PYMNTS

SEPTEMBER 7, 2016

As it turned out, Amazon thought it was offering a Prime perk — when what it was actually doing was walking into a political firestorm over student lending. With the advocate outcry came senatorial involvement, specifically Senators Elizabeth Warren, Sherrod Brown, Dick Durbin and Patty Murray, who is from Amazon’s home state of Washington.

Regulation 100

Regulation Lending Massachusetts Washington 100

PYMNTS

APRIL 21, 2020

The spate of bankruptcies also presents two ancillary issues: One: Why haven’t retailers been helped by the various stimulus packages coming out of Washington? They are too big to qualify for the Main Street lending program aimed at companies with fewer than 10,000 employees or $2.5 The first issue has caught department stores head on.

Retail 220

Retail Dallas Washington National 220

PYMNTS

JULY 3, 2018

Reports in The Washington Post on Monday (July 2) said the survey shows small- and medium-sized businesses (SMBs) in the U.S. Strong cash flows in the nation’s small business population may also be a sign of a strong national economy, with analysts predicting a 4 percent increase in gross domestic product for Q2.

National 109

National Analytics Lending Survey 109

PYMNTS

FEBRUARY 15, 2018

Through the Conference of State Bank Supervisors, Georgia, Illinois, Kansas, Massachusetts, Texas, Tennessee and Washington are looking to standardize the ways firms across traditional financial services and FinTech upstarts apply for, and are granted, licenses. and Alibaba in China, may be able to “replace many banks.”

Washington 101

Washington Regulation Conference Fintech 101

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. The bank is one of several newly proposed community banks in the region, with goals of disrupting the financial services landscape, including business and corporate banking.

Community Bank 122

Community Bank Community FDIC Marketing 122

Ublocal

MARCH 4, 2025

Meet our North Conway team, a group of local experts dedicated to understanding the banking needs of the Greater Mount Washington Valley region. After 17 years, I was presented with the opportunity to travel the country and took a job in Software Implementation for a Commercial Lending LOS system. Washington Valley is very tough.

Washington 75

Washington Community New Hampshire Meeting 75

CFPB Monitor

NOVEMBER 28, 2022

trillion nationally) are on pace to surpass student loans as the second-largest debt category in 2023. In announcing this request, “Enhancing Public Data on Auto Lending,” the CFPB stated: Financial markets and policymakers have long had access to granular mortgage data that has provided insight into patterns in lending and risk.

Data 147

Data Marketing Lending Trends 147

PYMNTS

JULY 3, 2019

It appears that these products may lend themselves to an entirely new global financial system that is based out of Switzerland and intended to rival U.S. Carolyn Maloney, Lacy Clay, Al Green and Stephen Lynch. “It monetary policy and the dollar. and global financial stability” if left without proper oversight or regulation.

cryptocurrency 132

cryptocurrency Policies United States Washington 132

PYMNTS

JUNE 24, 2016

This week it was Minnesota, and then yesterday Walmart really got warmed up and announced the expansion of their new payments service in: Michigan, Virginia, the Carolinas, Indiana, Iowa, Kentucky, Nebraska, North Dakota, South Dakota, Tennessee, Louisiana, Missouri, Mississippi and Washington, D.C. Online lending .

Online 101

Online Lending South Dakota North Dakota 101

PYMNTS

MAY 8, 2020

Most small businesses don’t have a lending relationship with a bank. Patrice Frey, president and CEO of the National Main Street Center , is a proponent of supporting existing local economic development organizations like chambers of commerce, community foundations and Main Street programs. Some don’t have any relationship with a bank.

Maine 142

Maine Groups San Francisco Lending 142

Independent Banker

MARCH 31, 2022

“I’m so inspired by the professionalism, integrity and commitment of our executive committee and board of directors as we work together to serve the needs of community bankers across the nation,” says Terry Jorde, ICBA senior executive vice president and chief of staff. ICBA president and CEO Rebeca Romero Rainey, Washington, D.C.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

APRIL 18, 2017

The slowdown of China’s economic growth has had markets concerned, but new data suggests the nation could be on its way to reversing the trent. The first quarter’s results were boosted by bank lending and a peak in starts of long-term construction projects. percent GDP annual growth rate.

