South State Correspondent

APRIL 2, 2025

“Liberation Day” brought a 10% baseline tax on all imports plus a 15% to 49% tariff rate on a defined set of nations (below). Community banks clients often serve local and national business, and community banks will see opportunities to strengthen and expand partnerships with these clients.

Community Bank 221

Community Bank Community Policies National 221

Abrigo

NOVEMBER 22, 2024

With fraud rates surging and FinCEN designating fraud as a National Priority , combining these functions under the same umbrella could be a game-changer. This article covers these key topics: Benefits of FRAML for risk management Potential drawbacks of the FRAML approach Factors to consider in decision-making What is FRAML?

Fraud 195

Fraud Training Risk Management Compliance 195

South State Correspondent

FEBRUARY 20, 2023

Many existing community bank customers and prospects are also national bank customers. There are now many online, nationally-focused lenders that are capable of an entire virtual relationship. Conclusion Community banks should not try to be national or regional banks.

National 195

National Lending How To Community Bank 195

PYMNTS

FEBRUARY 1, 2021

Smooth accounts payable and receivable processes depend on the ability to easily access, manage and interpret payments data, but complex workflows and old-school tools can get in the way. Instead, many were reassigned to tackle more nuanced responsibilities, such as managing relationships with business partners that tend to be slow to pay.

Data 234

Data Management Omaha System 234

Abrigo

SEPTEMBER 30, 2024

DOWNLOAD Takeaway 1 Shared AML case management helps streamline processes, reduce duplication, and improve communication between fraud and AML/CFT teams. Takeaway 3 Modernizing AML/CFT programs with shared case management aligns with FinCEN's emphasis on innovation and streamlining processes.

Management 195

Management Fraud Software Compliance 195

Perficient

AUGUST 25, 2020

Perficient’s Lafayette Delivery Center is led by a charismatic woman as general manager, MaryBeth Ostasz, and fifty percent of our directors are women. There are plenty of opportunities that need user experience or design thinking, that leverage skills in other careers and backgrounds.” — Amy Meyers , change management program specialist.

Technology 572

Technology Groups Training Management 572

South State Correspondent

AUGUST 22, 2023

If one product is the future of banking, it is treasury management. In this article, we detail the five steps to building a treasury management strategy, provide some tools to execute those steps, and then provide a complimentary survey to assess your strengths and weaknesses. It starts by targeting the right customers.

Management 195

Management Community Bank Survey Community 195

South State Correspondent

SEPTEMBER 20, 2023

The treasury or cash management customer is usually a bank’s most profitable customer on a risk-adjusted basis ( HERE ). In this article, we discuss cash management profitability and rank the most profitable industries for banks to go after. Cash flow stability is also a factor in cash management profitability.

Management 195

Management Survey Industry Community Bank 195

South State Correspondent

SEPTEMBER 18, 2023

The national banks have already indicated how they plan to reverse the efficiency ratio increase – through headcount reduction. The national banks have been clear and loud about how they intend to decrease their efficiency ratios – with headcount reductions. That is, bank managers should incent the desired portfolio construction.

Management 195

Management How To Community Bank Community 195

Perficient

JULY 12, 2023

Perficient provides risk management to more than 500 financial services organizations, many of whom have multiple bank regulators. The same organization will typically have a national bank charter, and the OCC is the primary federal banking regulator for that part of the organization. It’s the guidance.

Management 221

Management Risk Management Regulation Compliance 221

Abrigo

FEBRUARY 6, 2025

Meeting investment accounting and reporting requirements The right technology tools can help institutions manage investment accounting compliance and risk exposure across various investment types. Accurate and streamlined investment accounting supports overall risk management, particularly in areas like credit, market, and liquidity risk.

Compliance 195

Compliance Technology Operations Risk Management 195

Abrigo

SEPTEMBER 23, 2024

Critical practices for individuals and organizations to protect their data The National Public Data breach serves as a reminder to all of us that proactive measures are necessary to safeguard our personal information. DOWNLOAD Takeaway 1 The National Public Data breach exposed over 2.7

National 195

National Data Fraud Security 195

Payments Dive

OCTOBER 20, 2023

Businesses are increasingly turning to same-day ACH payments this year, according to Nacha, a national clearinghouse that manages electronic money movement.

