Abrigo

APRIL 8, 2025

An effective risk rating framework is probably the single most important tool a bank can use when it comes to managing credit risk. In its annual loan review survey , Abrigo asks financial institutions about 1D vs. 2D modeling. Nothing had changed physically; the market just evaporated. Is a 2D risk rating model still worth it?

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Dallas Survey Data Trends 195

South State Correspondent

SEPTEMBER 20, 2023

The treasury or cash management customer is usually a bank’s most profitable customer on a risk-adjusted basis ( HERE ). In this article, we discuss cash management profitability and rank the most profitable industries for banks to go after. Cash flow stability is also a factor in cash management profitability.

Management 195

Management Survey Industry Community Bank 195

PYMNTS

SEPTEMBER 28, 2020

Not every product launches smoothly (RIP Fire Phone ), not every new endeavor delivers (Amazon’s flirtations with offering a travel platform ended abruptly) and not every new market immediately yields. There were some structural issues that we had to face,” Mariengela Marseglia , Amazon’s country manager for Italy, told The Times.

Marketing 237

Marketing Survey Online New York 237

Perficient

JULY 30, 2020

Louis Post-Dispatch survey.” ” Jason Hudnall , general manager. Louis office including Marketing, Finance, Legal, HR, IT, Digital, and the St. Louis office including Marketing, Finance, Legal, HR, IT, Digital, and the St. The Significance of Being Named a Top Workplace in 2020. Perficient, based in St.

St. Louis 530

St. Louis Missouri Minnesota social media 530

South State Correspondent

NOVEMBER 14, 2024

A Federal Reserve survey from last year found that 86% of businesses and 74% of consumers want faster or instant payments. But those are surveys. Two: Customers Have More Than One Account and Will Use Instant Payments To Transfer Funds A 2019 survey by the Mercator Advisory Group showed that the American depositor has an average of 5.3

Payments 195

Payments Study Survey Data 195

Perficient

AUGUST 18, 2022

In fact, in a survey conducted by MagnifyMoney , 42% of respondents (notably, 48% of women and 35% of men surveyed) indicated they believe financial advisors are “only for wealthy people,” and 25% of respondents indicated they don’t see the need for a financial advisor for those younger than middle-aged.

Millennials 473

Millennials Management Tools Strategy 473

South State Correspondent

FEBRUARY 22, 2023

With loans, it’s hard to discern expert-level skills unless you know the market and the credit. Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries. Deposits, however, are pure.

Management 195

Management Marketing Branding Strategy 195

Bank Innovation

DECEMBER 28, 2017

These posts are representative of our blog’s mission to be the go-to resource for marketing information and best practices for both clients and prospects. 7 B2B Marketing Trends to Watch in 2018. As we approach the end of 2017, it’s time to take a look at key B2B marketing trends that will emerge in the year ahead. Unsubscribe.

Marketing 268

Marketing Leadership Trends Branding 268

PYMNTS

MARCH 10, 2020

There are bad days on the market — and in the wake of COVID-19, the disease caused by the coronavirus , which has spent the last month gaining more and more global ground, there have been more than a few of those of late. The market has had a crisis of confidence,” Willie Delwiche, investment strategist at Baird told the Associated Press.

Marketing 236

Marketing Fintech Bitcoin Apple 236

Abrigo

NOVEMBER 13, 2024

Despite borrowing more and tapping credit lines, they're managing leverage and meeting debt obligations, according to Abrigo's proprietary data. They’re borrowing more, but they’re also managing their leverage and meeting debt obligations —even as they feel the pressure of high rates. Business credit line utilization is up.

Lending 221

Lending Meeting Data Risk Management 221

PYMNTS

JULY 1, 2020

But one thing is clear: Americans would be willing to dispense with their local bank and make Amazon , Apple or Google their primary payment account provider if those 21 st -century accounts allowed them to more easily manage and spend their money. A PYMNTS survey of 3,000 U.S. This prospect represents risks and opportunities for FIs.

Survey 183

Survey Cards Millennials ATM 183

South State Correspondent

SEPTEMBER 12, 2024

In this article, we look at a counterintuitive strategy when managing CDs to increase deposit performance. Simplify When Managing CDs A couple weeks ago, we discussed how best to leverage odd-month CDs and how best to use “specials” effectively ( HERE ). Their deposit performance is in the top 10% of all banks.

