Independent Banker

JULY 31, 2022

“Collaborate with your internal teams, such as mortgage and commercial lending, to determine topics for new rounds of content,” Jose suggests. Julie Kendrick is a writer in Minnesota. Learn what they would like to see on social channels and in the markets they serve.

social media 224

social media Trends Community Groups 224

Independent Banker

APRIL 30, 2022

Ultima Bank Minnesota. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. The community bank uses the Entrepreneurial Operating System, commonly known as EOS Traction, to keep departmental efforts aligned.

Community Bank 172

Community Bank Community Montana Taxes 172

Jeff For Banks

DECEMBER 18, 2014

Open Bank (OTCQB: OPBK) Open Bank commenced operations in 2005 as First Standard Bank in the Koreatown section of Los Angeles. It supports the claim by highlighting its efficiency ratio is in the top 2% of UBPR peers, and its operating expenses as a percent of average assets are in the top 12% of peer banks. Congratulations to them.

North Dakota 87

North Dakota Arizona Minnesota Los Angeles 87

Independent Banker

JULY 1, 2015

Although the bank provides other commercial and business loans, about two-thirds of the bank’s loan portfolio centers on agricultural-related lending. Finding out what they enjoy about their operation is typically their strength, and what they don’t enjoy is typically their weakness.

Montana 70

Montana Minnesota Lending Community 70

CB Insights

OCTOBER 26, 2017

Across the US, well-funded companies are rethinking how the financial system operates. California-based lending unicorn SoFi is the most well funded fintech company with just over $2B raised since 2011. We excluded companies that have not raised equity funding since 2015 and excluded funding from debt as well as lines of credit.

United States 78

United States Fintech North Carolina Rhode Island 78

Independent Banker

MARCH 31, 2022

and CEO and chairman, Minnesota Lakes Bank, Delano, Minn. Bank Operations and Payments chair Alice P. Hartings: ICBA’s ThinkTECH Accelerator brings fintechs and community banks together to enhance bank operations and the customer experience. Grand Rapids, Minn.; ICBA standing committee chairs (from left).

Community Bank 239

Community Bank Community Industry Texas 239

Gonzobanker

DECEMBER 14, 2023

Merger of Equals Deal of the Year (Credit Union) – Spire Credit Union and Hiway Credit Union put 2+2 together to make a $4 billion institution in the Minnesota market. The Grow-a-Cool-Niche-Award – goes to Bank Newport for creating a national marine lending business and investing to win with more talent, partnerships and technology.

Fintech 190

Fintech Community Regional Technology 190

Independent Banker

DECEMBER 28, 2015

Sarah Getzlaff, executive vice president and chief operating officer at First Security Bank of North Dakota, sees the detrimental effects of overly complex regulation in everyday operations, particularly in lending. Denise Logeland is a freelance writer in Minnesota. Fearful of mistakes.

North Dakota 70

North Dakota Community Bank Community Compliance 70

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. Credit Union Merger of the Year Minnesota-based Firefly and TruStone credit unions come to terms on a solid combination in the Twin Cities area.

Idaho 157

Idaho Community Industry Strategy 157

Independent Banker

DECEMBER 31, 2022

So we’re careful when we lend out commercial real estate loans. The ICBA view on… Lending. And because a commercial loan can parlay itself into deposit accounts, treasury management, inventory lending and much more, it signals wider business prospects for the bank. The personal lending environment carries potential as well.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Independent Banker

DECEMBER 13, 2015

Doug Hansen, CEO and cashier of Currie State Bank, a $70 million-asset community bank in southwestern Minnesota, says people in his agriculture-focused community have been slow to completely adopt non-cash banking methods. “We Cashiers still oversee the cash operations of today’s digitally connected community banks as they always have.

Community Bank 70

Community Bank Community Maine Mississippi 70

Independent Banker

OCTOBER 31, 2021

Offering digital lending isn’t about the bells and whistles. started developing its digital lending platform about three years ago—and the bank is really glad it did. “I’m Community bankers are increasingly recognizing that the future of digital lending is here. Illustration by Out of the box/Stocksy. By Beth Mattson-Teig.

Lending 91

Lending Community Bank Community North Dakota 91

MyBankTracker

MAY 23, 2020

APRs are lower than predatory lending options. If you’re considering applying for a personal loan, this review will cover everything you need to know about Opploans. Designed for borrowers with bad or no credit. On-time payments can help build credit. APR is still extremely high compared to typical personal loans. Borrowing Amounts.

Rhode Island 52

Rhode Island Nebraska Alabama South Dakota 52

Independent Banker

NOVEMBER 24, 2014

Since then, she has worked in nearly every operational area to gain firsthand experience, from her first job as a bank teller to her current role today as the founder, chairman and CEO of Summit Bank. Beth Mattson-Teig is a writer in Minnesota. one piece at a time. So, how did she do it? “If I love what I do,” she says.

Oakland 98

Oakland Community Bank Community Industry 98

Fintech Labs Insights

APRIL 25, 2016

Equities markets operator. P2P lending platform. P2P lending platform. Automotive lending platform. Lend Street Financial. P2P lending platform. Student lending. Tags: Consumer, lending, credit, underwriting. Here are the fintech deals by size from 9 April to 15 April 2016: Bats Global.

San Francisco 12

San Francisco Fintech Company Lending 12

Independent Banker

NOVEMBER 30, 2021

State Bank of Texas, led by president Sushil Patel (center), has a niche working with hospitality customers like Reena and Arun Patel, who own and operate a La Quinta hotel in Dallas. The bank also helped hotel operators obtain Paycheck Protection Program (PPP) loans. Hospitality lending is a natural fit for the State Bank of Texas.

Community Bank 209

Community Bank Community Texas Dallas 209

PYMNTS

JULY 29, 2020

Thus, in one fell swoop, the company is expanding facilities based in New York and Minnesota, creating a Kodak Pharmaceuticals operation. As part of that agreement — and as spurred by President Trump’s invocation of the Defense Production Act — Kodak is getting a $765 million loan to start manufacturing those ingredients.

Minnesota 130

Minnesota Course New York Resources 130

Abrigo

APRIL 18, 2020

“We were able to provide funding for 95% of those customers that completed the application process and were approved internally,” said Andy Hunter, President of SaviBank in Burlington, Washington, another customer of Abrigo’s Sageworks SBA Lending solution. “We Lending & Credit Risk. SBA Lending. Lending & Credit Risk.

Lending 195

Lending Wyoming Maine Nebraska 195