Bank Innovation

AUGUST 8, 2017

Better originations, better sales, more revenue: wow, did Lending Club just report a positive quarter? With the results reported on its earnings call yesterday, it certainly seems as though the marketplace lender has turned back toward growth.

Lending 318

Lending Report Company Online 318

Bank Innovation

SEPTEMBER 21, 2017

Dutch bank ABN Amro’s online lending fintech New10 is open today. New10 was created to provide small businesses loans ranging between EUR 20,000 and EUR 1 million, through a process that is entirely online.

Lending 273

Lending Fintech Online Payments 273

Bank Innovation

MAY 5, 2017

The likes of OnDeck and Lending Club have made the borrowing experience significantly simpler for borrowers, removing paperwork and reducing the decisioning process down to minutes. Most (if not all) major banks have also upped their lending experience, offering online applications and immediate decisions.

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Lending Online 260

Bank Innovation

AUGUST 15, 2018

Large banks, e-commerce moguls like Amazon and eBay and tech firms are likely to enter the alternative lending space, and soon, according to Eden Amirav, co-founder, and CEO of startup LendingExpress. National Australia Bank set up its own alternative lending arm called QuickBiz Loans back in 2016. Over the […].

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Lending National Marketing social media 282

Bank Innovation

JUNE 21, 2018

PREMIUM – Every year Bank Innovation assembles a list of 44 innovators that caught our attention in digital banking and fintech. These are the people Bank Innovation believes to be this year’s movers and shakers in the industry, paving the way with forward-thinking technologies and ideas.

Innovation 321

Innovation Digital Banking Fintech Industry 321

Bank Innovation

AUGUST 15, 2017

FICO is moving major services to the cloud, and that may mean good times ahead for lending startups.

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Lending Company Online 274

Bank Innovation

MARCH 27, 2018

More startups should launch in the “niche” areas of banking that incumbent institutions have started avoiding, Ohad Samet, co-founder and chief executive officer for TrueAccord, told attendees of the 2018 Bank Innovation conference.

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Lending Video Conference Innovation 239

Bank Innovation

MAY 9, 2017

Artificial intelligence and machine learning have found their way into lending. Upstart — a five-year-old online lender — bets you can (and you must). In fact, more than 25% of Upstarts current loans are fully automated, Bank Innovation has learned. “We But can we trust robots with loan origination quite yet?

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Lending Online Innovation Capital 284

Bank Innovation

FEBRUARY 22, 2017

Innovation groups are a relatively recent, but an increasingly important, addition to traditional bank structures. Whatever the approach is, Read More.

Innovation 290

Innovation How To Groups Operations 290

Bank Innovation

SEPTEMBER 27, 2017

What is the state of banking innovation today? Fintech funding has grown tougher for startups, but banks’ balance sheets are looking stronger– what does it mean for innovation? Each year, we poll the industry to find out.

Innovation 257

Innovation blockchain Fintech Industry 257

Bank Innovation

OCTOBER 18, 2018

The lending market is going through some major, rapid changes, and it’s more exciting than ever for consumers looking for attractive deals on their loans. At the same time, lenders themselves have an easier time managing the huge volume of customers they have to work with, along with all the data they generate on a […].

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Lending Fintech Data Management 244

Bank Innovation

JULY 12, 2018

Online lenders may own more than half of the personal lending market, but they face serious headwinds. For one thing, rising interest rates will increase their cost of funds, and perhaps make their offerings less attractive, and for another, regulations may arrive that make operating their businesses more expensive.

New York 225

New York Regulation Online Lending 225

Bank Innovation

MARCH 23, 2018

As mobile wallets and consumer-to-business payments platforms grow in popularity as the preferred payment method among retail shoppers, it seems only natural that merchants should consider digital POS lending or instant financing options as a means to encourage more online purchases. Indeed, they are. Read More.

