Independent Banker

APRIL 30, 2022

3-yr average pre-tax ROA. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. pre-tax ROA: 2.68%. 3-yr average pre-tax ROA. Less than $300 million.

Community Bank 172

Community Bank Community Montana Taxes 172

PYMNTS

MARCH 2, 2018

Alternative Lending. alternative small business lending firm, that secured $900 million in 2017, while other alternative finance players, like LendingPoint and SoFi , landed significant investment rounds. There’s another trend identified by Accenture, however, that is even more acutely represented in the B2B VC breakdown. ZenBusiness.

Fintech 118

Fintech Capital blockchain Lending 118

Independent Banker

JULY 30, 2015

In Texas, data security, debit card surcharges and compensation for records searches become legislative issues. Two years ago, the Texas Legislature passed a prohibition on debit card surcharges. Property tax lenders. Several bills were introduced this session to continue to address issues related to property tax lenders.

Data 70

Data Texas Community Bank Taxes 70

Independent Banker

FEBRUARY 25, 2015

billion-asset community bank based in Happy, Texas. Texas and Oklahoma banks “got killed in the mid-1980s,” he says. He points out that these most recent boom times in Texas have brought in “a lot of cash” to the energy industry. Today, Happy State Bank lends more conservatively as oil prices move higher. “I

North Dakota 70

North Dakota Texas Louisiana Community Bank 70

Abrigo

DECEMBER 20, 2021

Whether that is the case or not, the reprieve is now over. On December 16, 2021, FinCEN announced an $8 million civil money penalty against CommunityBank of Texas (CBOT) for willful Bank Secrecy Act (BSA) violations and failing to maintain an effective anti-money laundering (AML) program. CommunityBank of Texas' citations.

Resources 195

Resources Texas Analysis System 195

Independent Banker

FEBRUARY 24, 2016

Mikella Newsom (middle) successfully manages a $325 million institutional investment portfolio for City Bank in Lubbock, Texas. For example, Newsom says that City Bank has done well with buying Texas municipal bonds, which perform well and offer solid protection because most are backed by the State of Texas Permanent School Fund.

Community Bank 70

Community Bank Community Texas Management 70

American Banker

AUGUST 8, 2016

Community banks are often burdened with manual data entry for processing commercial loans. Union State Bank has turned to digitization software to make it easier. It may sound modest in the age of APIs, but it made a quantifiable difference.

Texas 28

Texas Taxes Community Bank Community 28

Jeff For Banks

SEPTEMBER 13, 2015

Since his joining the Board, the bank has stabilized, returned to profitability, recaptured it's deferred tax asset, and NPAs/Assets have declined to less than 3%. The Wide Receiver/Chief Lending Officer Criteria: I searched for banks with the best yield on loans coupled with excellent asset quality as represented by NPAs/Assets.

Community Bank 60

Community Bank Lending Community Security 60

MyBankTracker

SEPTEMBER 10, 2020

REITs offer the tax benefits of owning property without having to play landlord. including California and Texas. Are Tax-Loss Harvesting and Automatic Rebalancing Included? Tax loss harvesting lets you “harvest” losses by selling investments that are declining. Some own storage buildings or warehouses.

Taxes 52

Taxes Online Management Examples 52

William Mills

DECEMBER 12, 2017

Customer experience, automation, machine learning, artificial intelligence (AI), ease of use, flexibility – all of these were part of the discussions at this year’s SourceMedia’s Small Business Banking Conference in Austin, Texas. Think Quicken Loans® on steroids but for small business lending. www.miradortech.com. www.rcgiltner.com.

Conference 40

Conference Innovation Customer Experience Lending 40

MyBankTracker

MAY 22, 2020

APRs are lower than predatory lending options. While the loans are very expensive, they offer a middle ground between traditional loans and potentially predatory payday lending. Unlike Oportun, traditional lenders usually look at your credit score when making a lending decision. Designed for borrowers with no credit.

Idaho 52

Idaho Lending Alabama Nevada 52

MyBankTracker

MAY 28, 2020

APRs are lower than predatory lending options. Possible Finance provides its loans to people with poor or no credit, which means it takes on more lending risk than a traditional lender that looks for customers with strong credit history. Are Personal Loans Taxable or Tax-Deductible? Designed for borrowers with bad credit.