Management 195

Management Community Examples Marketing 195

PYMNTS

SEPTEMBER 29, 2020

The pain points that accounts receivable (AR) teams most commonly experience can be boiled down to three underlying and related problems: continued reliance on manual AR management practices, and the resulting lack of speed and high operating costs associated with managing receivables.

Data 303

Data Innovation Survey Management 303

Perficient

SEPTEMBER 29, 2020

In August, we surveyed 154 marketing executives to find out what they think is likely to happen this holiday season and how they’re preparing for it. I’m the Principal for the Digital Marketing Solutions Business Unit here at Perficient. Missed the webinar? Transcript: Eric: Hello, everybody, this is Eric Enge here.

Marketing 294

Marketing Branding Data Industry 294

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. Takeaway 2 Meanwhile, banks and credit unions will likely see a beefed-up regulatory emphasis on credit risk management practices, especially tied to CRE. .

Management 195

Management Risk Management Policies Lending 195

Perficient

NOVEMBER 1, 2020

Difficult to beat time-to-market length. Top apps created using Flutter: . Google Ads, Alibaba’s Xianyu. Many successful, prominent market players using React Native. Holiday Season Survey Featured Image. 2020 Holiday Season: How Marketers Can Prepare and Adapt – Webinar Transcript. React Native.

Google 416

Google Survey User Experience Mobile 416

Perficient

AUGUST 28, 2020

Dominated by the Apple Watch and Fitbit, the wearables market is estimated by Gartner to reach $52 billion this year – an impressive 27% increase from 2019. The trajectory of wearables’ adoption had already gained momentum due to new users joining the market. IoT in healthcare just gained new wings.

St. Louis 340

St. Louis Missouri Analytics Apple 340

PYMNTS

NOVEMBER 19, 2020

This shift has prompted many eateries to rely on emerging tools like artificial intelligence (AI) to better manage various aspects of their operations as consumers transact remotely. I’m very excited about what AI can do for restaurants, and we are looking at how it fits with Boston Market right now,” he said. “I

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Boston Fraud Meeting Mobile 200

Abrigo

NOVEMBER 25, 2019

Key Takeaways A dynamic asset/liability management (ALM) process can inform sound decision-making in both strategy and risk – but not many FIs approach ALM this way. Many financial institutions view asset/liability management (ALM) strictly as a regulatory requirement. Both have their pros and cons.

Management 195

Management Resources Tools Strategy 195

PYMNTS

MAY 27, 2020

A new category is starting to grow around this area of online reputation management, with Lexus one of the latest brand names to embrace it. The company announced yesterday (May 26) that it will partner with Widewail, an automotive reputation management and social media engagement solution.

Online 151

Online Management social media Branding 151

Perficient

JUNE 17, 2020

For retailers who did not already have a curbside pickup solution in place, there have been a number of challenges: Integrating the process with existing order management systems. The Market. Even before the pandemic, the curbside pickup or “click and collect” market was growing significantly.

Retail 322

Retail Strategy System Management 322

PYMNTS

NOVEMBER 23, 2020

For purposes of this analogy, the “basement” into which bad mice are creeping is most likely your legacy payroll/expense management software and its possibly compromised connections. While technological advancements have revolutionized many aspects of operations, payroll and expense management are not [among] them.

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System Management Tools Cards 165

Abrigo

MARCH 3, 2022

CFIs are poised to regain the small business lending market Community Financial Institutions can leverage technology to improve customer experience and regain the small business lending market. Today, CFIs are uniquely positioned to regain the market. Changing Lending Environment. Small businesses are turning to small lenders.

Lending 195

Lending Community Marketing Community Bank 195

Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. Indeed, regulators and management alike focused on these risks more and more in 2023 following the failure of Silicon Valley Bank and repeated rate hikes.

Resources 221

Resources Risk Management eBook Strategy 221

PYMNTS

SEPTEMBER 13, 2020

Lloyds will now integrate its asset finance application programming interface (API) into the FinTech software company's asset finance customer relationship management (CRM) platform, which will give brokers using the CRM the option to submit finance proposals directly to the bank with a new level of speed, the report stated.

