PYMNTS

DECEMBER 27, 2020

China’s State Administration for Market Regulation posted a notice on its website Thursday (Dec. The Journal quoted China Renaissance Securities analyst Charlie Chen as having said, “The government believes it is the time to have better control of market competition.”.

Regulation 206

Regulation Marketing Groups Report 206

PYMNTS

AUGUST 11, 2020

But more recently, the pandemic has spurred firms to address pain points in various markets through digital shifts. One firm, tZERO Group , is betting that blockchain can help disrupt capital markets themselves. The private markets are relatively opaque, and relatively less liquid than might be seen on public exchanges.

blockchain 314

blockchain Marketing Capital Colorado 314

Perficient

FEBRUARY 12, 2025

The industry faces numerous challenges, including protecting sensitive data, navigating evolving regulations, and outdated legacy systems. This transformation will require a delicate balance between innovation and compliance, ensuring that advancements in AI contribute to a secure and efficient payments landscape.

Trends 221

Trends Payments Compliance blockchain 221

Abrigo

FEBRUARY 6, 2025

Cannabis-related businesses (CRBs)spanning everything from cultivation to retailrepresent a market in need of lending services, from working capital to real estate and equipment loans. Federal regulations under the Controlled Substances Act (CSA) still classify marijuana as a Schedule I substance, along with heroin and methamphetamine.

Lending 195

Lending Compliance Community Software 195

Abrigo

FEBRUARY 6, 2025

Accurate and streamlined investment accounting supports overall risk management, particularly in areas like credit, market, and liquidity risk. Relevant regulations for investment portfolios The OCC states: Like loans, investments are credit extensions involving risks that carry commensurate rewards.

Compliance 195

Compliance Technology Operations Risk Management 195

PYMNTS

NOVEMBER 4, 2020

trillion trade finance gap that continues to plague the global market. Trade finance players, including corporates, banks and regulators, are finally ready to embrace modernization and technology. As a highly regulated area of financial services, trade finance has struggled to enter the digital age. The RegTech Opportunity.

Regulation 234

Regulation Tools Compliance Technology 234

PYMNTS

DECEMBER 9, 2020

The passwords, user names and Social Security numbers that once helped us prove we are who we say we are now are vulnerable or have already been compromised. And new regulations are taking root or are on the horizon to help protect consumers, their data and how that data might be used.

Regulation 234

Regulation Security Data Course 234

PYMNTS

NOVEMBER 16, 2020

Fitzpatrick, global head of CitiFXTechnicals, Citi’s market insight product, compared bitcoin’s movements to the gold market, which remained within a $20-$35 price range for 50 years before breaking out in 1971, according to CoinDesk. Thomas Fitzpatrick’s report was leaked on Twitter Friday (Nov.

Bitcoin 296

Bitcoin Regulation Innovation Security 296

PYMNTS

DECEMBER 23, 2019

The same framework should be in place to improve technology used by regulators in efforts to strengthen supervision throughout the industry, the think tank also says. Despite any of its present issues, the country’s AI market is forecast to be worth $11.9 China is set on being a world leader in artificial intelligence.

Regulation 202

Regulation Groups Policies Big Data 202

PYMNTS

AUGUST 5, 2020

Tim Horton , head of global merchant security and fraud solutions at Fiserv , told a recent PYMNTS Masterclass that online purchases have more than doubled year on year in the general retail segment, while online grocery sales have surged by 250 percent. The New Data Black Market. The costs of getting it wrong are big, Horton said.

Security 267

Security Fraud Data Online 267

Perficient

APRIL 2, 2021

Finally, views are sought for compliance with applicable laws and regulations, including those related to consumer protection. These technologies are also used to better target marketing in retail and customize trade recommendations in wealth management. Credit Decisions. Textual analysis.

Regulation 309

Regulation Industry Risk Management Analysis 309

PYMNTS

DECEMBER 16, 2020

Robinhood has come under the watchful eye of regulators — this time in Massachusetts. State regulators are set to file a complaint on Wednesday (Dec. 16) saying that the stock-trading platform failed to protect its customers and their assets, violating state laws and regulations.

