PYMNTS

NOVEMBER 10, 2020

It’s here now and being used to make good banks better — whether to eliminate discrimination in lending decisions, add stability to existing screening systems or drive loan growth and profits. The rest will go toward developing partnerships with governments and regulators “to raise the bar” when it comes to modern, unbiased lending.

Lending 345

Lending Software Compliance System 345

Payments Dive

NOVEMBER 8, 2024

The digital payment company’s leader, Jack Dorsey, aims to create lending services that will appeal to millions of U.S. adults who haven’t had access to other forms of credit.

Cards 521

Cards Lending Payments Company 521

Perficient

FEBRUARY 12, 2025

The rapidly evolving payments industry is driving industry leaders to adapt their strategies in response to emerging trends. Payments Trend #1: AI-Driven Payment Innovations The landscape of payments and financial services in 2025 will be marked by groundbreaking innovations and user-centric designs powered by Generative AI (GenAI).

Trends 221

Trends Payments Compliance blockchain 221

Abrigo

NOVEMBER 13, 2024

Bank and credit union leaders can use data to inform small business lending Small businesses are showing resilience. As rates stay high, concerns about credit risk and borrower health are top of mind for bank and credit union leaders, especially as it relates to lending to small businesses. Interest coverage ratios have stayed strong.

Lending 221

Lending Meeting Data Risk Management 221

PYMNTS

NOVEMBER 16, 2020

In the wake of the 2008 global financial crisis, and banks' subsequent pullback from the small- to medium-sized business ( SMB ) lending arena, a slew of alternative lenders emerged onto the scene to fill the credit gap. What's just as important is to ensure that lending technology is flexible.

Lending 289

Lending Technology Capital Meeting 289

PYMNTS

NOVEMBER 24, 2020

PayPal’s CEO Dan Schulman recently told CNBC that he’s confident the move to digital currencies is being swiftly adopted and will be permanent, noting “there's no question that people are flocking to digital payments and digital forms of currency.”. To participate, users must lend a minimum of 0.1

Bitcoin 339

Bitcoin Lending cryptocurrency Capital 339

PYMNTS

JANUARY 6, 2021

With no credit scores, limited financial transaction histories, and a huge amount of people who don’t even have a bank account, lending money in Vietnam is no simple task. While most financiers would run from an environment like that, CEO Toms Niparts of Jeff , an app-based lending platform based in Latvia, saw it as a huge opportunity. “We

Lending 323

Lending Fintech Data Comparison 323

Abrigo

FEBRUARY 7, 2023

How construction administration units mitigate construction lending risk Construction lending involves unique risks and requires specialized processes. WATCH Takeaway 1 The OCC recommends that construction lending risk be managed by specialized real estate and construction lenders who report to the credit department.

Lending 195

Lending Management Risk Management Software 195

Abrigo

JANUARY 3, 2023

Construction lending from the ground up. During a recent construction lending webinar , lending and credit risk expert Dev Strischek of Devon Risk Advisory Group outlined the keys to construction loan success. Payment for the renovation loan will come from the operation of that warehouse, not the sale or leasing of the property.

Lending 195

Lending Policies Survey Risk Management 195

South State Correspondent

JUNE 25, 2024

In this article, we provide a concrete example of how product management in lending might work. Product Management in Lending – The Strategy of a Loan-Level Hedging Program The goal of product management in lending strategy is to create value versus your competition in credit.

Lending 195

Lending Management Community Bank Community 195

Payments Dive

OCTOBER 9, 2020

Stem, a distribution and payments platform founded by Milana Rabkin Lewis, is ready to lend a hand to help artists through the pandemic and beyond. Concerts and tours are cancelled leaving those in the industry, from the novice to the veteran, scrambling for revenue.

Industry 412

Industry Fintech Lending Payments 412

PYMNTS

JANUARY 12, 2021

The lending industry was hit hard during the pandemic’s early months, with many banks and traditional lenders rapidly adjusting their standards and rates to accommodate businesses’ and consumers’ shifting needs. Payors surveyed stated that they made only 45 percent of all their disbursements via non-instant payment methods, in fact.

Millennials 239

Millennials Payments Lending Study 239

PYMNTS

NOVEMBER 3, 2020

Hong Kong-based digital payment platform Statrys has recently landed $5 million in funding through a closed-door funding deal with an angel investor with the expectation that the firm will get market share in the expanding remittance and digital payment arena, according to an announcement.

Payments 263

Payments Resources Online Lending 263

South State Correspondent

NOVEMBER 2, 2022

From a lending perspective, the graph below shows the lending curve from three months to 20 years and demonstrates the average commercial loan rates for different repricing terms. The table below shows what banks can earn in the ARC program vs. what borrowers pay using P&I payment for a 25-year amortization schedule on a $1mm loan.

Lending 195

Lending Community Bank Community Meeting 195

Chris Skinner

MAY 27, 2019

I write a lot about FinTech payments, lending, roboadvice and such like. But there’s been a strong bubbling trend underneath all this that has not gone unnoticed. I’ve just not blogged about it enough.

Marketing 384

Marketing Fintech Lending Trends 384

Payments Dive

SEPTEMBER 19, 2023

The state is instituting new lending regulations that are likely to apply to some earned wage access providers starting next month.

Connecticut 448

Connecticut Regulation Lending 448

Payments Dive

OCTOBER 5, 2023

The Financial Technology Association is backing a bill that would clarify that loans made through the Small Business Administration’s flagship lending program can be used to pay for fintech services.

