PYMNTS

DECEMBER 5, 2018

The funding will be used to hire staff, “build out our infrastructure and secure the appropriate steps are taken to develop a regulated market for digital assets,” said ErisX Chief Executive Officer Thomas Chippas, according to Reuters. We found a proliferation of press releases, white papers and persuasively written articles.

blockchain 166

blockchain Bitcoin cryptocurrency Analysis 166

PYMNTS

DECEMBER 22, 2019

The French Financial Markets Authority (AMF) announced that it approved its first initial coin offering (ICO) — “ICO visa” — to the cryptocurrency fundraising platform French ICO. . “The PACTE law has indeed introduced in France an optional visa regime for fundraising in crypto-assets.

blockchain 132

blockchain Bitcoin US cryptocurrency 132

PYMNTS

OCTOBER 14, 2018

Bitcoin was hit with an $18 billion market loss in just three days. Other cryptocurrencies had an even worse week: Ether, the second-largest cryptocurrency by market capitalization, dropped 12 percent, while the third largest, XRP, is down 18 percent in seven days. and Canadian securities regulators.

Bitcoin 156

Bitcoin North Dakota blockchain Data 156

PYMNTS

JUNE 16, 2018

The Russian Association of Corporate Treasurers is joining the government-led Masterchain blockchain initiative, a platform developed by the central bank to facilitate communication within Russia’s banking market. Russia is reportedly looking to use the platform to replace SWIFT’s inter-bank communications network.

blockchain 113

blockchain National New York cryptocurrency 113

PYMNTS

JUNE 24, 2019

The think pieces have come in waves, as have the reactions from analysts, cryptocurrency enthusiasts and regulators — and the world waits to see exactly what Facebook and its cadre of payments and commerce players design. There will be perceptual hurdles to clear, and regulators to convince. It’s a reason to work with regulators. “We

Payments 179

Payments cryptocurrency social media Regulation 179

Abrigo

JUNE 23, 2020

They will also provide you with resources (blogs, case studies, webinars, white papers, etc.) BSA Rules and Regulation. BSA Market Update – 5 Things You Need to Know in COVID-19. BSA Rules and Regulation. BSA Rules and Regulation. from time-to-time. Abrigo Community. We’re here for you. Fraud Trends.

Software 195

Software Community Resources Fraud 195

PYMNTS

MAY 10, 2017

Yet little is known about how well the lending market serves their financing needs,” CFPB Director Richard Cordray said in a statement announcing a formal request for information. Small businesses fuel America’s economic engine, create jobs and nurture communities.

Lending 108

Lending Community America Regulation 108

PYMNTS

JUNE 18, 2019

They are being asked to contribute their collective experiences in operating global, regulated payments and financial services networks to shape Libra’s charter and frame its governance structure. Facebook says that it is currently in discussions with regulators, who they claim, are eager to engage in conversations with them about it.

Payments 246

Payments Regulation blockchain cryptocurrency 246

PYMNTS

SEPTEMBER 2, 2019

There are a lot of possibilities here, and both Facebook and the Association plan to work with regulators to help address all of their concerns before Libra will be ready to launch. On the other hand, “terrible idea” is just about the nicest descriptor regulators in the U.S. and around the world have had about this project.

Payments 205

Payments Apple New York City Retail 205

PYMNTS

AUGUST 15, 2018

The Russian Association of Corporate Treasurers is joining the government-led Masterchain blockchain initiative, a platform developed by the central bank to facilitate communications within Russia’s banking market. Russia is reportedly looking to use the platform to replace SWIFT ’s inter-bank communications network.

System 101

System blockchain Cards ATM 101

PYMNTS

JULY 11, 2019

The main buzz surrounded the cryptocurrency itself, but the Libra white paper also held a pair of sentences that painted Facebook’s intentions in a new light: “An additional goal of the association is to develop and promote an open identity standard. I think that regulators and governments might insist on something like that.”.

cryptocurrency 124

cryptocurrency Regulation Security CA 124

PYMNTS

JULY 28, 2019

According to the regulator’s website , CoinLaunch was consulted on two ICOs, with both determined to be securities. CoinLaunch reportedly created the tokens, white papers and websites, advised on the sale structure and made introductions, which was found to be an act beyond the trade of the security tokens.

