PYMNTS

MAY 10, 2019

Among the highest ideals for digital payments – driving innovation in transactions and customer experience – is, of course, the concept of seamlessness. The rule change is the subject of a recent white paper published by GIACT. That implies an ease of use while giving up nothing when it comes to security. New NACHA Rule.

Payments 178

Payments Fraud Security Customer Experience 178

PYMNTS

OCTOBER 31, 2018

As noted by Nexus, about 33 percent of firms said they will use blockchain to combat fraud, while 11 percent will use blockchain to help cut costs, and 10 percent see blockchain as useful in supply chain management. As reported in July via white paper, the U.K.

blockchain 201

blockchain Fraud Data Study 201

Insights on Business

AUGUST 28, 2019

One of the privileges of the innovation team is that we get to evangelize concepts that are poised to reshape how our business will function. We’ve been quite vocal about our own transition to a risk management microservices architecture. What is a microservice? Our experience with microservices. Don’t have data?

Management 87

Management Risk Management Resources Analytics 87

PYMNTS

MARCH 10, 2017

In a world where convergence is coming faster than any white paper can articulate, O’Connell said it’s more important than ever for payments players to ensure their payments networks are responsible, safe, secure and fair. When you have that consortium data, fraud becomes much easier to manage and stay ahead of,” O’Connell noted.

Payments 168

Payments Innovation Security Community 168

PYMNTS

OCTOBER 28, 2019

And the company’s recent white paper, Payment Industry Introduces Recovered Ocean-Bound Plastic Card , included a 2018 survey of debit and credit card users, finding that 96 percent are “concerned” about plastic waste in the oceans, with 63 percent being “very concerned.”

Cards 101

Cards Groups Marketing Survey 101

Insights on Business

AUGUST 6, 2019

Time and again, it has proven to be a catalyst for transformation that has fueled innovation. Recently, IDC published a white paper, sponsored by IBM, outlining the ten hard realities that FIs and payments services providers must overcome to benefit from modernization, and how they can turn these perceived threats into opportunities.

Payments 96

Payments Risk Management Innovation Analytics 96

PYMNTS

JUNE 15, 2018

Supplier relationship management and eProcurement solutions provider Aquiire has just acquired new intellectual property. ” “The award of this patent provides further recognition of Aquiire’s innovations,” the firm’s CEO Mike Palackdharry said in a statement.

social media 100

social media United States System US 100

PYMNTS

AUGUST 8, 2018

7) said Fr8 Network revealed the partnership in a white paper that explained how it can use blockchain to enhance existing logistics operations for OpenPort customers, which include top names like PepsiCo and Unilever. OpenPort currently provides transportation management technology and trade finance to its corporate customers.

blockchain 102

blockchain Data Payments Technology 102

Insights on Business

NOVEMBER 12, 2018

As these regulations are constantly evolving and changing, complicated legacy systems have been developed over time that became hugely expensive to manage, incompatible with one another, and, as massive number of fines continue to be imposed, are being rendered ineffectual. Increasing your ROI with IBM OpenPages with Watson.

Compliance 107

Compliance Technology User Experience Analytics 107

PYMNTS

APRIL 11, 2017

But a new report from Sage finds that being knowledgeable in the latest and most innovative solutions is beneficial to the organization. Given the rapid pace of innovation we’ve witnessed in our industry, there is a lot for payment professionals to digest,” said NAPCP Managing Director Diane McGuire, CPCP, in a statement.

Leadership 118

Leadership Analytics Analysis Tools 118

PYMNTS

FEBRUARY 4, 2019

. “While their contribution has grown at a slower rate than that of large businesses, small businesses continue to be at the forefront of driving innovation, jobs and economic growth.” ” However, as SMBs drive innovation for the U.S. Forty-four percent of U.S.

Technology 130

Technology Analytics Survey Community 130

Insights on Business

JULY 30, 2019

The offering is built on the IBM Workspace Analyzer platform, an in-memory platform that aggregates and manages data across multiple sources in real-time. Explore these ideas in more depth in the IBM white paper A new era of technology-enabled financial risk management. Waiting will not work.

