PYMNTS

MAY 20, 2020

Most businesses have been hit hard by the global pandemic, but perhaps no segment has been more crippled or left with a future more uncertain than the Main Street local establishments that rely on daily sales for traffic. Also looking to give Main Street merchants an easier way to set up digital shop online is OfferUp.

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Maine Fintech Retail Online 177

PYMNTS

SEPTEMBER 7, 2020

“These improvements in the labor market reflect the continued resumption of economic activity that had been curtailed due to the COVID-19 pandemic and efforts to contain it,” the BLS said in its report. The state of Main Street right now? Recent PYMNTS coverage indicates that a recovery could not come soon enough.

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Maine Survey Data United States 161

PYMNTS

MAY 1, 2020

Will small- to mid-sized businesses (SMBs) follow consumers’ lead and digitize their operations to meet their new demands? These are just a few of the questions we sought to answer in Main Street On Lockdown: Reinventing The Road To Recovery edition. Our research shows that 66.4

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Maine Data United States Meeting 161

South State Correspondent

MAY 22, 2024

Compared to 2019, lower office attendance is one of the main drivers of lower space requirements by small businesses and corporations, a fact that has dramatically curtailed office lending. Because of strong corporate earnings and substantial employment, the office market is getting a reprieve from a full-fledged downturn.

Lending 195

Lending Marketing Philadelphia San Francisco 195

Abrigo

OCTOBER 21, 2020

Key Takeaways Trepp's head of Commercial Real Estate Finance outlined the current CRE market and looked at the future of CRE during Abrigo's recent ThinkBIG conference. This post by Hayley Collier , Trepp's Marketing Communication Specialist, was originally published on Trepp's blog and can be found here. The pandemic's impact on CRE.

Marketing 312

Marketing Lending Risk Management Retail 312

Bank Innovation

AUGUST 24, 2018

billion in assets and operates mainly in Asia, Africa, and the Middle East, announced in June that it would begin work on developing a disruptive new business model for the Hong […]. Standard Chartered, headquartered in London, is expanding its global digital footprint from Hong Kong to the west coast of Africa.

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Maine Marketing Operations Online 253

BankUnderground

JULY 10, 2024

Miruna-Daniela Ivan, Joshua Lillis, Eduardo Maqui and Carlos Cañon Salazar Funding markets are crucial for healthy and active financial institutions, and consequently for everyone in the economy. Repo markets support price discovery and improve liquidity in a variety of markets, but they can also pose risks to financial stability.

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Marketing Security Lending Data 126

CFPB Monitor

AUGUST 5, 2021

Maine has amended its Consumer Credit Code to target loans made using a bank partnership model. The amendments include an anti-evasion provision under which a purported agent or service provider is deemed a “lender” subject to Title 9-A, Article 2 of Maine Revised Statutes.

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Maine Illinois Operations Payments 78

PYMNTS

JUNE 27, 2018

Pepper, a robot developed by SoftBank and robotics firm Aldebaran, is entering the retail banking market with the robot’s debut at HSBC ’s main bank branch in New York City. to have a robot in retail banking operations. HSBC said it’s the first bank in the U.S.

Maine 122

Maine New York City Trends New York 122

South State Correspondent

JANUARY 17, 2024

Not All Bank Products Are the Same One of the main findings of the study is that the liability side drives most of the cross-sectional variation of bank value. The takeaway is that banks interested in increasing their market-to-book ratio should consider allocating more resources and capital to deposit products and deposit marketing.

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Study Maine Analytics Capital 195

Insights on Business

NOVEMBER 29, 2018

Operational innovation is vital in a highly competitive financial services sector, with a new community of digital banks and other firms vying for market share. Drivers for Operational Innovation. These terms look good on paper, but what do they mean in practice for operational innovation?

