PYMNTS

JANUARY 15, 2021

EedenBull , which works with payment and spend technology, has a new agreement with National Australia Bank (NAB) in which the bank will let its small- to medium-sized business (SMB) users access EedenBull’s payment and spend platform, according to a report from Finacial IT.

Management 172

Management National Regional Analysis 172

South State Correspondent

SEPTEMBER 20, 2023

The treasury or cash management customer is usually a bank’s most profitable customer on a risk-adjusted basis ( HERE ). In this article, we discuss cash management profitability and rank the most profitable industries for banks to go after. Cash flow stability is also a factor in cash management profitability.

Management 195

Management Survey Industry Community Bank 195

South State Correspondent

AUGUST 1, 2016

If you have to battle the large national or regional banks for treasury management business, then you are in luck because competition is easy. Of course, many community banks don’t feel that way, but often that is because they have the wrong approach.

Community Bank 150

Community Bank Community Management Conference 150

Bank Innovation

JANUARY 2, 2020

Gartner’s Digital IQ Index for 2019 surveyed 80 banking and financial brands, including national banks, regional banks, online banks and fintech startups. It examined 1,200 data […].

Regional 273

Regional Study Survey National 273

PYMNTS

MAY 12, 2020

Consumers are paying with credit and debit cards more than ever before, and they are increasingly looking to their smartphones to gain greater control over how they spend and manage their money. In contrast, national bank customers are less likely to switch FIs, with 25.9 percent of national banks, versus 77.5 For example, 90.3

Regional 241

Regional National Cards Mobile 241

PYMNTS

MAY 22, 2020

In other news, leading political advisers in China have suggested a regional cryptocurrency, Coindesk reported. Through that plan, the currency of every nation receives a varied weight depending on its economy. The digital currency would be backed by the yuan, the Korean won, the Japanese yen and the Hong Kong dollar. .

Regional 161

Regional Bitcoin cryptocurrency National 161

PYMNTS

JANUARY 21, 2020

Adeeb Ahamed, managing director of LuLu Financial Group , which is headquartered in Abu Dhabi, said the collaboration with MoneyGram “will revolutionize” how remittances are handled in the Asia-Pacific region, “changing the way people approach digital transactions.”.

Regional 250

Regional cryptocurrency System National 250

Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. The community bank provided nearly 480,000 PPP loans totaling more than $13 billion to businesses across the nation. “I

Community Bank 196

Community Bank Community National Fresno 196

PYMNTS

MAY 22, 2020

In other news, leading political advisers in China have suggested a regional cryptocurrency, Coindesk reported. Through that plan, the currency of every nation receives a varied weight depending on its economy. The digital currency would be backed by the yuan, the Korean won, the Japanese yen and the Hong Kong dollar. .

Regional 140

Regional Bitcoin cryptocurrency National 140

PYMNTS

JUNE 12, 2019

To bring their merchandise in front of millions of shoppers through eCommerce, several Goodwill regions are teaming with mobile marketplace OfferUp. With the tie-up, the items are listed under handles for regional Goodwill locations. With the tie-up, the items are listed under handles for regional Goodwill locations.

Regional 145

Regional San Antonio San Francisco New York 145

Perficient

MARCH 3, 2021

We were honored to collaborate with MiHC to develop the La Puerta portal at no cost,” said Joel Stanesa, general manager of Detroit operations, Perficient. La Puerta is available to MiHC’s partner schools, with plans to scale access regionally and nationally over time.

Detroit 520

Detroit Michigan Community Resources 520

Abrigo

OCTOBER 9, 2024

In this blog, we explore how banks and credit unions have adapted their approach to Q factors under CECL and share insights from an Abrigo advisory webinar on managing this critical part of the ACL process. Today, Q factors offer a way to adjust for risks that aren't fully captured in historical data or quantitative models.

