Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. The community bank provided nearly 480,000 PPP loans totaling more than $13 billion to businesses across the nation. “I

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Community Bank Community National Fresno 196

PYMNTS

JANUARY 21, 2020

Adeeb Ahamed, managing director of LuLu Financial Group , which is headquartered in Abu Dhabi, said the collaboration with MoneyGram “will revolutionize” how remittances are handled in the Asia-Pacific region, “changing the way people approach digital transactions.”. ” Launched in 2009, Lulu Money has five million users processing 1.1

Regional 250

Regional cryptocurrency System National 250

PYMNTS

MAY 22, 2020

OMFIF Head of Fintech Research Bhavin Patel said per the report, “We believe there will be more central bank digital currency projects in the next few years, both on the wholesale and retail sides of the market and in many jurisdictions including the euro area.”.

Regional 140

Regional Bitcoin cryptocurrency National 140

PYMNTS

DECEMBER 30, 2020

percent in November, the third consecutive month during the pandemic that activity dropped off in the real estate market, according to the Pending Home Sales Index (PHSI). But compared to 2019, pending home sales are actually up in all regions. Pending home sales dropped 2.6 percent to roughly 3 percent. Last month’s index dropped 1.1

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US Regional National Marketing 249

PYMNTS

MAY 21, 2020

Home sales fell to a 10-year low in April as buying and selling have been challenged by the COVID-19 pandemic, according to the National Association of Realtors (NAR). For the second consecutive month, each of the nation’s four regions saw sales dwindle in year-over-year sales, with the West seeing the greatest dip.

Regional 247

Regional National Marketing Lending 247

PYMNTS

DECEMBER 7, 2020

Paydek’s infrastructure supports an extensive international base of people and businesses as clients, with handling payments to more than 160 nations. It is anticipated that over 80 further nations are forecast to become part of the payment network of Paydek after the tie-up with Thunes.

Payments 239

Payments America National New York 239

PYMNTS

FEBRUARY 20, 2019

Blockchain is increasingly being separated from cryptocurrency, with an eye toward disparate use cases — some done at the national level. The newswire said that Berlin exists as a “hub” for the industry, where roughly 10 startups focus on blockchain, and end markets span energy, pharma and transportation.

National 161

National blockchain Cleveland cryptocurrency 161

PYMNTS

MAY 22, 2020

Treasury’s difficulties getting relief money to individuals, has renewed calls for the government to accelerate its FedNow national real-time payments network, still not expected to be operational until at least 2023. The Paycheck Protection Program (PPP) disbursement fiasco, coupled with the U.S. The Fed’s Failure. Problem No.

Payments 344

Payments Policies Guidelines National 344

PYMNTS

APRIL 10, 2020

Miguel Rio Tinto, CIO at Emirates National Bank Dubai (Emirates NBD), offered another approach to DX: a ground-up, far-reaching overhaul that not only includes technological improvements, but requires a significant shift in mindset as to how a bank is actually viewed. “They need to move in that direction.”

Technology 360

Technology Company Operations Payments 360

PYMNTS

OCTOBER 14, 2020

Using RippleNet, Ripple's global payment network, the partnership will take advantage of the ripe market for cross-border payments, which a July Juniper Research study said will be worth $35 trillion by 2022, the release stated. The firm has also worked with the National Bank of Fujairah PJSC (NBF) in order to enable them.

Payments 286

Payments blockchain Regional America 286

PYMNTS

SEPTEMBER 21, 2020

28), which is supported by American Express nationally. It’s also an area where the big six or other retailers won’t play this year, focusing instead on regional and national media. The obvious attraction here is Small Business Saturday (Nov. Now, the where.

Retail 169

Retail social media Marketing Branding 169

PYMNTS

DECEMBER 8, 2020

It was only a few short years ago that the conventional wisdom was that millennials were shaping up to be slower entering the homebuying market than their Gen X siblings and baby boomer parents. Gross national product skyrocketed to $300 billion by 1950, compared to just $200 billion in 1940. Today’s Buying Boom .

