PYMNTS

JUNE 6, 2017

From some guy’s garage in San Francisco, a group of math nerds has grown into one of the world’s finest-tuned machine learning operations. I’ve had the privilege to study and do research at many amazing universities and national labs around the world throughout my career.

Operations 168

Operations Tools Data San Francisco 168

Abrigo

FEBRUARY 27, 2025

Lets explore key aspects of wire fraud and best practices financial institutions can use to protect their clients and their operations. They study demographics, regional characteristics, news events, and even online behaviors to craft scams that appear highly convincing. Staying on top of fraud is a full-time job.

Fraud 195

Fraud How To Strategy Security 195

PYMNTS

JUNE 16, 2019

In a study of Global Positioning System (GPS) technology, researchers found that loss of the service would have an impact of $1 billion per day per an approximate estimate. The National Institutes of Standards and Technology sponsored the study, which was performed by RTI International of North Carolina, Ars Technica reported.

Study 100

Study North Carolina Google National 100

South State Correspondent

JULY 24, 2024

Looking at the Math of an Average Business Savings Account – Case Study Let’s take one of the most underutilized products in banking: the business savings account. Your banker smartly cross-sells them a savings account and pays them the current national average of 59 basis points.

South Carolina 417

South Carolina Marketing Capital Idaho 417

PYMNTS

MAY 4, 2016

Those are the questions being raised by the National Retail Federation’s newest study , which looked at the impact that government regulations are having on everyday and high-level operations. The NRF study also touched on several current issues swirling around the role of government in the workplace, like minimum wage.

Study 100

Study Regulation Retail Policies 100

PYMNTS

OCTOBER 6, 2020

According to an August study of digital banking by PYMNTS, banks are closing physical branches, reducing hours of operation and encouraging customers to use their websites or mobile apps to conduct transactions and reduce face-to-face interactions between customers and staff. On Monday (Oct. 5) NCR Corp.

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

PYMNTS

DECEMBER 12, 2019

The thefts — which retailers call shrink — will result in lower operating profit margins in 2020, Home Depot executives told analysts and investors during a meeting. Shrink costs retailers about $51 billion each year, according to a report from the National Retail Federation (NRF). Home Depot’s claim is among the first times a big U.S.

Retail 201

Retail Atlanta Study New York 201

Abrigo

DECEMBER 1, 2014

Credit unions have seen an unprecedented uptick in business-related loans in recent years, according to the Credit Union National Association’s (CUNA) U.S. To evaluate the level of capital needed, the NCUA notes, “Credit unions should complete a feasibility study for the program.” Credit Union Profile. billion to $43.16

Strategy 186

Strategy How To Resources Lending 186

PYMNTS

JANUARY 25, 2021

The National Retail Federation ’s annual convention may have come and gone but the sentiments, strategies and lessons learned from facing nearly a year of pandemic-led changes by some of the world’s largest merchants are going nowhere fast — especially when it comes to their embrace of increased digitalization. Stores As Social Centers.

Community 269

Community Retail Strategy National 269

PYMNTS

JULY 26, 2016

For others, however, entire national economies can be affected. According to the UN Conference on Trade and Development (UNCTAD), that’s exactly what’s happening in some developing nations, in which invoice errors across Africa and South America are leading to the loss of up to two-thirds of commodity export value.

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National Taxes Data Report 100

PYMNTS

NOVEMBER 20, 2020

News came this week that a (virtual) meeting between regulators and Big Tech – which would center on draft proposals that might impact their very operations on the Continent –has been postponed briefly from Nov. For Big Tech, there’s just a hint of a bit of a reprieve in Europe. 24 to Dec 2.

Policies 260

Policies Google Apple Regulation 260

CFPB Monitor

AUGUST 13, 2020

The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). The NCCF was established by the Consumer Credit Protection Act of 1968) to study consumer credit markets and recommend improvements in consumer credit regulations. Small loans are relatively more costly than larger loans.

Study 148

Study Survey National Analysis 148

PYMNTS

MARCH 17, 2020

The annual benchmarking study conducted by PYMNTS combines a survey of nearly 4,000 U.S. Our study shows that 42.1 percent of CU members would consider using challenger banks if they were operated by national banks, and 16.4 Competitive Threats. consumers with over 200 CU and FinTech executives. Challengers vs. CUs.