Payments 312

Payments National Management 312

South State Correspondent

NOVEMBER 27, 2022

Banks can use the French Defense in deposit management. The French Deposit Management Defense. ” The answer is the French Deposit Defense and it is one of many tactics in a seasoned banker’s deposit management playbook. Now, Bank B uses its bishops, knights, and rooks for enhanced deposit management.

Management 195

Management Marketing social media Strategy 195

South State Correspondent

AUGUST 28, 2024

Something might be getting lost in the tribal knowledge of managing time deposits. In this article, we highlight how to better manage time deposits to prevent banks from destroying value. The CD market was born and managing time deposits was a new banking skill.

Management 195

Management How To Training Comparison 195

South State Correspondent

APRIL 9, 2025

At present, we track 150+ AI agent platforms that households and business can use right now to manage banking products. With the rise of autonomous agents acting on behalf of userswhether individuals using AI assistants or businesses employing agents to manage financesbanks need to rethink their digital architecture. The solution?

How To 221

How To Data Security Management 221

Perficient

OCTOBER 14, 2020

The report notes that, “Global systems integrators (GSIs) have broad, deep capabilities,” can work in both cloud and traditional infrastructures, and have capabilities in the management of both infrastructure and applications.

Report 520

Report System National Strategy 520

South State Correspondent

FEBRUARY 18, 2024

We recently reviewed a loan term sheet from a national bank for a $13mm commercial real estate (CRE) loan. This particular national bank has the ability to offer the borrower an interest rate hedge or an on-balance sheet fixed-rate loan. The borrower was provided options on the type of hedge and when to execute.

Management 195

Management National Guidelines Capital 195

PYMNTS

JANUARY 19, 2021

With more financial institutions (FIs) turning to external third-party FinTechs to strengthen their small- to medium-sized business (SMB) and corporate offerings, the collaboration model is proliferating across national borders. National Australia Bank Chooses Eedenbull. Absa Group Collabs With Surecomp.

Fintech 341

Fintech National Groups Tools 341

South State Correspondent

FEBRUARY 22, 2023

Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries. However, this doesn’t tell the whole story when it comes to deposit management.

Management 195

Management Marketing Branding Strategy 195

Abrigo

OCTOBER 9, 2024

In this blog, we explore how banks and credit unions have adapted their approach to Q factors under CECL and share insights from an Abrigo advisory webinar on managing this critical part of the ACL process. Today, Q factors offer a way to adjust for risks that aren't fully captured in historical data or quantitative models.

Risk Management 195

Risk Management Management Compliance Data 195

Perficient

JULY 1, 2020

Manage business disruption. Perficient is a National System Integrator with a dedicated Oracle practice for ERP, EPM, and Analytics/BI that has been serving clients for nearly two decades, delivering 3,000 cloud and on-premises implementations. We also offer a post-implementation managed service offering called SupportNet.

Training 452

Training Report Analytics Resources 452

Perficient

MAY 26, 2021

Since its inception in 2015, the Fintech Generations conference has drawn national and international fintech leaders and speakers. Bridgit Chayt, SVP Director Commercial Payments & Treasury Management, Fifth Third Bank. Beth Johnson, Chief Experience Officer, Citizens. Hans Zandhuis, Head of Ally Lending, Ally.

Fintech 462

Fintech North Carolina Charlotte Conference 462

Perficient

OCTOBER 12, 2020

We are excited to announce our partnership with Kyriba and dedicated practice to provide our Oracle clients with a robust cloud-based treasury management solution. ” . “With more than 2,000 clients worldwide and 65,000 total users, we believe Kyriba will continue to revolutionize the treasury management space.”

Risk Management 309

Risk Management Fraud Management Compliance 309

Abrigo

FEBRUARY 12, 2025

Instead, financial institutions should focus on managing risk through better loan decisioning models. Small business owners dont need shared national credit structures; they need simple, flexible loan options. While its true that nearly half of small businesses fail within five years, risk avoidance isnt the solution.

