Bank Innovation

MARCH 22, 2016

Online marketplace lender Avant Inc. The new auto loan product will initially launch in California, and is expected to be live in Illinois and Georgia by early in the second quarter, with a national rollout expected by the third quarter, according to Avant.

Illinois 150

Illinois Georgia California National 150

PYMNTS

NOVEMBER 26, 2018

The Illinois Supreme Court is set to hear arguments that will help it determine when consumers can take action under the Biometric Information Privacy Act. The precise harm the Illinois legislature sought to prevent is then realized.”. Alphabet Inc.’s s Google is dealing with similar claims in federal court in Chicago.

Illinois 139

Illinois US Chicago Google 139

PYMNTS

FEBRUARY 10, 2020

That is up from roughly $50 billion at present, with an estimated 175 million individuals shopping online in 2020. With those mandates, the Indian government said that online marketplaces can no longer enter into such third-party deals, or have a single vendor supply more than a quarter of inventory across a given product.

Taxes 175

Taxes Illinois Operations Study 175

PYMNTS

MAY 22, 2020

Arkansas, Colorado, Illinois and Ohio have warned tens of thousands of residents who have applied online for unemployment benefits due to COVID-19 of possible data breaches that could have exposed names, addresses and Social Security numbers. Protech Solutions Inc.,

Arkansas 133

Arkansas Data Colorado Ohio 133

PYMNTS

JANUARY 29, 2021

online casino games are only allowed in Delaware, Nevada, New Jersey and Pennsylvania. Sports betting is only allowed in Colorado, Illinois, Indiana, Iowa, Nevada, New Hampshire, New Jersey, Pennsylvania, Rhode Island, Tennessee and West Virginia. . Currently in the U.S., Earlier this month, New York Gov.

Google 168

Google Policies Rhode Island West Virginia 168

PYMNTS

NOVEMBER 15, 2020

A new website called FactorForYou has launched that is something of an online dating service for small- to medium-sized business (SMB) owners who want to turn accounts receivable (AR) into cash and the owners of factoring companies that make such transactions happen, according to a press release.

Company 175

Company New Jersey Illinois Ohio 175

PYMNTS

SEPTEMBER 24, 2019

consumers are expected to be shopping online by 2021. The ruling meant that online retailers could be mandated to collect sales tax — and taxes can be levied by states on firms that do not have physical presence in those states. More than 230 million U.S. Thus far, a bit more than a year after the ruling, tax policy remains fragmented.

Taxes 116

Taxes Retail Online South Dakota 116

PYMNTS

APRIL 17, 2018

The suit is based on a unique Illinois law — the Biometric Information Privacy Act — which gives users a “property interest” in the algorithms that establish their digital identities. The precise harm the Illinois legislature sought to prevent is then realized.”.

San Francisco 109

San Francisco Illinois social media California 109

PYMNTS

AUGUST 15, 2019

The company says customers can save time and money by skipping the dealership and shopping online at Carvana.com. The Los Angeles Car Vending Machine joins counterparts in cities across Texas, Tennessee, Florida, North Carolina, Maryland, Arizona, Ohio, Missouri, Indiana, Pennsylvania and Illinois. and its first in California.

Los Angeles 169

Los Angeles North Carolina US Indiana 169

PYMNTS

DECEMBER 27, 2019

percent: Tax rate imposed on online sellers in Illinois starting in 2020. $4M: Data: 2018: Year of the Wayfair ruling, which limited retailers’ physical presence to tax-exempting states. 100: Minimum number of local tax codes in Alaska. 4M: Amount Ohioans paid in sales taxes on menstrual products in 2019.

Taxes 131

Taxes Alaska Minnesota Compliance 131

PYMNTS

FEBRUARY 15, 2019

Amazon now controls shipping about 26 percent of its online orders, according to Wolfe Research. and this year it’s opening regional hubs in Texas, Ohio, and expanding one in Illinois. The expansion includes a $1.5 billion hub in Northern Kentucky, scheduled to be open in 2021.

Kentucky 182

Kentucky Management Illinois Ohio 182

PYMNTS

JULY 3, 2019

In the Midwest, the new banks reportedly include the Educational Community Alliance Credit Union in Ohio, the MidAmerica National Bank in Illinois, the Republic Bank of Chicago in Illinois and the State Bank of Waterloo in Illinois. The system lets clients make in-store or online purchases through the mobile app.