Analysis 294

Analysis Survey US Report 294

BankUnderground

APRIL 3, 2025

Interventions in corporate credit markets have featured prominently in the policy response to crisis episodes over the last two decades. First, we develop a search and matching model of the credit market where banks have incentives to forbear. Loan forbearance features prominently among those interventions by lenders and/or regulators.

Lending 52

Lending Tools Management Policies 52

Perficient

SEPTEMBER 9, 2020

People have been talking about content marketing for years. The effects of good content marketing can be long-lasting, offering ongoing engagement while other tactics capitalize on shorter-term opportunities. Create a Content Roadmap and Management Systems. Content marketing is a marathon, not a sprint.

Google 429

Google social media Branding Marketing 429

Abrigo

DECEMBER 26, 2024

"With so many BSA/AML enforcement actions, it is clear that the regulatory environment is tightening up its expectations and is actively pursuing action when needed," said Abrigo Senior Risk Management Consultant Elissa Brewer. AI will be an ongoing hot topic, said Abrigo Senior Risk Management Consultant Kevin Gulledge.

Fraud 195

Fraud Compliance South Dakota Resources 195

PYMNTS

MAY 1, 2020

In an interview with PYMNTS, Alex Gellman, CEO of Vertical Bridge , which owns and manages communications infrastructure across the U.S. As he told PYMNTS: “There’s a lot more marketing of 5G than there really is 5G.”. including wireless and broadcast towers, said COVID-19 is likely to spur the evolution of 5G over the longer term.

Marketing 182

Marketing Mobile Data Examples 182

South State Correspondent

MARCH 4, 2025

products (treasury management, commercial loans, etc.), This might involve going hands-on with a piece of technology, conducting a customer survey, using a test market, or gathering other opinions within and external to the bank. The data is analyzed on the test market, and a path is decided on. or geography.

Examples 221

Examples Capital Data Case Study 221

PYMNTS

DECEMBER 11, 2020

They’ve taken a radically different approach to money management and created an AI financial advisor with a personality that proactively delivers personalized insights that help customers spend less and save more.”. “As market, and make additional management hires in the San Francisco Bay Area. The survey showed 69.3

San Francisco 227

San Francisco Survey Millennials Management 227

PYMNTS

AUGUST 6, 2020

McDermott, previously a managing director for Goldman who was in charge of running the company’s internal funding operations, is a veteran of old-school financing markets, according to the network. Goldman Sachs predicted in July that online sales will keep increasing around 20 percent every year for the next several years.

Bitcoin 259

Bitcoin blockchain Conference Survey 259

PYMNTS

DECEMBER 27, 2018

Open banking, bank APIs and data sharing flourished in 2018, with small business and corporate financial services squarely in the path of this financial services trend as banks and FinTechs consider new ways to enhance business payments, accounting, treasury and financial management. Yet the trend isn’t without its complications.

Customer Experience 191

Customer Experience Survey Trends Data 191

PYMNTS

JANUARY 10, 2019

Analysts are urging corporates to enhance their risk management strategies in today’s particularly volatile climate. A recent report in Harvard Business Review highlighted just how difficult it can be for professionals to effectively manage enterprise risk, however.

Risk Management 185

Risk Management Strategy Management Analytics 185

Abrigo

SEPTEMBER 23, 2024

Data for banks & credit unions Real-time pricing trends for loans Now that the Fed has lowerered interest rates , financial institutions will want to carefully monitor current loan interest rate trends in their markets to remain competitive as rates drop. Real-time pricing trends provide a powerful tool for maximizing net interest margin.

Lending 221

Lending Trends Risk Management Data 221

PYMNTS

FEBRUARY 2, 2020

The Bank of Japan (BOJ) revealed Friday that it administered a survey last September where 40 percent of responding financial firms and banks indicated they had been attacked in the digital space. Over 70 percent of respondents are concerned the cyber threat has grown since 2017 when the BOJ last administered a similar survey.

Survey 195

Survey Training Technology Industry 195

Perficient

JULY 15, 2020

This Digital Transformation approach will help enterprises looking to re-platform, helping various Line of Businesses embark on the journey for Self Service Analytics, Modern fully managed Data Platform services etc. Let us now walk the above with a Marketing use case. Webinars will have Online Surveys uniquely identifying prospects.

Data 497

Data Customer Experience Analytics Industry 497