Bitcoin 116

Bitcoin United States cryptocurrency Security 116

PYMNTS

AUGUST 5, 2019

This, in short, seems to be the route Facebook decided to take with Libra — big announcement, big white paper, big partners and, most importantly — big, big plans. Globally, regulators of all kinds have turned various shades of green at the prospect, and in two-days of testifying before the House and Senate , the U.S.

blockchain 214

blockchain cryptocurrency Maine Retail 214

CFPB Monitor

MAY 4, 2016

The CFPB recently joined other federal regulators who have indicated a growing interest in marketplace lending with its announcement that it is accepting consumer complaints about loans obtained through marketplace lenders. According to Politico, the Treasury received over 100 responses.

Lending 60

Lending Study Online Regulation 60

Long Lasting Ideas

FEBRUARY 19, 2020

In a June 2018 white paper, “ Elder Financial Exploitation. Why it is a concern, what regulators are doing about it, and looking ahead ,” issued by the US Securities and Exchange Commission, author Stephen Deane called elder financial exploitation “a public health crisis, a virtual epidemic.” . are facing at an alarming rate.

Marketing Strategies 52

Marketing Strategies Strategy Regulation US 52

PYMNTS

JULY 28, 2019

According to the regulator’s website , CoinLaunch was consulted on two ICOs, with both determined to be securities. CoinLaunch reportedly created the tokens, white papers and websites, advised on the sale structure and made introductions, which was found to be an act beyond the trade of the security tokens.

Bitcoin 100

Bitcoin Security United States cryptocurrency 100

PYMNTS

DECEMBER 18, 2018

That’s not to strike an alarmist tone about the coming deployment of 5G, which promises benefits to merchants , marketers , healthcare , FinTech , payments , connected cars , the Internet of Things and other areas. Verizon and Samsung recently said they would launch U.S. networks are safe for users, much like U.S. 5G Security Products.

Security 143

Security Mobile Technology Cyber Security 143

FICO

JUNE 26, 2020

Regulatory Stress Tests – By actively managing FICO® Resilience Index distributions to build more robust portfolios over a full market cycle, financial institutions can more precisely set capital requirements to comply with the Comprehensive Capital Analysis and Review (CCAR) and Dodd-Frank Act Stress Tests (DFAST).

Analytics 98

Analytics Analysis Tools Capital 98

CFPB Monitor

JUNE 8, 2016

.” According to the FTC, the forum “will examine the range of marketplace lending models, their potential benefits to consumers, possible consumer protection concerns, and the applicability of consumer protection laws to market participants.”

Lending 60

Lending Fintech California Survey 60

PYMNTS

MAY 17, 2017

They are also in flux thanks to regulation. Recent analysis from Buying Business Travel said PSD2 regulations in Europe, for instance, may make using a commercial card less user-friendly for the purpose of greater security.

Cards 108

Cards Analysis Data Industry 108

Insights on Business

FEBRUARY 11, 2019

These regulatory and legal restrictions and public cloud deployment reluctance are especially true for the financial industry and, probably more so, within the financial crimes and compliance space, where highly-sensitive, entity-related information is stored and continuously examined in highly-regulated processes.

Compliance 87

Compliance Security Big Data Analytics 87

PYMNTS

MARCH 1, 2017

Currencycloud’s latest white paper, Global Payments: How FinTech Partners Are Helping Banks Transform, lays out the complexities that banks face in trying to keep up with the rapid pace of globalization and how partnerships with FinTechs may be an alternative path to success. What banks have to fear most is smarter banks,” he said.

Payments 100

Payments System Fintech Regulation 100

CFPB Monitor

MARCH 6, 2017

In a new white paper, “ An Overview of the Analytical Flaws and Methodological Shortcomings of the CFPB’s Survey of Consumer Experiences with Debt Collection ,” ACA International takes aim at the report released by the CFPB in January 2017 that presented the findings of the CFPB’s national debt collection consumer survey.

Survey 79

Survey National Analytics Examples 79

CFPB Monitor

NOVEMBER 24, 2014

(The CFPB explained its use of the BISG proxy method in a white paper that accompanied the release of the CFPB’s proposed larger participant rule for the auto financing market and a special edition of Supervisory Highlights describing the CFPB’s fair credit supervisory activity in “the indirect automobile lending market.”).

Study 68

Study Analysis Regulation Retail 68

CFPB Monitor

DECEMBER 6, 2021

For a number of reasons and as detailed at greater length in a CBA white paper we helped author, we believe that formal rulemaking would serve as a far better approach than a return to “regulation by enforcement.”. The CFPB has had years to initiate rulemaking establishing clear standards for overdraft fees.

