not be more clear' Today’s regulatory climate is turning up the heat on financial institutions when it comes to liquidity and interest rate risk management.

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Abrigo

NOVEMBER 13, 2024

Thousands of banks, credit unions, and accounting firms use our risk management and lending solutions, contributing to this cooperative data model for banking intelligence. The real issue for many bank and credit union leaders is how to add incrementally to that portfolio in a profitable manner. Nearly all U.S.

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Abrigo

APRIL 11, 2025

This article covers these key topics: Hindrances to sound loan review scoping What loan review should be able to do How to stop scoping like it's 1985 Bringing your loan review scope into 2025 Determining the scope of a financial institutions loan review is the foundation of an effective loan review process. The results?

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Abrigo

AUGUST 29, 2022

Many banks and credit unions have adopted sophisticated risk-management practices, and their board of directors has to play an active role in ensuring that risks are well understood in overseeing risk exposure. Learn more about credit risk in, "Commercial risk rating considerations.". Credit Risk Management.

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Insights on Business

JANUARY 3, 2019

To thwart cybercriminals and meet regulatory requirements while also managing costs, institutions should consider adopting a centrally managed platform and related services to create a consistent and scalable control framework. Three pillars of cyber risk management on the cloud.

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Abrigo

JUNE 11, 2021

Measuring Interest Rate Risk Can Vary by Institution Interest rate risk measurement plays a key role in ensuring an institution's safety and soundness. Would you like other articles on asset/liability management in your inbox? FDIC) noted in its 2021 Risk Review. Portfolio Risk & CECL. Credit Risk Management.

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PYMNTS

JULY 27, 2020

.” In terms of spend visibility, the new product will allow prescriptions to be ranked according to how they’ll impact the business in full, allowing teams to know exactly how to cut costs in an effective manner.

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Abrigo

OCTOBER 18, 2022

Streamlining the construction loan process Construction d raw s oftware helps lenders and contractors to automate the construction loan management. . You might also like this webinar, "How to manage a high-performing construction loan portfolio." Lending & Credit Risk. Lending & Credit Risk. Watch Webinar.

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Abrigo

OCTOBER 22, 2024

Our intelligent fraud detection software and risk management tools help fraud professionals in their fight against financial crime. Jay Blandford is Chief Executive Officer of Abrigo, a leading provider of risk management, financial crime prevention, and lending software and services that help more than 2,500 U.S.

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Abrigo

DECEMBER 17, 2021

For banks and credit unions, this often means a deep understanding of regulations and compliance and adhering to the institution's risk management standards. Lending & Credit Risk. Portfolio Risk & CECL. How to Establish Quality Fintech Partnerships. Lending & Credit Risk. Credit Risk Management.

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Abrigo

JANUARY 24, 2025

Pricing strategies are also important for lenders to balance new loan opportunities and CRE risk management. Newberry said competitive pressures often influence pricing more than sound risk-based strategies. You might also like this webinar, "Risk rating: The cornerstone of risk management."

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Abrigo

MAY 19, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." WATCH Takeaway 1 Loan review officers must figure out how to adhere to the FDIC’s guidance on loan review and credit risk review systems. Read more for specific objectives every loan review system should meet.

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Abrigo

DECEMBER 1, 2014

As many credit unions are just beginning to develop or expand member business lending (MBL) programs, it is important develop or tighten a sound MBL strategy to ensure long-term success in managing risks. Determine how to measure success.

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Abrigo

AUGUST 28, 2022

For banks and credit unions, a popular tool to monitor credit risk is a standardized risk rating system, which can serve several purposes. These systems often determine credit approval processes, covenants placed on the borrower and how loans should be priced.

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PYMNTS

MAY 27, 2020

That includes catching when data stolen via one banking channel is being used to enable ATOs in other channels, according to Daniel Cohen, head of anti-fraud products and strategy at risk management solutions provider RSA. Otherwise, the fraud could continue unnoticed.

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Perficient

MARCH 7, 2022

The bank should generate accurate, complete, timely, and reliable risk data to meet normal and stress/crisis reporting accuracy requirements. The bank should be able to generate aggregate risk data, including requests during stress/crisis situations. Risk-reporting practices. Data Governance. Data Clarity.

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South State Correspondent

AUGUST 7, 2024

Bank-specific growth strategies and governance or risk management needs, as well as competitor behaviors and regulatory modifications, may necessitate tailored policy adjustments. The post How To Use Account Analysis Effectively (Part 1) appeared first on SouthState Correspondent Division. Varied criteria are set for each tier.

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South State Correspondent

FEBRUARY 27, 2024

To optimize loan portfolio profitability, community banks must recognize how to migrate through the credit spectrum (see an example of the concept in the graph below). During long periods of expansion, banks misprice credit risk more severely.

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Abrigo

FEBRUARY 23, 2022

Learn more about how to recover market share with small business lending. Lending & Credit Risk. How to Win Small Business Loans This Year. Lending & Credit Risk. Portfolio Risk & CECL. Jump-Start Digital Transformation with Change Management. Credit Risk Management. Learn More.

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Abrigo

MARCH 16, 2016

Risk ratings form the basis for broader risk management including setting the reserve, stress testing , capital and strategic planning.

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South State Correspondent

AUGUST 21, 2022

More sophisticated entities can handle a higher ratio because they possess the systems and managerial sophistication to manage the risk. One rule of thumb is that any derivative leverage ratio over 20 requires an expert understanding of derivatives and risk management (typically found at the national banks).

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Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Here are the top resources.

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Jack Henry

NOVEMBER 18, 2024

Your guide to an AI risk management framework. Learn about financial institution AI risks, how to mitigate them, & what to include in your AI risk framework.

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Abrigo

DECEMBER 11, 2014

In September, the Office of the Comptroller of the Currency (OCC) published final guidelines designed to “strengthen the governance and risk management practices of large financial institutions.” Assess risk management structures. Update the scope and frequency of risk management reporting.

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Celent Banking

MARCH 2, 2017

When it comes time to choose a business partner, banks will favor those who help them execute their third party risk management (TPRM) responsibilities over those who begrudgingly comply. OCC 1 TPRM regulations alone require the bank to evaluate 16 risk dimensions when engaging with a third party.

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