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It was supposed to be a strong year for lending across the board, after a stumpy 2017, which saw numbers in both consumer and commercial lending tending toward a slump. Citizens Bank , a regional player based in RhodeIsland, for example, was looking for growth in its newest underwriting area — student loan refinancing.
The RhodeIsland-based bank is bolstering its cash position in the face of worries about office loans, stricter capital requirements for regional lenders and the possibility of economic shock from overseas conflicts.
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