Independent Banker

MARCH 31, 2022

“I’m so inspired by the professionalism, integrity and commitment of our executive committee and board of directors as we work together to serve the needs of community bankers across the nation,” says Terry Jorde, ICBA senior executive vice president and chief of staff. ICBA president and CEO Rebeca Romero Rainey echoes this sentiment.

Community Bank 239

Community Bank Community Industry Texas 239

CFPB Monitor

SEPTEMBER 21, 2020

Nikitra Bailey, EVP, Center for Responsible Lending (Durham, NC). Lorray Brown, Attorney/Consumer Law Attorney, Co-Director, Michigan Poverty Law Program (Ypsilanti, MI). Rebecca Steele, President/CEO, National Foundation for Credit Counseling (Washington, DC). Clarksdale, MS). Bank (Minneapolis, MN).

DC 78

DC Mississippi Washington Oklahoma City 78

Independent Banker

JUNE 30, 2022

year-over-year increase in the first quarter of 2022, according to the National Association of Realtors (NAR). Burmis, senior vice president and retail lending manager at $450 million-asset Chelsea State Bank in Chelsea, Mich. Source: 2022 Home Buyers and Sellers Generational Trends, National Association of Realtors.

Community Bank 143

Community Bank Community Millennials Resources 143

Gonzobanker

DECEMBER 14, 2023

Honorable Mentions – while this was a quiet year for M&A, we tip our hat to Atlantic Union’s acquisition of American National Bank and Eastern Bank’s acquisition of Cambridge Bank. Word: Community banks don’t lend on $400 million office buildings in Manhattan and San Francisco. Expect more deals to be announced in 2024.

Fintech 192

Fintech Community Regional Technology 192

Jeff For Banks

NOVEMBER 7, 2015

Me to a community banker: Why don't you offer more options than real estate secured lending to help fund early stage businesses? What I hear most often is that community banks take deposits from people and businesses in their community and lend it to people and businesses in that same community. So we were both castaways. Seems risky.

Community Bank 60

Community Bank Community Baltimore Lending 60

Jeff For Banks

DECEMBER 19, 2015

Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. The bank was hammered with credit problems during the financial crisis, as Michigan's economy was hit pretty hard. And yes, another Michigan bank. It's size today, at $2.4 Then the financial crisis hit.

North Dakota 60

North Dakota Arizona Michigan Florida 60

Jeff For Banks

DECEMBER 18, 2014

through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 14 locations. It also has a national platform of specialized finance units in homeowners'' associations, public finance, resort finance, and warehouse lending. Well done! #3. Well done!

North Dakota 90

North Dakota Arizona Minnesota Los Angeles 90

CFPB Monitor

AUGUST 22, 2016

According to the CFPB, the new members “include experts in consumer protection, financial services, community development, fair lending, civil rights, consumer financial products or services, representatives of community banks and credit unions, and scholars with relevant methodological and subject matter experience.” ”

San Antonio 60

San Antonio Kansas City Groups CA 60

FICO

OCTOBER 10, 2022

And financial institutions use FICO® Scores to underwrite lending to millions of people so that they can achieve their financial goals like buying a first home or starting a business. The National Consumer Law Center suggests that “a bad score could shut out a renter out of apartments in a decent school district or even permanent housing.”

Analytics 52

Analytics Data Lending Michigan 52

Gonzobanker

DECEMBER 20, 2019

————————————————————————— The Alpha Early Adopter Award – Kit Snyder, Scott Sylvester, Lindsay Land and the rest of the team at Consumers Credit Union in Michigan. It’s game on.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 19, 2022

SoFI gets a commercial bank that brings deposits, compliance, AND business lending. April Clobes, President/CEO, Michigan State University Federal Credit Union (East Lansing, Mich.). Goes to MoneyLion for lots of obvious inappropriate behavior including violating the Military Lending Act regarding capped lending rates.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 19, 2017

Credit Union Merger of the Year – Goes to Lake Michigan Credit Union and its CEO Sandy Jelinski for acquiring Florida-based community bank Encore. The Real “Lending” Stock Award – Goes to longtime player LendingTree. Oh, by the way, that Fintech darling of two years ago Lending Club? It had another turd of a year.

Conference 87

Conference Industry Community Bank Community 87

William Mills

SEPTEMBER 9, 2016

International lending platform – Create opportunities for Investors. 2015 formed aspire to address inefficiencies in alternative lending market. Companies such as Adidas, Carrefour, Cisco Systems, Danone, Fujitsu, Lufthansa Flight Training, Siemens, Société Générale and the United Nations use Liferay.

social media 40

social media ATM Mobile Customer Experience 40

Gonzobanker

DECEMBER 19, 2024

” Sam Cooke Gonzo Nation, 2024 went by so fast that nobody had a chance to stop and think about what in the world was going on. CEOs Greg Mitchell and Shruti Miyashiro have teed up a $28 billion national digital-first consumer financial institution with a keen focus on pooling resources in digital, I.T. Let us pause and reflect.

Fraud 78

Fraud Fintech Marketing Industry 78

CFPB Monitor

MAY 3, 2019

Kenneth Whittaker, Southeast Michigan Organizing Director, Michigan United. (A Diane Standaert, Executive Vice President and Director of State Policy, Center for Responsible Lending. (A Todd Ortique McDonald, Vice President and Board Director, Liberty Bank & Trust Company, representing the National Bankers Association.

Michigan 68

Michigan Policies Utah Lending 68