Operations 138

Operations Innovation Management Risk Management 138

PYMNTS

DECEMBER 3, 2019

The CEO of Bolt, an Estonian-based ride-hailing company, said his company is beginning to see profitability in most of the markets in which it operates, according to a report by CNBC. Markus Villig told the news organization that the company is close to breaking even in about 66 percent of markets. Uber has about 3.5

Marketing 130

Marketing Maine Operations Company 130

Perficient

SEPTEMBER 8, 2021

Personalization must be genuine – inauthentic marketing attempts are met with scrutiny and amplified on social media with risk to brand reputation and customer loyalty. True personalization requires three main elements: Know Me – data that is enabled AI and ML continuously updates to provide analytics relevant to the customer.

social media 477

social media Analytics Maine Study 477

BankUnderground

NOVEMBER 24, 2022

In less than two decades, the system of market-based finance (MBF) – which involves mainly non-bank financial institutions (NBFIs) providing credit to the economy through bonds rather than loans – has both mitigated and amplified the economic effects of financial crises. 1: Money market funds. Background. 3: Margin calls.

Marketing 128

Marketing Policies US Regulation 128

PYMNTS

APRIL 1, 2020

Restaurants are tough businesses to operate, even in the best of times — 60 percent fail within their first year, and 80 percent within their first five. Yi said the impact of COVID-19 caught Zoku Sushi “completely flat-footed” by the nearly overnight shutdown that came to its base of operations in Midtown Manhattan.

Operations 171

Operations New Jersey Connecticut Course 171

PYMNTS

MARCH 22, 2017

And, behind the scenes, the brewery’s story is that of an exacting journey of finding Main Street success. Two months later, Lamplighter was fully operational. According to the Brewers Association, there were around 4,100 breweries operating in the U.S. Growing Thirst for Suds. as of December 2015. Denver, Colo., Portland, Ore.

Maine 100

Maine Portland Massachusetts Denver 100

PYMNTS

APRIL 24, 2019

Regulators want to have a greater stake in the way sharing platforms operate. As data security and transparency become greater concerns across a number of markets, some services are already working to confront the challenges. For more on this and other developments, take a look at the Playbook’s News and Trends section.

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Marketing Regulation Case Study Security 179

South State Correspondent

OCTOBER 14, 2024

There are a few nuances worth discussing for the graph above: One of the main effects of changing the timing of cash flows for customers is to create liquidity. Most importantly, liquidity is an item that is most valuable when it is not available in the market. It is poor practice for borrowers to let term debt become current.

Analysis 195

Analysis Operations Examples Community Bank 195

PYMNTS

JUNE 13, 2019

The new anti-money laundering (AML) and combatting the financing of terrorism (CFT) regulations outline the duties of the country’s banking watchdog, the Financial and Capital Market Commission, so it can fight money laundering and terrorism financing in the financial sector. In 2017, two Latvian banks were fined more than 2.8

Regulation 120

Regulation Maine Capital National 120

PYMNTS

FEBRUARY 27, 2019

JPMorgan Chase , aiming to get a bigger piece of the point of sale financing market, announced Wednesday (Feb. Earlier in February, JPMorgan became the first bank to create its own cryptocurrency aimed at settling transactions with clients of its wholesale payments operation.

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Marketing cryptocurrency blockchain Meeting 145

PYMNTS

JANUARY 26, 2021

In other news, European FinTech SIA is partnering with WizKey to create a platform to allow credit negotiations on blockchain for banks, financial operators and funds, according to a press release.

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blockchain Guidelines cryptocurrency Marketing 244

PYMNTS

JANUARY 25, 2019

PSD2 is already having a strong impact on the travel market, with merchants ranging from airlines and hotels to travel aggregators working with third-party services, deploying new authentication standards while still adapting to changing customer preferences. Visit our News and Trends section for more information on the impact of PSD2.

Operations 195

Operations Regulation Data Trends 195

PYMNTS

MARCH 30, 2020

“The main problem will be, as ever in construction, whether this goes through the supply chain to the subcontractors, and the subcontractors of those subcontractors,” he said. “These are the firms that are most vulnerable at the moment and the ones most reliant on cash flow.” million businesses in the U.K.

Payments 223

Payments Marketing Retail Report 223

PYMNTS

SEPTEMBER 21, 2016

market, which currently stands at number one. Despite intense competition from local ride-hailing apps in India, Uber is seeing a 40 percent month-on-month growth in its Indian market, which spans across more than 100 cities and towns. In fact, India is on pace to overtake Uber’s U.S. Government acceptance is also an issue.