Innovation 159

Innovation Study Operations Examples 159

PYMNTS

JANUARY 12, 2021

“Retailers are seeing more cases and higher losses as organized crime continues to target stores, warehouses and cargo,” Mark Mathews of the National Retail Federation ( NRF ), which recently released its 16th annual Organized Retail Crime study.

Retail 226

Retail Florida San Francisco Sacramento 226

PYMNTS

NOVEMBER 4, 2020

The following Deep Dive explores the ways in which QSR customers’ ordering and payment habits are shifting, as well as how restaurants are changing their operations to meet consumers’ new payment demands. These innovations have revolutionized diners’ experiences and transformed the purchasing process. The Evolution Of Ordering.

Meeting 230

Meeting Payments New York City Denver 230

PYMNTS

JULY 3, 2018

As startups such as DadeSystems , FitPay and Jewel Paymentech expand across devices and functions, Tipalti , AvidXchange and Emailage announce new growth for their local, national and global footprints. Ahead of its global expansion, Tipalti conducted a study to find out. Here’s all the latest news from startup-land this month.

National 101

National Charlotte Regional Operations 101

PYMNTS

DECEMBER 21, 2020

Source: PYMNTS.com longitudinal study of over 40,000 consumers (data from the most recent panel on Nov. This digital shift — doing less in the physical world and more in the digital world for the same activity — is based on 16 longitudinal studies that PYMNTS has conducted of a national sample of more than 40,000 U.S.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

NOVEMBER 7, 2016

Power plants, electrical grids and telecommunications networks, constructed before the threat of cyberattacks, are at risk from nation-states, terrorists and organized cybercrime. The industrial IoT will also become more vulnerable to cyberattacks in 2017 as its informational and operational technologies continue to converge.

Security 202

Security Strategy Mobile System 202

PYMNTS

FEBRUARY 27, 2020

The 2020 outlook report from the National Restaurant Association was released today and it paints a picture of an industry dealing with the countercurrents of solid consumer spending and disruptive technology. In fact, by 2030, the National Restaurant Association expects that technology could completely change the face of dining.

Rhode Island 151

Rhode Island National social media Arizona 151

PYMNTS

MAY 8, 2020

The Retail Industry Leaders Association , along with the National Retail Federation (NRF), recently rolled out a phased-in approach to reopening retail called the Blueprint for Shopping Safe. To help guide stores, the National Retail Federation recently unveiled its “Operation Open Doors” Initiative.

Retail 173

Retail National United States Groups 173

PYMNTS

NOVEMBER 9, 2020

The ACCC is focusing on the media bargaining code, our ad tech inquiry and our study examining app stores, and we have noted the Epic Games proceedings against Apple and Google in the US in regards to the latter,” the official said, as per the report. California’s Proposition 24 Vote Could Bolster Digital Privacy Laws In Other States.

Regulation 211

Regulation social media Compliance California 211

PYMNTS

NOVEMBER 2, 2020

In years to come, it’ll be hard to find anything as studied and surveyed as COVID-19’s effects on commerce. Thirty-eight percent of consumers who shopped for retail products during the period of study, some 46 million Americans, did that shopping from home, more than twice that of those who did so in 2019.

Study 205

Study Cards Payments Innovation 205

PYMNTS

FEBRUARY 6, 2020

Wray was speaking at the Washington’s Center for Strategic and International Studies think tank, and he said the economic danger from China was “diverse and multilayered.”. “As High-profile targets like the NASA Jet Propulsion Lab and the Department of Energy’s National Laboratory were mentioned in the indictment.

United States 151

United States US National Fraud 151

PYMNTS

SEPTEMBER 18, 2018

The nation is forming a Direct FAST industry group, where the members will include traditional financial institutions (FIs), FinTech firms and the Monetary Authority of Singapore (MAS). The movement to open that FinTech access, said the minister, brings “greater convenience to consumers” as those individuals use their eWallets.

Fintech 166

Fintech New York US National 166

PYMNTS

DECEMBER 11, 2020

Invisible” is the operative word here, as the tsunami of remote onboarding triggered by COVID lockdowns has given fraudsters yet more cover to add to their anonymity. Online account openings increased by as much as 15 percent when social distancing mandates were implemented, and one study revealed that 73 percent of U.S.

