Chris Skinner

MAY 1, 2017

This would enable a FinTech to go through ONE regulator to get to market, rather than the 200 or more they would have go through today. In March, the OCC issued the white paper that described in depth the application process to get a national bank charter, and we all thought it would then go ahead without a hitch.

America 211

America Fintech National Regulation 211

Insights on Business

JUNE 18, 2019

In the IBM white paper “ A new era of technology-enabled financial risk management ,” discover in greater detail how to apply emerging technologies to help modernize risk management capabilities. Explore all these topics in the IBM white paper, “ A new era of technology-enabled financial risk management.”

Risk Management 185

Risk Management Technology Management Big Data 185

PYMNTS

APRIL 6, 2017

Considering all of the new technologies, changing consumer behaviors and innovation taking place across the retail sector, we have no way of knowing exactly what’s coming next. However, a new white paper from Synchrony Financial highlights some of the biggest themes that may take the retail world by storm over the next decade.

Retail 104

Retail Innovation Mobile Technology 104

PYMNTS

AUGUST 8, 2018

7) said Fr8 Network revealed the partnership in a white paper that explained how it can use blockchain to enhance existing logistics operations for OpenPort customers, which include top names like PepsiCo and Unilever. When it first launched, according to reports, the company targeted developing markets.

blockchain 102

blockchain Data Payments Technology 102

PYMNTS

JUNE 15, 2018

” “The award of this patent provides further recognition of Aquiire’s innovations,” the firm’s CEO Mike Palackdharry said in a statement. In a white paper released last July, Aquiire emphasized employees’ heightened expectations for speed and accuracy in the procurement department.

social media 100

social media United States System US 100

PYMNTS

JUNE 24, 2019

As has been a running theme in PYMNTS conversations with Libra’s founding members, Lambert reiterated that there is much ground to cover between today and the Libra rails launching, which support payments and commerce innovation. The technology will then be put into place, tested and (hopefully) start deploying into market next year.

Payments 179

Payments cryptocurrency social media Regulation 179

PYMNTS

FEBRUARY 4, 2019

. “While their contribution has grown at a slower rate than that of large businesses, small businesses continue to be at the forefront of driving innovation, jobs and economic growth.” ” However, as SMBs drive innovation for the U.S. ” However, as SMBs drive innovation for the U.S.

Technology 130

Technology Analytics Survey Community 130

PYMNTS

OCTOBER 31, 2018

As reported in July via white paper, the U.K. The data, showing that 51 percent of firms see blockchain as useful as Brexit takes shape, shows that, possibly, “this trend reflects the need to improve transparency ahead of this situation, with reducing fraud, improving innovation and driving cost savings as key reasons.

blockchain 201

blockchain Fraud Data Study 201

PYMNTS

APRIL 6, 2018

The alliance companies, Walker explained, will publish white papers and present at conferences throughout 2018. Jacobs stated that “through the pilot, we hope to evaluate several incentive or economic models to ensure a self-sustaining network.

blockchain 180

blockchain Management Data Conference 180

PYMNTS

APRIL 11, 2017

But a new report from Sage finds that being knowledgeable in the latest and most innovative solutions is beneficial to the organization. Given the rapid pace of innovation we’ve witnessed in our industry, there is a lot for payment professionals to digest,” said NAPCP Managing Director Diane McGuire, CPCP, in a statement.

Leadership 118

Leadership Analytics Analysis Tools 118

PYMNTS

MAY 27, 2016

We all know the term, understand its significance and have seen plenty of examples across the industry of how businesses are utilizing massive amounts of data (and the applied analytics needed to make sense of it all) as a competitive edge in the market. But what if the way companies are going about big data and analytics is all wrong?

Big Data 110

Big Data Data Analytics Resources 110

FICO

JUNE 26, 2020

Regulatory Stress Tests – By actively managing FICO® Resilience Index distributions to build more robust portfolios over a full market cycle, financial institutions can more precisely set capital requirements to comply with the Comprehensive Capital Analysis and Review (CCAR) and Dodd-Frank Act Stress Tests (DFAST).

