Abrigo

DECEMBER 18, 2023

Stress testing, monitoring are essential Financial institutions should challenge assumptions about CRE risk while also watching for red flags as they manage the CRE portfolio. Bankers should examine warning signs and shore up defenses for existing income-producing CRE loans as part of commercial property loan risk management.

Risk Management 221

Risk Management Management Lending Capital 221

Abrigo

MAY 27, 2022

What Makes a Successful Credit Manager Focusing on these traits can only help you become a better credit manager at your financial institution. 5 Traits of the Ideal Credit Manager. Below are five traits integral to being a successful credit manager. Credit Risk Management. Credit Risk Management.

Management 195

Management Risk Management Analysis Lending 195

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. Takeaway 2 Meanwhile, banks and credit unions will likely see a beefed-up regulatory emphasis on credit risk management practices, especially tied to CRE. .

Management 195

Management Risk Management Policies Lending 195

Abrigo

FEBRUARY 7, 2023

You might also like this webinar, "How to manage a high-performing construction loan portfolio." WATCH Takeaway 1 The OCC recommends that construction lending risk be managed by specialized real estate and construction lenders who report to the credit department. Takeaway 2 Construction lending risk is unique.

Lending 195

Lending Management Risk Management Software 195

Abrigo

OCTOBER 14, 2022

Fortify your credit risk management framework How to prepare your organization for scrutiny of its credit risk management practices during your next exam or review. . You might also like this whitepaper, "Stress Testing: Managing Capital Levels and Credit Risk." So how can banks help customers keep up in uncertain markets?

Risk Management 195

Risk Management Management Policies Lending 195

Abrigo

MAY 20, 2022

Meet Model Risk Management Expectations Updates to the FDIC Risk Management Manual should steer institutions toward a model that manages risk and drives growth. Takeaway 1 Aside from meeting examiner expectations, proper model risk management can protect your institution from unnecessary risk. . FDIC Update.

Risk Management 195

Risk Management Management FDIC Meeting 195

Perficient

NOVEMBER 8, 2024

While the FRB has not passed AI-specific regulations, a Chief AI Officer has been named, an AI policy approved, and a risk-based review of AI programs and activities has been established and findings will be published and shared with the public. Review process. Enforceability and penalties.

Regulation 221

Regulation Risk Management Policies Compliance 221

Perficient

JUNE 24, 2020

Enterprise Performance Management (EPM) cloud roadmaps are expanding rapidly across organizations and industries. It’s becoming more and more common to see multiple cloud EPM applications being implemented; Oracle Planning, Oracle Financial Consolidation and Close, Oracle Profitability and Cost Management, etc. There you have it.

Management 332

Management Data Meeting Policies 332

Abrigo

JANUARY 27, 2022

Higher Fed Rates Ahead: Plan Now to Manage Impact on Deposits The Fed's signal of higher interest rates reiterates the importance of financial institution ALM and deposit management strategies, policies, and programs. . Tighter Fed policy puts ALM in focus. What’s your deposit management strategy? Interest Rates.

Strategy 195

Strategy Management Policies Lending 195

Perficient

MARCH 1, 2021

Managing an analytics ecosystem for an organization is a mission critical responsibility. While a Cloud approach tremendously reduces the maintenance overhead, there are still several areas that a managed service provider can help you with.

Analytics 322

Analytics Management System Data 322

PYMNTS

JANUARY 22, 2020

With the new IBM Policy Lab, IBM is looking to regulate artificial intelligence (AI) development in a way that is safe, but does not infringe upon the creation of new technology, reports said. The think tank will gather leaders in several fields — from public policy, academia, civil society and technology. The Policy Lab will be busy.

Policies 131

Policies Risk Management Regulation Innovation 131

Perficient

NOVEMBER 20, 2020

Deployment and infrastructure management is not a simple process; in fact, it involves multiple steps and tools to provision infrastructure. Take Terraform, a tool used to provision and manage infrastructure within any cloud. Terraform Destroy: Destroy Terraform managed infrastructure. Terraform env: The workspace management.

