PYMNTS

NOVEMBER 2, 2020

Europe Plans To Publish Digital Services Act, Digital Markets Act Drafts. The Digital Markets Act is a second set of regulations. They will have two pillars, which Vestager described as a do’s and don’ts for large digital gatekeepers and a “harmonised” market probe blueprint “across the single market.”. Regulation.

Taxes 212

Taxes National Regulation Google 212

PYMNTS

JANUARY 7, 2021

China’s Ant Group is considering the formation of a new consumer loan division that would let it continue to provide loans across the nation while adhering to new Chinese banking rules. The company intends to harness the infusion for outreach to more small companies throughout the nation, among other purposes.

Survey 172

Survey Payments Groups Data 172

PYMNTS

MAY 22, 2020

In what could be among the most devastating economic impacts of COVID-19 overseas, a survey revealed 75 percent of Dubai businesses said they expect to close within the next six months, CNBC reported. Nearly half the restaurants and hotels surveyed revealed they expect to close in the next month.

Survey 132

Survey Community National Report 132

PYMNTS

MAY 15, 2020

As the pandemic quickly transformed the labor market, layoffs in the U.S. In its Job Openings and Labor Turnover Survey (JOLTS) survey, the Labor Department indicated that discharges as well as layoffs rose to 11.4 surged to an all-time high in March. million by 9.5 million in March. million by 9.5 million in March.

Survey 224

Survey Policies National Report 224

PYMNTS

NOVEMBER 26, 2018

billion, according to surveys commissioned by the company. In addition to supporting brick-and-mortar businesses, 41 percent of consumers surveyed said they shopped small businesses online. Small business owners surveyed said they count on an average of 29 percent of annual sales to happen during the holiday season.

social media 193

social media Survey National Community 193

PYMNTS

DECEMBER 16, 2020

16), the National Restaurant Association offered up seven public policy tenets that – in collaboration with delivery aggregators – are being billed as a “framework” for the delivery industry. The principles debut at a time when, according to the Association, 70 percent of adults surveyed said they had ordered delivery from a restaurant.

National 160

National New York City Policies New Jersey 160

PYMNTS

OCTOBER 6, 2016

Retailers continue to rely on paid search and email marketing channels, but mobile marketing and social media are continuing to increase in popularity as a way for businesses to grow their customer acquisition, according to a new study.

social media 205

social media Survey Retail Online 205

PYMNTS

JUNE 14, 2017

Through a 70-question survey, TMF Group asked the accounting and tax professionals to assess their local regulatory climates. Turkey, the report found, was the most complex market for regulatory compliance, followed by Brazil, Italy, Greece and Vietnam. Rounding out the list are Colombia, China, Belgium, Argentina and India.

Compliance 146

Compliance Marketing Taxes Groups 146

PYMNTS

DECEMBER 10, 2018

While entrepreneurs continue to reflect record-level optimism, their top concerns are increasingly including the tight labor market and the importance of retaining staff in such a climate. “And that’s the way the market economy works, for better or worse.” How did small businesses fare in job growth last month?

Marketing 148

Marketing Data Survey America 148

PYMNTS

OCTOBER 23, 2020

To that end, and in terms of the data announced by the National Association of Realtors, existing home sales grew by 9.4 million homes on the market. In terms of turnaround, properties were on the market for only 21 days. This implies that first-time buyers are being priced out of the market. million units.

Survey 227

Survey Maine New York Millennials 227

Abrigo

OCTOBER 19, 2016

A recent study by Hinge Research Institute in association with the National Association of Certified Valuators and Analysts offered several ideas for growing your valuation practice. Ensure your specific expertise is visible to all who might need or refer an engagement. Help others. Reciprocity pays,” the study said.

How To 150

How To Marketing Study Guidelines 150

PYMNTS

MARCH 12, 2020

The uncertainty injected into the market, as Ning Wang, co-founder and chief business officer at PingPong , told Karen Webster in a recent conversation, is having undeniable effects worldwide – which are not likely to wear off anytime soon. PingPong did an exclusive survey of 500 merchants about their inventory level and sales expectation.

