South State Correspondent

MARCH 24, 2025

In this challenging environment, bankers have an unparalleled opportunity to step forward as trusted advisors, providing valuable guidance, innovative financial structures, and prudent risk management to support both their bank and commercial customers.

Risk Management 195

Risk Management Resources Management Marketing 195

Abrigo

FEBRUARY 7, 2023

How construction administration units mitigate construction lending risk Construction lending involves unique risks and requires specialized processes. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Takeaway 2 Construction lending risk is unique.

Lending 195

Lending Management Risk Management Software 195

South State Correspondent

JUNE 25, 2024

In this article, we provide a concrete example of how product management in lending might work. Product Management in Lending – The Strategy of a Loan-Level Hedging Program The goal of product management in lending strategy is to create value versus your competition in credit.

Lending 195

Lending Management Community Bank Community 195

Perficient

FEBRUARY 27, 2025

By embedding payment, lending, and insurance services into apps and websites, non-financial companies are able to offer financial products directly to their customers. For example, ride-sharing apps like Uber and Lyft offer in-app payment options, and e-commerce platforms provide financing options at checkout.

Banking Trends 221

Banking Trends Trends Digital Banking Customer Experience 221

PYMNTS

MARCH 20, 2020

FinTechs continue to push the envelope to see how far open banking frameworks can go in improving the SMB banking experience, and increasingly, SMB lending is shifting to the center of these collaborative efforts. In the U.K., For lenders, unlocking data also means strengthened fraud mitigation. ” The U.S.’s

Lending 233

Lending Data User Experience Fraud 233

Abrigo

JANUARY 3, 2023

Takeaway 2 Lenders must follow strict procedures to mitigate risk and keep the outstanding loan balance scaled to the collateral value. Construction lending from the ground up. Strischek included the following information, which can help lenders avoid risk before the project begins—by planning ahead at the closing table.

Lending 195

Lending Policies Survey Risk Management 195

Abrigo

DECEMBER 14, 2014

Many would point to imprudent lending standards as a leading cause of the financial crisis of 2008, and in turn, financial institution regulators have since bolstered lending standards and capital thresholds as a preventive measure against a similar crisis. Blog Bank Credit Union'

Guidelines 223

Guidelines Payments Lending Capital 223

Chris Skinner

APRIL 18, 2017

He gave me the classic view: “A bank is there to take people’s money and lend it out at a profit, whilst ensuring the risk of non-payment is minimised” No it isn’t, I said. The lending part is now no longer important, as that can be done through alternative media such as peer-to-peer lenders.

Risk Management 321

Risk Management Analytics Lending Software 321

PYMNTS

MARCH 12, 2020

But the latest initiatives reveal a growing interest in transforming internal processes, particularly among smaller banks looking to upgrade their core infrastructure and elevate small business lending operations. Equiniti Eyes APIs for Risk Management.

Lending 194

Lending Risk Management Fintech Community 194

Abrigo

OCTOBER 15, 2020

Key Takeaways SBA payments to lenders for forgiven Paycheck Protection Program (PPP) loans are starting to flow. PPP lenders getting payments. The payments to lenders for forgiven Paycheck Protection Program (PPP) loans are starting to flow. Streamline credit risk decisions and administration, learn more. SBA Lending.

Payments 221

Payments Lending Community Examples 221

Abrigo

SEPTEMBER 1, 2020

Now, many of the nearly 5,500 SBA-approved lenders that are participating in the PPP are weighing the option of leveraging that technology to continue to provide SBA lending after PPP. Leveraging tech for SBA lending after PPP. Or, they might wonder whether it’s too late to start 7(a) lending if they’ve never done it before the PPP.

Lending 195

Lending Risk Management Technology Survey 195

PYMNTS

JUNE 1, 2020

The new hires are part of an initiative to add five new chief risk officers (CRO), one each for the specific fields of Commercial Banking, Consumer & Small Business Banking, Corporate & Investment Banking, and Wealth & Investment Management businesses, a press release states.

