Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. For many, commercial real estate lending may be the ticket. This reflects a larger industry trend.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Abrigo

OCTOBER 21, 2024

How financial institutions deal with problem loans Problem loans are a natural outcome of the risks banks and credit unions take when lending, and they should be expected over the long run during the ups and downs of the business cycle. Ideally, this would be the same as the best solution on a Net Present Value analysis).

Strategy 195

Strategy Management Taxes Meeting 195

Abrigo

OCTOBER 17, 2023

More recently, the OCC identified change management as one of its supervision priorities for the year ahead.

Management 195

Management Lending Risk Management Strategy 195

Bobsguide

MAY 18, 2022

CompatibL, a leading provider of risk management solutions and professional services for the financial industry, has been named the winner of the Best Risk Management Platform Award in the sixth annual FinTech Breakthrough Awards program for its innovative CompatibL Cloud Platform.

Fintech 147

Fintech Risk Management Analytics Software 147

PYMNTS

JUNE 4, 2019

Biz2Credit, the online lending platform that helps banks and other financial institutions manage small and medium-sized business (SMB) lending processes, announced Tuesday (June 4) that it raised $52 million in venture funding. In a press release , Biz2Credit said the Series B funding round was led by WestBridge Capital.

Lending 122

Lending Risk Management Analytics Leadership 122

Abrigo

FEBRUARY 23, 2022

Making small business loans efficient and worthwhile Digitalizing the lending process can help financial institutions win small business loans and meet customers' needs. You might also like this webinar on small business lending best practices. Top problems in small business lending. Roadblocks to Success.

How To 195

How To Lending Software Survey 195

Abrigo

SEPTEMBER 16, 2016

As Tim McPeak, an executive risk management consultant at Sageworks, pointed out in a recent webinar , it may seem obvious, but benchmarking your bank against peers on some basic metrics is an important first step in any peer analysis.

Analysis 150

Analysis Leadership Groups Case Study 150

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Listen to the podcast episode, " How To Sleep Easier at Night About Capital and Risk Levels.". Lending & Credit Risk.

Community 195

Community Lending Maine Resources 195

PYMNTS

MAY 15, 2019

In the hearing, Otting said he doesn’t like how the bank is progressing toward fixing its risk management and leadership problems, which have led to a number of issues for the bank, including customer abuse scandals in its mortgage and auto lending business.

Risk Management 122

Risk Management Leadership Lending Management 122

Abrigo

OCTOBER 11, 2016

While increasing the volume of qualified loan applications is an important component of any growth strategy, leadership at these institutions may not consider that there are ample opportunities already available in their loan application pool. This practice is designed to mitigate risk, but it can also limit lending opportunities.

Analysis 150

Analysis Lending Taxes Software 150

PYMNTS

JULY 27, 2020

Davies is leaving Revolut to take over the Allica Bank, which specializes in lending to businesses, according to the FT. What a journey in the last year – leadership teams and operations in Ireland, the U.S., Davies’ exit comes just four days after the London-based operation announced $80 million in new funding.

United States 140

United States Leadership Risk Management California 140

Abrigo

AUGUST 26, 2016

Does senior leadership do a good job of communicating its top priorities? Sageworks Senior Risk Management Consultant Rob Ashbaugh said many financial institutions are focusing on portfolio growth in order to offset the profit-pinching effects of low interest rates and thin margins.

Survey 150

Survey Risk Management Leadership Strategy 150

Abrigo

DECEMBER 30, 2019

It is critical for leadership and the Board of Directors to be engaged in all areas of the institution, including compliance with the BSA. This is a must-have risk management concept. These actions are public, so the reputational and strategic risks are real. Lending & Credit Risk. Learn more.

Training 195

Training Compliance Leadership Fraud 195

Jeff For Banks

MARCH 3, 2025

Branch Insights: Managers can use Copilot in Power BI to track performance across our 21 locations, like spotting a deposit surge in Scott County for a targeted campaign. Enhancing Risk Management & Fraud Detection: Copilot can flag suspicious transactions in Excel, enabling quick action.

Community Bank 74

Community Bank Community Minnesota Security 74

Abrigo

DECEMBER 5, 2023

Financial services experience: Practical experience in the banking or financial sector, especially in compliance, risk management, or auditing roles, is invaluable for a BSA Officer. BSA Officers must be able to identify risks and potential compliance issues to ensure a robust AML compliance program.

Training 221

Training Compliance Regulation Software 221

PYMNTS

SEPTEMBER 27, 2019

Colombian alternative small business lending platform Sempli announced $8 million in funding this week from Oikocredit and Incofin CVSO, according to a press release. should look like,” and develop new features for its startup clients with a focus on payments and treasury management. Engage:BDR. OfBusiness.

Payments 149

Payments Capital Taxes Lending 149

Independent Banker

JUNE 30, 2022

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. By Ed Avis.

Community Bank 172

Community Bank Community National Philadelphia 172

Gonzobanker

MAY 8, 2020

So far, bankers have taken comfort in the soundbite that “this crisis is different” because of the strong capital levels and risk management rigor that has developed since the Great Recession. Practice the art of surgical lending. For instance, Wells and Chase just shut down all home equity lending. Ready … break! “In

Lending 101

Lending Analytics Analysis Capital 101

Gonzobanker

JUNE 14, 2023

Cross River Bank recently found itself in hot water with the FDIC when the agency declared that the bank engaged in unsafe or unsound banking practices in relation to its compliance with fair lending laws and regulations, specifically the Equal Credit Opportunity Act and the Truth-in-Lending Act.

