Abrigo

JANUARY 17, 2024

The United Nations estimates there are currently 40 million people enslaved around the world, and that one-quarter of them are children. Two recent guests of the Abrigo podcast Ahead of the Curve shared ways that their organizations, Made Free and the Texas Advocacy Project (TAP), fight against human trafficking.

Training 259

Training Community Software Texas 259

Independent Banker

AUGUST 31, 2022

Daniel Galindo, pictured, and Doug Schaeffer of Woodforest National Bank helped involve the community bank in providing funding for and access to affordable housing. Name: Woodforest National Bank. Location: The Woodlands, Texas. Doug Schaeffer, Woodforest National Bank. Doug Schaeffer, Woodforest National Bank.

Austin 91

Austin Texas Community National 91

Abrigo

JANUARY 25, 2021

The FinCrime track will focus on BSA/AML and fraud detection topics, while the Credit + Lending track will cover topics on managing credit risk and making smarter loans, faster. The resort is a stone’s throw away from Texas Hill Country wineries, downtown San Antonio, the famous River Walk, and the city’s shopping and dining scene.

San Antonio 195

San Antonio Conference Lending Texas 195

American Banker

DECEMBER 26, 2019

Spirit of Texas Bancshares is acquiring four branches and a loan production office from Simmons First National Corp. as part of an aggressive expansion in its home state.

San Antonio 53

San Antonio Texas Austin National 53

Independent Banker

JUNE 30, 2022

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.

Community Bank 172

Community Bank Community National Philadelphia 172

PYMNTS

APRIL 10, 2020

Marcus , the online-only consumer banking and lending arm of Goldman Sachs, offers personal loans with no late fees of up to $10,000, with rates ranging from 10.99 The new schedule comes amid a record drop-off in flying as the nation deals with stay-at-home orders during COVID-19. between April 15 and June 10.

Los Angeles 212

Los Angeles San Francisco New York City New York 212

CFPB Monitor

NOVEMBER 11, 2020

The National Association for Latino Community Asset Builders, represented by Public Citizen and the Center for Responsible Lending, filed a lawsuit against the CFPB in D.C. lawsuit pending a decision in the Texas lawsuit on the 2017 Rule’s validity or to change the venue of the D.C. lawsuit to Texas.

Groups 78

Groups Community Texas Lending 78

American Banker

MARCH 17, 2016

Texas Capital Bancshares in Dallas has hired a TD Bank executive to expand its lending to franchise-related businesses.

Texas 28

Texas Lending Capital Dallas 28

Abrigo

JANUARY 30, 2024

The Credit + Lending + Portfolio Risk track will cover topics on managing credit risk, making smarter loans faster, managing the current expected credit loss (CECL), stress testing, and asset/liability management (ALM). The Fighting Financial Crime track will focus on BSA compliance, anti-money-laundering (AML), and fraud detection topics.

Conference 195

Conference Arizona Phoenix Fraud 195

PYMNTS

SEPTEMBER 17, 2019

While short-term lending in general has a pretty rough reputation, the pawn loan is the most ill-regarded arena in an already unloved category of consumer lending. The loan amount a borrower can get from a pawnbroker is determined solely by the value of the item itself; as in most forms of short-term lending, there is no credit check.

Ohio 151

Ohio Lending Iowa South Dakota 151

Bobsguide

FEBRUARY 22, 2022

The core transformation program, titled “FutureCore,” is divided into phases and Consumer Lending for the 7 affiliate banks is the first phase to go live, with other phases to follow. The completion of this consumer lending installation represents our first step toward having a fully integrated core loan and deposit system.

Software 78

Software Wyoming Idaho Lending 78

Independent Banker

NOVEMBER 30, 2021

Within that tightly knit group, there’s the bank’s leadership team, comprising president and CEO Greg Dennis, chief lending officer Jon Girard, vice president of operations and compliance Kristine Hendrickson, and executive vice president and chief financial officer Michele Boeder. Community National Bank & Trust of Texas.