Analytics 98

Analytics Analysis Tools Capital 98

FICO

JULY 18, 2022

FICO leverages machine learning (ML) in solutions ranging from fraud detection to marketing. To drive greater financial inclusion across underserved communities, FICO has developed innovative new credit scores that incorporate new and robust alternative data sources such as telecom payments. Tue, 07/02/2019 - 02:45. by Can Arkali.

Analytics 52

Analytics Data Lending Industry 52

Gonzobanker

DECEMBER 14, 2023

Merger of Equals Deal of the Year (Credit Union) – Spire Credit Union and Hiway Credit Union put 2+2 together to make a $4 billion institution in the Minnesota market. While Huntington is down like most bank stocks, the pain hasn’t been as severe, and Huntington doubled down on local markets in 2023 by consolidating business units.

Fintech 190

Fintech Community Regional Technology 190

PYMNTS

APRIL 19, 2017

Earlier this month the firm released a white paper that found the majority of SMEs say they prefer to stick to traditional tools and processes instead of endure the challenge of integrating new technologies. Change can often divide the crowd,” reflected Sage EVP Product Marketing Jennifer Warawa in a statement.

Tools 119

Tools Technology Survey Management 119

Insights on Business

FEBRUARY 11, 2019

It leverages open source technologies like containers, Kubernetes, Helm and Cloud Foundry to deliver the benefits of public cloud but with the control of private. Learn more at ibm.com/RegTech.

Compliance 87

Compliance Security Big Data Analytics 87

PYMNTS

MARCH 1, 2017

Needless to say, banks are feeling the pressure on all fronts to get their capabilities aligned with what the innovators around them are already providing. Managing costs and finding revenue opportunities within a low-interest rate environment is a huge challenge for banks, many of which can’t afford to take on the cost of innovation.

Payments 100

Payments System Fintech Regulation 100

FICO

AUGUST 15, 2018

Actually, decision modeling does this by putting the decision before the data, versus the other way around (and if you really want to dig deeper, check out this white paper ). White Paper: Why a Decision-First Approach Is Critical for Competitive Advantage. White Paper: 12 Secrets of Business Rules Success.

Analytics 53

Analytics Analysis Data Operations 53

Gonzobanker

OCTOBER 16, 2017

JHA had been searching for a processing partner for over a year because its platform was lacking in product innovation. However, with this added revenue stream, PSCU should come to market even faster with increased innovation for its platform. PSCU and Jack Henry Card Processing Solutions (JHA CPS).

Omaha 75

Omaha Cards Fraud Innovation 75

Independent Banker

FEBRUARY 3, 2016

For that, the most innovative CRM solutions can pull in balances and other information from assets that lie outside of your core, helping with the overall wallet share across the footprint of the bank. Further, an innovative, integrated CRM vastly improves the overall customer experience.

Leadership 70

Leadership Customer Experience Management Data 70

FICO

AUGUST 1, 2018

Streamlined rule and strategy development, to help Worldpay quickly adapt to market and regulatory changes. To start the decision management journey and assess your organization’s own decision management maturity, download the white paper, “ FICO Decision Management Maturity Model and Map.” Follow me on Twitter @ScottZoldi.

Management 58

Management DC Examples Customer Experience 58

FICO

JUNE 29, 2021

Customer value management has their data, marketing another universe, billing have their view and network ops a different set. This was discussed in a new white paper from Digital Insurance on digital transformation and the future of insurance.

Examples 52

Examples Operations Data Technology 52

PYMNTS

OCTOBER 17, 2018

Or, more recently, consider all the digital expertise and innovation brought to the market by entrepreneurial veterans of the Israeli military and spy services. Just look at the logistical lessons learned during World War II that were applied to post-war industry, or even the development of the Internet and how U.S.

Payments 100

Payments Maine Case Study System 100

CB Insights

SEPTEMBER 25, 2018

A data-driven resource covering insurance tech startups, innovation, and how incumbents are responding. It’s less about winning more market share in the life insurance space. Get Our Insurance Tech Newsletter. Tell us what you think in the comments.