Millennials 353

Millennials United States Marketing National 353

Bobsguide

MAY 29, 2019

Payments markets are changing drastically, forced by the hand of national and regional regulators as well as a technological advances driving at an incredible pace. Banks and other financial institutions are sitting up to take note. Here, bobsguide speaks with Mohammed Kateeb, group chairman and.

Regional 160

Regional National Fintech Regulation 160

South State Correspondent

NOVEMBER 29, 2023

One of the lessons that was driven home at the recent American Banker Small Business Banking Conference in Nashville was the difference in marketing between large national banks and community banks, particularly deposit marketing. The data would indicate not marketing to a new customer is a mistake.

Marketing 195

Marketing Regional National Nashville 195

PYMNTS

DECEMBER 30, 2019

percent in November after a fall in October that followed two consecutive months of increases, the National Association of Realtors (NAR) reported Monday (Dec. percent and pending home sales rose nationwide in all regions compared to 2018. The index of pending home sales increased 1.2

Marketing 136

Marketing Regional National Analysis 136

PYMNTS

APRIL 16, 2019

Among the most recent headlines, in Asia this past week, the Monetary Authority of Singapore (MAS) and the National Bank of Cambodia have signed a memorandum of understanding (MOU), that Business Times said will boost partnerships on FinTech and financial services innovation. The banks have also agreed to share data on emerging markets.

Fintech 211

Fintech San Francisco National Innovation 211

PYMNTS

MAY 20, 2020

Making cross-border payments in the EU therefore requires interconnectivity between the regions’ various real-time payments rails. This marked the first real-time payments regulatory framework in the region that addressed all EU countries. The ECB sees TIPS as more than just another real-time payments solution, however.

Payments 210

Payments Guidelines Regional Strategy 210

PYMNTS

OCTOBER 23, 2020

To that end, and in terms of the data announced by the National Association of Realtors, existing home sales grew by 9.4 million homes on the market. Drilling into the data, NAR said that each of the four regions tracked showed month-over-month and year-over-year growth. Home sales in that region were up more than 40 percent.

Survey 227

Survey Maine New York Millennials 227

PYMNTS

AUGUST 31, 2020

The press release stated that many national and regional retailers, including in the fields of home improvement, electronics and fitness, use the service. The entry of major players like Visa into the market also signals that the payment method is becoming much bigger.

Regional 217

Regional National Trends Payments 217

South State Correspondent

DECEMBER 17, 2024

In recent years, the community banks market share has been diminishing markedly as bank consolidation has occurred. The share of the loan market held by community banks has declined more rapidly (proportionately) than the number of charters. However, we believe that this trend is reversible.

Community Bank 195

Community Bank Community Capital Tools 195

PYMNTS

NOVEMBER 30, 2020

The National Association of Realtors (NAR) said that its Pending Home Sales Index (PHSI) is down for the second consecutive month, dropping 1.1 The housing market is still hot, but we may be starting to see rising home prices hurting affordability.". Only the southern region of the U.S. percent after months of steady gains. .

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Las Vegas Los Angeles San Francisco Nevada 160

Perficient

SEPTEMBER 20, 2020

First of all, we’re big believers in the power of sports marketing – we have great partnerships with MLB’s St. The benefits of those relationships do drive some national exposure for us but the branding benefits accrue primarily in the specific markets. Louis Cardinals , the NHL’s St. Louis Blues and Dallas Mavericks in the NBA.

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St. Louis Dallas US Course 340

PYMNTS

APRIL 21, 2020

Thierry Breton, the European Union’s (EU) commissioner for internal market and services, said the 27-nation bloc is facing its most difficult challenge since it was founded in 1993, and stated that its nations should be a top priority for bailouts, the Associated Press reported. It could take 1.5 trillion euros (1.63

National 177

National Regional Groups Marketing 177

South State Correspondent

SEPTEMBER 30, 2024

In this article, we distill what we believe are the top four strategic competitive advantages for community banks to outperform the market. Instead, community banks that differentiate themselves from the competition are often able to outperform the market. Borrowers value certainty and a quick decision-making process.

Community Bank 195

Community Bank Community National Regional 195

PYMNTS

OCTOBER 4, 2019

This week, Cellulant – an Africa-focused payments services firm – is announcing a big play to build the comprehensive “catch-all app” for consumers in the African market. It was the right step for its time – but times have changed, and the market within the continent has both broadened and diversified.