Risk Management 195

Risk Management Management Compliance Data 195

Abrigo

JULY 15, 2015

One such pain point is the confusion behind identifying ways to effectively grow their business through the management of financial resources. Whether using a national bank, regional bank, community bank or credit union, there are numerous cards that can help your client leverage their credit to create capital.

Management 150

Management Resources Capital Taxes 150

PYMNTS

APRIL 16, 2019

Among the most recent headlines, in Asia this past week, the Monetary Authority of Singapore (MAS) and the National Bank of Cambodia have signed a memorandum of understanding (MOU), that Business Times said will boost partnerships on FinTech and financial services innovation. The banks have also agreed to share data on emerging markets.

Fintech 211

Fintech San Francisco National Innovation 211

PYMNTS

DECEMBER 7, 2020

Paydek’s infrastructure supports an extensive international base of people and businesses as clients, with handling payments to more than 160 nations. It is anticipated that over 80 further nations are forecast to become part of the payment network of Paydek after the tie-up with Thunes.

Payments 239

Payments America National New York 239

PYMNTS

OCTOBER 14, 2020

Pat Thelen , vice president and North America managing director at Ripple, said both companies understand the necessity of using blockchain to help bolster cross-border payments. By expanding this relationship, we broaden our reach into the Asia-Pacific region, while providing customers the rapid payment delivery they expect.”.

Payments 286

Payments blockchain Regional America 286

PYMNTS

AUGUST 22, 2019

PSCU, one of the nation’s premier Credit Union Service Organizations (CUSO), has named two new account management executives, as part of what the company calls its continued commitment to delivering a best-in-class experience, according to a press release.

Management 116

Management Regional Leadership Meeting 116

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Startups are estimated to employ nearly 300,000 on the island nation. Singapore is poised to become the world’s first country to make the notion of a “Smart Nation” an actual reality.

National 133

National Training Bitcoin Samsung 133

PYMNTS

JANUARY 28, 2019

The report explores how companies in G20 nations are preparing for risks related to technological disruption, regulation and cybersecurity. Overall, organizations did not score well, according to Kevin Hewitt, FTI Consulting’s chairman of the EMEA region. One-third of companies acknowledge their data security practices are sub-par.

Management 145

Management Risk Management Survey Security 145

PYMNTS

OCTOBER 14, 2020

Regional banks are following suit: First Horizon National Corporation , a regional FI based in Tennessee, has announced its partnership with a third-party technology provider to grant its treasury clients access to instant disbursement solutions. Why the Pandemic Is Propelling Digital Payments for Treasury Management.

Payments 257

Payments Trends Study Tennessee 257

PYMNTS

JANUARY 7, 2021

The World Health Organization (WHO) is warning that Europe is likely entering into the “acute” phase of the COVID-19 pandemic as nations scramble to quell the latest surge in infections. in particular, has been extremely hard-hit. in particular, has been extremely hard-hit. “We To date, Europe has confirmed approximately 27.5

National 195

National Regional United States Policies 195

South State Correspondent

DECEMBER 17, 2024

Measure of Bank Performance Shareholders, analysts, and managers almost universally measure a bank performance over the long run using return on assets (ROA) or return on equity (ROE). While many bank managers focus their lenders on increasing loan yield, the result is (expected) lower ROE for the bank.

Community Bank 195

Community Bank Community Capital Tools 195

Abrigo

DECEMBER 4, 2015

Sageworks banking industry experts are winding down a busy year of disseminating information and facilitating discussions on regulatory changes, such as the FASB’s upcoming move to the current expected credit loss model (CECL), and on best practices for portfolio risk management and credit analysis.

North Carolina 150

North Carolina Ohio DC Regional 150

PYMNTS

APRIL 10, 2020

Miguel Rio Tinto, CIO at Emirates National Bank Dubai (Emirates NBD), offered another approach to DX: a ground-up, far-reaching overhaul that not only includes technological improvements, but requires a significant shift in mindset as to how a bank is actually viewed. “They need to move in that direction.”

