BankUnderground

AUGUST 9, 2024

Michael Kumhof and Mauricio Salgado-Moreno While ‘unconventional’ balance-sheet policies like quantitative easing (QE) and quantitative tightening (QT) appear to have been successful, it is difficult to separate their macroeconomic and financial stability implications from those of other polices.

Policies 115

Policies Marketing Study Lending 115

BankUnderground

JANUARY 17, 2025

Michael Salib and Mesha Ghazaleh The Banks monetary policy objectives are some of the most significant objectives bestowed by Parliament on any UK public authority. They are to maintain price stability and, subject to that, support the Governments economic policy, including its objectives for growth and employment.

Policies 59

Policies United States Exercises National 59

BankUnderground

MARCH 27, 2025

Such increases can be a result of direct government policies, but as we explain in this post, changes in carbon prices appear to be also endogenously linked to developments in energy markets. In an ETS, generally in the form of a cap-and-trade system, the government sets a cap on emission allowances and the market determines the price.

Marketing 59

Marketing Policies Industry System 59

South State Correspondent

AUGUST 29, 2022

Markets Still Adjusting to Jackson Hole. That’s the highest 2yr yield since 2007 and reflects the market’s appreciation of the higher-for-longer message that Fed Chair Powell left with investors. That is largely in line with market expectations. The market is leaning in the direction of a 75bps hike. expected vs. 52.8%

Marketing 195

Marketing Policies Survey Data 195

BankUnderground

OCTOBER 4, 2023

Julia Giese, Michael McLeay, David Aikman and Sujit Kapadia Central banks have been using a range of monetary policy and macroprudential tools to maintain monetary and financial stability. Financial crises and macroprudential policy The global financial crisis of 2007–08 highlighted major deficiencies in macrofinancial policy frameworks.

Policies 141

Policies Tools Capital System 141

BankUnderground

FEBRUARY 13, 2025

Danny Walker, Dong Lou, Gabor Pinter and Semih sl Government bond yields tend to drift higher in the days before monetary policy or data news in the UK. Pre-news drift could affect the signal monetary policy makers draw from market rates and it could have implications for the optimal timing of bond issuance.

Policies 85

Policies Analysis Marketing Data 85

PYMNTS

NOVEMBER 20, 2020

Finance , the call would be held by Internal Market Commissioner Thierry Breton, who oversees the regulation of digital activities, and would focus on the Digital Services Act (DSA). It may not be a reprieve at all, as December looms as a possibly seismic month for tech – and specifically, platform – firms. As noted by Yahoo!

Policies 260

Policies Google Apple Regulation 260

PYMNTS

AUGUST 12, 2020

According to Pogreb, the industry now has an opportunity to embrace market disruption in ways that can strengthen customer ties and get capital into the hands of business owners who desperately need it as quickly and painlessly as possible. What has changed, however, is how they want to buy products and receive claims payouts.

Policies 229

Policies Marketing Strategies Industry Payments 229

Abrigo

FEBRUARY 6, 2025

Cannabis-related businesses (CRBs)spanning everything from cultivation to retailrepresent a market in need of lending services, from working capital to real estate and equipment loans. Get details The opportunities: Why cannabis lending may make good business sense The legalized cannabis market grew $2.6 billion in annual revenue.

Lending 195

Lending Compliance Community Software 195

Perficient

AUGUST 31, 2020

To help with this process, we at Perficient have compiled our favorite tips and how-tos for elevating your marketing mix and improving your brand’s visual narrative. If your company follows a specific media policy, stick to those rules. First up in the series: graphics. Be Consistent with Your Content.

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Branding Guidelines social media Exercises 520

South State Correspondent

SEPTEMBER 20, 2022

Last week, the American Banking Association (ABA) held its annual Bank Marketing Conference in Denver, receiving rave reviews. The theme was – developing your marketing superpowers. Amid the brewery networking, superhero costumes, and fun, some fantastic bank marketing lessons were had, and not just for bank marketers.

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Conference Marketing social media Data 195

Perficient

NOVEMBER 15, 2020

With that said, let’s select the Add option so we can create a new app policy for Microsoft Teams. Now that the app policy has been created we’ll need to assign it to a group of users. Let’s start by creating a new Conditional Access policy. For this scenario, we’ll be creating our own built-in app.