Massachusetts 178

Massachusetts Regulation Security Compliance 178

Abrigo

MARCH 18, 2025

Payment system types, trends, and fraud risks Understanding how payment systems function, the different types in use, and the associated risks is critical for financial institutions to be able to balance innovation with security. Payment systems are at the heart of modern banking, enabling secure and efficient money transfers.

System 195

System Payments Fraud Regulation 195

PYMNTS

NOVEMBER 27, 2020

Compliance with financial regulations market-to-market around the globe is increasingly automated yet relies on the same human emotion that undergirds all forms of exchange: trust. In other words, banks and financial institutions (FIs) have an obligation to make sure you are who you claim to be.

Compliance 198

Compliance Regulation Payments Study 198

PYMNTS

DECEMBER 21, 2020

Russia's federal anti-monopoly service (FAS) has accused Booking.com of reportedly violating antitrust laws in the country and abusing a dominant market position, according to Reuters Monday (Dec. And our government regulator wants to handcuff us,” and claimed the new rules would give more advantages to foreign competitors.

Regulation 217

Regulation Industry US Company 217

Perficient

APRIL 14, 2022

But private prices and volume discourage market activity and hurt liquidity, and a lack of transparency can have a negative impact on bond issuers. All broker-dealers who are FINRA member firms have an obligation to report transactions in TRACE-eligible securities under an SEC-approved set of rules. Treasury Securities to TRACE.

Report 294

Report Compliance Security Regulation 294

Perficient

MARCH 2, 2021

The final rule amends Regulation EE (Financial Institution Netting) to apply FDICIA netting provisions to certain new entities including swap dealers. The Federal Reserve is now expanding the definition of financial institutions to include: swap dealers and security-based swap dealers; 1. What is a Financial Institution?

Regulation 309

Regulation Security System Marketing 309

Cisco

NOVEMBER 29, 2022

The functioning of global economies is partially reliant on a secure and protected financial services infrastructure. It is the reason why financial services is one of the most highly regulated and highly fortified industries. The Cisco Secure portfolio. Digitization and the resulting complexity.

Security 174

Security Leadership Operations Tools 174

Perficient

DECEMBER 14, 2020

The COVID-19 pandemic has challenged the economic and labor markets, impacting all businesses regardless of their size. The Public Cloud Market Will Surge. For example, software-as-a-service (SaaS) enables applications to run on the provider’s servers over the internet, and it will likely remain the largest segment of the cloud market.

Technology 348

Technology Trends Software Resources 348

Perficient

FEBRUARY 27, 2025

By ensuring compliance with regulations, banks mitigate risks and maintain trust with customers and regulatory authorities. By integrating financial services into non-financial platforms, banks can tap into new markets and customer bases, generating additional revenue. Ensure these APIs are secure, reliable, and easy to use.

Banking Trends 221

Banking Trends Trends Digital Banking Customer Experience 221

PYMNTS

JANUARY 26, 2021

The partnership aims to create a secondary credit market that is transparent and efficient and makes it easy to manage credit and digitally store documents, loan history and due diligence activities, preventing “information asymmetry risks,” the release stated. “The Diokno, Philippines’ Central Bank (BSP) governor in the release.

blockchain 244

blockchain Guidelines cryptocurrency Marketing 244

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. The pandemic has refocused scrutiny on the open banking ecosystem’s privacy and security. The Data Privacy Twist .

Regulation 175

Regulation Data Regional Examples 175

PYMNTS

DECEMBER 18, 2020

The new regulations, if adopted after a comment period, would require banks and some other institutions to obtain and report the identities of parties engaging in certain digital transactions, including payments involving what are called "unhosted wallets" – effectively secret bank accounts that hold cryptocurrency.

Bitcoin 354

Bitcoin US Regulation cryptocurrency 354

PYMNTS

JANUARY 8, 2021

16, Massachusetts securities regulators filed a complaint against Robinhood alleging that the company aggressively marketed to inexperienced investors and failed to implement controls to protect them, violating state laws and regulations.

Massachusetts 363

Massachusetts Fintech Millennials Retail 363

PYMNTS

DECEMBER 18, 2020

The IPO rate for Chinese companies is the highest since Alibaba’s massive market debut in 2014, according to CNBC , citing a new report from Renaissance Capital. and China over trade and security issues. market for 2020, according to Renaissance Capital. Securities and Exchange Commission (SEC) in August. stock exchanges.