Risk Management 130

Risk Management Management Strategy Operations 130

Abrigo

JULY 20, 2021

From leveraging PPP technology to building relationships, reasons for boosting SBA lending are numerous. . Takeaway 1 SBA lending can expand your product offerings to help win deals with prospects and existing business customers or members. Why SBA Lending? Would you like others articles like this in your inbox? 1 and Sept.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

SEPTEMBER 1, 2020

Now, many of the nearly 5,500 SBA-approved lenders that are participating in the PPP are weighing the option of leveraging that technology to continue to provide SBA lending after PPP. Leveraging tech for SBA lending after PPP. Or, they might wonder whether it’s too late to start 7(a) lending if they’ve never done it before the PPP.

Lending 195

Lending Training Technology Survey 195

Abrigo

JULY 24, 2020

The PPP Forgiveness Platform, which will be linked on SBA's website, will allow lenders to not only submit their decisions, but also monitor requests for forgiveness payments and monitor SBA inquiries or review notices. Credit Risk Management. Lending & Credit Risk. SBA Lending. Credit Risk Management.

Lending 195

Lending Risk Management System Management 195

South State Correspondent

FEBRUARY 27, 2022

The table below shows current fixed-rate pricing and P&I payment using a 25-year amortization schedule on a $1mm loan for 3 years out to 20 years. The borrower’s interest rate and the monthly P&I payments (in the highlighted column on the far right) show the small incremental cost of the current term structure. .

Lending 195

Lending Community Bank Community Meeting 195

Abrigo

MARCH 31, 2017

Commercial real estate lending continues to receive regulatory scrutiny and reminders for financial institutions to practice solid risk management. Eberley, director of the FDIC's Division of Risk Management Supervision wrote in the publication.

FDIC 186

FDIC Risk Management Analysis Lending 186

Abrigo

JUNE 18, 2020

In addition, borrowers will be required to submit much of the same supporting documentation for payroll-related expense payments and for non-payroll obligations and expenses connected to the forgiveness application as they would with the longer form. CRE Lending. Lending & Credit Risk. SBA Lending. CRE Lending.

Lending 293

Lending Strategy Risk Management Compliance 293

Abrigo

NOVEMBER 12, 2023

Support credit risk management Understanding loan covenants, when financial institutions should use them, and how to monitor them supports strong lending portfolios and credit risk management best practices. Covenants are warranted in commodity financing and floor-plan lending deals, Kirby added.

Risk Management 221

Risk Management Lending Policies Management 221

PYMNTS

SEPTEMBER 4, 2019

The Hong Kong Monetary Authority has, as finews.asia reported this past week, amended its credit risk management guidelines in a way that seeks to boost the embrace of analytics when lending to smaller firms. The solution ensures compliance with the second payment services directive (PSD2).

Lending 134

Lending Fintech Guidelines Meeting 134

PYMNTS

DECEMBER 21, 2020

Like many venture capital companies in the payments space, Serent Capital has had a busy year. The first was the investment in early December of procure-to-pay healthcare payments company Procurement Partners. One of the best things about B2B payments is it can work across verticals. That was followed on Dec.

Capital 199

Capital Payments Software Fintech 199

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. You might also like this video, "A look at credit risk in a rising-rate environment." CRE loan accommodations.

Management 195

Management Risk Management Policies Lending 195

PYMNTS

JULY 6, 2017

Online and alternative lending is satiating consumers’ need for speed when it comes to accessing finance. The emergence of push payments and instant funding perfectly addresses this need for lenders. Push payments use the same mechanism as pull payments — only in reverse, moving funds from a business to a consumer.

Lending 101

Lending Online Risk Management Payments 101

Abrigo

OCTOBER 5, 2017

Ancin Cooley, CIA, CISA, of Synergy Bank and Credit Union Consulting , recently presented at the 2017 Sageworks Risk Management Summit on the Perspectives of Lending Dysfunction: Loan Officers, Credit Analysts and Loan Reviewers.

Lending 150

Lending Policies Examples Risk Management 150

Abrigo

MARCH 3, 2021

Strong credit analysis is critical to ensuring safe and sound lending practices, so it’s critical that all credit analysts have a firm grasp on credit analysis best practices, from understanding and assigning credit risk to analyzing and making credit decisions. What will happen if the borrower doesn’t receive additional payments?