North Dakota 48

North Dakota Policies Exercises New York 48

FICO

JUNE 22, 2017

Innovating AML tools has increasingly become a priority for banks and financial institutions. Thus, these developments will lead to innovations not just in niche markets like social media monitoring, but they will also have the ability to drive innovation in education, health care, transportation, speech recognition, and many other markets.

Tools 55

Tools Compliance Innovation social media 55

FICO

MARCH 24, 2021

To launch this new product, the lender will identify the marketing strategy and credit risk criteria applicable to this digitally savvy millennial & iGen customer personas. For more information, see our white paper on “Can Alternative Data Expand Credit Access?”.

Data 59

Data social media Resources Examples 59

NCR

JULY 12, 2017

For instance, banks may have traditionally segmented their customers into a number of groups based on key data such as demographics and income that determines what marketing offers are presented to them.

Data 80

Data Analytics Big Data Community Bank 80

Insights on Business

JANUARY 22, 2016

They must take immediate steps to establish bold new thinking, experiment with innovative business models and harness digital technologies that will delight customers and secure their future. To see beyond market segmentation and gain insight into their motivations, preferences and habits. Engage first, sell later. The new normal.

social media 79

social media Analytics Innovation Big Data 79

Insights on Business

JANUARY 22, 2016

They must take immediate steps to establish bold new thinking, experiment with innovative business models and harness digital technologies that will delight customers and secure their future. To see beyond market segmentation and gain insight into their motivations, preferences and habits. Engage first, sell later. The new normal.

social media 70

social media Analytics Innovation Big Data 70

Insights on Business

JANUARY 22, 2016

They must take immediate steps to establish bold new thinking, experiment with innovative business models and harness digital technologies that will delight customers and secure their future. To see beyond market segmentation and gain insight into their motivations, preferences and habits. Engage first, sell later. The new normal.

social media 70

social media Analytics Innovation Big Data 70

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain. Marketplace lending. Digital banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Insights on Business

AUGUST 28, 2019

One of the privileges of the innovation team is that we get to evangelize concepts that are poised to reshape how our business will function. Want to know what happens to your portfolio if there were a big market move? For the last year or two, we’ve been encouraging and enabling our organization to “think in microservices”.

Management 87

Management Risk Management Resources Analytics 87

Insights on Business

JANUARY 21, 2016

They must take immediate steps to establish bold new thinking, experiment with innovative business models and harness digital technologies that will delight customers and secure their future. To see beyond market segmentation and gain insight into their motivations, preferences and habits. Engage first, sell later. The new normal.

social media 70

social media Analytics Innovation Big Data 70

Insights on Business

AUGUST 28, 2019

One of the privileges of the innovation team is that we get to evangelize concepts that are poised to reshape how our business will function. Want to know what happens to your portfolio if there were a big market move? For the last year or two, we’ve been encouraging and enabling our organization to “think in microservices”.

Management 70

Management Risk Management Resources Analytics 70

PYMNTS

JULY 1, 2016

In their new white paper, titled “The Importance of Permission Marketing in the Digital Age,” TSYS’ Strategic Marketing Director Morgan Beard and Andy Kulina, Managing Director of Cambridge Loyalty, take an in-depth look at what it really takes to not only reach consumers today but bring value to their tech-centered lives.

Branding 106

Branding social media Examples Marketing 106

PYMNTS

MARCH 14, 2016

Well, it is “an innovative new payment platform created to transform the payments industry by drastically altering the economics through Internet-based technology, generating significant consumer benefits.” Except, of course, it didn’t – and it is now in the crowded graveyard of payments innovations that sounded too good to be true.

Bitcoin 100

Bitcoin blockchain Video Apple 100

William Mills

MAY 11, 2016

Sergii Danilenko (Head of Marketing). Sabina Bhatia (Director, Marketing). Scale private banking model to a much broader market. Download our latest white paper that discusses what it really takes to develop a successful Fintech startup. Tim Dubes (VP, Marketing). Maria Gurina (Bus. Man, that’s true.

Video 40

Video Lending social media Analytics 40