South State Correspondent

FEBRUARY 12, 2025

In this article, we quantify commercial loan pricing trends from our Loan Command data that will hopefully help community banks price more effectively and win more profitable business. The Big Picture of Current Loan Pricing Trends The average credit spread last quarter that has carried through to the first part of 1Q 2025 is 2.63%.

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Trends Community Bank Capital Industry 195

Perficient

FEBRUARY 12, 2025

The rapidly evolving payments industry is driving industry leaders to adapt their strategies in response to emerging trends. As technology advances and consumer expectations shift, staying ahead of these trends is crucial for success.

Trends 221

Trends Payments Compliance blockchain 221

Perficient

JUNE 30, 2020

You can see the clear trend in this chart: For the last question in this section of our study, we asked: “What Features Would You Like Your Personal Assistant to Offer in the Future?” This data will tell us what the general trend is for voice usage over time. This year, however, that comfort appears to have stagnated.

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Trends Mobile Survey Study 592

Perficient

JANUARY 21, 2025

The insurance industry in 2025 is at a pivotal point, with key digital insurance trends leading the charge in transforming how carriers operate and interact with customers. Carriers must innovate, adapt to these changes, and leverage new technologies to maintain a competitive edge.

Trends 221

Trends Customer Experience social media Innovation 221

Perficient

JANUARY 25, 2023

Here are five banking trends we’re forecasting for the new year. Interested in discussing how you can ensure your financial institution is up-to-date with industry trends? Banks are focused on efficiency initiatives to optimize their operations and lower costs. Contact one of our financial services experts today.

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Banking Trends Trends United States FDIC 474

Payments Dive

FEBRUARY 2, 2021

For the past 20 years, Josh has managed successful growth for a variety of companies, from start-ups to Fortune 100 companies including Microsoft, Nike and Fiserv. He shares his thoughts on what trends will take the lead this year. Josh Cyphers is the President of Nvoicepay, a FLEETCOR Company.

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Trends Payments Management Company 354

Abrigo

MARCH 5, 2025

Generative AI and the new loan review process The evolution of banking and risk management over the past few decades has been nothing short of remarkable. Generative AI in credit risk management is the latest step forward , offering a transformative approach to loan review. Data security is also a major concern.

Risk Management 195

Risk Management Management Tools Compliance 195

Perficient

NOVEMBER 30, 2020

Today, I will dive into the customer data management challenges financial companies might encounter when starting their personalization journey. Data management in any financial services firm is complex. Users are demanding self-service access to data and easy-to-use tools for decision support and trend identification.

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Management Data Analytics Course 309

Perficient

OCTOBER 23, 2020

Here are three commerce trends you can apply to your business, with little or no effort, to not only help you survive this holiday season but thrive with your customers. The best solution here would be to reach out to your managed hosting team and ask for input on how to decrease page load times.

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Trends Analytics Google Online 515

Perficient

JANUARY 12, 2021

This is a topic on everyone’s top 10 trend list for 2021. Stripe Treasury is a banking-as-a-service API that embeds financial services for small businesses with deposit, bill payment, interest, and cashflow management. Customer Engagement & Experience. Open banking will challenge traditional thinking.

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Trends Fintech Customer Experience Innovation 332

Perficient

FEBRUARY 17, 2021

In this blog, we will explore Boomi’s EDI Management Platform and how you can get started with modernizing your EDI network. Boomi’s B2B/EDI Management Platform capabilities. Keep an eye on trending B2B innovations. Increased transparency into EDI transactions allows for quick responses and improves interactions with partners.

Management 340

Management Customer Experience Technology Innovation 340

Perficient

DECEMBER 14, 2020

If your organization is looking to capitalize on cloud technology in 2021, here are a few trends to keep in mind. Serverless functions eliminate the need for server software and hardware management, allowing developers to focus on optimizing application code. The Public Cloud Market Will Surge.