Innovation 283

Innovation Policies social media Examples 283

PYMNTS

SEPTEMBER 14, 2018

To challenge the Office of the Comptroller of the Currency (OCC)’s decision to allow online payment companies and lenders to have national bank charters, the top banking regulator in New York is suing the federal government. Further panning the decision, Vullo called the move “lawless, ill-conceived and destabilizing of financial markets.”

New York 173

New York Fintech Lending Regulation 173

PYMNTS

JANUARY 11, 2021

Meanwhile, the National Restaurant Association estimates that more than 100,000 eateries have either closed permanently or at least long term due to the pandemic. That’s one out of every six.

Los Angeles 207

Los Angeles Retail San Diego San Francisco 207

PYMNTS

MAY 18, 2020

This much-awaited bit of good news in the fight against the novel coronavirus sent shivers of anticipation through the stock market, which drove the company’s shares up some 26 percent intraday as the development broke. Nearly as interesting to market watchers is the fact that the Moderna vaccine didn’t seem to only cause antibody creation.

Survey 240

Survey Maine Study Massachusetts 240

CFPB Monitor

AUGUST 13, 2020

The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). The NCCF was established by the Consumer Credit Protection Act of 1968) to study consumer credit markets and recommend improvements in consumer credit regulations. A $594 loan required a 103.54

Study 148

Study Survey National Analysis 148

South State Correspondent

AUGUST 22, 2023

In this article, we detail the five steps to building a treasury management strategy, provide some tools to execute those steps, and then provide a complimentary survey to assess your strengths and weaknesses. If they do market, it is to every commercial customer in the footprint, which often results in suboptimal marketing results.

Management 195

Management Community Bank Survey Community 195

PYMNTS

NOVEMBER 11, 2020

The BNPL market includes Klarna, Splitit, Openpay, FuturePay, Sezzle, Affirm, Quadpay, and others. A PYMNTS survey done in conjunction with PayPal indicated that people were looking for a new way to shop, making BNPL hot for the holidays. Last month, AfterPay partnered with Simon Mall in a national collaboration.

Retail 222

Retail Charlotte Branding Millennials 222

PYMNTS

SEPTEMBER 7, 2020

unemployment rate, even as the nation engages in its annual celebration of workers. And in the case of a labor market that’s gone topsy-turvy in recent months, that silver lining is the raw creativity of America’s workforce in finding work, even when traditional jobs are hard to come by. Survey-Takers . In fact, many U.S.

District of Columbia 220

District of Columbia Washington Survey Course 220

PYMNTS

JUNE 12, 2020

A surprising improvement in the jobs market and states reopening for business are combining to lift the spirits of U.S. consumers, according to data from a University of Michigan consumer survey released Friday (June 12). The widely-watched gauge of consumer sentiment posted its biggest gains in four years, showing a jump of 9.1

Michigan 145

Michigan Survey Study National 145

PYMNTS

NOVEMBER 11, 2016

Just 19 percent of small businesses surveyed, for example, said their banks adequately met their financing needs, with a quarter of businesses reporting they were turned away from a bank as they sought financing to grow. Researchers declared this was a serious threat to the nation’s economy.

Survey 183

Survey Report Community Meeting 183

PYMNTS

SEPTEMBER 20, 2018

The financial services (FinServ) market is, by far, ahead of other industries when it comes to blockchain innovation and adoption, according to data released this year by PricewaterhouseCoopers (PwC). The market is expected to secure 30 percent of those efforts between 2021 and 2023; at present, the U.S.

blockchain 188

blockchain Innovation Tools Survey 188

BankUnderground

OCTOBER 5, 2022

But bonuses could be really important to understand labour market tightness – a topic of much interest at the moment. A frequently used measure of pay by the Bank of England is Average Weekly Earnings (AWE) regular pay for the private sector , published by the Office for National Statistics (ONS).

Marketing 104

Marketing Policies Industry Data 104

South State Correspondent

MARCH 5, 2024

These larger companies have already withstood the test of time and have survived business downturns, and the market has validated their business models. Cross-sell opportunities, especially demand deposits in today’s market, can double the ROA/ROE on an average-sized commercial loan. Some of the results are shown in the table below.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

These larger companies have already withstood the test of time and have survived business downturns, and the market has validated their business models. Cross-sell opportunities, especially demand deposits in today’s market, can double the ROA/ROE on an average-sized commercial loan. Some of the results are shown in the table below.