Marketing 132

Marketing Mobile Payments Lending 132

PYMNTS

JULY 22, 2019

Providing onboarding services in the Latin American market is both an exciting opportunity and a challenging one. If a firm needs to digitally onboard someone and verify them, we can help that company do that fairly seamlessly,” Samer Atassi, regional director, Latin America and Caribbean for Jumio, told PYMNTS in a recent conversation.

Innovation 161

Innovation Payments Regional America 161

PYMNTS

NOVEMBER 12, 2018

1 issue for executives residing in Europe and other advanced economies, while a lack of national governance was a major concern for executives in Latin America. Cyberattacks worried executives in three of the eight regions covered in the research. Back in 2016, cybersecurity was only a major concern for the North American region.

Regional 143

Regional America National Groups 143

South State Correspondent

JANUARY 10, 2024

The market expects the current inverted yield curve to remain through much of 2024 (based on long-term interest rates and the expected rate cuts in 2024). This article will discuss how national, regional, and community banks may use loan hedging programs in 2024 to face earnings challenges.

Community Bank 195

Community Bank Community National Regional 195

PYMNTS

NOVEMBER 9, 2020

Walmart is leaving Argentina, announcing an arrangement to sell its retail locations there to a regional supermarket chain amid an economic crisis that is impacting the South American nation. During the interim, Britain has had the ability to access the market but that “passporting” right is likely going away.

Retail 210

Retail Capital Payments Fintech 210

PYMNTS

JANUARY 31, 2019

The bank is one of several newly proposed community banks in the region, with goals of disrupting the financial services landscape, including business and corporate banking. is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C.

Community Bank 122

Community Bank Community FDIC Marketing 122

PYMNTS

FEBRUARY 19, 2020

And by the granular numbers, the picture looks even worse: Obesity among women has more than doubled in some regions over the last decade-and-a-half. But the market is changing and new players are entering – most notably Noom , a subscription weight management and fitness program that has been dubbed “Weight Watchers for millennials.”.

Marketing 131

Marketing Exercises Course Big Data 131

PYMNTS

DECEMBER 9, 2020

Clearly there's regional saturation, which leads to consolidation.”. These are $100 billion market cap companies that are sitting in the middle of the payments supply chain.”. That suddenly opened up the market for FinTechs to offer targeted slivers of traditional banks’ financial services, like loan underwriting or debit accounts.

Innovation 306

Innovation Fintech Payments Regulation 306

PYMNTS

JULY 16, 2020

The top court of the 28-nation bloc ruled the transfer of personal data to platforms in the U.S. Companies will have to choose between whether to move personal data to servers in Europe or stop doing business in the region. servers, The Wall Street Journal reported.

Data 212

Data US Regional Resources 212

PYMNTS

NOVEMBER 20, 2020

Finance , the call would be held by Internal Market Commissioner Thierry Breton, who oversees the regulation of digital activities, and would focus on the Digital Services Act (DSA). It would also change some of the market’s competitive dynamics. As noted by Yahoo! Public consultation on the act ended in September.

Policies 260

Policies Google Apple Regulation 260

PYMNTS

DECEMBER 17, 2019

Open Banking is making its rounds across the globe as regulators embrace financial services industry competition, and as financial services players — both banks and FinTech firms — recognize their market opportunities by embracing data sharing.

Metro 136

Metro Regional Fintech National 136

PYMNTS

DECEMBER 4, 2019

Since partnering two years ago, Visa and NovoPayment have advanced digital payments across the region. In addition, Visa Token Services was introduced to the region for payouts, peer-to-peer (P2P) payments and B2B money movement. It’s a testament of our proven enablement model and commitment to collaboration.”.

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America Regional National Fintech 132

South State Correspondent

JANUARY 25, 2024

Forward Rate Lock Tools National lenders have been using locks for decades, and these instruments can take many forms. If rates rise, the bank eats this cost often not knowing that there is a negative mark-to-market value on the loan from Day One. If rates fall, the borrower often gets the lower rate.

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How To Community Bank Community National 195