Independent Banker

APRIL 30, 2022

3-yr average pre-tax ROA. Ultima Bank Minnesota. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. pre-tax ROA: 2.68%. 3-yr average pre-tax ROA.

Community Bank 172

Community Bank Community Montana Taxes 172

Independent Banker

JUNE 30, 2022

Burmis, senior vice president and retail lending manager at $450 million-asset Chelsea State Bank in Chelsea, Mich. The community bank also hopes to participate in a new tax-exempt savings program for first-time homebuyers that was approved by the state of Michigan in April. Beth Mattson-Teig is a writer in Minnesota.

Community Bank 143

Community Bank Community Millennials Resources 143

Independent Banker

MARCH 31, 2022

and CEO and chairman, Minnesota Lakes Bank, Delano, Minn. We must also keep our focus on protecting the 2017 tax cuts and, as always, monitoring and confronting credit union overreach. For instance, ICBA is calling for congressional hearings on the credit union tax exemption. Grand Rapids, Minn.;

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

OCTOBER 31, 2021

Offering digital lending isn’t about the bells and whistles. started developing its digital lending platform about three years ago—and the bank is really glad it did. “I’m Community bankers are increasingly recognizing that the future of digital lending is here. Illustration by Out of the box/Stocksy. By Beth Mattson-Teig.

Lending 91

Lending Community Bank Community North Dakota 91

Fintech Labs Insights

JULY 20, 2016

Income tax prep. HQ: Minneapolis, Minnesota. Tags: SMB, lending, underwriting, trade finance, factoring, alt-lender. HQ: Shenzen, China. Source: FT Partners. Credit card payoff loans. Latest round: $46.76 million Series C. Total raised: $71.56 HQ: Costa Mesa, California. Source: FT Partners. Better Mortgage. Mortgage lender.

New York City 12

New York City San Francisco Company Fintech 12

Fintech Labs Insights

AUGUST 1, 2016

Alt-lending to small businesses. Marketplace lending analytics. HQ: Minneapolis, Minnesota. Tags: SMB, lending, credit, underwriting, payments, point-of-sale, mobile, trade finance. Total raised: $42 million. HQ: Ahmedabad, India. Source: Crunchbase. West Creek Financial. Consumer purchase financing. Latest round: $28.5

Company 12

Company Fintech New York City Lending 12

Fintech Labs Insights

MARCH 22, 2016

million for its P2P lending platform for small businesses. Alt-lender focused on lending against existing automobile titles. P2P real estate lending marketplace. Peer-to-peer lending marketplace. Tags: SMB, lending, P2P, peer-to-peer, underwriting, credit, investing, Finovate alum. SmartAsset raised $3.8

Company 12

Company Fintech New York City Lending 12