PYMNTS

NOVEMBER 16, 2020

corporates, including tech (and beyond Big Tech), Joe Simons , chair of the Federal Trade Commission (FTC), indicated that roadblocks could be set up to stop some of the traditional means of growth and innovation. PYMNTS reported this year that the connected economy is seeing a tailwind from the emergence of online platforms.

Innovation 288

Innovation Online Regulation Report 288

Bank Innovation

APRIL 24, 2017

The rise of insurtech is running parallel to the rise of regtech, as financial firms and startups apply artificial intelligence, blockchain, and other technologies to the dizzying world of financial regulation.

Regulation 255

Regulation blockchain Fintech Technology 255

Bank Innovation

FEBRUARY 12, 2018

Citigroup is setting up an innovation lab in London. s preparation for Brexit, not to mention the new PSD2 regulation that went live some weeks earlier. The decision to set up this lab comes at the heels of U.K.’s Citigroup’s lab will employ 75 tech experts. It will be located in one of WeWork’s shared workspaces […].

Innovation 218

Innovation Regulation Digital Banking Online 218

PYMNTS

APRIL 21, 2020

A partnership between The University of Oxford , Saïd Business School and Mastercard will launch an online education program to teach business leaders about the strengths and perils of the modern day internet. The class, he said, was a way of ensuring that this was done with a measure of public trust.

Course 246

Course Online Leadership Analytics 246

PYMNTS

MAY 1, 2020

Financial institutions (FIs) and regulators in Singapore, the E.U. have passed laws or implemented programs over the past two years to put more focus on digital banking and data security, fundamentally changing how online transactions work. and the U.S. these programs appear to have remained the same in most markets.

Innovation 245

Innovation Regulation Digital Banking Security 245

Bank Innovation

NOVEMBER 20, 2017

EXCLUSIVE—Banks need to start integrating with more fintech services and building out more products through APIs, FI.SPAN CEO Lisa Shields told Bank Innovation, before regulations on open banking start to cramp what FIs can build.

Innovation 334

Innovation Regulation Fintech Online 334

PYMNTS

NOVEMBER 25, 2020

The age of digital currencies might be fully upon us, but key questions swirl about how to issue and regulate cryptos – especially stablecoins. Among the potential and evolving use cases: private stablecoins can conceivably be adopted as a means of payment for online purchases, peer-to-peer and micro-payments and a range of potential future.

Regulation 231

Regulation Bitcoin Cleveland Study 231

PYMNTS

DECEMBER 31, 2020

Morgan’s EMEA Head of Wholesale Payments Shahrokh Moinian, technological innovation is helping to unlock more opportunities for corporate treasurers to step up to this newfound strategic role of mitigating risk within their organizations. The other is technological innovation. i2C: Regulators Circle The Wagons On Big Tech.

Innovation 289

Innovation Payments Trends Regulation 289

Bank Innovation

SEPTEMBER 8, 2017

Chinese insurance company ZhongAn Online Property and Casualty Insurance, which boasts a customer base of 500 million people, has obtained approval to open an initial public offering (IPO) on the Hong Kong stock exchange. China’s first online-only insurance company hopes that the IPO will raise as much as $1.5 billion USD.

Company 231

Company Regulation Online social media 231

PYMNTS

JULY 31, 2020

China’s State Council’s Anti-Monopoly Commission is considering investigating Alipay and WeChat Pay , two of the county’s biggest online payment and money transfer platforms, Reuters reported. COVID-19 and its aftermath moved the country from cash to online payments. Reuters reported. The mobile banking market reported 56.2

Regulation 181

Regulation Groups Online Analysis 181

Abrigo

MARCH 18, 2025

Payment system types, trends, and fraud risks Understanding how payment systems function, the different types in use, and the associated risks is critical for financial institutions to be able to balance innovation with security. It is integrated directly into many financial institutions online banking systems. bank accounts.

System 195

System Payments Fraud Regulation 195

PYMNTS

APRIL 17, 2020

Open banking regulations across Europe kicked open the door for a wave of FinTech competition, with consumer-facing personal finance management (PFM) right in the crosshairs of innovators’ efforts. “People were not believing in open banking so much as a big evolution.