Phoenix 268

Phoenix Regulation Capital Marketing 268

PYMNTS

MAY 1, 2020

Financial institutions (FIs) and regulators in Singapore, the E.U. have passed laws or implemented programs over the past two years to put more focus on digital banking and data security, fundamentally changing how online transactions work. these programs appear to have remained the same in most markets. and the U.S.

Innovation 245

Innovation Regulation Digital Banking Security 245

PYMNTS

NOVEMBER 23, 2020

A recent report released by the United Nations found that 132 out of 194 countries have now introduced data protection regulations of some kind, all varying in terms of what type of information they protect and the severity of their restrictions. Meanwhile, other markets are continuing to adjust with their own data protection laws.

Industry 298

Industry Regulation Data Study 298

Perficient

AUGUST 3, 2023

Highly regulated industries, such as the financial services industry, are especially interested in generative AI’s capabilities surrounding how it can support ever-transient regulatory and data governance demands.

Industry 83

Industry Risk Management Customer Experience Fraud 83

PYMNTS

OCTOBER 14, 2020

The head of the country’s only licensed and publicly traded cryptocurrency broker says tighter regulation and exponentially higher yields are causing corporate treasury and cash management accounts to seriously consider this alternative asset class. With the treasury market for S&P 500 companies valued at $2.3 The Pandemic Pop.

cryptocurrency 323

cryptocurrency Regulation Trends Bitcoin 323

PYMNTS

JANUARY 18, 2022

18) that it plans to regulate cryptocurrency advertising like other financial products and ensure that promotions are “fair, clear and not misleading,” according to a Bloomberg report. 17), Spain’s market regulator enhanced controls on crypto-related ads, saying they must include a warning that investors risk losing all their money.

cryptocurrency 147

cryptocurrency Regulation social media Guidelines 147

Abrigo

JANUARY 24, 2025

Understanding broad market trends and the specific forces affecting bank and credit union portfolios can guide institutions decisions while helping them prepare for examiner scrutiny of CRE risk , according to a recent Abrigo webinar, Being strategic with your CRE. Managing their current risk is vital, too.

Lending 221

Lending Trends Risk Management Management 221

PYMNTS

JANUARY 19, 2021

The shift to digital commerce has opened up new markets for companies across all verticals and sizes. But it’s still on you as a brand to figure out what payment methods you need, how to sell locally, how [General Data Protection Regulation (GDPR)] may apply, and how to manage taxes,” he said.

Branding 322

Branding Taxes Fraud Regulation 322

Chris Skinner

MARCH 15, 2017

For example, it shows that the UK retail banking market place has become a dull playground thanks to mergers and acquisitions over the past half century: As a result, the six large banking groups held an 89% market share of the current account market. Anyways, there is some key metric data in the report.

Regulation 291

Regulation Retail Survey Mobile 291

South State Correspondent

OCTOBER 24, 2024

The Rule now gives consumers greater control over their financial data and the ability to share it securely with third-party service providers. Banks must ensure that they provide data only to the extent necessary and that proper security measures are in place to safeguard the data. This is no easy feat.

Data 221

Data Security Fintech Resources 221

PYMNTS

JUNE 24, 2020

Since COVID-19, non-bank lenders have been hurting as capital markets became less available and retail investors tried to withdraw their cash from the P2P sector, the Times reported. The company will target younger borrowers with digital features that are common with debit cards but remain rare in the credit card market, the Times reported.

Security 215

Security Capital Cards Report 215

PYMNTS

DECEMBER 27, 2020

Financial regulators in China are moving to curb the influence of Jack Ma 's Ant Group by telling it to switch focus back to its mainstay payments business while fixing issues in personal lending, wealth management and more, The Wall Street Journal (WSJ) reports. The People's Bank of China criticized Ant on Sunday (Dec.

Groups 225

Groups Regulation Payments Lending 225

PYMNTS

NOVEMBER 3, 2020

The Shanghai Stock Exchange is delaying Ant Group’s record initial public offering (IPO) following Jack Ma’s meeting with Chinese regulators, according to a Wall Street Journal (WSJ) report on Tuesday (Nov. That meeting now disqualifies Ant from listing on Thursday (Nov. 2) to answer questions behind closed doors.

Groups 169

Groups Regulation Meeting Fintech 169