CFPB Monitor

SEPTEMBER 9, 2020

Ballard Spahr LLP has submitted a comment letter to the OCC in support of its proposed rule , “National Banks and Federal Savings Associations as Lenders” (the “Proposed Rule”). Three virtually identical Federal Interest Statutes govern interest that may be charged by Banks: Section 85 of the National Bank Act (“NBA”), 12 U.S.C. §

FDIC 78

FDIC National South Dakota Lending 78

PYMNTS

MARCH 5, 2018

Participants pitch to a panel of Visa representatives — and a few large client representatives — in what Visa’s SVP of Digital and Marketing Transformation Shiv Singh described as a “Shark Tank”-like format. Additionally, the First National Bank of Omaha announced it will stop issuing an NRA-branded Visa card.

Regulation 108

Regulation Data Regional America 108

CB Insights

FEBRUARY 28, 2019

Today, the “Oracle of Omaha’s” net worth is almost $83B — making him the third wealthiest person in the world, after Jeff Bezos and Bill Gates. He preaches the importance of fiscal responsibility, and he still lives in the house he bought in Omaha for $31,000 in 1938. Market volatility. Stock ownership.

Omaha 78

Omaha Company Capital Management 78

Social Assurance

OCTOBER 27, 2016

Why does this impact me as a financial marketer? Sure, we all know that we will have more home mortgages in the spring and more inquiries about end of year financial planning in the beginning of December, but how do you seasonalize your financial marketing? Planning a trip to one of Omaha's pumpkin patches?

Marketing 12

Marketing Omaha Community Cards 12

Fintech Labs Insights

NOVEMBER 16, 2016

A part of the First Horizon National Corp, First Tennessee Bank has top deposit market share in Chattanooga, Memphis, and the Tri-Cities, and top five deposit market share in Knoxville and Nashville. Founded in 1864 during the Civil War, the bank boasts one of the best customer retention rates of any bank in the U.S.

Tennessee 12

Tennessee Digital Banking Memphis Omaha 12

PYMNTS

JUNE 21, 2019

Credit union-backed cards offer several advantages, despite their comparatively miniscule market footprints. Roosevelt in 1934, gave the National Credit Union Administration (NCUA) the authority to set maximum credit union interest rates. First of Omaha Service Corp. The figure is also dwarfed by the 89.8

Cards 102

Cards Omaha Minneapolis National 102

CFPB Monitor

MAY 16, 2019

1606) (TILA) to establish a “national consumer credit usury rate” that would limit the APR “applicable to any extension of credit” to the lesser of “15 percent on unpaid balances, inclusive of all finance charges” or “the maximum rate permitted by the laws of the State in which the consumer resides” (Sanders Bill). First of Omaha Corp.,

Pennsylvania 87

Pennsylvania Lending Omaha National 87