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Technology Trends Software Resources 348

Perficient

FEBRUARY 2, 2023

Here are some of the biggest payment trends we’re forecasting for the new year. Therefore, in 2023, it is essential for businesses that use subscription commerce to offer a lot of variety and flexibility with their plan management to ensure they don’t ostracize customers.

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Industry Trends social media Payments 471

Perficient

DECEMBER 14, 2020

Season one will include episodes around: Data and customer experience trends in financial services. Artificial and machine learning trends. Business intelligence (BI) trends. The value of data in ecommerce, supply chain, and order management. What to Expect in Season 1 of Intelligent Data. Subscribe to The Podcast.

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Data UX Big Data Analytics 539

Abrigo

SEPTEMBER 23, 2024

Recent loan rate trends from Abrigo Connect Carefully monitoring interest rate trends for loans will help financial institutions remain competitive as rates drop. Real-time pricing trends provide a powerful tool for maximizing net interest margin. Would you like other articles like this in your inbox?

Lending 221

Lending Trends Risk Management Data 221

South State Correspondent

MARCH 3, 2025

Understanding the drivers of banking consolidation is imperative when managing bank performance. In this article, we break down the lessons from this long-term trend. The question is, what changed in 1985 that precipitated this downward trend? Lets break it down and relate these trends to todays environment.

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FDIC Trends Management ATM 195

Perficient

AUGUST 23, 2021

Internally, data creates the foundation for increased analytic application of fraud detection, at-risk customer behavior, and improved cross-functional process management. We see support for this trend, as 90% of large organizations have hired a chief data officer. by the middle of the 2020s.

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Data Analytics Trends Fraud 508

Payments Dive

FEBRUARY 13, 2020

Mike Rittler, general manager of retail card services and personal lending at TD Bank, shares his insight on trends, transformative innovation and how the 'traditional check out' experience is on its way out.

Lending 419

Lending Trends Innovation Retail 419

Independent Banker

JULY 31, 2022

And that means it can be a challenge to keep up with the latest trends in social media marketing. When we share information, we can make the industry better,” says Tim Martinson, one of the group’s founders and the marketing manager at $1 billion-asset North American Banking Company in Roseville, Minn. “We Martinson observes. “We

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South State Correspondent

NOVEMBER 9, 2023

We tracked almost 100 banking technology trends throughout the year and now bring you the top ten, in order, based on our view of long-term strategic importance. There were almost 100 material trends to consider. At present, many banks utilize a variety of fraud and security tools that both overlap and have gaps in coverage.

Trends 195

Trends Technology Fraud Data 195

Perficient

FEBRUARY 27, 2024

Let’s explore the key trends reshaping the insurance landscape and how they are set to redefine the industry’s future. By embracing these trends and leveraging technology to its fullest potential, insurers can not only thrive in the digital age but also revolutionize the way insurance is perceived, experienced, and delivered.

Trends 221

Trends Industry Operations Customer Experience 221

Abrigo

NOVEMBER 22, 2024

This article covers these key topics: Benefits of FRAML for risk management Potential drawbacks of the FRAML approach Factors to consider in decision-making What is FRAML? At its core, FRAML is about taking a more holistic approach to financial crime risk management. Staying on top of fraud is a full-time job.

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Fraud Training Risk Management Compliance 195

Abrigo

FEBRUARY 14, 2024

Find commercial real estate risks in the loan portfolio Sound risk management practices in commercial real estate lending help lenders manage CRE credit losses and protect the portfolio's profitability. LISTEN Takeaway 1 Effective CRE risk management involves adapting to changing market fundamentals to avoid excessive loan losses.

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Risk Management Management Lending Capital 195

PYMNTS

JANUARY 12, 2021

12) in unveiling the company’s new Loyalty Management product. Loyalty Management allows companies across industries to evolve their loyalty programs from transactional to human-centric by delivering personalized, relationship-building moments to each customer,” Schmaier said. Online Holiday Sales Topped $1 Trillion . On Tuesday (Jan.

