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CRE risk management: Navigating hazards and opportunities

Abrigo

Stress testing, monitoring are essential Financial institutions should challenge assumptions about CRE risk while also watching for red flags as they manage the CRE portfolio. Critical capital Should CRE lending be off the table? Certainly, one asset class, the regional mall, is quite dead,” Kirby said. is robust.

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How To Do Better Against National Bank Lending Competition

South State Correspondent

Who the competition is, what the lending competition is offering, their delivery channels, and service levels can help community banks differentiate their services and enhance their competitive advantage. Traditionally, community banks would compare their financial performance and health to similar-sized banks in their region.

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Here is the Cost and Risk of Lending Optionality

South State Correspondent

In commercial banking, lending optionality occurs for liquidity, credit, or interest rates. Another example of interest rate lending optionality is a lack of prepayment protection on loans. Liquidity optionality is a common, but manageable, risk in the industry. Credit optionality should be easier for commercial banks to manage.

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A place for regional banks: How BOK Financial finds and fills local needs

ABA Community Banking

As president and CEO of $50 billion-plus BOK Financial, Stacy Kymes spends time thinking about the role of regional banks in the U.S. The post A place for regional banks: How BOK Financial finds and fills local needs appeared first on ABA Banking Journal.

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These Are Your Most Profitable Cash Management Clients

South State Correspondent

The treasury or cash management customer is usually a bank’s most profitable customer on a risk-adjusted basis ( HERE ). In this article, we discuss cash management profitability and rank the most profitable industries for banks to go after. Cash flow stability is also a factor in cash management profitability.

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Podcast: Rebuilding ‘the great Virginia regional bank’

ABA Community Banking

John Asbury didn't need a new job in 2016, but when he saw an opportunity build something lost in the 1990s, what he calls "the great Virginia regional bank," he took it. The post Podcast: Rebuilding ‘the great Virginia regional bank’ appeared first on ABA Banking Journal.

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FinTechs Take A Regional Approach To SMB COVID-19 Relief

PYMNTS

Below, PYMNTS rounds up the latest solutions that FinTechs and lenders are developing to ease the PPP lending process for SMBs and FIs alike, with many initiatives focused on enabling regional and community banks to maintain a competitive edge against the biggest banks. LendingTree. Lendsmart, Griffin Technologies. Fresno First Bank.

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