Risk Management 70

Risk Management Analytics Technology Management 70

PYMNTS

APRIL 19, 2017

Change within the enterprise will always bring friction, but when it comes to change brought about by the adoption of more sophisticated technologies — especially in accounting and cash management — that friction is worth the effort. But the picture of technology adoption is a complex one, as cloud accounting company Sage has shown.

Tools 119

Tools Technology Survey Management 119

FICO

AUGUST 1, 2018

Luckily, Decision Management (DM) technology has been invented and has come a long way since AC/DC released this epic anthem in 1975. With solutions like the FICO Decision Management Platform (DMP), the journey from novice to rockstar can be faster than a speed metal riff. trillion. Merchant Onboarding: The need for speed.

Management 58

Management DC Examples Customer Experience 58

Insights on Business

AUGUST 28, 2019

One of the privileges of the innovation team is that we get to evangelize concepts that are poised to reshape how our business will function. We’ve been quite vocal about our own transition to a risk management microservices architecture. What is a microservice? Our experience with microservices. Don’t have data?

Management 70

Management Risk Management Resources Analytics 70

PYMNTS

AUGUST 11, 2017

This week, Microsoft has released a technical white paper and demonstrations for its new that’s seeking to address the problems facing enterprises seeking to implement blockchain technology. Enterprises are looking to utilize blockchain for smart contracts and other secure use case avenues.

Bitcoin 102

Bitcoin blockchain cryptocurrency Software 102

American Banker

MARCH 31, 2016

A white paper released Thursday said the agency might issue new guidance on fintech product development, third-party risk management and new products targeting the underbanked; streamline its licensing procedures; and appoint experts on "responsible innovation."

Innovation 28

Innovation Management Fintech Risk Management 28

FICO

JUNE 26, 2020

For instance, higher-resilience consumers tend to have: More experience managing credit. Building on FICO’s legacy of innovation for over 30 years, the FICO® Resilience Index is the latest solution designed to enable lenders with a more precise assessment of consumer credit risk. Lower total revolving balances. Fewer active accounts.

Analytics 98

Analytics Analysis Tools Capital 98

Insights on Business

AUGUST 6, 2019

Time and again, it has proven to be a catalyst for transformation that has fueled innovation. Recently, IDC published a white paper, sponsored by IBM, outlining the ten hard realities that FIs and payments services providers must overcome to benefit from modernization, and how they can turn these perceived threats into opportunities.

Payments 70

Payments Risk Management Innovation Analytics 70

Independent Banker

FEBRUARY 3, 2016

To that end, banks are turning to the latest customer relationship management (CRM) solutions that, through integration with the core platform , gather precise data that helps them proactively anticipate customers’ product and service needs individually and pinpoint their channel preferences.

Leadership 70

Leadership Customer Experience Management Data 70

PYMNTS

NOVEMBER 30, 2017

The German financial institution (FI) recently released a white paper urging banks and account servicing payment service providers (ASPSPs) to implement PSD2-related changes and reforms within their institution. It acknowledges several hurdles FIs continue to face in that effort.

Guidelines 109

Guidelines Regulation Data Compliance 109

PYMNTS

JUNE 18, 2019

After that it is Facebook’s vision that the rails will become permissionless and open to all to encourage broad participation, innovation and application development. The Libra Association, headquartered in Geneva, Switzerland will be governed by a Council and a Board of Directors, led by a Managing Director with a three-year term.

Payments 246

Payments Regulation blockchain cryptocurrency 246

Gonzobanker

OCTOBER 16, 2017

JHA had been searching for a processing partner for over a year because its platform was lacking in product innovation. However, with this added revenue stream, PSCU should come to market even faster with increased innovation for its platform. Or, how about combined analytics using the Visa Data Manager product?

Omaha 91

Omaha Cards Fraud Innovation 91

PYMNTS

MARCH 1, 2017

Needless to say, banks are feeling the pressure on all fronts to get their capabilities aligned with what the innovators around them are already providing. Managing costs and finding revenue opportunities within a low-interest rate environment is a huge challenge for banks, many of which can’t afford to take on the cost of innovation.