Fintech 459

Fintech Financial Technology Lending Technology 459

PYMNTS

DECEMBER 28, 2020

Brexit-related business email compromise scams are on the rise, according to the Bank of Ireland, as more fraudsters pose as legitimate executives or suppliers in an attempt to redirect invoice payments to their own bank accounts. In another case, the Bank of Ireland intercepted a $1.34 million business email scam. "We

Fraud 291

Fraud Payments Survey Lending 291

Bank Innovation

MARCH 12, 2020

mobile payments companies founded after the 2008 financial crisis, and digital banks including Chime Inc. Fintech startups looking to upend how Americans do their banking are facing their first major test as interest rates fall and fearful consumers seek safety at traditional banks. Square Inc. and Stripe Inc.,

Digital Banking 359

Digital Banking Payments Fintech Mobile 359

Perficient

AUGUST 4, 2024

Seamless Payment Processing Financial organizations can offer seamless and secure payment processing services by integrating payment gateways with Azure API Management. This integration ensures that payment data is transmitted securely and efficiently, enhancing the customer experience and reducing transaction times.

Industry 467

Industry Compliance Examples Risk Management 467

Payments Dive

FEBRUARY 13, 2020

Mike Rittler, general manager of retail card services and personal lending at TD Bank, shares his insight on trends, transformative innovation and how the 'traditional check out' experience is on its way out.

Lending 418

Lending Trends Innovation Retail 418

Perficient

JULY 11, 2022

Buy now, pay later (BNPL) is a type of point-of-sale installment loan that partners with retailers to allow consumers to pay for their purchases in multiple equal payments. which is a huge draw to using BNPL as a non-cash payment method. What Are Some Buy Now, Pay Later Companies? Which one is best for me?

Fintech 474

Fintech Trends Apple South Dakota 474

Payments Dive

MARCH 12, 2024

The buy now, pay later company seeks to be involved in more consumer spending opportunities, but finance chief Michael Linford all but ruled out auto lending.

Lending 170

Lending Company 170

Perficient

JANUARY 24, 2023

When a non-financial firm offers embedded banking, they offer a branded checking account to hold funds and make payments for the betterment of the company and its clients or workers. Prior to the embedded finance function, drivers would get paid weeks after in one lump-sum payment that combined multiple rides into one payment.

Branding 472

Branding Cards Strategy US 472

Chris Skinner

JUNE 6, 2019

I write a lot about FinTech payments, lending, roboadvice and such like. But there’s been a strong bubbling trend underneath all this that has not gone unnoticed. I’ve just not blogged about it enough.

Fintech 332

Fintech Lending Trends Payments 332

PYMNTS

DECEMBER 30, 2020

The B2B payments ecosystem experienced a sudden and dramatic acceleration of change upon the onset of the global pandemic, and its impacts reach far beyond the mere digitization of the B2B transaction. In Mastercard's case, that involves embracing a mix of interoperable payment rails via its Mastercard Track Business Payment Service.

Payments 297

Payments Innovation Cards Trends 297

PYMNTS

FEBRUARY 2, 2021

It has rapidly become clear to me that this is a meaningful, material, national, new vertical for money-in and money-out, which is what we do for payments,” Edwards said. Even so, she said there is a lot of room to grow the payments portion of the business. Next Steps.

Tennessee 262

Tennessee Payments social media Regulation 262

PYMNTS

SEPTEMBER 7, 2020

These results have led to tenants who missed rent payments and commercial landlords struggling to make mortgage payments. Last month, CRE investors, who say they have been patient with missed payments as COVID-19 emptied malls and office buildings, began to push back.

New York City 259

New York City Lending New York Florida 259

Payments Dive

FEBRUARY 20, 2024

The transaction would give a big boost to a bank well-known for its credit card component, yet lend regulatory gravitas and investment dollars to a struggling card network.

Capital 386

Capital Lending Cards 386

PYMNTS

JANUARY 24, 2021

British travelers age 55 and older buoyed by confidence in newly approved COVID-19 vaccinations are driving a powerful surge in trip bookings, the Financial Times reports. The paper cited positive data from a large swath of UK tour operators.

Operations 260

Operations Groups Lending National 260

Perficient

MAY 26, 2021

Hans Zandhuis, Head of Ally Lending, Ally. Bridgit Chayt, SVP Director Commercial Payments & Treasury Management, Fifth Third Bank. This year’s weeklong conference will include keynotes, panel discussions, and interactive roundtables with many industry heavy hitters, including: Scott Case, CIO, Truist.

Fintech 462

Fintech North Carolina Charlotte Conference 462

Perficient

MARCH 17, 2025

Our experts have identified the most impactful trends across banking , wealth and asset management , and payments. These platforms are reshaping how financial institutions manage payments, wealth, and client interactions. This blog brings together these insights, presenting the top financial services trends for 2025.

Trends 221

Trends Analytics Compliance Strategy 221

Payments Dive

JULY 18, 2024

The federal agency weighed in Thursday with a proposed rule to oversee the burgeoning earned wage access industry.

Lending 221

Lending Industry 221

Payments Dive

OCTOBER 13, 2023

The deal, which marks the latest step in Goldman’s retreat from the mass market, will result in a hit of 19 cents per share to the firm’s third-quarter earnings, to be announced Tuesday.

Lending 243

Lending Fintech Marketing 243

Payments Dive

MAY 23, 2024

This week, South Carolina became the fifth state to enact a law regulating earned wage access providers, but it doesn’t subject them to lending laws.

South Carolina 326

South Carolina Lending Regulation 326

BankUnderground

APRIL 3, 2025

On balance, the literature is critical of loan forbearance in the corporate sector because of its potential to contribute to zombification a situation where bank lending keeps unproductive firms alive, resulting in lower aggregate total factor productivity.

Lending 52

Lending Tools Management Policies 52

Payments Dive

AUGUST 12, 2024

Employers are responding quickly to the Consumer Financial Protection Bureau’s rule noting earned wage access services may constitute lending, says a Chime executive.

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Lending 320