Innovation 208

Innovation Data Fintech Lending 208

Bank Innovation

NOVEMBER 6, 2017

Chinese and Australian regulators are partnering up on fintech. The deal will give each country more insight into emerging fintech trends taking place in the other region, according to the regulators. […].

Regulation 207

Regulation Fintech Regional Trends 207

PYMNTS

DECEMBER 9, 2020

The pandemic has spurred consumers to go online for all manner of daily activities — and the fraudsters are following them. And new regulations are taking root or are on the horizon to help protect consumers, their data and how that data might be used.

Regulation 234

Regulation Security Data Course 234

Bank Innovation

MARCH 30, 2018

bank said it will be switching off access to 24 million customers as the bank restructures itself as required by national regulation. Barclays customers across Europe will not be able to use their mobile banking app this weekend. The major U.K. These changes were established by the Bank of England in 2011, and is referred […].

Online 220

Online National Regulation Mobile 220

Bank Innovation

FEBRUARY 12, 2018

challenger bank Monzo is in early talks with regulators about acquiring a license for possible expansion to the United States, the company said. Monzo is still in the “very, very early stages” of these talks, for a launch that is not set for the immediate future, according to bank CEO Tom Blomfield. Blomfield told […].

Regulation 218

Regulation United States Company Online 218

Abrigo

APRIL 11, 2025

Helping software users in an ever-changing environment Fast, knowledgeable support is essential, especially when regulations change or questions arise. Financial institutions benefit when a vendor prioritizes knowledge-sharingwhether its about regulations and industry changes or updates to the software. They are my allies.

Technology 195

Technology Software Training Risk Management 195

PYMNTS

FEBRUARY 5, 2020

How that will affect merchants’ online promotional activity hangs in the balance. As we know, mostly anonymous corporations have been collecting consumer data online for years, usually without explicit permission, selling it or using it for ad retargeting and personalization. Together in a Privacy Sandbox. Merchants Waiting It Out.

Google 288

Google Data Regulation social media 288

PYMNTS

NOVEMBER 9, 2018

percent of retailers have said they innovate to improve customer loyalty. That, in fact, is one of the main findings in the new Retail Innovation Readiness Index from PYMNTS, powered by FinTech firm AEVI. Things have changed, though, he said — one reason why that innovation finding carries such weight. “I Innovation Divide.

Innovation 174

Innovation Retail Maine Security 174

PYMNTS

FEBRUARY 11, 2019

But since it’s the data point that most use to define the online/physical retail sales split, let’s use it to project, based on historical trends what the world looks line in twenty years. It also purchased online pharmacy PillPack , and owns Zappos and fashion eTailer Shopbop. percent of all retail sales, including auto, in 2039.

Online 197

Online Retail Mobile Branding 197

PYMNTS

SEPTEMBER 28, 2020

Banks, businesses and consumers fundamentally altered how they interacted with each other in the early months of the COVID-19 pandemic — and regulators tasked with making sure their data and payments are kept safe took notice. Regulators in countries like Egypt have only recently rolled out their data protection rules.

Online 151

Online Report Payments Regulation 151

South State Correspondent

APRIL 1, 2025

The expanded format provides more opportunity to run astray of regulations. Tutorials and guided tours can help customers navigate online banking platforms on the go. Conclusion As marketing technology continues to evolve, banks are constantly seeking innovative ways to enhance customer communication.

Marketing 195

Marketing Security Analytics User Experience 195

PYMNTS

JANUARY 21, 2021

In the bid to hasten their digital transformation, when it comes to innovation , financial institutions (FIs) may benefit from an “app store” approach as they weigh existing and new solutions. The need to streamline new product development is especially urgent as banks have had to pivot to online channels amid the pandemic.

Management 303

Management User Experience Innovation Fintech 303

PYMNTS

AUGUST 31, 2020

Cloud banking is an evolution and a convergence of online banking and mobile app capabilities that are always on and available, wherever customers have a smartphone connection. Self-regulating financial systems sound too good to be true – and it’s not quite that simple. Adaptability and Scalability. Advantages Found in the Cloud.