Lending 195

Lending Risk Management Community Fintech 195

PYMNTS

DECEMBER 28, 2020

Olga Skorobogatova, first deputy governor of the CBR, said 30 countries are working on their own national digital currencies, some of which could launch in five to seven years. She added, however, that SWIFT could end up being the platform used by different countries for their national digital currencies, the report stated.

National 356

National Study System Report 356

Abrigo

MARCH 18, 2025

checks, debit/credit cards, wire transfers, digital wallets) Clearing and settlement mechanisms for processing transactions accurately and securely Payment systems are critical to the nations financial infrastructure and are vital to the financial stability of the U.S. Federal Reserve Manages ACH, FedNow, and interbank payments.

System 195

System Payments Fraud Regulation 195

PYMNTS

DECEMBER 16, 2020

The topic was front and center in an On the Agenda discussion with PYMNTS CEO Karen Webster, Ethoca CEO Andre Edelbrock , Cabela’s and Bass Pro Shops Senior Manager of Fraud and Investigations Keith Thompson and First National Bank of Omaha Director of Fraud Management Steve Furlong.

Retail 228

Retail Management Fraud Omaha 228

South State Correspondent

JULY 5, 2022

National Association of Real Estate Investing – US all categories Cap rate. The post Managing Stagflation Credit Risk in Banking – Part III appeared first on SouthState Correspondent Division. Cap rates for all US properties are at an all-time low. in December 2021). Cap Rate and LTV Relationship.

Management 195

Management Capital US Community Bank 195

PYMNTS

AUGUST 5, 2020

Management added that WesternUnion.com is currently available in more than 75 countries, with bank account payout in over 100 nations. He said some nations have better social safety nets or managed the virus better in the early phases than others did.

United States 337

United States National Retail US 337

Perficient

DECEMBER 15, 2020

The nonprofit’s initiative is a robust experience that includes an interactive map of over 95 Legacy Cities and gives users the tools such as filters and controls to navigate the map and manage and manipulate large amounts of data.

Tools 475

Tools Policies Industry Community 475

Perficient

SEPTEMBER 9, 2020

Our very own Eric Dukart, National Sales Executive- Strategy at Perficient. How companies are supporting their dealers and distributors through uncertain times. Featured Speakers. Our panel will include: Tony Kratovil, Vice President, Manufacturing Solution Leader at Salesforce.

US 449

US National Trends Strategy 449

Abrigo

FEBRUARY 24, 2022

As described in the first post of this series , a key component of effective asset/liability management (ALM) is managing risks. ALM 101: Introduction to Asset/Liability Management. Takeaway 3 Two methods of measuring short-term interest rate risk are a gap analysis and, more commonly, an income simulation. Earnings at Risk.

Management 195

Management Analysis Strategy Policies 195

South State Correspondent

JULY 24, 2024

Your banker smartly cross-sells them a savings account and pays them the current national average of 59 basis points. They put $40,000, which is the national average for this type of account, on deposit to save for an emergency capital expense, such as if they must replace a forklift or cargo van.

South Carolina 417

South Carolina Marketing Capital Idaho 417

Perficient

JANUARY 28, 2021

Enable 2FA: Use two-factor authentication for managing access to resources. Use a Password Manager: By leveraging a password manager like LastPass, Keeper, or Dashlane, you only need to remember one password. Manage Your Privacy Settings. Password Rotation: Change your passwords every 90 days or less.

Data 535

Data Security Software Community 535

PYMNTS

DECEMBER 28, 2020

The firm says that it continues to build out its “one-stop-shop platform” and grows its activities from 15 to 20 European nations with the transactions, according to a Wednesday (Dec. Unifiedpost Group has grown significantly as of its 2001 founding to include offices in 15 nations across Europe, according to the announcement.

Groups 279

Groups National Analysis Fintech 279

PYMNTS

APRIL 9, 2020

The National Multifamily Housing Council ( NMHC ) analyzed data on Wednesday (April 8) from 13.4 They won’t be able to pay the managers who manage their properties for them.”. We need the federal government to step in,” said Shamus Roller, executive director of the National Housing Law Project. “I

National 247

National Washington Groups Data 247