Video 204

Video Security National Digital Banking 204

Perficient

JUNE 25, 2024

The evolution of electronic trading provides a valuable case study to consider. He argued that well-designed checkpoints could help balance the need for innovation with necessary safeguards to prevent runaway growth. Traditionally, trading was manual.

Case Study 221

Case Study Risk Management Analysis Innovation 221

PYMNTS

FEBRUARY 10, 2020

firms operating on an international scale — is about to get more heated. Last week in India, the government proposed a tax on eCommerce transactions that will likely increase operating costs for sellers large and small. Amazon India and Flipkart stated that they are both studying the proposed tax.

Taxes 175

Taxes Illinois Operations Study 175

PYMNTS

MAY 6, 2020

Colleges suffering from lost revenues during the pandemic may have a better chance now as clarifications to the Paycheck Protection Program ’s (PPP) rules say these institutions can exclude work-study students from their final counts of employees, according to Bloomberg. The college had received a loan of $3.2

Georgia 141

Georgia Study National Operations 141

PYMNTS

JANUARY 27, 2020

According to a new study from the National Restaurant Association and Technomic, in fact, 22 percent of consumers used kiosks to order food last year, demonstrating the power of that trend in the QSR world.

Retail 264

Retail New York Dallas Trends 264

PYMNTS

MARCH 30, 2020

Today, nearly all SMBs (those that remain in operation, that is) have been forced to divert that sense of optimism into a battle for their survival. Nearly three-quarters (72 percent) of the SMBs we studied reported having ready access to cash , either via a bank (44 percent) or other capital (31 percent).

Maine 232

Maine Data Capital Study 232

PYMNTS

JANUARY 21, 2021

Well-funded and organized fraud operations, meanwhile, continued to amass more capital, manpower and technology. For example, we sponsored a study, developed by Javelin Strategy & Research, that found that “over 60 percent of fraud is self-identified by consumers using various monitoring techniques.” It’s time to fight back.

Fraud 180

Fraud social media Strategy Maine 180

PYMNTS

NOVEMBER 29, 2018

Investment in Intelligence of Things (IoT) is expected to surge in the coming years, with companies projected to increase spending on the design, creation and operation of IoT solutions from $186.1 Recently, the National Institute of Standards and Technology drafted a report advising federal agencies on IoT security. billion by 2023.

Trends 173

Trends Security Study California 173

PYMNTS

MAY 1, 2020

are required to apply social distancing when they reopen, many won’t survive, according to a new study of restaurant owners. feet) apart at entrances and exits and toilet areas is impossible,” Tobias Jackson, operations director of Adventure Bar, a London cafe chain told the news service. “We If restaurants and bars in the U.K.

Guidelines 145

Guidelines Survey Operations Conference 145

PYMNTS

DECEMBER 21, 2020

and five other nations identified 100 million potentially fraudulent transactions between March 11 and April 28, for example. The health crisis is also dramatically altering merchants’ approaches to customer engagement and interaction, leading many to shut down brick-and-mortar channels and devote their resources to online operations.

Fraud 210

Fraud Retail Cards Resources 210

PYMNTS

JULY 7, 2020

The Southeast Asian country’s national tax office announced it will impose a 10 percent value-added tax (VAT) on foreign global technology companies as the nation looks for ways to defray the costs of battling the economic effects of the COVID-19 pandemic, Reuters reported. The country’s total budget for 2020 is $177.6

Taxes 141

Taxes Google Seattle National 141

PYMNTS

JULY 21, 2020

Many nations in the region are thus examining their open banking proposals to ensure they address this behavior. Open banking is also growing outside Latin America, with one recent study finding that the pandemic may have accelerated the digital banking shift in many markets.

Mobile 229

Mobile Report America Regulation 229

PYMNTS

MARCH 12, 2020

billion in revenue and cost $5 billion to operate. Based on studies we reviewed and interviews with representatives from consumer groups, there may be demand for certain offerings at retail facilities, such as check cashing and payday loan services, particularly if offered at a lower price than competitors,” the report says.

Retail 169

Retail US Survey Examples 169