Perficient

JULY 11, 2022

Since Square purchased Afterpay, customers can get an Afterpay card to use with participating retailers that operate with Square, which lets customers use Afterpay for in-store purchases. Pay in 4 is not currently available for residents of Missouri, New Mexico, North Dakota, South Dakota, Wisconsin, or any US Territories.

Fintech 474

Fintech Trends Apple South Dakota 474

PYMNTS

SEPTEMBER 17, 2019

While short-term lending in general has a pretty rough reputation, the pawn loan is the most ill-regarded arena in an already unloved category of consumer lending. The loan amount a borrower can get from a pawnbroker is determined solely by the value of the item itself; as in most forms of short-term lending, there is no credit check.

Ohio 151

Ohio Lending Iowa South Dakota 151

CFPB Monitor

NOVEMBER 8, 2018

As described on the Colorado Secretary of State’s website , Proposition 111 “would restrict the charges on payday loans to a yearly rate of 36 percent and would eliminate all other finance charges and fees associated with payday lending.”. The other states to have done so are South Dakota, Ohio, Arizona, and Montana.

Colorado 94

Colorado South Dakota Montana Arizona 94

CB Insights

OCTOBER 26, 2017

Across the US, well-funded companies are rethinking how the financial system operates. California-based lending unicorn SoFi is the most well funded fintech company with just over $2B raised since 2011. South Carolina. South Dakota. Click on the image below to enlarge. The company was last valued at $4.5B

United States 78

United States Fintech North Carolina Rhode Island 78

CFPB Monitor

OCTOBER 17, 2022

Companies that engage in cross-border lending should continue to closely monitor decisions involving the dormant Commerce Clause since the law in this area continues to evolve. Petitioners argue that states cannot constitutionally condition in-state sales on requiring out-of-state businesses to operate in a particular way.

Indiana 78

Indiana Minnesota Pennsylvania South Dakota 78

CFPB Monitor

SEPTEMBER 9, 2020

Our letter draws on Ballard Spahr’s two-plus decades of experience in representing banks and savings associations (“Banks”) in establishing lending programs (“Bank-Agent Programs”) where a Bank obtains substantial assistance from a fintech or other non-Bank company (an “Agent”) to offer Bank loans to consumers or small businesses.

FDIC 78

FDIC National South Dakota Lending 78

Jeff For Banks

DECEMBER 7, 2019

The bank operates thirteen branches, eleven in northern California and two in Nevada. It also operates four loan production offices, three in California and one in Oregon. billion in asset financial institution based in Sioux Falls, South Dakota. It is the $888 million holding company for Plumas Bank. They are a $6.2

Indiana 60

Indiana Oregon South Dakota Community Bank 60