Community Bank 164

Community Bank Community Texas Leadership 164

PYMNTS

JANUARY 12, 2021

And Susana Dommar, a chiropractor in Texas, received a loan for just $1.”. Despite all of this, the economic outlook is more positive this year, said Chief Economist Jack Kleinhenz of the National Retail Federation (NRF). “Judith Less, who runs a thrift shop in New Jersey, got $27,” NYT reported.

Arkansas 163

Arkansas New Jersey Oregon Texas 163

PYMNTS

MAY 26, 2020

But as Reuters reported, the latest data show that the program’s net lending actually turned negative beginning in mid-May. Cindy Blankenship, president of the Texas-based Bank of the West, told Reuters that demand has “just dried up.” Next, at about 14.6

Guidelines 198

Guidelines Texas Report Lending 198

PYMNTS

SEPTEMBER 26, 2019

This month’s Credit Union Tracker also highlighted the recent issuance of new guidance from the National Credit Union Administration to service legal hemp farmers in the U.S. One of the largest opportunities is in small business lending. According to Biz2Credit CEO Rohit Arora, regulations capping credit union lending activity at 12.25

Lending 108

Lending Community Bank Community Fintech 108

Independent Banker

MARCH 31, 2022

When the 2022/23 ICBA board of directors was introduced at ICBA LIVE in San Antonio, Texas, there was a palpable sense of excitement in the air. Policy Development chair Quentin Leighty, President and CFO, First National Bank of Monument, Las Animas, Colo. To sum it up, these leaders are all in and all heart for community banking.

Community Bank 239

Community Bank Community Industry Texas 239

Abrigo

JUNE 25, 2015

In Q1 2015, the Midwest accounted for the largest pocket of lending, with 71 percent of the total farm loans for the quarter ($35 billion). The biggest name in ag lending is unlikely to be a surprise – John Deere Financial FSB. The runner-up lender, Amarillo National Bank, also made a sizable impact for farmers.

Community Bank 150

Community Bank Sacramento Lending Wisconsin 150

American Banker

DECEMBER 14, 2020

The Amarillo bank is buying First National Bank of Tahoka, continuing the industry’s consolidation in the state.

Texas 39

Texas Marketing National Community Bank 39

PYMNTS

JANUARY 12, 2021

And Susana Dommar, a chiropractor in Texas, received a loan for just $1.”. Porter Capital , which works with accounts receivable (AR) financing and asset-based lending solutions, will provide more funding for businesses in need of extra money from their current Paycheck Protection Program (PPP) funds, according to a press release.

Arkansas 152

Arkansas New Jersey Oregon Capital 152

Jeff For Banks

MARCH 29, 2014

To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. I picked Texas because of their perceived independent streak. Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. Independent?

Strategy 98

Strategy Texas San Antonio Fort Worth 98

Independent Banker

APRIL 30, 2022

Brazos National Bank. Douglas National Bank. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. FSNB, National Association. Pioneer Trust Bank, National Association. AMG National Trust Bank.

Community Bank 172

Community Bank Community Montana Taxes 172

CFPB Monitor

JULY 14, 2022

The other provision is Section 22324 which prohibits “contract[ing] for or “negotiat[ing] in this state for a loan to be made outside of the state for purpose of evading or avoiding” California lending law. OppFi has filed a motion to compel arbitration which is opposed by the plaintiff.

California 78

California Innovation Utah Texas 78

Independent Banker

FEBRUARY 25, 2015

billion-asset community bank based in Happy, Texas. Texas and Oklahoma banks “got killed in the mid-1980s,” he says. He points out that these most recent boom times in Texas have brought in “a lot of cash” to the energy industry. Today, Happy State Bank lends more conservatively as oil prices move higher.

North Dakota 70

North Dakota Texas Louisiana Community Bank 70

PYMNTS

JULY 22, 2019

In Texas, there is Homeward Realty , with $4 million in equity raised and $21 million in debt borrowed, per its latest announcement. In recent data, posted at the end of last month by the National Association of Realtors, pending home sales were up 1.1 News came this week that a cramped space is getting a bit more crowded.

Capital 174

Capital Texas Comparison Marketing 174

American Banker

OCTOBER 4, 2016

The $21 billion-asset bank said Monday that it had hired John Gannon as group manager of Small Business Administration lending and Clyde Thompson as credit officer.

