Remove Marketing Remove Philadelphia Remove Risk Management
article thumbnail

Guest Post: 2013 Economic Year in Review and Outlook by Banker Dorothy Jaworski

Jeff For Banks

He was just in Philadelphia on January 3rd delivering his last public speech and he nostalgically proclaimed that “the recovery remains incomplete,” which will qualify his comment for the understatement of the year award. Mortgage rates rose just as much and they may potentially damage the housing market recovery. once again.

article thumbnail

Loan-pricing models: What to consider

Abrigo

Adams, supervising examiner at the Federal Reserve Bank of Philadelphia, pricing is a key underwriting factor that should be addressed as part of a sound loan policy. They can be more competitive and better prepared for changes on the horizon.” Considerations of loan-pricing models What are some considerations related to loan-pricing models

Capital 150
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Who were ICBA’s Top Lenders of 2022?

Independent Banker

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. He sensed the family’s passion and liked their idea of starting with selling milk at farmers’ markets, roadside shops and small grocery stores. By Ed Avis.

article thumbnail

Guest Post: Financial Markets and Economic Commentary by Dorothy Jaworski

Jeff For Banks

Even churches are closed and the new reality had me watching Easter church services from the Cathedral Basilica in Philadelphia on a website. For most of us here around Philadelphia, the stay at home restrictions began on March 13th, which was Montgomery County‘s date. and promised trillions of dollars to stabilize the markets.

article thumbnail

Guest Post: FInancial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

There are some signs of slowing in the housing markets; both existing and new home sales in June fell amidst rising mortgage rates and fewer gains in home prices. In our local area, we are still seeing modest growth in Philadelphia and surrounding counties. Consider the trade wars and tariffs. for the year ending June, 2016, +5.6%

article thumbnail

Guest Post: 2nd Quarter 2022 Financial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

Financial Markets & Economic Update -Fourth Quarter 2022 What a year 2022 has been! We’ve seen tremendous market declines in both stocks and bonds, volatility, and a Federal Reserve who is raising interest rates at a breathtaking pace. Housing markets have suffered, with mortgage rates climbing up to 7.00%. in September.

article thumbnail

The 2019 GonzoBanker Awards

Gonzobanker

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. This was a terrific combination of two education-focused cooperatives across both Southern and Northern California markets. It’s early but it’ s a great entry to the market and our industry.

Idaho 148