Regulation 78

Regulation Policies FDIC Report 78

Jeff For Banks

SEPTEMBER 29, 2012

At the same time, bank regulators raise issues that are cause for concern. Additionally, every bank marketing and compliance officer should work together to create a written policy that answers all the “fear” questions to management’s satisfaction. • What if I miss a customer’s complaint or I don’t document it properly?

social media 65

social media Compliance Guidelines Groups 65

CFPB Monitor

MAY 13, 2019

The first rule to be subjected to a 610 Review is the rule adopted by the Federal Reserve Board in 2009 that amended Regulation E (which implements the EFTA) to add a rule limiting the ability of financial institutions to charge overdraft fees for paying ATM and one-time debit card transactions that overdraw a consumer’s account.

ATM 68

ATM Exercises Data Report 68

Insights on Business

JUNE 25, 2019

As the IBM white paper Top considerations for implementing sales performance management reveals, decisions made during SPM implementation impact not only the effectiveness of the solution, but also the sales and revenue growth of the entire organization. Increase regulation and control. Enhance margins. Reduce complexity.

Management 116

Management Analytics System Examples 116

FICO

AUGUST 15, 2018

Consider the risk modeling scorecard, which has been traditionally lauded by businesses and regulators alike for its predictive capabilities. Actually, decision modeling does this by putting the decision before the data, versus the other way around (and if you really want to dig deeper, check out this white paper ).

Analytics 53

Analytics Analysis Data Operations 53

CB Insights

JUNE 12, 2018

Bypassing the skepticism and more onerous process of traditional VC financing, blockchain teams raised more than $18B over the past year through initial coin offerings (ICOs), often with little more than a white paper. See how venture firms, corporates, regulators, and builders are shaping the future of blockchain technology.

blockchain 53

blockchain Trends cryptocurrency Regulation 53

CFPB Monitor

APRIL 29, 2015

In the section on rulemaking, the CFPB discusses its proposed amendments to Regulation C (which implements HMDA) and its progress in developing rules on the collection of small business lending data to implement Section 1071 of Dodd-Frank. ”).

Lending 60

Lending Report Policies Compliance 60

FICO

JUNE 22, 2017

Increasingly in today’s age, terrorist organizations and dangerous criminals finance their operations by laundering money in global financial institutions, presenting a huge public policy problem for regulators and policymakers. Regulations to detect and report suspicious activity through SARs have become more strictly enforced.

Tools 55

Tools Compliance Innovation social media 55

CFPB Monitor

AUGUST 3, 2016

This release by the CFPB echoes the principles discussed in the recent white paper issued by the Treasury, HUD, and the FHFA titled: “Guiding Principles for the Future of Loss Mitigation: How the Lessons Learned from the Financial Crisis can Influence the Path Forward.”

Meeting 60

Meeting Regulation Policies Data 60

Insights on Business

AUGUST 28, 2019

Want to know what happens to your portfolio if there were a big market move? Each of the services can be used in a stand-alone fashion or can be coupled with other services to achieve a variety of risk management objectives. Combine economic scenario generation with financial modeling. Don’t have data? Layer in the data service.

Management 87

Management Risk Management Resources Analytics 87

CFPB Monitor

JULY 28, 2022

In October 2021, using its authority under Section 1022 of the Consumer Financial Protection Act (CFPA) to send market monitoring orders, the CFPB requested information from six large technology platforms offering payment services. He labeled this “the highest-stakes issue for us to deal with.”

Regulation 78

Regulation Lending Fraud Payments 78

FICO

JULY 18, 2022

FICO leverages machine learning (ML) in solutions ranging from fraud detection to marketing. FICO has long-supported financial service institutions in fulfilling their obligations to comply with applicable adverse action notice requirements under regulations such as the Equal Credit Opportunity Act (ECOA). Tue, 07/02/2019 - 02:45.

Analytics 52

Analytics Data Lending Industry 52

NCR

APRIL 4, 2016

Because of compliance regulations, financial firms typically face inflexible formatting requirements for these communications. All of this will have a positive impact on time-to-market for the financial organization. Armor white paper , “Inside the 6 principal layers of the cloud security stack”.).

Security 40

Security Survey Data Resources 40