Management 309

Management Resources Tools Maine 309

Abrigo

JANUARY 11, 2022

Asset/liability management basics In part 1 of this "Introduction to ALM" blog series, learn the goals of asset/liability management and how it can help financial institutions. Takeaway 1 ALM in banking means managing the cash flows of assets and liabilities to increase profitability, manage risk, and maintain safety and soundness. .

Management 195

Management Meeting Capital Strategy 195

BankInovation

SEPTEMBER 18, 2024

“Dynamic travel policies are in demand given the changing landscape in travel and the unique needs of companies and employees,” Rodrigo Sanchez, head of commercial card solutions at Citizens, told Bank Automation News.

Management 74

Management Policies Cards Company 74

Abrigo

AUGUST 1, 2022

Best practices for assessing models and managing risk Sound model development, implementation, use, and validation is especially important as CECL models debut. . What are model risk management and model validation? SR 11-7, issued by the Federal Reserve and OCC in 2011, is the supervisory guidance on model risk management.

Risk Management 195

Risk Management Management Regulation Analysis 195

Abrigo

OCTOBER 11, 2017

Policies are “the cornerstones for sound lending and loan administration,” and risk rating policies are a key component. Regulatory agencies lay out elements that loan policies should cover, such as what types of loans an institution will make and what information will be required from borrowers, but they rarely dictate the details.

Policies 150

Policies Lending Examples Management 150

South State Correspondent

FEBRUARY 18, 2024

While the loan underwriting is squarely in most banks’ policy guidelines, the loan is highly leveraged, and any increase in expenses or decrease in revenue will create credit stress for the lender and default risk for the borrower. This loan was underwritten to 1.20X debt service coverage ratio (DSCR), 76% loan-to-value (LTV), 9.2%

Management 195

Management National Guidelines Capital 195

PYMNTS

NOVEMBER 1, 2020

Corporate travel and expense management solution provider Serko has launched its Zeno Expense tool in North America, giving customers a new option for B2B travel management, a press release on the company website stated, alongside the company's Zeno Travel tool that was already available.

Tools 168

Tools America Management Policies 168

Abrigo

JUNE 23, 2017

The desire to avoid examiner scrutiny may tempt some financial institutions to set the bar high when it comes to credit and liquidity risk management policy limits, but regulators are discouraging this approach. Do established policy limits reflect true risk tolerance?

Policies 150

Policies Risk Management Survey FDIC 150

Perficient

JANUARY 19, 2021

The order management/customer service team are the ones that make revisions. Order Revision Action Plan: Customer Service (Order Management Group) cancels the Sales Order/Line or makes a change to a specific line. If the Warehouse Manager/Supervisor (or Lead) has assigned the order to be actively picked, please see the next scenario.

Management 360

Management Leadership System Operations 360

Abrigo

NOVEMBER 18, 2024

Key topics covered in this post: Regulatory focus Key questons for ALCOs Governance and concentration risks Expect the unexpected Regulators 'could not be more clear' Today’s regulatory climate is turning up the heat on financial institutions when it comes to liquidity and interest rate risk management.

Risk Management 195

Risk Management Regulation Policies Management 195

Abrigo

APRIL 15, 2022

ALM & Measuring Liquidity Risk at Banks and Credit Unions Regulatory agencies expect financial institutions to manage liquidity risk using processes and systems commensurate with the complexity, risk profile, and scope of operations. ALM 101: Introduction to Asset/Liability Management. This is the fourth post in a series. .

Management 195

Management Meeting Risk Management Operations 195

PYMNTS

FEBRUARY 25, 2020

“TripActions is the only complete, end-to-end corporate travel management solution for finance teams and travel managers, combining the best online booking tool, travel management company and travel payments solution into a single platform,” said Samantha DeRosa, senior accounting manager at Toast.

Management 151

Management Payments Policies Cards 151

Abrigo

AUGUST 5, 2020

Now, banks and credit unions must determine how to safely and effectively manage risk in the portfolio while also driving growth at their institution. Therefore, it’s essential that the credit memo captures the complete picture of the borrower to ensure proper risk management. Improving loan grading in a recession.

Management 195

Management Risk Management Trends Industry 195

Abrigo

MARCH 21, 2023

You might also like this video on managing interest rate risk. Takeaway 3 Diving deeper into depositor pricing and evaluating loan pricing to ensure compensation for the risk are among strategies to manage interest rate risk. Stay up to date with Abrigo advisors' ideas for managing interest rate risk.