Policies 100

Policies Washington National Study 100

PYMNTS

OCTOBER 3, 2017

million potentially fake accounts , forcing up to 570,000 borrowers into unneeded auto insurance and allegedly discriminating in mortgage lending. Jaret Seiberg, senior policy analyst at Cowen Washington Research Group, said the Waters report will keep pressure on the Fed to crack down on Wells Fargo management and the board. “We

Regulation 107

Regulation Exercises Washington National 107

Finer Points

AUGUST 18, 2015

The National Credit Union Administration has proposed dramatically revising business-lending rules for these tax-subsidized institutions. The tax-exempt credit union industry apparently skipped this civics lesson because it obviously doesn’t believe it should have to listen to Congress. Current […].

United States 100

United States Taxes Lending National 100

PYMNTS

MARCH 30, 2020

With the National Retail Federation (NRF) saying that $430 billion in industry revenues could disappear in Q2, the issue turns to how many retailers can remain open. One industry consultant has predicted that 30 nationally known U.S. Almost 630,000 outlets in the U.S. have been forced to close, according to the Financial Times.

Retail 131

Retail National Washington Industry 131

PYMNTS

APRIL 5, 2017

CEO Jamie Dimon gave a mixed assessment of some of the larger issues confronting the United States, touting its strength as a nation even while “it is clear that something is wrong” with this “exceptional country.”. As a new administration settles into Washington, D.C.,

Taxes 115

Taxes United States Washington Policies 115

CFPB Monitor

SEPTEMBER 21, 2020

Eric Kaplan, Director of the Housing Finance Program, Milken Institute (Washington, DC), was appointed to serve as CAB Chairperson. Nikitra Bailey, EVP, Center for Responsible Lending (Durham, NC). Jean Setzfand, Senior Vice President, AARP (Washington, DC). Clarksdale, MS). Bank (Minneapolis, MN).

DC 78

DC Mississippi Washington Oklahoma City 78

Independent Banker

APRIL 30, 2022

Brazos National Bank. Douglas National Bank. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. FSNB, National Association. Pioneer Trust Bank, National Association. AMG National Trust Bank.

Community Bank 172

Community Bank Community Montana Taxes 172

PYMNTS

FEBRUARY 19, 2019

The remarks were made at a conference, focusing on the issue of “financial deserts,” involving the struggle for rural communities to feel the benefits of overall national economic strength and a declining unemployment rate. making it one of the nation’s first new community banks in years.

Marketing 108

Marketing Community Community Bank Industry 108

American Banker

APRIL 14, 2016

Washington Federal in Seattle said its profit rose 3.4% million in the three months that ended March 31 as loan growth outweighed higher information technology costs.

Washington 28

Washington Seattle Lending Technology 28

PYMNTS

OCTOBER 24, 2019

In the ruling handed down this week, Judge Victor Marrero said in his decision that the National Bank Act’s “business of banking” clause “unambiguously requires that, absent a statutory provision to the contrary, only depository institutions are eligible to receive national bank charters from the OCC.”.

Fintech 101

Fintech FDIC New York National 101

Bobsguide

FEBRUARY 22, 2022

The core transformation program, titled “FutureCore,” is divided into phases and Consumer Lending for the 7 affiliate banks is the first phase to go live, with other phases to follow. The completion of this consumer lending installation represents our first step toward having a fully integrated core loan and deposit system.

Software 78

Software Wyoming Idaho Lending 78

Independent Banker

FEBRUARY 28, 2023

So, he joined a training program at what was then Citizens & Southern National Bank, once the largest bank in the southeastern U.S., I got a job with First National Bank of Griffin, and I’ve been a community banker ever since.” He believes ICBA’s advocacy work in Washington D.C.,

Community 172

Community Community Bank Georgia San Antonio 172

PYMNTS

JUNE 12, 2017

Both Steve and Brian are instrumental to our national expansion efforts, ensuring Gobble’s cost leadership and operational efficiency are best in class.”. Gobble currently serves seven western states: California, Nevada, Washington, Oregon, Arizona, Idaho and Utah.

Idaho 118

Idaho Operations Leadership Nevada 118

CFPB Monitor

OCTOBER 11, 2018

At the Online Lending Policy Institute’s (OLPI) annual summit in Washington, D.C. earlier this week, the OCC’s recent decision to accept applications from non-depository financial technology firms for a special purpose national bank (SPNB) charter was the focus of considerable discussion.