Compliance 109

Compliance FDIC Strategy Fintech 109

PYMNTS

SEPTEMBER 30, 2016

The company’s clients operate in a range of industries, BlockApps said, including finance, supply chain management and payments. Alternative Lending. After alternative lending’s stellar performance last week, another company has boosted the industry’s VC reputation. Praetura announced a $23.3

Capital 100

Capital blockchain Management Lending 100

Gonzobanker

AUGUST 17, 2016

Now, the top challenge organizations face in turning data into an asset is leadership. Anyone running a BI team knows that managing technology is easier than setting specific priorities across the enterprise. So, from my experience, here’s the four-point plan for business intelligence leadership. BI = Leadership Tool.

Leadership 60

Leadership Tools Big Data Risk Management 60

Gonzobanker

MAY 7, 2018

Progress made in the efficiency ratio has primarily been achieved by: greater interest income through lending activity; a near-zero cost of funds environment; and. To reach the efficiency levels of a next generation bank, leadership needs to set more ambitious targets for employee and staff dollar productivity.

Leadership 83

Leadership Operations Lending Strategy 83

Independent Banker

DECEMBER 31, 2021

That’s followed by residential mortgage lending (36.3%), small business lending (32.1%), commercial and industrial (C&I) lending (30%) and agricultural lending (23.6%). For example, we don’t do mortgage lending right now, because we don’t have the compliance expertise and staff knowledge,” Silveria says.

Community Bank 144

Community Bank Community Lending Louisiana 144

Independent Banker

MAY 24, 2016

This leaves federal crop insurance support as a key risk-management tool. It’s a crucial risk-management tool” for 1.7 million farms and the community banks that lend to them each growing season, Scanlan points out. It’s a crucial risk-management tool” for 1.7 Robert Johansson, USDA economist.

Community Bank 70

Community Bank Kansas City Community Iowa 70

American Banker

MARCH 1, 2024

The embattled Long Island-based lender beefed up its risk leadership, but Fitch cut its rating to "junk" status. New York Community Bancorp faced new questions Friday after a flurry of disclosures led to a steep sell-off in its stock.

New York 72

New York Leadership Community Risk Management 72

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. BCU has worked tenaciously to create a near-lights-out lending process with its consumer originations. The Experience Award Goes to BCU , Chicago.

Idaho 166

Idaho Community Industry Strategy 166

Gonzobanker

DECEMBER 14, 2023

Under Stuart’s leadership over the past 17 years, OnPoint has gone from under $2 billion in assets to knocking on the door of $10 billion, all while becoming the most recognized financial brand in the Portland market and achieving some of the industry’s best profitability in 2023. Sounds like a cool strategy to build a smarter bank.

Fintech 193

Fintech Community Regional Technology 193

American Banker

FEBRUARY 7, 2024

The regional bank announced a leadership shakeup on Wednesday, capping a tumultuous week in which shareholders became spooked about its exposure to the commercial real estate sector.

New York 57

New York Leadership Community Regional 57

Gonzobanker

DECEMBER 20, 2019

And Partners CEO John Janclaes helped put Kony on the market map in mid-size shops, even keynoting Kony’s conference with a leadership book in tow. If you think of teams that take early system adoption risk, manage it well and get an edge on the competition as a result, you probably don’t think first of a $1 billion credit union in Kalamazoo.

Idaho 148

Idaho Conference Data Marketing 148

Independent Banker

AUGUST 26, 2015

My personal opinion is that insurance is a service that a community bank should offer their wealth management and commercial lending clients—if we could do it in a way that was meaningful and made sense,” he continues. “We So, today, no matter the size of a client, we can address his or her insurance and risk management needs.”.

Operations 70

Operations Community Bank Community Management 70

Gonzobanker

AUGUST 8, 2016

Whether it’s for core, online banking, lending or payments system conversions, GonzoBankers out there are finding successful conversions are as much about project LEADERSHIP as they are about project MANAGEMENT. The quicker issues are escalated, the quicker the vendor can respond.

Resources 60

Resources Management Data System 60

ABA Community Banking

DECEMBER 5, 2019

In a world where bank CEOs often reach the corner office via serving as chief financial officer or building a career on the lending side, Clayton Legear did things differently. The post CEO Q&A: Preparing for the Storms of Banking appeared first on ABA Banking Journal.

Lending 40

Lending Risk Management Leadership Community Bank 40

Jeff For Banks

MARCH 14, 2020

Our Executive Leadership and business readiness teams are monitoring the situation and are in close contact with health authorities, including the Centers for Disease Control and Prevention (CDC), to ensure we’re acting on the latest guidance and information.

ATM 78

ATM Policies US Management 78

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Best Leadership Performance in a Core Conversion. An old adage that never gets old: it matters when leadership hangs out in the foxhole. Bravo OZRK! EMV hysteria.

Community Bank 60

Community Bank Apple Community Technology 60

ABA Community Banking

SEPTEMBER 29, 2021

On the latest episode the ABA Banking Journal Podcast, Berkshire Bank President and CEO Nitin Mhatre discusss Berkshire Bank's "BEST Community Comeback," a new $5 billion ESG-focused initiative at the Massachusetts-based midsize community bank. The post Podcast: Inside a Community Bank’s ESG Strategy appeared first on ABA Banking Journal.

Community 81

Community Strategy Massachusetts Community Bank 81

The Financial Brand

DECEMBER 1, 2021

This could be the biggest challenge since the 2008 financial crisis. Here's a sustainability crash course for banks and credit unions. The post Banks Can No Longer Ignore Climate Change (And Here’s Why) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 35

Banking Trends Analysis Course Trends 35

William Mills

MAY 9, 2018

A TON of really old technology is being used in mortgage lending. The company enables clients to achieve best-in-class results driving quality and innovation in Payments, Processing Services, Risk & Compliance, Customer & Channel Management, and Insights & Optimization. Good job AI Foundry!

Security 40

Security Samsung Strategy San Jose 40