PYMNTS

OCTOBER 18, 2017

Thus, when companies come to market with new ideas, it is essential they come with a strategy to commercialize their efforts, too, Wain explained — a “commercialization agenda,” if you will. His assertion is that GPS was not an innovation until it hit the market as a navigation system and was successfully monetized by Garmin.

Innovation 140

Innovation Compliance Strategy Community Bank 140

PYMNTS

APRIL 4, 2019

And by all accounts, this digital migration is driven by consumer preference — according to the same study, 91 percent of mobile banking users prefer accessing their app over going to a physical branch, and 68 percent of mobile banking millennials believe their smartphones will eventually replace their physical wallet.

Mobile 169

Mobile Study Security social media 169

PYMNTS

NOVEMBER 19, 2019

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. That applies to younger consumers, including millennials , Geeslin noted.

Cards 140

Cards Apple Data Innovation 140

PYMNTS

JULY 18, 2019

As millennials rise through the ranks and within the ranks, we see the rise of what he termed “digital natives.”. That bifurcation comes, said DeRosa, as demographics shift. In exploration of just who those natives might be, he explained, “These are the kids that actually have been born with a mobile device in their hand. The Courage Factor.

Innovation 155

Innovation Study Technology Millennials 155

PYMNTS

OCTOBER 16, 2017

The paper check format doesn’t work for the millennial consumers using the service, he explained. If you look at [some] 25- to 35-year-old millennial shoppers that comprise the bulk of our user base, they’re not sure what a check is.”. The reason? It’s not for our demographic,” Leach said. “If It’s kind of a two-way dialogue.”.

Millennials 101

Millennials Branding Cards Retail 101

Gonzobanker

NOVEMBER 16, 2023

By providing visitors a way to directly interact through comments, “likes,” re-posts and more, an institution can deliver a more personal and credible user experience. Sofi has built strong engagement through its Richer Lives social media strategy and influencer Vivian, “your rich BFF.”

social media 97

social media Marketing Millennials Trends 97

CB Insights

DECEMBER 15, 2020

The benefits of digitization stretch across client acquisition, client interaction, and advice, whether that be using VR and chatbots to provide better user experience, onboarding new users with self-service workflows, or using AI to rebalance portfolios automatically. . Source: Deloitte. What’s next?

Management 87

Management Fintech Industry Trends 87

PYMNTS

JANUARY 2, 2017

Getting on board with this new technology is key for banks and financial institutions as they look for ways to attract millennial consumers. This year, the Digital Banking Tracker looked at millennials’ financial habits and why younger users favor digital banking solutions over traditional banking models. LOOKING AHEAD.

Retail 123

Retail Millennials blockchain Mobile 123

PYMNTS

JUNE 29, 2016

That’s why, according to Brandon Krieg, co-founder and president of StashInvest, an app that allows consumers to invest in Exchange Traded Funds (ETFs) or stocks for as little as $5, companies must always be re-evaluating and updating their security platforms and strategies to keep up with fraudsters. Krieg said. Enlisting help from experts.

Fraud 100

Fraud Security User Experience Company 100

NCR

APRIL 16, 2018

With tech evolution shaping customer expectations, regulatory changes creating new compliance demands and industry competition increasing all the time, banks need to get their strategy planning and execution right in order to succeed. Image: mdgomes via iStock.

Digital Banking 49

Digital Banking Regional Customer Experience Industry 49

CB Insights

OCTOBER 10, 2017

Ninety-two million millennials will soon be in what Goldman Sachs calls their “prime spending years.” Bankrate found 83% of millennials don’t think they’ll ever retire: they simply “don’t think they’ll have the money” to do so.). Mint’s pre-launch blogging strategy that got them 20,000+ customers.

Tools 78

Tools Millennials US Mobile 78

PYMNTS

JANUARY 22, 2018

Success is now defined by the ability to reach a critical mass of users – consumers or businesses – efficiently and effectively … where time is an important currency, as is the ability to influence and/or control that end user experience. And who will influence how innovation happens. For Boxed, it was nothing but upside.