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Management Security Policies Data 348

BankUnderground

DECEMBER 20, 2023

Daniel Albuquerque and Jamie Lenney Rent prices have risen by 9% on average in England since the Bank of England’s Monetary Policy Committee (MPC) started raising interest rates in December 2021. Is monetary policy causing the rise in rents? So is there any evidence that monetary policy is pushing up rental prices in the UK?

Policies 130

Policies Albuquerque Regional San Francisco 130

South State Correspondent

JUNE 21, 2022

For the past 14 years, the monetary policy in the U.S. The Federal Reserve tightened monetary policy more aggressively than expected just a week ago as inflation reached a 40-year high. The market, however, expects a higher year-end Fed Funds rate at 3.65%. The Fed Hike will send seven waves toward banks.

Community Bank 359

Community Bank Policies Community Marketing 359

BankUnderground

MARCH 28, 2024

In our recently published Staff Working Paper , we ask how monetary policy should be conducted amid, what has been referred to as, a ‘battle of the markups’. We find that countercyclicality in aspired price markups (‘sellers’ inflation’) calls for more dovish monetary policy.

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Policies National Examples US 137

South State Correspondent

MARCH 24, 2025

There have been few times in modern memory when small businesses and middle market companies faced so much uncertainty in the market. Examining supply chain vulnerabilities exposed by current trade policies, including dependence on imported raw materials or overseas manufacturing.

Risk Management 195

Risk Management Resources Management Marketing 195

PYMNTS

SEPTEMBER 13, 2020

Europe's biggest banks have called on the European Commission to implement tough regulations for cryptocurrencies, such as stablecoins, that would protect consumers and preserve state sovereignty in monetary policy, Reuters reported. In a joint statement Friday (Sept. In a joint statement Friday (Sept.

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cryptocurrency Regulation Policies Conference 363

BankUnderground

MARCH 6, 2025

Michal Stelmach , James Kensett and Philip Schnattinger Economists frequently use the vacancies to unemployment (V/U) ratio to measure labour market tightness. Analysis of the labour market during the current inflationary period often assumes the V/U ratio is constant and compares this measure with a supposed pre-2019 equilibrium.

Marketing 81

Marketing US Data Online 81

Abrigo

NOVEMBER 18, 2024

The liquidity and funds management process should be very clear in terms of policies and procedures, she added. Make sure that your ALM policy, liquidity policy, and contingent policies have been updated. They’re required to be done annually, but if you’re even close [to that timeframe], I’d get it done now.”

Risk Management 195

Risk Management Regulation Policies Management 195

BankUnderground

FEBRUARY 26, 2025

Measuring the effectiveness of policies affecting financial stability even more so. Not only is the objective of financial stability an elusive concept, but policies targeting financial stability are often complex, technical, and very slowly implemented.

System 72

System Policies Tools Marketing 72

Perficient

NOVEMBER 19, 2024

Currently, the Japanese government and regulators are taking an indirect approach of supporting a policy goal of prioritizing innovation while minimizing foreseeable harms. Japan currently has yet to pass a law or regulation specifically directed to regulating the use of AI at financial services firms.

Regulation 221

Regulation Guidelines System Compliance 221

Perficient

JANUARY 7, 2021

With this information, insurance companies can build personalized policies. User-based insurance is one way to monetize a car’s data. The car can let the insurance companies know how much, how fast, when, and where you drive. And, don’t forget about advertising. This type of data is an advertiser’s dream.

Marketing 309

Marketing Industry Mobile Data 309

Perficient

AUGUST 13, 2021

While the thought of changing policies can be daunting, carriers are throwing hundreds of millions (if not billions) into advertising budgets to make the consumer aware of ways to save by switching. As a result, the industry is experiencing a decline in brand loyalty in favor of pricing. The pandemic accelerated this trend.

Policies 294

Policies Customer Experience Branding Survey 294

Abrigo

FEBRUARY 1, 2023

Rising-rate environment Planning ALM strategies After decades of accommodative monetary policy and near 0% interest rates, financial institutions find themselves in 2023 with a question on where rates are headed and how to structure their strategies given rate movements. Markets move in unpredictable ways when least expected.

Marketing 195

Marketing Strategy eBook Management 195

Abrigo

JANUARY 17, 2025

One way to easily envision this, according to Abrigo Advisory Services Manager Manuel Aya, is to think of it as the value that arises from retaining depositors, and hence deposits, at an institution versus needing to go into the open market to fund activities. This could reduce the intangible value of deposit-related assets.