Risk Management 195

Risk Management Management Strategy Lending 195

Abrigo

FEBRUARY 6, 2024

Takeaway 3 The specific policy areas outlined below should be carefully considered by credit unions engaged in member business lending. In this blog post, we will delve into the strategies and policies credit unions can adopt to ensure the success and profitability of their MBL programs. Takeaway 2 Start slow.

Lending 221

Lending How To Risk Management Policies 221

Abrigo

FEBRUARY 24, 2022

As described in the first post of this series , a key component of effective asset/liability management (ALM) is managing risks. ALM 101: Introduction to Asset/Liability Management. Takeaway 3 Two methods of measuring short-term interest rate risk are a gap analysis and, more commonly, an income simulation. Earnings at Risk.

Management 195

Management Analysis Strategy Policies 195

BankBazaar

AUGUST 3, 2020

The most important difference between these two insurance plans is that while Corona Kavach policy is an indemnity-based plan in that only the insurer will only reimburse your hospital bill, the Corona Rakshak policy on the other hand, is a benefit-based plan where the insurer will pay 100% of the sum assured to the policyholder.

Policies 78

Policies Cards Company Payments 78

PYMNTS

SEPTEMBER 13, 2017

The company surveyed corporate travel professionals across 19 markets in the Asia Pacific region, including professionals at travel management companies and agencies representing corporate travelers. In fact, 80 percent of travel managers surveyed told the company mobility is now their biggest priority.

Policies 158

Policies Compliance Mobile Survey 158

American Banker

DECEMBER 18, 2023

Left-leaning shareholder groups are asking JPMorgan Chase, Goldman Sachs and other large asset managers to explain a recent decline in their support for certain environmental and social policies at public companies.

Groups 93

Groups Management Policies Company 93

PYMNTS

SEPTEMBER 22, 2020

Bank in order to integrate the former’s travel and expense management platform with the latter’s U.S. Bank Instant Card, in order to boost expense management for corporates, according to a press release.

Management 175

Management Cards Analytics Mobile 175

PYMNTS

OCTOBER 28, 2020

Distributed spend management platform Teampay will be integrating with Ironclad , a digital contracting platform, to help connect financial and legal workflows and streamline spend management, according to a Wednesday (Oct. 28) press release. Previously, the release notes, companies needed a contract to be signed.

Management 147

Management Policies User Experience System 147

PYMNTS

DECEMBER 30, 2019

The findings substantiate what many already suspected, fanning flames of resentment over workforce expense policies. At least those flames are casting light on flawed, outdated (even paper-based) expense management practices, as reported in the latest PYMNTS Workforce Spend Playbook. Happiness Is Spend Management.

Management 130

Management Policies Cards Software 130

Abrigo

MAY 27, 2015

Some view banks’ credit policies as somewhat of a necessary evil; many comprise hundreds of difficult-to-decipher pages intended to establish numerous policies for evaluating and undertaking risk. Focus on creating policies, not procedures. Webbe also states, “Try to ensure that the policy is aimed at “what” rather than ‘how.’”

Policies 150

Policies How To Management Report 150

PYMNTS

DECEMBER 2, 2019

The following Deep Dive analyzes the spend management challenges these charitable and humanitarian groups face, as well as how workforce spend management and electronic procurement tools could help them more effectively manage their expenses. . Spend Control Challenges And Solutions. Nonprofits’ eProcurement Picture.

Management 141

Management Taxes Groups Regulation 141

Independent Banker

MAY 31, 2022

What are some best practices for managing this new distributed workforce? Set up a digital system for accessing bank policies, procedure manuals, templates and forms, and establish protocols for when files need to be shared. Communicate expectations clearly, early and often. Get organized.

Management 148

Management Meeting Training System 148

Abrigo

MAY 2, 2024

DOWNLOAD Takeaway 1 Your loan policy sets the tone for the institution's approach to risk appetite, risk tolerance, lending philosophy, and organization of the lending function. Policies and procedures Importance of loan policy When it comes to small business lending, the importance of a bank's loan policy cannot be overstated.

Lending 221

Lending Strategy Analysis Policies 221