Texas 47

Texas Capital Lending Groups 47

CFPB Monitor

APRIL 26, 2021

In addition to Brian Brooks, the former Acting Comptroller of the Currency, the scheduled witnesses are Josh Stein, North Carolina Attorney General, Lisa Stifler, Director of State Policy, Center for Responsible Lending, Dr. Frederick D.

North Carolina 78

North Carolina Dallas Texas Policies 78

Independent Banker

APRIL 28, 2016

in Galveston, Texas. Rasmussen: Yes, it is an honor to serve the Group 3 Banks in Texas, southern New Mexico and northern Louisiana for three more years. IB: How is Texas’s economy holding up with the severe drop in oil prices? Our lending strongly supports our tourist economy. Photo by Robert Seale.

Dallas 131

Dallas Texas Houston Community 131

Abrigo

DECEMBER 20, 2021

Whether that is the case or not, the reprieve is now over. On December 16, 2021, FinCEN announced an $8 million civil money penalty against CommunityBank of Texas (CBOT) for willful Bank Secrecy Act (BSA) violations and failing to maintain an effective anti-money laundering (AML) program. CommunityBank of Texas' citations.

Resources 195

Resources Texas Analysis System 195

CFPB Monitor

OCTOBER 3, 2022

The court noted the plaintiffs asserted “that HMDA data have been invaluable in ‘uncovering and addressing redlining, fair lending violations, and other inequitable lending practices’ over the decades.” Additionally, prior to that rule, the reporting of open-end lines of credit was optional, so there was no reporting trigger. .

DC 78

DC Report District of Columbia Data 78

PYMNTS

SEPTEMBER 10, 2018

Roughly 19 million college and university students are loading up their cars and heading back to campus for another school year, according to data from the National Center for Education Statistics. Others are looking to additional solutions to solve student lending problems. colleges and universities, for example.

Mobile 100

Mobile Arkansas ATM Tools 100

Independent Banker

FEBRUARY 24, 2016

Greg Steverson (left) successfully manages a $100 million institutional investment portfolio for Ledyard National Bank in Norwich, Vt. Mikella Newsom (middle) successfully manages a $325 million institutional investment portfolio for City Bank in Lubbock, Texas. Greg Steverson, Ledyard National Bank.

Community Bank 70

Community Bank Community Texas Management 70

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. John Beale , longtime CIO of City National Bank. The Tiny Bank that Did It Award UBank of Texas. Bank Deal of the Year PNC nabs BBVA USA – paying 1.3

Idaho 157

Idaho Community Industry Strategy 157

William Mills

MARCH 15, 2017

We look forward to partnering with FirstClose to help communicate the role that its technology plays in streamlining the mortgage lending process, and highlight the impact that the company is having within the industry.”.

Industry 45

Industry Branding Technology Austin 45

CFPB Monitor

MAY 19, 2021

In the Texas lawsuit filed by CFSA and another industry trade group seeking to invalidate the 2017 Rule’s payments provisions, briefing on the parties’ cross-motions for summary judgment closed in December 2020 and no date has been set for oral argument on the motions. The filing of the replies closes the briefing on the motions.

Texas 78

Texas Training Resources Community 78

Independent Banker

JULY 29, 2016

These in-depth and timely professional development programs are designed exclusively for community bankers and led by nationally recognized industry experts who know the issues community banks grapple with. It is the only nationally recognized leadership event designed especially for middle- and upper-level community bank executives.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

CFPB Monitor

SEPTEMBER 21, 2015

Agnani, Director of Policy and Civic Engagement, National Coalition for Asian Pacific American Community Development, Washington, D.C. Kukla, Senior Vice President, Center for Responsible Lending, Durham, N.C. Harlingen, Texas. New Consumer Advisory Board members are: Seema M. Christopher G. Ricardo ‘Ricky’ D.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

American Banker

JULY 27, 2016

Some midsize banks found ways to widen margins, and Texas lenders said weakness in the energy sector has had little effect on the broader Texas economy. But can those trends hold up?

Texas 28

Texas Trends Regional National 28