Technology 360

Technology Company Operations Payments 360

PYMNTS

FEBRUARY 16, 2020

Its investment in Latin America this year will target eCommerce, healthcare, FinTech and other industries, as it looks at about 650 firms in the region. Freire added that Argentina, Brazil, Chile, Colombia and Mexico “are in the spotlight,” and there’s no “preset amount by nation.”.

Fintech 174

Fintech America Regional Capital 174

PYMNTS

OCTOBER 6, 2020

This new software expands the user experience and expands digital capabilities of ATMs,” said Frank Hauck, president and general manager of NCR Corporation, in a statement. “In The Atlanta-based company noted in a press release that its Activate Enterprise NextGen ATM platform was designed for speed and ease.

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

PYMNTS

NOVEMBER 19, 2019

The United States Federal Emergency Management Agency (FEMA) has revealed that it might look into using blockchain technology to streamline disaster insurance payouts, as well as speed up its response to disasters. to launch an alternative crypto-enabled payment infrastructure for residents across the region.

blockchain 217

blockchain Puerto Rico Virgin Islands United States 217

PYMNTS

NOVEMBER 16, 2018

Other coffee companies have seemingly followed the lead, with players like Dunkin’ Donuts rolling out stores that are specifically designed to manage a high volume of mobile order-ahead purchases, and investing in new ordering methods and technologies. Other well-known fast food players are jumping on the bandwagon as well.

Mobile 172

Mobile Report Regional United States 172

Abrigo

NOVEMBER 21, 2014

Nationally, the picture is a fine one. The list identified a significant uptick in commercial and industrial lending in the South, as 7 of the 15 community banks included are located in the region. Despite their relatively small mark nationally, this jump in one year can bolster a local economy by serving small businesses.

Lending 186

Lending South Carolina Miami Community Bank 186

PYMNTS

NOVEMBER 30, 2020

Digital banking firm Emirates National Bank Dubai (Emirates NBD) has rolled out its new businessONLINE platform, a new omnichannel platform for small businesses, a report from NSBanking.com says. The report says businessONLINE will work to "provide an all encompassing set of trade finance, cash and liquidity management solutions.".

Digital Banking 215

Digital Banking Regional System Technology 215

Alex Jimenez

APRIL 7, 2024

Cost Management The myopia exhibited by organizations single threading their strategy is breathtaking. The reality is that organizations that are successful in innovating, and transforming their business models, include cost management in their main capabilities. Innovation and cost management aren’t mutually exclusive options.

Innovation 87

Innovation Management Strategy America 87

South State Correspondent

NOVEMBER 29, 2023

One of the lessons that was driven home at the recent American Banker Small Business Banking Conference in Nashville was the difference in marketing between large national banks and community banks, particularly deposit marketing. There is a reason for this.

Marketing 195

Marketing Regional National Nashville 195

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

PYMNTS

DECEMBER 17, 2019

The latest news from the Open Banking ether stems from around the world, including the Asia-Pacific (APAC) and the Middle East and North Africa (MENA) regions, as markets like Israel and South Korea take their first steps to develop and deploy Open Banking regulatory frameworks.

Metro 136

Metro Regional Fintech National 136

PYMNTS

JULY 8, 2020

But in an interview with PYMNTS, Scott Anderson , director of software product management and go-to-market, banking at Diebold Nixdorf , said that predictions of cash’s imminent demise are premature. That includes paying for everything from clothes to restaurant deliveries through online and card-not-present transactions.

ATM 214

ATM Regional Mobile Payments 214

South State Correspondent

APRIL 30, 2024

An inverted yield curve, continued bank failures, and the desire to manage risk and offer clients higher service are all factors that are driving more community banks to adopt a loan hedge program. More sophisticated entities can handle a higher ratio because they possess system and managerial sophistication to manage the risk.

Community Bank 195

Community Bank FDIC Community National 195