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How a Wyoming credit union is doing more lending despite lower demand

American Banker

Consumer appetites for new loans have slowed in the face of record interest rates, but Sunlight Federal Credit Union's partnership with Avana Capital helps identify commercial real estate opportunities in markets both local and national.

Wyoming 81
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Zions Bancorporation goes live on TCS BaNCS Core Banking software

Bobsguide

The core transformation program, titled “FutureCore,” is divided into phases and Consumer Lending for the 7 affiliate banks is the first phase to go live, with other phases to follow. The completion of this consumer lending installation represents our first step toward having a fully integrated core loan and deposit system.

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The top-performing community banks of 2021

Independent Banker

Brazos National Bank. Douglas National Bank. Wyoming Bank & Trust. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. FSNB, National Association. Pioneer Trust Bank, National Association.

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How the OCC is building Crypto America

Lex Sokolin

Being a national body, the OCC competes with other national regulators like the Financial Conduct Authority in the UK, or the Monetary Authority in Singapore, for the best financial regulatory “product”. is New York better than Wyoming ?), A state like Wyoming has set precedent?—?almost Now, let’s say you are the OCC.

America 52
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How the OCC is building Crypto America

Lex Sokolin

Being a national body, the OCC competes with other national regulators like the Financial Conduct Authority in the UK, or the Monetary Authority in Singapore, for the best financial regulatory “product”. is New York better than Wyoming ?), A state like Wyoming has set precedent?—?almost Now, let’s say you are the OCC.

America 52
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From Farce to Menace

Independent Banker

It’s yet another disturbing proposal from the National Credit Union Administration to bureaucratically finagle its way around Congress and federal law. By Camden R. Fine, President and CEO of ICBA. So here we go again. Basically, all air-breathing mammals in the United States would qualify to be credit union members.

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Cryptocurrency risks, rewards and red flags for financial institutions

Abrigo

Today’s cryptocurrency platforms also offer crypto-backed loans, allowing users to leverage their portfolios as loan collateral in a system similar to securities-based lending. But instead of providing a fraction of a percent in interest, cryptocurrency platforms often offered interest amounts closer to 10% on certain digital assets.??