Strategy 195

Strategy Guidelines Management Operations 195

Perficient

AUGUST 11, 2020

The pandemic also heightened the need to automate the distribution of educational materials, guidelines and frequently asked questions (FAQ) to patients, healthcare members, and communities – not to mention providing real-time communication and educational updates to healthcare professionals on the latest hospital protocols and policies.

Resources 553

Resources Guidelines Policies Technology 553

PYMNTS

APRIL 14, 2020

The lawsuit said that this policy puts restaurants in the position of hitting everyone with higher prices just to do business with the delivery app companies. They also said the policy made it difficult to keep dining rooms full before the pandemic hit.

New York City 294

New York City New York Policies Examples 294

BankUnderground

SEPTEMBER 6, 2023

Understanding where the market thinks inflation is headed is crucial for policymakers, investors, and anyone who wants to keep their financial ducks in a row. They are like the crystal ball of inflation expectations, allowing traders to hedge against inflation risk and giving us a peek into the minds of market participants.

Marketing 133

Marketing Policies Strategy Examples 133

TheGuardian

OCTOBER 21, 2024

Economists at investment bank say markets are underestimating likely extent of action by Bank of England Business live – latest updates Interest rates are on course to fall to 2.75% by next autumn after the Bank of England reduces the cost of borrowing at each of its nine next meetings, a leading investment bank has predicted.

Policies 88

Policies Course Meeting Marketing 88

PYMNTS

MAY 22, 2020

“The ECB is supporting and actively contributing to the work on the Financial Stability Board roadmap to enhance cross-border payments, in coordination with relevant international organizations and standard-setting bodies – notably the Bank for International Settlements Committee on Payments and Market Infrastructure,” the ECB told PYMNTS.

Payments 344

Payments Policies Guidelines National 344

PYMNTS

NOVEMBER 5, 2020

billion acquisition of Plaid, arguing that the deal would allow Visa to extend what the DOJ alleges is the company's control of the online debt market. Britain’s Competition and Markets Authority already approved the Visa/Plaid deal in August. Department of Justice sued Visa on Thursday (Nov. 5) to block its planned $5.3

US 343

US San Francisco United States Policies 343

Abrigo

FEBRUARY 6, 2024

Takeaway 3 The specific policy areas outlined below should be carefully considered by credit unions engaged in member business lending. In this blog post, we will delve into the strategies and policies credit unions can adopt to ensure the success and profitability of their MBL programs. Takeaway 2 Start slow.

Lending 221

Lending How To Risk Management Policies 221

PYMNTS

MAY 15, 2020

As the pandemic quickly transformed the labor market, layoffs in the U.S. Economic Policy Institute Senior Economist Elise Gould said per the report, “Latest JOLTS data further illustrates the catastrophic COVID-19 labor market.”. surged to an all-time high in March. million by 9.5 million in March. million by 9.5

Survey 224

Survey Policies National Report 224

Payments Dive

JULY 18, 2023

Rob Beard, who will also serve as head of global policy, brings M&A and capital markets experience to his new role at the card network company.

Policies 195

Policies Capital Cards Marketing 195

BankUnderground

JULY 10, 2024

Miruna-Daniela Ivan, Joshua Lillis, Eduardo Maqui and Carlos Cañon Salazar Funding markets are crucial for healthy and active financial institutions, and consequently for everyone in the economy. Repo markets support price discovery and improve liquidity in a variety of markets, but they can also pose risks to financial stability.

Marketing 126

Marketing Security Lending Data 126

Perficient

DECEMBER 8, 2020

We have expanded upon our success with GCP in the healthcare and life sciences markets, and are excited to announce that we have earned six additional Expertise designations: Application Development, Data Lake Modernization, Competitive Technology, Search, Financial Services, and New Business Channels Using APIs. Financial Services.

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Google Data Technology System 493

BankUnderground

JANUARY 18, 2024

What could the first ‘quantum markets’ look like? And where might the differences from classical markets lie? Nascent quantum networks also exist and are key to the quantum markets I will discuss below. More complete markets should be more efficient. What algorithms and infrastructure might they leverage?

System 145

System Marketing Examples Strategy 145