Texas 52

Texas Meeting Idaho Payments 52

Fintech Labs Insights

APRIL 1, 2016

features a new dashboard; software and API integrations with Coinbase, Venmo, and Lending Club. Texas Dow Employees CU, Thrivent FCU, and Neighbors FCU go live with core processing platform from Fiserv. Markit unveils new Common Reporting Standard (CRS) solution for tax residency identification and due diligence. Wealthfront 3.0

Texas 12

Texas Taxes Lending Software 12

Fintech Labs Insights

SEPTEMBER 1, 2016

Lending marketplace for small businesses. HQ: Austin, Texas. Self-employment tax payments. Tags: SMB, payments, tax prep, accounting. Total raised: $44.7 HQ: New York City. Source: FT Partners. Funding Societies. Latest round: $7.5 million Series A. Total raised: $7.5 HQ: Singapore. Source: Crunchbase. QuickGifts.

New York City 18

New York City Company Fintech Comparison 18

Fintech Labs Insights

OCTOBER 19, 2015

HQ: Austin, Texas. Tags: Enterprise, underwriting, credit, lending, analytics, API, Life.SREDA (investor). Source: TechCrunch. Alt-lender to small businesses. HQ: Atlanta, Georgia. Latest round: $135 million at $1 billion valuation. Total raised: $600 million. Source: Finovate. Secure messaging for financial services. million Seed.

New York City 12

New York City Company Fintech New York 12

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Rex Johnson, Baxter Credit Union founder and former CEO – Rex was a legend in the credit union industry who will always be remembered as the “Yoda” of lending.

Fintech 136

Fintech Strategy Leadership Lending 136

Independent Banker

JULY 8, 2015

The case in question— Texas Department of Housing and Community Affairs v. In the case, which involved allocation of affordable housing tax credits, the court found that the history of the act in Congress and the courts supported the disparate-impact interpretation. Despite this, the court ruled that disparate-impact claims are valid.

Washington 70

Washington Policies Community Community Bank 70

Gonzobanker

DECEMBER 19, 2017

The Real “Lending” Stock Award – Goes to longtime player LendingTree. Oh, by the way, that Fintech darling of two years ago Lending Club? The Lending Mo’ Repeat Award – Goes to both nCino in commercial and Encompass in mortgage for maintaining strong market momentum in 2017. Executioner’s Tax (Swing of the Ax) – Power Trip.

Conference 87

Conference Industry Community Bank Community 87

William Mills

SEPTEMBER 7, 2016

Built a workflow for the bank so the bank can approve payment and see all compliance and tax information. Another Texas-based payment tech company. Besides Georgia, Texas seems to be a hot area for FinTech companies. Swych’s headquarters are in Plano, Texas with offices in San Francisco, CA. Sabella and Deepak Jain.

Mobile 40

Mobile Cards Fraud Data 40

Fintech Labs Insights

AUGUST 1, 2016

Alt-lending to small businesses. Marketplace lending analytics. Tags: SMB, lending, credit, underwriting, payments, point-of-sale, mobile, trade finance. Total raised: $42 million. HQ: Ahmedabad, India. Source: Crunchbase. West Creek Financial. Consumer purchase financing. Latest round: $28.5 million ($3.5 Total raised: $28.5

Company 12

Company Fintech New York City Lending 12

Fintech Labs Insights

MARCH 22, 2016

million for its P2P lending platform for small businesses. Alt-lender focused on lending against existing automobile titles. P2P real estate lending marketplace. Peer-to-peer lending marketplace. Tags: SMB, lending, P2P, peer-to-peer, underwriting, credit, investing, Finovate alum. SmartAsset raised $3.8

Company 12

Company Fintech New York City Lending 12

Gonzobanker

DECEMBER 20, 2018

This award goes to Ally Bank ’s mind-numbingly fast growth in its auto lending unit. According to BankRegData, Ally has grown its auto lending portfolio by 68% since 4Q15. Ally accounted for over half of the entire bank auto lending industry’s growth over the same period. Pedal to the Metal Award. More impressive than that?

Fintech 100

Fintech Conference Innovation Community 100