Innovation 135

Innovation Online Branding El Paso 135

Fintech Labs Insights

MARCH 7, 2017

The addition of these features marks a pivot in Qapital’s strategy from a savings-only app into more of a traditional banking services provider. Offering debit card functionality will not only drive users to the app, it will also lead to a new revenue stream from interchange fees.

Cards 18

Cards Millennials User Experience New York 18

William Mills

MAY 11, 2016

Virtual reality – Where your can see your investment plan and strategy visually and interactive. Customers can store all of their online profiles in one secure location to improve user experience. What’s the market strategy? Fiserv is meeting that need for FIs and millennials. Who is the target audience?

Mobile 41

Mobile Video social media Data 41

Fintech Labs Insights

APRIL 11, 2017

Guest post by Theodora Lau, Director of Enterprise Strategy and Innovation at AARP, a sponsor of FinovateSpring 2017. To win over this market, innovators need to: Remove friction from the user experience. Originally published April 4. For 2017, AARP forecasts the 50-plus consumers will spend $15.3 Improve customer service.

Fintech 18

Fintech Innovation CA User Experience 18

Fintech Labs Insights

APRIL 4, 2017

Guest post by Theodora Lau, Director of enterprise strategy and innovation at AARP, a sponsor of FinovateSpring 2017. To win over this market, innovators need to: Remove friction from the user experience. For 2017, AARP forecasts the 50-plus consumers will spend $15.3 Improve customer service. The clock is ticking.

Innovation 15

Innovation CA User Experience Meeting 15

Fintech Labs Insights

SEPTEMBER 1, 2015

Authy delivers proven fast-to-implement, highly scalable and reliable 2FA with an intuitive user experience and a powerful API. BehavioSec enhances security without impacting the user experience. Get agile as you tailor your app strategy. Hedgeable is the first private banking platform for millennials.

Company 12

Company Software Analytics Mobile 12

William Mills

SEPTEMBER 7, 2016

The network lets the user ask family and friends to HELP the user buy something. I’ve heard that financial planners are having a hard time getting Millennials thinking about retirement but instead focus on short-term financial goals – homes, vacations, etc. How can you preserve the digital user experience?

Mobile 40

Mobile Cards Fraud Data 40

PYMNTS

DECEMBER 31, 2020

This study assessed how restaurants’ customer engagement strategies have evolved since the pandemic's onset, and helped identify the key digital innovations that can help restaurants deliver improved user experiences and boost their average unit volumes (AUVs). 68 percent of tech SMBs grew during the third quarter.

Data 277

Data Innovation Payments Millennials 277

Fintech Labs Insights

JULY 22, 2015

Fueled by a strong, open API strategy, Backbase’s platform gives FI’s the ultimate freedom and flexibility to work with any core and third party vendor, to create a best-of-breed digital banking offering for their clients. Developers will learn how they can resolve their customers’ pain-points with a simple-to-use REST API.

San Francisco 12

San Francisco Video Fintech Data 12

Gonzobanker

DECEMBER 19, 2016

Instead we need to pay serious attention to how technology is changing strategy in our industry and develop gritty tactics to address this shift. So it’s time to light a fire, grab a big tumbler of Scotch and rest up for a busy 2017 as you experience one of the holiday’s greatest traditions: the annual GonzoBanker Awards.

Utah 60

Utah System Marketing Community 60

Gonzobanker

DECEMBER 19, 2016

Instead we need to pay serious attention to how technology is changing strategy in our industry and develop gritty tactics to address this shift. So it’s time to light a fire, grab a big tumbler of Scotch and rest up for a busy 2017 as you experience one of the holiday’s greatest traditions: the annual GonzoBanker Awards.

Utah 60

Utah System Marketing Community 60