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Since Square purchased Afterpay, customers can get an Afterpay card to use with participating retailers that operate with Square, which lets customers use Afterpay for in-store purchases. Pay in 4 is not currently available for residents of Missouri, New Mexico, NorthDakota, South Dakota, Wisconsin, or any US Territories.
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Policymakers may have simply shifted operating firms from one industry to another, having no real effect on market conduct,” Ramirez writes. While the number of payday lenders in Ohio plummeted, the number of pawnbrokers increased by 97 percent.
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