Google 109

Google Illinois Cards Cleveland 109

PYMNTS

NOVEMBER 19, 2020

Deerfield, Illinois-based pharmacy chain Walgreens has launched a revamped customer loyalty program, myWalgreens , which promises its customers new benefits as the company closes down its previous offering, Balance Rewards. Certain restrictions apply, such as for Walgreens locations that aren’t open 24 hours a day.

Puerto Rico 169

Puerto Rico Virgin Islands Illinois Mobile 169

PYMNTS

APRIL 16, 2020

The offering is now available from almost 2,000 stores in California, New York and Illinois, among other states, with plans to grow throughout the country in the months to come, according to an announcement. When their prescriptions are ready, shoppers will get a text message from their Costco pharmacy.

California 161

California Illinois Washington New York 161

PYMNTS

SEPTEMBER 22, 2020

The company recently said it would shutter 180 out of 380 offices in the country, while putting $115 million toward its online client offering and eliminating 1,000 positions. In addition, Illinois-based Byline Bank is to shutter 11 offices from the beginning of next year, Banking Exchange reported.

Pennsylvania 210

Pennsylvania Nashville Indiana Tennessee 210

PYMNTS

SEPTEMBER 28, 2016

27) it will return close to $20 million to more than 145,000 consumers around the country who were victimized by One Technologies and its two partner companies in an online scheme that lured consumers with “free” access to their credit scores and then billed them a recurring $29.95 The Federal Trade Commission announced on Tuesday (Sept.

Illinois 100

Illinois Ohio Online Fraud 100

CFPB Monitor

JULY 2, 2021

Much of the new litigation is driven by statutes, such as the California Consumer Privacy Act (CCPA), the Illinois Biometric Information Privacy Act (BIPA), and state wiretap laws that provide for statutory damages. At the current pace, over 1200 data breach or privacy lawsuits, most of them class actions, will be filed this year.

Data 148

Data Illinois Security California 148

PYMNTS

SEPTEMBER 11, 2019

Illinois-based daVinci Payments has announced it is releasing a Chinese Yuan (CNY) corporate-funded prepaid card for employees or customers of multi-national corporations. The CNY cards will enable cardholders to make immediate purchases in stores and online.

Cards 147

Cards Payments Illinois National 147

PYMNTS

JULY 7, 2020

The top five scam categories were online shopping, travel and vacation, credit card, financial institutions and text messages, the FTC data said. the Illinois-based insurance company, said the best offense is a good defense. “We know fraud is historically an under-reported crime.”. The median loss was $270.

US 175

US Fraud Illinois Washington 175

PYMNTS

MARCH 10, 2020

District Court for the Northern District of Illinois accusing Fifth Third of being fully aware that employees were opening accounts for customers without their knowledge since 2008. . The CFPB filed a complaint with the U.S. Fifth Third called the allegations “unnecessary and unwarranted,” according to the Wall Street Journal (WSJ).

Los Angeles 167

Los Angeles Illinois Meeting Retail 167

PYMNTS

FEBRUARY 19, 2018

malls that are closing — particularly as shopping increasingly moves online, CNBC reported. “I In a $30 million renovation to the Oakbrook Center mall in Oak Brook, Illinois, for example, the former Neiman Marcus store was subdivided into two restaurants: Perry’s Steakhouse and Old Town Pour House.

Illinois 136

Illinois Retail America Study 136

Abrigo

APRIL 1, 2020

When a partner lender is ready to submit loan guaranty packages and loan servicing request packages, it does so through the SBA’s online portal, E-Tran. Rather, it guarantees up to 85% of loans through partnering lenders and institutions ( Note: the agency is guaranteeing 100% of the loan under the Paycheck Protection Program ). learn more.

Lending 195

Lending Illinois System Resources 195

PYMNTS

JANUARY 22, 2020

The state of Illinois is still considering digital disbursements, though innovation remains slow. Online payments are taking small steps forward for several government agencies at the federal level as states examine their potential benefits. State and local agencies sent out more than $1.3

Idaho 130

Idaho Illinois Innovation Tennessee 130

PYMNTS

DECEMBER 30, 2019

Wayfair Supreme Court decision continue to rattle online merchants, as three states (California, Louisiana and South Carolina) are now trying to collect eCommerce sales tax retroactively, as far back as five years. Similarly, Illinois is eying close to $400 million in new annual sales tax revenue on ecommerce items shipped into the state.

Taxes 130

Taxes Alaska South Dakota South Carolina 130

PYMNTS

JANUARY 8, 2020

As payments move more into the digital and card realms, with online sales surging to $143 billion in recent months, fraudsters have been finding new ways to steal, including utilizing skimmers that prey on customers buying things over the internet.

