South State Correspondent

MAY 9, 2024

and New York had the lowest increases in credit risk, while North Dakota, Iowa, and Minnesota had the lowest volatility and were the most stable. However, as banks tighten lending (as evidenced by the latest Senior Loan Officer Opinion Survey ), banks have stopped lending to many risky sectors.

Data 195

Data Trends North Dakota Capital 195

Independent Banker

JUNE 30, 2019

When I think about how the lending market has changed over the past decade, there is one consistent theme—community banks have been, and continue to be, the backbone of our nation’s financing. Despite regulatory hurdles and increased competition from nonbank providers, community banks thrive in both consumer and commercial lending.

North Dakota 105

North Dakota Community Bank Montana Community 105

PYMNTS

SEPTEMBER 17, 2019

While short-term lending in general has a pretty rough reputation, the pawn loan is the most ill-regarded arena in an already unloved category of consumer lending. The loan amount a borrower can get from a pawnbroker is determined solely by the value of the item itself; as in most forms of short-term lending, there is no credit check.

Ohio 151

Ohio Lending Iowa South Dakota 151

PYMNTS

JUNE 24, 2016

This week it was Minnesota, and then yesterday Walmart really got warmed up and announced the expansion of their new payments service in: Michigan, Virginia, the Carolinas, Indiana, Iowa, Kentucky, Nebraska, North Dakota, South Dakota, Tennessee, Louisiana, Missouri, Mississippi and Washington, D.C. Online lending .

Lending 101

Lending Online South Dakota North Dakota 101

PYMNTS

AUGUST 8, 2019

The New York State Department of Financial Services (NYDFS) has announced it will lead a multi-state investigation into alleged violations of state regulations of the short term lending industry, specifically in the area of payroll advances.

Puerto Rico 134

Puerto Rico Regulation New York South Dakota 134

CFPB Monitor

AUGUST 7, 2019

In its press release, the DFS claims that the investigation will look into “allegations of unlawful online lending” and “will help determine whether these payroll advance practices are usurious and harming consumers.” North Carolina Office of the Commissioner of Banks. North Dakota Department of Financial Institutions.

Industry 92

Industry Puerto Rico South Dakota North Dakota 92

Independent Banker

FEBRUARY 25, 2015

Happy State Bank’s 32 offices are spaced over 500 miles, giving the bank’s lending portfolio geographic diversity. Today, Happy State Bank lends more conservatively as oil prices move higher. Energy lending has a few advantages over commercial real estate, says C.R. But North Dakota is a newcomer to the oil-producing world.

North Dakota 70

North Dakota Texas Louisiana Community Bank 70

Jeff For Banks

DECEMBER 18, 2014

through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 14 locations. It also conducts mortgage banking from 12 offices in Illinois, Kansas, Nebraska, Missouri, Minnesota, Arizona, and North Dakota. (OTCQX: BNCC) BNCCORP, Inc.,

North Dakota 87

North Dakota Arizona Minnesota Los Angeles 87

Jeff For Banks

DECEMBER 19, 2015

through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 16 locations. It also conducts mortgage banking from 12 offices in Illinois, Kansas, Nebraska, Missouri, Minnesota, Arizona, and North Dakota. (OTCQX: BNCC) BNCCORP, Inc.,

North Dakota 60

North Dakota Arizona Michigan Florida 60

Independent Banker

MAY 2, 2016

We ignite prosperity in all the communities we serve through community reinvestment, lending to local businesses, and providing educational opportunities for the community and our employees. We are more than a community bank; we are a community prosperity engine.

North Dakota 70

North Dakota Community Bank Community Risk Management 70

Independent Banker

DECEMBER 28, 2015

Sarah Getzlaff, executive vice president and chief operating officer at First Security Bank of North Dakota, sees the detrimental effects of overly complex regulation in everyday operations, particularly in lending. Fearful of mistakes. First Security, a $180 million-asset community bank in New Salem, N.D.,

North Dakota 70

North Dakota Community Bank Community Compliance 70

Independent Banker

FEBRUARY 24, 2016

Even more obviously absurd, one provision would allow community credit unions in seven states—Montana, Alaska, Delaware, North Dakota, South Dakota, Vermont and Wyoming—to serve their entire state. Basically, all air-breathing mammals in the United States would qualify to be credit union members.

South Dakota 70

South Dakota North Dakota Montana Wyoming 70

Fintech Labs Insights

AUGUST 6, 2015

Lending Club provided investors with plenty to think about in its Q2 2015 earnings conference call this week. Here are a few of the highlights from a second quarter that saw Lending Club reach $11.2 Opened to borrowers in Nebraska and North Dakota. billion in total originations. Revenue gains of 98% year-over-year ($96.1

Lending 12

Lending North Dakota Report Nebraska 12

Independent Banker

MARCH 31, 2022

Treasurer Sarah Getzlaff, CEO, Security First Bank of North Dakota, New Salem, N.D. ICBA executive committee (from left). Vice chairman Lucas White, President, The Fountain Trust Co., Covington, Ind. Secretary Tim Aiken, President and CEO, Union Bank Inc., Middlebourne, W.Va.

Community Bank 239

Community Bank Community Industry Texas 239

Fintech Labs Insights

FEBRUARY 24, 2016

Lending Club opens to retail investors in Maryland and North Dakota, bringing its total to 45 states & Washington D.C. Peel Hunt Technology Sector Report highlights Featurespace. ThreatMetrix Enters Into Agreement with FUJI SOFT to Provide Online Fraud Solutions to Japan.

North Dakota 12

North Dakota Maryland Washington Lending 12

PYMNTS

JUNE 30, 2016

The latest June count for where Walmart Pay is available is: Virginia, North Carolina, South Carolina, Nebraska, North Dakota, South Dakota, Iowa, Tennessee, Kentucky, Michigan, Indiana, Alabama, Georgia, Louisiana, Missouri, Mississippi and Washington, Missouri, Texas, Arkansas, and Washington, D.C. .

Mobile 104

Mobile Samsung Apple Missouri 104

Independent Banker

OCTOBER 31, 2021

Offering digital lending isn’t about the bells and whistles. started developing its digital lending platform about three years ago—and the bank is really glad it did. “I’m Community bankers are increasingly recognizing that the future of digital lending is here. Illustration by Out of the box/Stocksy. By Beth Mattson-Teig.

Lending 91

Lending Community Bank Community North Dakota 91

MyBankTracker

MAY 23, 2020

APRs are lower than predatory lending options. If you’re considering applying for a personal loan, this review will cover everything you need to know about Opploans. Designed for borrowers with bad or no credit. On-time payments can help build credit. APR is still extremely high compared to typical personal loans. Borrowing Amounts.

Rhode Island 52

Rhode Island Nebraska Alabama South Dakota 52

Gonzobanker

DECEMBER 19, 2022

SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Randy Newman, Alerus Financial – For 40 years, Newman guided Alerus out of a flooding disaster in North Dakota to the creation of a diverse financial powerhouse focused on banking, mortgage, wealth management, and retirement services.

Community 216

Community Fintech Industry Innovation 216