Online 218

Online Lending Survey Retail 218

Bank Innovation

JULY 6, 2017

What do mortgage lending and music streaming have in common? Better, an online mortgage lender utilizing machine learning to […]. More than one would think.

Lending 358

Lending Online Analytics Data 358

Bank Innovation

MARCH 23, 2020

are lining up to help speed lending to small businesses during the coronavirus crisis — and are pushing for a slice of emergency U.S. Industry group Financial Innovation Now urged Congress in a letter to provide capital to online lenders including PayPal and Square Inc., government funding.

US 259

US Fintech Lending Capital 259

Bank Innovation

JUNE 5, 2018

But some companies have become data masters and found ways to use data not just to innovate but create change within their industry. […]. Businesses produce data every second, while some of it can help an organization make data-backed decisions about business activities, much of it will sit in data warehouses never to be seen again.

Innovation 291

Innovation Data Industry Company 291

PYMNTS

OCTOBER 7, 2020

Smaller companies were the focus of innovation in the commercial card space this week thanks to new cards designed for small and medium-sized businesses (SMBs). This week’s commercial card innovation tracker includes the launch of business cards by American Express and Amazon in addition to one by Wyndham Hotel & Resorts and Barclays.

Cards 248

Cards Innovation United States Branding 248

Bank Innovation

NOVEMBER 15, 2017

EXCLUSIVE- Bank Innovation has released the agenda for its seventh annual fintech conference, and it is completely overhauled to enhance the event experience for attendees.

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Conference Innovation Fintech How To 225

Perficient

JANUARY 12, 2021

Consumers are looking for online buying processes that are easy and can provide opportunities to search, learn, and purchase products without and roadblocks, especially during COVID-19. This hyper-accurate scan maps your foot morphology and is available for use for both online and in-store purchases.

Customer Experience 538

Customer Experience Branding Video Online 538

PYMNTS

JANUARY 17, 2021

This will mark Figure’s fifth online financing facility, in which the company has closed almost $1.5 With the facility, Figure will work on fueling mortgage lending growth, which shot up nearly 50 percent month over month in the fourth quarter. billion, in partnership with numerous banks and facilities, including Jefferies.

Lending 199

Lending blockchain National Payments 199

Bank Innovation

OCTOBER 28, 2019

LAS VEGAS — Bank of Oklahoma has adopted Blend’s digital lending platform, the fintech announced at the 2019 Auto Finance Summit. Blend’s platform is designed to simplify user experience for the consumer to drive increases in completed online applications and funding rates.

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Las Vegas Lending Oklahoma Fintech 170

PYMNTS

APRIL 17, 2020

Open banking regulations across Europe kicked open the door for a wave of FinTech competition, with consumer-facing personal finance management (PFM) right in the crosshairs of innovators’ efforts. Optimizing Business Lending.

Innovation 208

Innovation Data Fintech Lending 208

Bank Innovation

AUGUST 13, 2018

David Brydun, vice president of consumer lending, exclusively told Bank Innovation that the financial institution has partnered with Checkbook.io A lot of what goes on in digital lending is […]. Baxter Credit Union, based in N.J., has found a new solution to an old, and costly problem.

Lending 256

Lending blockchain Innovation Operations 256

Abrigo

APRIL 11, 2025

One example: a $400 million-plus bank serving customers and businesses in western Ohio and through its specialty lines of business nationwide began a project to optimize its use of Abrigos Sageworks lending and credit solutions. Financial institutions deserve partners who combine strategic insight with innovative solutions.

Technology 195

Technology Software Training Risk Management 195

South State Correspondent

FEBRUARY 20, 2023

Who the competition is, what the lending competition is offering, their delivery channels, and service levels can help community banks differentiate their services and enhance their competitive advantage. There are now many online, nationally-focused lenders that are capable of an entire virtual relationship.

National 195

National Lending How To Community Bank 195

PYMNTS

MARCH 7, 2019

How PSD2 is Changing Lending in the U.K. However, customers are still wary of sharing too much data online, especially as questions grow over who has their data and how it’s being used. However, customers are still wary of sharing too much data online, especially as questions grow over who has their data and how it’s being used.