San Diego 130

San Diego Cards New Jersey Massachusetts 130

PYMNTS

AUGUST 24, 2020

The news comes as a new Indian equalization measure came into existence in 2020 that puts a 2 percent tax on every digital transaction that foreign online shopping firms conduct. The services are not currently registered as distinct entities, although they are provided to users in the nation.

social media 152

social media Data Apple Compliance 152

PYMNTS

OCTOBER 23, 2018

At least one state — Illinois — also allows consumers to buy Mega Millions lotto tickets online, along with using credit and debit cards to purchase a chance at a new life, and the drawing’s $904 million cash payout option. “You can’t buy Mega Millions with a credit card, but you can use a debit card or a gift card.

Cards 126

Cards Ohio Connecticut Payments 126

PYMNTS

SEPTEMBER 18, 2020

Cash flow is thus still king, according to Caleb Benoit , founder of Illinois-based retail and wholesale coffee company Connect Roasters. Let us say you are a coffee roaster going into the pandemic and 100 percent of your business was wholesale and that goes to zero,” Benoit said.

US 241

US Payments Illinois Operations 241

PYMNTS

JUNE 3, 2020

The company debuted a bolstered buy online, pick up in store ( BOPIS ) customer experience in some locations, with plans to expand that capability to the complete store base by the close of Q3. .” Express said that as of Wednesday (June 3), it had opened 303 retail locations while adhering to the latest state and federal guidelines.

Columbus 130

Columbus Illinois Ohio Guidelines 130

PYMNTS

DECEMBER 10, 2019

After conducting extensive research, we chose Lumin Digital because we believe it is the top online banking system on the market,” said Larry Holderman, CEO of Mutual Security Credit Union in the release. Our team worked in close coordination with the Lumin Digital team to execute a well-orchestrated conversion for our members.

Security 130

Security Illinois User Experience Digital Banking 130

PYMNTS

OCTOBER 22, 2020

The initiative starts in the weeks to come throughout ALDI’s over 60 Georgia stores, while it will grow to over 570 retail locations throughout California, Illinois, Pennsylvania and Florida in the months to come. They can choose the amount of benefits they would like to allocate to their orders after products after added to their carts.

Georgia 130

Georgia Payments Pennsylvania Illinois 130

PYMNTS

AUGUST 12, 2020

For online fantasy sports betting provider DraftKings — which went public in April even as world economies cratered — lockdown boredom and the absence of actual live sports to watch have created a perfect storm of opportunity. “We The company recently expanded into Illinois via a casino partnership.

User Experience 225

User Experience New Hampshire San Francisco Oakland 225

PYMNTS

FEBRUARY 4, 2019

Prisoners are usually required to buy at least some products for daily living in the prison commissary, or via approved methods that allow online purchases from outside retailers (often companies that focus on retail sales to inmates), and those payments are usually done by cards or other non-cash methods.

Fraud 161

Fraud Illinois Retail Security 161

PYMNTS

MAY 5, 2016

With sales on its businesses marketplace accounting for more than 40 percent of Amazon’s total sales overall, the Reuters story points out that it has helped to firmly establish the eCommerce giant in the online B2B space, which Forrester Research estimates will constitute about 12 percent of all B2B sales in the United States by 2020.

San Diego 100

San Diego Illinois United States California 100

PYMNTS

MARCH 13, 2018

For grocers, Amazon’s ventures into online groceries bring big competition, but delivery platforms such as Instacart can help grocers compete with the threat of eCommerce and delivery. Now, Instacart will count ALDI stores in greater Chicago — in areas as far as Rockford, Illinois — as part of its platform.

Los Angeles 102

Los Angeles San Francisco Dallas Atlanta 102

PYMNTS

JULY 2, 2019

Target said online customers in 47 states can now get items delivered on the same day for a flat fee of $9.99 The retailer is opening up the service to a dozen new states, including in parts of Florida, Georgia, Illinois and Wisconsin. According to Walmart, it is just another payment option for online orders.

Las Vegas 136

Las Vegas Wisconsin Phoenix Illinois 136

PYMNTS

FEBRUARY 7, 2019

” Home Chef retail meal kits are currently available in Kroger’s Family of Stores across multiple markets, including Illinois (Mariano’s), Kentucky (Kroger), Michigan (Kroger), Ohio (Kroger, Cincinnati ) and Wisconsin (Pick ‘n Save and Metro Market).

Ohio 116

Ohio Montana Wyoming Columbus 116