Community Bank 195

Community Bank Community National Lending 195

PYMNTS

NOVEMBER 25, 2020

According to economists surveyed by the paper, consumer spending likely rose in October for the sixth straight month. triggering various lockdowns and business shutdowns across the nation. 24) issued its new Consumer Confidence Survey report , which gave a gloomier picture. Layoffs took off as the economy shrank.

US 143

US Survey Conference National 143

PYMNTS

AUGUST 5, 2019

” CBIZ Employee Benefits drew similar conclusions with its new report, with the firm’s Executive Vice President Phil Noftsinger highlighting the tight labor market as a major source of pain for small business owners. The national unemployment rate is 3.7 The report surveyed 319 small businesses in the U.S.

Data 154

Data Survey National Report 154

South State Correspondent

SEPTEMBER 20, 2023

For starters, a customer may carry large balances but not generate franchise value if those balances are all in high-paying money market accounts or are highly volatile. Finding this intersection is the key to the efficient use of sales and marketing resources. We ranked the Top 20 Deposit-Rich Industries ( HERE ).

Management 195

Management Survey Industry Community Bank 195

PYMNTS

MAY 22, 2020

Finance ’s morning market preview show. A survey by the National Bureau of Economic Research, a nonprofit group, found that after a week or two, consumers had spent more than 40 percent of the money from the checks. “A Walmart U.S. CEO John Furner, who oversees more than 4,700 stores, says the answer is yes. “I

Retail 210

Retail Apple Survey National 210

Abrigo

SEPTEMBER 16, 2019

More than two-thirds of community banks surveyed for the Conference of State Bank Supervisors (CSBS) Community Bank Sentiment Index indicated they expect business conditions will be the same or better in the next 12 months. The survey for the inaugural index included 512 FDIC banks responding from early in the second quarter through July 5.

Community Bank 150

Community Bank Community Policies Survey 150

PYMNTS

DECEMBER 8, 2020

The latest arena for money laundering is through cryptocurrency , a burgeoning market expected to be valued at $1.4 Some exchanges even deliberately avoid having KYC systems by obfuscating their country of origin to make it harder for regulators to impose national compliance guidelines. billion by 2024. billion in 2019, including $2.8

cryptocurrency 261

cryptocurrency Mobile Compliance Analysis 261

PYMNTS

NOVEMBER 13, 2020

A survey found that less than 50 percent of banks in North America leverage digital ID verification for bank account onboarding, with most requiring customers to verify themselves in person with physical ID documents at branch locations. Developments From Around The World Of Digital ID. More than 6.2

Fraud 242

Fraud US Mobile Study 242

PYMNTS

MAY 4, 2018

released its latest survey of small business (SMB) sentiment in the country, finding an increase in confidence the company attributes to greater technology adoption. and Enterprise Nation. Analysis is based off of YouGov survey results of 1,000 small business respondents. Amazon U.K. economic confidence was up 6 points.

social media 115

social media Survey National Analysis 115

Perficient

OCTOBER 1, 2020

A recent McKinsey survey anticipates that 40% of physicians are now more likely to refer their patients to nonhospital facilities for procedures and office visits post- Covid. It soared to more than 50% in early April and now sits at 18% nationally. This is important because it builds resilience in health care delivery. .

System 364

System Examples Industry Operations 364

PYMNTS

OCTOBER 8, 2020

In spring, as lockdowns began to have their chilling effect, the National Restaurant Association (NRA) surveyed over 5,000 restaurateurs and concluded that “3 percent of restaurants have closed permanently, 11 percent anticipated closing permanently and 44 percent have closed temporarily.”

San Francisco 291

San Francisco Boston Operations Report 291

PYMNTS

DECEMBER 5, 2018

The nation continues to push against cash in favor of digital payments, while both the government and private sector continue to fuel FinTech innovation. It hasn’t been easy for the nation’s small businesses, however. “Where there were 15 workers before, now there are three. .”

Innovation 171

Innovation Survey Operations Community 171

Accenture

SEPTEMBER 13, 2019

The global real-time payments market is projected to reach about $26 billion by 2023. ². Those we surveyed in the Accenture 2019 Global Payments Survey see instant payments fast becoming the industry standard. Getting there is complicated by a number of factors that are unique to this market. It is a hydra.

United States 156

United States Payments US Survey 156