Payments 338

Payments System Regulation Innovation 338

Bank Innovation

MAY 29, 2018

billion only days before its IPO to major regulations such as GDPR going live last week. Here are some of the important trends that Bank Innovation pulled out of the fintech chatter […]. A lot happened in the digital banking world this month, from major events in the payments worlds like PayPal acquiring iZettle for $2.2

Trends 246

Trends Fintech Innovation Digital Banking 246

PYMNTS

DECEMBER 28, 2018

This strategic acquisition allows Visa to offer a more comprehensive business solution to our corporate clients that is innovative, global, highly configurable and intuitive for their employees.”. “Square and Handshake share a common viewpoint on the importance of both in-person and online payments.

Innovation 184

Innovation Fintech Payments Management 184

Perficient

JULY 15, 2020

End goal is to find harmony across both the personas to drive revenue, innovation and product development improving brand recognition. Desired outcome of each stage is support the business in the most efficient and cost effective manner with an eye towards innovation and evolution. Innovation pains – build vs buy decisions.

Data 497

Data Customer Experience Analytics Industry 497

PYMNTS

DECEMBER 7, 2020

“These guidelines set the standard for algorithmic ranking transparency and will increase fairness in the online platform economy, which drives innovation and welfare for millions of Europeans,” Margrethe Vestager , digital chief, EU, said in a European Commission statement. .

Guidelines 217

Guidelines Google Regulation Online 217

Abrigo

JANUARY 31, 2025

Loose government regulation : The lack of regulation in the crypto space can create opportunities for fraudulent schemes. Although the regulatory agencies have pushed for enhanced regulation , it is unlikely that the incoming administration will call for oversight anytime soon. Never mix online dating and investment advice.

Fraud 195

Fraud social media cryptocurrency Software 195

Bank Innovation

FEBRUARY 26, 2018

The Australia and New Zealand Banking Group (ANZ Banking Group) announced an investment in fintech startup Data Republic as the bank readies for new open-banking regulations from the government. Terms of the investment were not disclosed.

Regulation 210

Regulation Data Fintech Groups 210

PYMNTS

NOVEMBER 9, 2020

there are indications that the opening of data flows between financial services companies has led to strong innovation (and demand for that innovation), and more regulation may loom. is arguably ground zero for open banking and, if investment flows are an indicator of where the FinTech-driven innovation will be, then the U.K.

Fintech 285

Fintech Data Regulation Innovation 285

Abrigo

APRIL 27, 2020

The online version of the Exam Manual is being updated as of this writing. FinCEN Strengthens Commitment to Digital Innovation. The post Banking Regulators Release April 2020 BSA/AML Examination Manual Updates appeared first on Abrigo. Staying on top of alerts is more than a full-time job. learn how we can help. Learn More.

Regulation 195

Regulation Compliance Software Analytics 195

Perficient

DECEMBER 14, 2020

Cloud Computing will be Increasingly Regulated. Due to high-profile security breaches and a growing number of products and services procured by businesses and governmental entities that utilize the cloud, it is anticipated that new regulations will restrict how and where companies can store data in the cloud.

Technology 348

Technology Trends Software Resources 348

PYMNTS

MARCH 27, 2020

While the advancement of open banking regulations may be seeing a small skip due to the spread of the coronavirus , many countries saw business and typical banking operations halted right after deciding upon new online privacy rules. Considering t he global nature of COVID-19, regulators outside of the U.S. Security .

Data 199

Data Retail US California 199

Bank Innovation

MAY 26, 2017

The next big thing in financial services won’t make it very far off the ground if FIs don’t innovate with an eye towards compliance.

Compliance 300

Compliance blockchain Maine Innovation 300

PYMNTS

JULY 22, 2019

Others are just looking for a way to even be able to comply with KYC [know your customer] regulations as they are trying to remotely enroll unbanked consumers.”. The Latin American market isn’t going to slow down — not from an innovation standpoint, and not from a regulatory standpoint. Meeting A Dynamic Market .

Innovation 161

Innovation Payments Regional America 161

PYMNTS

JULY 16, 2019

Banks are innovating their application programming interface (API) platforms to allow for more third parties, while online merchants are prepping for a potential loss in revenue due to the security frictions that SCA might bring. Both banks and regulators are re-examining how exactly SCA will affect the financial ecosystem.

Strategy 188

Strategy social media Regulation Retail 188