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Lending Regulation Regional Data 198

Perficient

AUGUST 26, 2020

Businesses must adapt to other digital methods to differentiate from the competition and successfully make sales online. Salespeople must now switch their traditional selling methods to digital and help their customers through an online buying journey. Turn Salespeople Digital. Personalize the Customer Experience.

How To 420

How To Customer Experience Online Analytics 420

Bank Innovation

FEBRUARY 19, 2019

The 12 startups demoing to try to win the “best in show” award at Bank Innovation Ignite have been unveiled. The startups are:[link] Avocado Payments, Budgit Inc., Community Capital Technologies, Denizen Financial, Diro Inc., Exagens Corp., Fintel Labs, iGTB, JUDI.AI, KapitalWise, OpenDoor Securities, and Operant.AI

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Innovation Community Capital Fintech 240

Bank Innovation

JUNE 23, 2016

Lucy Peng, CEO, Ant Financial Ant’s latest fundraising round – the largest ever anywhere – of $4.5 billion, and its overall valuation of more than $60 billion, have turned the Alibaba spinoff into one of the most valuable private tech companies in the world. Launched in 2014, Ant Financial Read More.

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Innovation Company social media Operations 284

South State Correspondent

MARCH 3, 2025

Germain Depository Institutions Act of 1982 enabled thrifts to offer money market accounts and expand lending powers, fostering competition with banks. With deregulation in 1980, innovation and efficiency were now held in the highest regard. of C&I lending. The Garn-St. Prior to 1980, financial stability was paramount.

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FDIC Trends Management ATM 195

Abrigo

SEPTEMBER 2, 2020

Key Takeaways With more customers leveraging channels like online and mobile banking, community financial institutions are trying to solve how to maintain their hallmark community focus in an increasingly digital world. Community financial institutions' experience with PPP technology also translates to other areas of lending.

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Lending Community San Antonio Survey 259

Perficient

JANUARY 12, 2021

Smaller financial institutions will have to be more innovative and rely on third parties and as-a-service based solutions to specifically address the needs of the niche market they are servicing. Small Business Innovation. In these times of economic crises and lending restrictions, FinTech will disrupt and fill the gap.

Trends 332

Trends Fintech Customer Experience Innovation 332

Bank Innovation

JUNE 22, 2018

For a long time, expensive underwriting kept banks away from small business lending. The most recent example of a bank taking note of this area is KeyBank’s acquisition of Bolstr’s SMB-focused digital lending platform, which it announced this week. But not anymore. Terms of the acquisition were not disclosed.

Lending 210

Lending Tools Examples Online 210

Bank Innovation

SEPTEMBER 15, 2017

Online lending service Upstart Network has received a “no-action” letter from the Consumer Financial Protection Bureau, the first letter in this program to be issued by the office.

Lending 275

Lending Fintech Data Online 275

Chris Skinner

JULY 21, 2017

These companies include firms like Stripe, a six-year-old start-up that is the preferred code for building online checkout services. Really easy to work with, the company is the chosen system for many other innovative companies including Kickstarter and Apple Pay, and valued at almost $10 billion by the end of 2016.

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Fintech System Technology Apple 361

Bank Innovation

NOVEMBER 7, 2017

EXCLUSIVE – Business software provider Intuit today launched its first loan product through QuickBooks called QuickBooks Capital. Users will be able to access the product in the homepage of their existing accounts with QuickBooks.

Capital 281

Capital Lending Software Online 281

Bank Innovation

AUGUST 22, 2018

Unity Bank, with $450 million in assets, has begun to leverage loan technology to streamline its commercial lending and consumer lending processes. Bank Innovation spoke with Unity Bank senior vice president and commercial lending manager Darrin Wilson on what “streamlining” will mean […].

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Lending Innovation Technology Management 225