Payments 100

Payments System Fintech Regulation 100

Insights on Business

FEBRUARY 11, 2019

In the beginning of the cloud computing era, “private clouds” promised the scalability, flexibility and manageability of public clouds, combined with the security and control of on-premises data center environments. But some early private clouds, in fact, were neither private nor clouds.

Compliance 87

Compliance Security Big Data Analytics 87

CB Insights

SEPTEMBER 27, 2017

With its latest innovation, Google might reshape the way we walk around the outside world … or at least how we get dressed for it. Get the Internet of Things White Paper. Enter your email address to receive the complete 37-page PDF of the IoT White Paper.

Google 60

Google Data Mobile Innovation 60

NCR

JULY 12, 2017

Indeed, a recent white paper from Moody’s Analytics noted that the biggest barrier to such moves is making sense of the “overwhelming number of options available” However, it also highlighted a few key best practices that all community banks should follow if they are to make data-driven banking a success.

Data 80

Data Analytics Big Data Community Bank 80

FICO

AUGUST 15, 2018

Actually, decision modeling does this by putting the decision before the data, versus the other way around (and if you really want to dig deeper, check out this white paper ). White Paper: Why a Decision-First Approach Is Critical for Competitive Advantage. White Paper: 12 Secrets of Business Rules Success.

Analytics 53

Analytics Analysis Data Operations 53

FICO

OCTOBER 4, 2017

So it’s not surprising to find machine learning being advocated as the answer for payment service providers looking to manage fraud in the world of PSD2. Given the current levels of hype around machine learning, you’d be forgiven for thinking it is a brand new innovation. Fraud managers need to be adaptive at the best of times.

Fraud 49

Fraud Data Management Tools 49

FICO

JUNE 22, 2017

At the time, Madoff had been running an elaborate Ponzi scheme through the wealth management arm of his business that reached $65 million by the time of his arrest in 2008, deliberately hiding the money intricately within the financial system. Innovating AML tools has increasingly become a priority for banks and financial institutions.

Tools 55

Tools Compliance Innovation social media 55

CB Insights

SEPTEMBER 21, 2017

Startups are addressing pain points such as medical record interoperability, data security, reimbursement, and pharmaceutical supply chain management, while corporates are launching initiatives to bring blockchain tech to healthcare. The company is initially tackling health claims management. supply chain management.

blockchain 69

blockchain California Capital San Francisco 69

FICO

MARCH 24, 2021

In today’s world, given the various alternative data resources available , the challenge for lenders becomes managing a diverse set of data, especially when making decisions on people who are new to credit. For more information, see our white paper on “Can Alternative Data Expand Credit Access?”.

Data 59

Data social media Resources Examples 59

FICO

JULY 18, 2022

However, over the last decade, new credit score providers have developed scores entirely or predominantly with ML, which they touted as more innovative and effective for fair, inclusive credit decisions for lending, particularly for underbanked and “unscorable” populations. FICO® Resilience Index Can Improve Card Account Management.

Analytics 52

Analytics Data Lending Industry 52

FICO

JUNE 29, 2021

Customer value management has their data, marketing another universe, billing have their view and network ops a different set. This was discussed in a new white paper from Digital Insurance on digital transformation and the future of insurance. Rooting Out Duplication and Inefficiency.

Examples 52

Examples Operations Data Technology 52

PYMNTS

JULY 1, 2016

In their new white paper, titled “The Importance of Permission Marketing in the Digital Age,” TSYS’ Strategic Marketing Director Morgan Beard and Andy Kulina, Managing Director of Cambridge Loyalty, take an in-depth look at what it really takes to not only reach consumers today but bring value to their tech-centered lives.

Branding 106

Branding social media Examples Marketing 106

NCR

MAY 15, 2017

In this white paper , I introduce the Omni-Channel Wheel of Fortune, a representation of the six key areas where – based on my past experience with NCR’s retail banking customers – I believe banks should be focusing their efforts in order to make a holistic transition to omni-channel.

Strategy 45

Strategy Operations Management National 45

FICO

MARCH 8, 2021

I recently had the opportunity to participate in a virtual event hosted by the Urban Institute entitled Financial Inclusion: Lessons Learned and What’s Next for Innovations in Alternative Credit Data. This is particularly relevant when it comes to financial inclusion.

Data 52

Data Innovation Examples Study 52