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Maine Customer Experience Regional National 100

South State Correspondent

SEPTEMBER 19, 2024

There is a myriad of manual processes that take place everyday in banking driving up unit economics and causing the average bank to operate with a 77+% efficiency ratio. To be competitive in the future, banks need to be operating at an efficiency ratio of below 40%. return on asset figure.

Examples 195

Examples Lending Operations Management 195

PYMNTS

OCTOBER 17, 2019

In today’s payments news, China has allowed PayPal to operate in the country with its purchase of a majority stake in GoPay. China has allowed PayPal to operate in the country with its purchase of a majority stake in GoPay. Also, Mastercard has outlined its intentions with blockchain following its high-profile Libra Association exit.

Operations 100

Operations blockchain Payments Apple 100

Abrigo

AUGUST 13, 2024

As a result, you must wade through a bunch of podcasts on financial markets or general business news to find podcasts focused on the banking industry itself. or those primarily focused on the domestic banking market. Main Street Banking: A Podcast for Community Bankers 8. banks and credit unions can be difficult.

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Fraud Community Community Bank Lending 221

Perficient

MAY 15, 2023

market trend data, economic data, etc.) Want to learn more about financial services industry-specific considerations for improving operational efficiency through data optimization? to more accurately perform “bigger picture” predictive analysis. Risk & Fraud Prevention.

Data 275

Data Conference New York City New York 275

Celent Banking

JANUARY 22, 2015

In this same line, Banco Galicia in Argentina has a very interesting offering – Galicia MOVE – aimed to college students based on a totally digital proposition, underpinned by the use of digital channels and a targeted marketing strategy. Galicia MOVE includes a savings account, a debit card and a credit card. Change or die.

Maine 100

Maine Lending Regulation Risk Management 100

South State Correspondent

APRIL 9, 2024

Changes in Market Expectations: Markets can move rapidly and market participants do not always clearly appreciate the impact of forward projections. For example, at the start of 2024 the market expected six interest rate cuts, while at the time of writing this article the market expects only 2.6

How To 195

How To Community Community Bank Marketing 195

PYMNTS

JUNE 24, 2019

Employers and freelancers are often located in different markets and operating using their own local currencies, meaning that both parties must be confident that they will connect with the correct parties and have smooth payment experiences. Fiverr provides this by studying and understanding local markets’ preferences.

Marketing 100

Marketing Community United States Payments 100

PYMNTS

FEBRUARY 13, 2019

But it covers the main challenge faced in the illegal drug trade: getting product into a specific location and getting their earnings out in a way that does not trigger anti-money laundering defenses. That story , repeated in at least two books about Escobar, may or may not be exaggerated. Cash Endurance.

Cards 147

Cards Operations New York City Regional 147

PYMNTS

DECEMBER 18, 2020

Meanwhile, eCommerce firm StockX landed funding that it plans to use to grow its product category and get into new markets. In the digital shift, consumers are using several channels to purchase their groceries , while many Main Street businesses are harnessing multiple channels to fuel sales. All this, Today in Data.

Maine 168

Maine Data Trends Online 168

PYMNTS

DECEMBER 28, 2018

Reuters noted that the case was rare, given it marked one of the first times a taxi company sued a ride-hailing company on the basis that its entry into the market resulted in it losing profits. Aside from SoftBank, Microsoft, Toyota and Didi Chuxing serve as the company’s main backers. That would be on top of the $2.7

Operations 116

Operations Maine Report Regulation 116

Perficient

MARCH 12, 2021

The customer is your business’ number one priority because they are your main source of revenue and drive you to the next step in your success. Your Go-To-Market Strategy is the North Star. How a business decides to go to market digitally will impact everything else regarding the business and its future.

Marketing Strategies 531

Marketing Strategies Strategy Marketing Resources 531

PYMNTS

FEBRUARY 17, 2020

In the February Intelligence of Things Tracker , PYMNTS examines how connecting devices can promote efficiency, optimized operations and streamlined organizational structures — but doing so can also create favorable data breach conditions for fraudsters. It is projected that the global IoT smart cities market will reach $219.6

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blockchain Maine Security Data 249

PYMNTS

OCTOBER 8, 2018

One might assume Americans’ main source of junk food is served up at a drive through window, but the grocery store is a more likely destination for the average shopper to try to scratch their junk food itch, according to Medical Daily.

Marketing 128

Marketing Branding Retail US 128