Analysis 195

Analysis Risk Management Lending Training 195

Abrigo

DECEMBER 17, 2019

Carding shops offer bulk sales on compromised payment card data. Carding shops are underground marketplaces that traffic in compromised payment card data. These marketplaces facilitate the movement of compromised payment card data from hackers to fraudsters, often across faraway geographies. Lending & Credit Risk.

Fraud 307

Fraud Tools social media Cards 307

PYMNTS

FEBRUARY 29, 2016

Moody’s is moving a bit closer to the world of small business lending. For Moody’s, the acquisition means it can offer its clients a broader, more robust tool in the field of credit risk management, strengthening its position, particularly for small business lenders. 25) that it reached a deal to acquire a share of Finagraph.

Lending 100

Lending Risk Management Analytics Analysis 100

Abrigo

SEPTEMBER 28, 2022

Construction loan administration is now a vital part of the construction lending process. Whether an institution's construction lending portfolio is big or small, managing the risk of your portfolio is critical to success. Stay up to date on credit risk. Construction Lending. Lending & Credit Risk.

Lending 195

Lending Software Customer Experience Management 195

PYMNTS

JUNE 23, 2017

LexisNexis Risk Solution, a data and analytics company that helps loaners assess the risk of small business lending to borrowers, is teaming up with Cortera to add its trade credit analytics capabilities into the mix.

Data 136

Data Payments Analytics Comparison 136

Abrigo

FEBRUARY 16, 2024

Credit administration staff are responsible for managing the entire credit process, including the approval of credit to borrowers, assessment of the creditworthiness of potential customers, and credit review of existing borrowers. It's about ensuring that every aspect of your lending operation is optimized for efficiency and effectiveness.

Training 195

Training Risk Management Analysis Policies 195

Abrigo

SEPTEMBER 29, 2022

What is construction loan management software? Increased efficiency and better process management. Construction loan administration is now a vital part of the construction lending process. Whether an institution's construction lending portfolio is big or small, managing the risk of your portfolio is critical to success.

Software 195

Software Management Lending Tools 195

PYMNTS

JULY 28, 2019

Jack Ma ’s MYbank is aiming to change the way China lends to small businesses. The 4-year-old bank uses real-time payments data and a risk-management system that analyzes more than 3,000 variables to allow borrowers to apply for a loan on a smartphone and receive cash almost instantly if approved.

Digital Banking 198

Digital Banking Lending Risk Management Mobile 198

PYMNTS

JULY 22, 2016

It feels like 2014 again with the ongoing popularity of alternative lending startups. Earlier this week, reports emerged that some alternative lending and industry professionals are beginning to heighten their anxieties about incoming regulation, particularly as some ponder whether the U.S. Alternative Lending. MarketInvoice.

Lending 100

Lending Regulation Big Data Management 100

PYMNTS

MAY 22, 2020

While alternative and digital lending FinTechs can be a more agile option for borrowers, the way these FinTechs manage their own loan portfolios can become a particularly burdensome process that Diehl said threatens to take these companies’ focus away from their goal of enhancing borrower experiences, and toward back-office logistics.

Fintech 261

Fintech Lending Tools Risk Management 261

PYMNTS

OCTOBER 5, 2020

Nexi , the Italian digital payment company, agreed Sunday (Oct. billion) in a stock deal to create one of Europe’s biggest payment providers, The Wall Street Journal (WSJ) reported. Earlier this year, Wordline SA , the French payment company, paid 7.8 4) to buy its FinTech competitor, SIA , for about 4.6 billion euros ($5.4

Company 151

Company San Francisco Payments Fintech 151

PYMNTS

MAY 21, 2020

This week’s look at these partnerships and data integration efforts finds a focus on small business lending and compliance, while some newly forged partnerships are also looking to help banks strengthen their own FinTech collaboration agreements. Treasury Prime Funded For API Tech. Aegean Baltic Bank Taps Wolters Kluwer Tech.

Fintech 173

Fintech Compliance Risk Management Lending 173

Abrigo

OCTOBER 18, 2022

The basic functionality of construction loan management software For most financial institutions, a construction draw request consists of several sets of documents including budgets, receipts, and lien releases submitted by the contractor or developer to the lending institution. Stay up to date on credit risk. CRE Lending.

Software 195

Software How To Lending Management 195