Policies 60

Policies Lending Data Online 60

Jeff For Banks

AUGUST 2, 2014

August 2, 2014 Mr. John Whatshisname Examiner In Charge Bank Regulatory Body 1 Bureaucrat Way, NW Washington, DC 20429 Mr. Whatshisname, Below is our response to the Matters Requiring Attention ("MRA") that were included in your most recent examination report on Schmidlap National Bank ("Schmidlap"). And Schmidlap is not gonna take it.

Regulation 92

Regulation DC FDIC Analytics 92

CFPB Monitor

MAY 20, 2015

Chambers USA has once again ranked the Ballard Spahr LLP Consumer Financial Services (CFS) Group in the highest tier nationally in the category of Financial Services Regulation: Consumer Finance (Compliance and Litigation). Washington, D.C. ”

Groups 60

Groups Atlanta United States Washington 60

Jeff For Banks

JUNE 20, 2017

The banking system is stable, which is critical to national and state economies. So what am I talking about, that deposit insurance is why banks don't do like FinTech lending firms and use alternatives to the FICO score in underwriting consumer credits? They have to find out later, after a bureaucrat in Washington does a white paper.

Data 60

Data FDIC Regulation Washington 60

CFPB Monitor

SEPTEMBER 21, 2015

Agnani, Director of Policy and Civic Engagement, National Coalition for Asian Pacific American Community Development, Washington, D.C. Kukla, Senior Vice President, Center for Responsible Lending, Durham, N.C. O’Connor, Senior Vice President, Lending and Operations, Community America Credit Union, Shawnee Mission, Kan.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

Fintech Labs Insights

FEBRUARY 20, 2025

Welcome to 2025 all you lending technology experts! To assist your 2025 planning, review our curated list of the top lending, mortgage, and lendtech conferences for 2025. To assist your 2025 planning, review our curated list of the top lending, mortgage, and lendtech conferences for 2025.

Conference 15

Conference Las Vegas San Diego Lending 15

TrustBank

JUNE 30, 2020

In Washington, for example, Governor Jay Inslee approved real estate along with mortgage lending as essential activities , although significant restrictions and limitations were placed on these activities. Last week, the National Association of Realtors (NAR) reported that existing home sales decreased 26.6% million).

Washington 52

Washington National Exercises Report 52

Independent Banker

JULY 29, 2016

Around the Table—Wisconsin community bankers work with legislative staff members on Capitol Hill during ICBA’s Washington Policy Summit. Here’s an outline of the key activities ICBA’s advocacy team in Washington, D.C., Washington Policy Summit. Fair lending ruling. By Courtney Schoenborn. In March, the U.S.

Community Bank 70

Community Bank Community Washington FDIC 70

Independent Banker

SEPTEMBER 25, 2014

In the past couple of years, regulators have become more interested in risk management, strategic and capital planning, succession planning, compliance (particularly Bank Secrecy Act compliance), third-party relationships and interest rate risk, according to David Baris, partner for BuckleySandler LLP in Washington, D.C.

Compliance 101

Compliance Regulation Community Bank Community 101

American Banker

MAY 23, 2016

Enough with the big bank-small bank divide, says First National Bank of Dennison chairman and chief executive Blair Hillyer. It's difficult when all banks are operating "with Washington as our co-CEO," but nevertheless it is important "to work together if we're going to remain relevant in this brave, new financial world."

Lending 31

Lending Washington Customer Experience National 31

Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; An entrepreneur with a background in accounting and finance, CEO and chairman of the board Thomas Swenson set up Montana Business Capital Corporation in 1998 with a focus on job creation and economic development lending. Grand Ridge National Bank: The premier league.

Community Bank 169

Community Bank Community Montana Leadership 169

Independent Banker

APRIL 30, 2019

I’ll be at ICBA’s Capital Summit in Washington, D.C. Quantum National Bank in Suwanee, Ga., came up with an innovative lending solution to help its customers rebuild their homes after wildfires devastated their community. Where I’ll be this month. the team from TCM Bank in Tampa, Fla. And Poppy Bank in Santa Rosa, Calif.,

Community Bank 70

Community Bank Tampa Community Washington 70

The Financial Brand

OCTOBER 24, 2021

Financial institutions must scrutinize marketing, branching and lending strategies as Attorney General targets redlining in mortgage credit. The post Justice Department Sets Major Fair-Lending Enforcement Push appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 33

Lending Banking Trends Analysis Trends 33