Online 279

Online Management Retail Study 279

Perficient

JANUARY 21, 2025

The insurance industry in 2025 is at a pivotal point, with key digital insurance trends leading the charge in transforming how carriers operate and interact with customers. Carriers must innovate, adapt to these changes, and leverage new technologies to maintain a competitive edge.

Trends 221

Trends Customer Experience social media Innovation 221

Abrigo

APRIL 24, 2023

You might also like this webinar, "How to manage a high-performing construction loan portfolio." Learn 10 ways construction loan management software can save you valuable time. keep me informed Download infographic More construction trends What’s next for construction lenders? Manage risk & avoid defaults.

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Trends Lending Risk Management Arkansas 195

Abrigo

FEBRUARY 21, 2025

Here are five ways financial institutions can make the most of their CECL data to help with competitive positioning, more effective pricing, asset/liability management (ALM), and other decision-making: Peer analysis and comparison We often categorize data into two types: raw/input data and the output, or enriched data.

Data 195

Data Comparison Study Trends 195

Abrigo

OCTOBER 30, 2024

Streamline case management processes. One of the largest areas for improvement in AML programs is case management. Instead, institutions should focus on optimizing how existing investigators work, and a focus on case management will help. One way to streamline case management is by rethinking the triage process.

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Compliance Training System Management 221

South State Correspondent

AUGUST 15, 2023

Since our last update on 2Q credit HERE , 3Q commercial loan pricing trends start with a better economic picture as higher than-planned growth and softer inflationary data have changed part of the market’s outlook. The above trends of PODs, combined with less competition and lower credit supply, have mainly driven loan pricing up.

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Trends Community Bank Community Lending 195

Abrigo

APRIL 8, 2025

An effective risk rating framework is probably the single most important tool a bank can use when it comes to managing credit risk. Data shows that banks and credit unions have been trending away from using 2D risk rating frameworks in recent years. Is a 2D risk rating model still worth it? The time value of money?

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Dallas Survey Data Trends 195

Perficient

JANUARY 8, 2025

Imagine this: An insurance exec armed with a research-packed whitepaper on managing industry-specific risks… suddenly, theyre less of a salesperson and more of a trusted advisor. They published juicy whitepapers and hosted cant-miss webinars about sustainable investing and ESG trends. The result? Businesses loved it.

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Leadership Trends Industry Strategy 221

Abrigo

OCTOBER 21, 2024

In this guest column, Jason Alpert, Managing Partner of Castlebar Holdings , explains how financial institutions should respond. However, given recent industry and employment trends as well as limited resources, the workout/restructure of the problem loan could be managed by the same individual or group that originated the loan.

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Abrigo

NOVEMBER 3, 2023

Top 5 CECL best practices and their benefits Now that CECL is implemented, follow these recommendations for ongoing management to provide confidence and be more efficient. WATCH Takeaway 1 How can you ensure ongoing compliance and efficient management of the allowance for credit losses? Some tried and true practices can help.

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South State Correspondent

MARCH 24, 2025

In this challenging environment, bankers have an unparalleled opportunity to step forward as trusted advisors, providing valuable guidance, innovative financial structures, and prudent risk management to support both their bank and commercial customers. Appointing someone in Credit might be a workable idea.

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Risk Management Resources Management Marketing 195

Perficient

FEBRUARY 29, 2024

As institutions adapt, Perficient’s Chief Strategist of financial services and expert, Scott Albahary, has identified six key trends to shape the banking landscape in the year ahead. Driven by technological advancements, regulatory changes, and shifting consumer preferences, the banking industry must evolve and respond accordingly.

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Trends Industry Analytics Compliance 221

Abrigo

SEPTEMBER 30, 2024

DOWNLOAD Takeaway 1 Shared AML case management helps streamline processes, reduce duplication, and improve communication between fraud and AML/CFT teams. Takeaway 3 Modernizing AML/CFT programs with shared case management aligns with FinCEN's emphasis on innovation and streamlining processes.

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Management Fraud Software Compliance 195